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PENGELOLAAN DANA DESA DALAM ASPEK PEMBERDAYAAN DITINJAU DALAM PERSPEKTIF EKONOMI SYARIAH: PENGELOLAAN DANA DESA DALAM ASPEK PEMBERDAYAAN DITINJAU DALAM PERSPEKTIF EKONOMI SYARIAH Herion; Sumar’in; Zarul Arifin
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 1 No. 1 (2022): SAJGIBE MEI
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v1i1.762

artikel ini membahas pengelolaan dana desa dalam aspek pemberdayaan ditinjau dalam perspektif ekonomi syariah. Penelitian ini dilakukan di Desa Berlimang Kecamatan Teluk Keramat Kabupaten Sambas Provinsi Kalimantan Barat. Penelitian ini bertujuan untuk mengetahui (1) pengelolaan dana desa untuk pemberdayaan masyarakat, (2) pengelolaan dana desa ditinjua dalam perspektif ekonomi syariah. Pendekatan yang digunakan yakni pendekatan kualitatif. Penelitian ini merupakan penelitian lapangan (field research) dengan setting penelitian di Desa Berlimang Kecamatan Teluk Keramat Kabupaten Sambas. Teknik pengumpulan data menggunakan wawancara, dokumentasi, dan observasi. Sumber data terdiri atas data primer dan data sekunder. Dalam melakukan penelitian secara alamiah peneliti sendiri berperan sebagai instrumen penelitian. Teknik analisis data yang ditempuh peneliti adalah telaah data, reduksi data, kategorisasi data, penafsiran data dan kesimpulan. Sedangkan untuk pengujian kredibilitas data peneliti melakukan perpanjangan waktu pengamatan, dan meningkatkan ketekunan dalam penelitian. Hasil penelitian ini menunjukan bahwa Pengelolaan Alokasi Dana Desa dalam Peningkatan Pembangunan di Desa Berlimang Kecamatan Teluk Keramat Kabupaten Sambas, ada tiga tahap yakni perencanaan, pelaksanaan dan pertanggungjawaban, dalam perspektif ekonomi syariah pemerintahan desa Berlimang Kecamatan Teluk Keramat kiranya sudah menerapkan prinsip pembangunan dalam ekonomi Islam serta nilai-nilai dasar ekonomi Islam yakni rabbaniyah (ketuhanan) terlihat dari berbagai program kegiatan pemberdayaan di masyarakat.

STRATEGY OF BUSINESS ENTITY OWNED BY VILLAGE BUSINESS TOGETHER IN SEBAYAN VILLAGE IN INCREASING VILLAGE ORIGINAL INCOME Yuman Firmansyah; Sumar’in; Jaelani
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 1 No. 2 (2022): September
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v1i2.1315

ABSTRAK Penelitian ini dilakukan di Desa Sebayan Kecamatan Sambas Kabupaten Sambas Provinsi Kalimantan Barat. Penelitian ini bertujuan untuk mengetahui (1) strategi Badan Usaha Usaha Bersama Milik Desa dalam meningkatkan pendapatan asli desa, (2) Faktor pendukung BUM Desa Usaha Bersama dalam meningkatkan pendapatan asli desa, (3) faktor penghambat BUM Desa Usaha Bersama dalam meningkatkan pendapatan asli desa. Pendekatan dan jenis penelitian yang digunakan adalah pendekatan kualitatif dan jenis penelitian deskriptif. Teknik pengumpulan data menggunakan teknik observasi, wawancara, dan dokumentasi. Adapun teknik data yang digunakan adalah analisis atau metode SWOT. Hasil penelitian menunjukan bahwa dalam meningkatkan strategi menunjukkan bahwa perusahaan berada dalam kondisi yang sangat menguntungkan karena memiliki kekuatan sehingga dapat meraih beberapa peluang yang ada sehingga dapat memungkinkan untuk terus melakukan peningkatan, memperbesar pertumbuhan, dan meraih kemajuan secara maksimal.

