Article Per Year (5 Year)
p-Index From 2021 - 2026
3.226
P-Index
This Author published in this journals
All Journal Al-Mashrafiyah : Jurnal Ekonomi, Keuangan, dan Perbankan Syariah Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Journal of Islamic Monetary Economics and Finance Jurnal Review Pendidikan dan Pengajaran (JRPP) Al-Kharaj: Journal of Islamic Economic and Business Jurnal Ilmiah Akuntansi Peradaban Tangible Journal Bertuah : Jurnal Syariah dan Ekonomi Islam LOSARI: Jurnal Pengabdian Kepada Masyarakat Jurnal Ar-Ribh Margin Eco : Jurnal Ekonomi dan Perkembangan Bisnis Mauriduna : Journal of Islamic studies Jurnal Ekonomi Syariah dan Bisnis SIMBOL : Jurnal Administrasi Publik dan Pemerintahan Mutlaqah: Jurnal Kajian Ekonomi Syariah Indonesian Research Journal on Education Kartika: Jurnal Studi Keislaman Al-Jadwa: Jurnal Studi Islam
Arsyad, Kamaruddin
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Neuroscience Physics Public Health Social Sciences Transportation Other

Published : 24 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Tangible Journal

 1 
Tantangan Pembiayaan Murabahah Konsumtif pada Bank Syariah Indonesia Saputra, Reza Eka; Arsyad, Kamaruddin; Possumah, Bayu Taufiq; Majid, Jamaluddin; Wawo, Andi
Tangible Journal Vol. 10 No. 2 (2025): Vol. 10 No. 2, Desember 2025
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) STIE Tri Dharma Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/tangible.v10i2.707

Abstract

This study aims to analyze the challenges of consumptive murabahah financing contracts in Islamic Banks in Indonesia. Using a qualitative library research approach, the study relies on secondary data collected through Google Scholar searches supported by the Publish or Perish (PoP) software with the keyword “Murabahah Financing in Islamic Banks in Indonesia 2020–2025.” Only journal articles were used as data sources. From 29 relevant references, seven specifically examined Bank Syariah Indonesia (BSI). All collected data were compiled, analyzed, and interpreted to formulate a literature-based conclusion. The findings reveal that murabahah is the most dominant consumptive financing product at BSI in terms of user interest and transaction volume. Its popularity is driven by its simplicity, margin certainty, and lower risk of default. In practice, murabahah bil wakalah is widely implemented, creating an impression similar to conventional credit schemes. Although BSI’s implementation complies with PSAK 102 and DSN–MUI fatwas, several challenges remain, particularly customers’ limited understanding of contract mechanisms, lack of transparency in margin determination, and the potential financial burden borne by customers.
Analisis Penerapan Prinsip Good Corporate Governance pada Bank Syariah Indonesia Ameliyani, Rizki; Arsyad, Kamaruddin; Possumah, Bayu Taufiq; Majid, Jamaluddin; Wawo, Andi
Tangible Journal Vol. 10 No. 2 (2025): Vol. 10 No. 2, Desember 2025
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) STIE Tri Dharma Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/tangible.v10i2.708

Abstract

This study aims to analyze the implementation of Good Corporate Governance (GCG) principles at Bank Syariah Indonesia (BSI) during the 2021-2024 period. GCG plays a vital role in maintaining customer trust, strengthening institutional stability, and ensuring operational compliance with maqashid syariah values such as justice (al-‘adl), welfare (al-maslahah), and trustworthiness (hifz al-mal). This research employs a qualitative descriptive method using a content analysis approach based on BSI’s annual reports from 2021 to 2024. The results show that BSI has implemented GCG principles very well and consistently, with an average disclosure rate of 90.55%, categorized as “Excellent.” However, two indicators multiple directorships and legal case resolution still require improvement, with an average of 87.5%. These findings indicate that BSI has applied a governance system that is transparent, accountable, and fair, while also reflecting maqashid syariah principles in upholding trust and promoting public welfare.
Co-Authors , Mira Aas, Ummul Faida Abdul Wahab Adelia Sari Aditya Ahsan Kamil, Muh. Almadani, Futri Nur Ameliyani, Rizki Amir, A. M. Nur Atma Andi Wawo Ansari, Noval Ardin, Ardiani Aulia, Rahma Auliah, Alvia ` Ayu Saputri, Ayu Bayu Taufiq Possumah, Bayu Taufiq Bhayangkara G, Andi Nabila Citra Lestari, Bunga Erni Fitri Fitri Gani, Ilham Haerunnisa, Rosyada Hamid, Supriadi Ihsan, Muh Darul Jamaluddin Majid Kafabillah, Zidnyfahma KAMIL, MUH. AHSAN Mahdalena, Lailatul Maritza Tauhid, Datuh Marsyah, Marsyah Muh. Darwis Muhammad Rizky Prima Sakti, Muhammad Rizky Prima Muin, Rahmawati Murtiadi Awaluddin Najmih, Nur Nanda, Sahabuddin Nasuka, Moh. Ningsih, Anggun Setya Nuraliza Asrah, St. Nurfazilah, Nurfazilah Parmitasari, Rika Dwi Ayu Putri Paradibah, Amuria Rabiatul Adawiyah Raehani, Najmi Rahman Ambo Masse Rahman, Yulia Ramadani, Sindy Ramadhani, Siti Razak, Syaparuddin Rifqah, Zulfa Rismawati Rismawati Rismawati Rostiani, Helda Safri Haliding Saputra, Reza Eka Silfia, Ayu Solly Aryza Sri Nurul Nabila Sudirman Sudirman Sudirman, Anggreani Sumarlin Supriadi Supriadi Supriani, Nuraisyah Syafnur, St Rahmawati Syahabuddin, Syahabuddin Syahrini, Syahrini Tauhid, Datuh Maritza Ulfa Azizah, Ulfa Wahyudi, Iqmal Wahyudi, Nur Rifqi Wiwik Handayani Wulandari, Sinar