The Expansion Of The Sambas District Region On The Economic Growth Of Border Communities In A Sharia Economic Perspective (Study of Muslim Communities in the District Sajingan Besar Misni Safari; Sumar’in; Wulan Purnamasari
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 2 No. 3 (2024): January
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v2i3.2806

One of the big problems that must be faced by the nation now is the (disparity) or growth gap (growth) in the regional and socio-economic areas (socio economic) in the border area (mainland) and the outer islands that is a border area with other countries. The backwardness of these border areas compared to non-border regional areas in various matters related to development outcomes and equitable distribution. The objectives of this study were : (1) The Impact of the Regional Expansion of Sambas Regency on the Economic Growth of the Muslim Community in Sajingan Besar District. (2) Islamic economic review of the impact of regional expansion in Sambas Regency in improving the economy of the Muslim community in the Sajingan Besar District. This study used a qualitative approach and descriptive analysis method using field research. The results of this study indicated that the impact of the expansion of the Sambas Regency area on the economic growth of the Muslim community in Sajingan Besar district has three impacts namely : the first is the social impact of the community, both on the economy and education, the second is the impact on public services and the third is the impact on infrastructure. Meanwhile, an Islamic economic review of the impact of regional expansion in Sambas Regency in improving the economy of the Muslim community in Sajingan Besar District The impact of regional expansion in Sajingan Besar District from an Islamic economic perspective shows quite good changes. Islam determines the main functions of the state and government in the economic field, namely eliminating economic difficulties experienced by the people, providing easy access to economic development for all levels of the people and creating prosperity. Meanwhile, Islam considers poverty to be something that can endanger morals, logical thinking, family and society. There are three ways to overcome poverty, namely: 1). increase the real sector and eliminating usury, 2). develop infrastructure development, as well as health and education that become factors in the economic development of welfare and justice (al-adl wal ihsan) and a good living (hayyah thayyibah) for all people, as the goal of Islamic economics to achieve falah that can be realized through mashlahah optimization.

Utility Theory And The Concept Of Maslahah In Islamic Economics Yuman Firmansyah; Abdul Wahab; Sumar’in
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 2 No. 3 (2024): January
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v2i3.2962

This article aims to analyze and build an Islamic economic order with noble character based on the Qur'an and Hadith. The emergence of Islamic economics to provide an explanation that the theory of utility has not touched the most basic principles and goals of Muslim consumers, namely in fulfilling their material and non-material needs, it is difficult to distinguish between wants and needs, and cannot avoid excessive behavior. So that this need has not been felt to be met in consumption activities called mashlahah. In Islamic principles, it is emphasized that every activity and every human being in economic activities can be characterized by their ability to do ihsan and fastabiqul khairat, uphold justice and not act arbitrarily, both for themselves and the surrounding environment. The characteristics of utility and maslahah in Islamic economics have characteristics, namely the principles of faith, morals and law (muamalah). This research is a literature research with a thematic method. The concept of utility or satisfaction is very different from the concept of maslahah or usefulness which is the goal in Islamic consumption. The concept of utility is very subject because it departs from the fulfillment of needs that are indeed subject. Meanwhile, the concept of maslahah is relatively more objective because it departs from the fulfillment of desires which is relatively more objective than needs. Within the framework of this theory, Islamic economic principles and activities must be the operational basis of Islamic financial institutions in Indonesia.

PENGARUH PEMAHAMAN ETIKA BISNIS ISLAM PEDAGANG MUSLIM TERHADAP PRAKTEK PENIMBANGAN DI KOTA SAMBAS INDONESIAAM PROFIT BISNIS PADA PEDAGANG MUSLIM DI SAMBAS INDONESIA Sumar’in; Andi Maryam; Mokmin Basri
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 1 (2024): April
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i1.2388

Sharias-based ethics seems to be a trend that can increase profits or as a way to attract customers. As well as the increasing literacy of the community or business actors who are not only looking for profits but also getting blessings from Allah Swt. This study will examine the extent to which Muslim Traders' Islamic Business Ethics Understanding of Weighing Practices. This research was conducted at the Sambas Morning Market. The samples used are permanent traders in Pasar Pagi, who have stalls, and are Muslim. The number of samples to be studied is 30 traders in the Morning Market. This research focuses on Weighing Practices carried out by traders. The analytical tool in this study is to use Linear Regression. Based on the results of the study, it can be concluded that there is a significant influence between the Understanding of Muslim Trader's Islamic Business Ethics on Weighing Practices. Based on the description above, it is interesting to investigate further whether there is an influence between Islamic business ethics and profit.

PEMIKIRAN MAZHAB IQTISHADUNA DAN NEO-REVIVALIS Iva Ashari Ananda; Evin Juliasti; Sumar’in
JUTEQ: JURNAL TEOLOGI & TAFSIR Vol. 1 No. 4 (2024): Mei
Publisher : Pondok Pesantren Baitul Qur`an Sambas

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The Iqtishaduna school was pioneered by Muhammad Baqr Sadr, according to him Islamic economics is a method or path that Muslims choose to follow in order to achieve their economic life and in solving practical economic problems, in line with his concept of justice. Muhammad For Sadr, Islam does not deal with the law of supply and demand, nor the relationship between profit and interest, the phenomenon of diminishing returns which is the science of economics. In this research the author used a qualitative method with the type of Library Research research. Some of the main economic thoughts contained in the Iqtishâduna book include the definition of Islamic economics, the characteristics of Islamic economics, the theory of production and distribution, of which almost one third receives a discussion portion. Apart from that, it is impossible to implement Islamic economic ideas without the government's role in the economic sector. The role of government in Muhammad Baqir Sadr's conception is related to efforts to realize prosperity in the midst of human life. Two important roles of the government in this case are realizing social security and social balance. Meanwhile, Islamic neo-revivalism is a movement that wants to restore world order with an Islamic caliphate which is believed to be the order taught in Islamic teachings.

PENGEMBANGAN EKONOMI ISLAM DAN RANCANG BANGUN EKONOMI ISLAM Vera Ayu Oktoviasari; Fitri Apriani; Sumar’in
Jurnal Ekonomi dan Bisnis Vol. 2 No. 8 (2024): Agustus
Publisher : ADISAM PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar

Islamic economics began to develop since the classical economic period in 738 AD - 1932 AD which was marked by the emergence of ideas such as Abu Yusuf with the book Al-Kharaj (Manual on Land Tax) and Abu Ubaid al-Qosim with the book 'Al-Amwal (The wealth). Then in 1058 AD-1466 AD, this economic development continued, colored by the thoughts of Ibn Khaldun as contained in the book Muqadimah. The rebirth of Islamic economics began with the awareness of Muslim scientists who assessed the need to restore Islamic teachings in everyday life. This awareness was an answer to the thoughts of contemporary Muslim scientists regarding economic problems which were deemed unable to be completely solved by the economic theory developing at that time. 70s. The research method used here is library research or literacy studies. Library research is a method of research where all activities are related to reading, recording and collecting library data and managing research materials. Meanwhile, literacy studies are a method of research which involves summarizing writings from books, journals and other documents, then describing the information and theories obtained, and organizing these libraries into discussion subchapters related to required topic. In this research, the type of data used by the author is data obtained from literature studies. The data that has been obtained is then analyzed using descriptive analysis methods. Islamic economics is likened to a house, building or structure that requires basic values, principles and concepts in the form of design before the economic system is built. By knowing an Islamic economic design, it is hoped that you can get a complete and comprehensive picture briefly about the Islamic economy which is like a building and consists of a roof, pillars and foundation. There are basic principles in Islamic economic design. These principles can generally be divided into three parts, namely: universal values, derivative principles and morals. The main principles held by Islamic economics are the principle of monotheism, the principle of justice and moral principles which are manifestations of the principle of nubuwah. These basic principles make Islamic economics superior to other economic systems, for example social or liberal economics.

Mekanisme Pengadaan Rumah Berbasis Syariah pada Perumahan Grand Cesar Residence Kabupaten Sintang Puja Tsalitsa; Sumar’in; Tehedi
Equivalent : Journal of Economic, Accounting and Management Vol. 3 No. 1 (2025): Equivalent : Journal of Economic, Accounting and Management
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/equivalent.v3i1.697

Abstract : This research was conducted at the Grand Cesar Residence Housing. The community's need for houses with sharia principles continues to increase along with the number of newlyweds. The focus of this study is the Sharia-based housing procurement mechanism at the Grand Cesar Residence Housing, Sintang Regency and the Islamic economic review of the Sharia-based housing procurement mechanism at the Grand Cesar Residence Housing, Sintang Regency. This study uses a qualitative descriptive approach and the type of research uses a case study. This research was conducted at the Grand Cesar Residence Housing, Sintang Regency, located at Jalan Mensiku Jaya, Kapuas Kiri Hulu Village, Sintang District. The primary data sources used include the Owner and Housing Developer and consumers. Data collection techniques are interviews, observation and documentation. Data analysis techniques are data collection, data reduction, data presentation and drawing conclusions/verification. Data validity checking techniques include credibility, transferability, dependability and confirmability. The results of the study show that (1) The mechanism for procuring sharia-based houses at the Grand Cesar Residence Housing Complex in Sintang Regency applies the principle of ta'awun (mutual assistance) with the al-qard (loan) contract, namely that each consumer helps each other with their respective installments for building a house. (2) The Islamic economic review of the mechanism for procuring sharia-based houses at the Grand Cesar Residence Housing Complex in Sintang Regency is by carrying out no usury, no fines, no seizure and tadlis. However, there is still gharar, and gharar in this case is small gharar, meaning that according to the majority of scholars, small gharar is permitted because of something that cannot be avoided, such as the delay in the time of building a house because there are consumers who are not on time in paying installments. Abstrak : Penelitian ini dilakukan pada Perumahan Grand Cesar Residence. Kebutuhan masyarakat akan rumah dengan prinsip-prinsip syariah terus meningkat seiring banyaknya pasangan pernikahan baru. Fokus dalam penelitian ini adalah Mekanisme pengadaan rumah berbasis syariah pada Perumahan Grand Cesar Residence Kabupaten Sintang dan Tinjauan ekonomi Islam terhadap mekanisme pengadaan rumah berbasis syariah pada Perumahan Grand Cesar Residence Kabupaten Sintang. Penelitian ini menggunakan pendekatan kualitatif deskiptif dan jenis penelitian menggunakan studi kasus. Penelitian ini dilaksanakan di Perumahan Grand Cesar Residence Kabupaten Sintang yang beralamat di Jalan Mensiku Jaya, Kelurahan Kapuas Kiri Hulu, Kecamatan Sintang. Sumber data primer yang digunakan diantaranya Owrner sekaligus Developer perumahan dan konsumen. Teknik pengumpulan data yaitu wawancara, observasi dan dokumentasi. Teknik analisis data yaitu pengumpulan data, reduksi data, penyajian data dan menarik kesimpulan/verifikasi. Teknik pengecekan keabsahan data meliputi credibility, transferability, dependability dan confirmability. Hasil penelitian menunjukkan, (1) Mekanisme pengadaan rumah berbasis syariah pada Perumahan Grand Cesar Residence Kabupaten Sintang menerapkan asas ta’awun (tolong-menolong) dengan akad al-qard (pinjaman) yakni setiap konsumen saling membantu dengan angsurannya masing-masing untuk pembangunan rumah. (2) Tinjauan ekonomi Islam terhadap mekanisme pengadaan rumah berbasis syariah pada Perumahan Grand Cesar Residence Kabupaten Sintang yaitu dengan mengusung tanpa riba, tanpa denda, tanpa sita dan tadlis. Namun masih terdapat gharar, adapun gharar dalam hal ini yaitu gharar yang kecil, artinya menurut jumhur ulama gharar kecil dibolehkan karena sesuatu yang tidak bisa dihindari seperti mundurnya waktu pengerjaan rumah karena terdapat konsumen yang tidak tepat waktu dalam membayar angsuran.

Prospects and Potential For Developing Halal Tourism In Sambas District As A Border Area Of Indonesia – Malaysia Oskar Hutagaluh; Muslimin H Kara; Abdul Wahid Haddade; Sumar’in
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 3 No. 3 (2025): January
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v3i3.3611

This research aims to identify the potential and prospects for the development of halal tourism in Sambas Regency, a strategic border area between Indonesia and Malaysia. The research method used is descriptive qualitative through field data collection and in-depth analysis of various aspects supporting halal tourism, such as culture, natural resources, and government policies. The research results indicate that Sambas Regency has great potential to develop into a leading halal tourism destination due to its diverse Islamic culture, strategic geographical position, and commitment from the local government. However, the research also revealed constraints in the form of limited infrastructure and human resources that need to be improved. This research implies the need for integrated and innovative policies in developing halal tourism in Sambas Regency to enhance competitiveness at the national and international levels and to encourage local economic growth.

Strategy For Managing The Potential Of The Fisheries Sector In The Economic Growth Of The Indonesia-Malaysia Border Coastal Region Reo Zaputra; Muslimin H Kara; Rahman Ambo Masse; Sumar’in
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 3 No. 3 (2025): January
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v3i3.3615

This research aims to analyze the potential of the fisheries sector in Sambas Regency using the Location Quotient (LQ) and Shift-Share approaches, as well as to formulate management strategies to encourage economic growth in the Indonesia-Malaysia border region. With a qualitative approach, this research integrates normative-theological, sociological, and scientific analyses, using data from the 2015-2019 period collected through interviews, observations, and documentation, and analyzed using LQ, Shift-Share, and SWOT. The research results show that the fisheries sector is a leading sector with an average LQ value of 2.75, reflecting its ability to meet local and export needs, while the Shift-Share analysis reveals the competitive advantage of this sector in regional economic growth. This research produces strategic recommendations including the improvement of facilities and infrastructure, technology adoption, human resource development, and institutional strengthening. This result is expected to serve as a reference for local governments in formulating policies to optimize the fisheries sector as a driving force for the border economy. This study recommends improving fisheries facilities and infrastructure, adopting modern technology, and strengthening institutions and regulations to improve the competitiveness of the fisheries sector in Sambas Regency. In addition, human resource development through training and diversification of fisheries businesses needs to be done to improve the welfare of fishermen. Optimizing the trade and export of fishery products is also the main strategy in encouraging economic growth in the Indonesia-Malaysia border region.

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