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Journal : Multifinance

THE ROLE OF DESIGN THINKING IN ARTIFICIAL INTELLIGENCE DISRUPTION: A SYSTEMATIC LITERATURE REVIEW Havidotinnisa, Siti; Afini , Firli; Saryadi , Yadi; Mufti , Imas
Multifinance Vol. 2 No. 2 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v2i2.323

Abstract

This research aims to explore the role of Artificial Intelligence (AI) and Design Thinking in supporting digital transformation in various sectors, with a focus on innovation, sustainability, and operational efficiency. The study also seeks to analyze the relevance of both approaches in business and academic contexts, particularly in creating creative and human-centered solutions in the era of technological disruption. To achieve these objectives, this study used a systematic literature review method, by analyzing ten accredited and indexed articles in reputable international journals. The results showed that AI acts as a disruptive technology that not only improves efficiency but also accelerates digital transformation. Studies such as the one by Di Vaio et al. (2020), which received 1015 citations, highlighted how AI supports the development of sustainable business models. Additionally, research by Verganti et al. (2020) identified that Design Thinking remains relevant as an adaptive innovation approach, especially in the face of challenges posed by AI. The integration between AI and Design Thinking is also reflected in the study of Pham et al. (2022), which shows how creative approaches can maximize the potential of advanced technologies such as big data. Overall, this study confirms that the combination of AI and Design Thinking offers a comprehensive solution to deal with the complexities of digital transformation across various sectors.
IMPLEMENTATION OF ECONOMIC OPENNESS AND ITS IMPACT ON HUMAN RESOURCE GROWTH Havidotinnisa, Siti; Lubis, Fatimah Malini; Lasmiatun , KMT; Olubitan, Joseph Oluremi
Multifinance Vol. 1 No. 3 (2024): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v1i3.115

Abstract

This research aims for implementation openness economy and its impact to growth source Power man . The research method used is qualitative research, qualitative research is a research method used to understand social phenomena in depth. This type of research is literature study research which researchers carry out by collecting, studying and analyzing references or sources obtained by written or written form such as books, journals, articles, documents and other sources of information that are significant to the topic/title being researched. The research results show that openness economy can give encouragement significant to growth source Power man through enhancement access to education , skills , innovation and health . In context this , role policy is very important For ensure that benefit from openness economy can utilized in a way equitable and sustainable for all public . Supportive policies​ investment in education, skills, health, as well strengthening policies​ protection social and reducing inequality economy can help create conducive environment​ for growth source Power inclusive and sustainable humanity.​
THE EVOLUTION OF INTELLECTUAL CAPITAL IN KNOWLEDGE MANAGEMENT: A GLOBAL SYSTEMATIC LITERATURE REVIEW STUDY ON PUBLIC ORGANISATIONS Havidotinnisa, Siti; Rofaida, Rofi; Hadijah, Hady Siti
Multifinance Vol. 3 No. 1 (2025): Multifinance
Publisher : PT. Altin Riset Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61397/mfc.v3i1.402

Abstract

This study aims to analyze the evolution of intellectual capital in public organization knowledge management globally, focusing on the period 2000–2025, to identify current trends, challenges, and best practices. This study uses a systematic literature review (SLR) method based on the PRISMA protocol, analyzing 10 articles indexed in Scopus and Web of Science. The research findings reveal three main findings. First, human capital in public organizations has undergone digital transformation, where technology-based competencies such as data analytics and AI have become critical, although skill gaps remain a challenge, particularly in developing countries. Second, structural capital is rapidly developing through the adoption of cloud-based knowledge management systems, blockchain, and collaborative platforms, but is hindered by rigid bureaucracy and infrastructure limitations in some regions. Third, relational capital is strengthened by social media and digital public participation mechanisms, although it is vulnerable to misinformation. This study also identifies the emergence of the concept of “green intellectual capital,” which integrates sustainability principles into the three dimensions of intellectual capital. Theoretically, these findings enrich the discourse on intellectual capital by integrating the perspectives of the Knowledge-Based View, Institutional Theory, and Complexity Theory. Practically, this study recommends accelerating digital training for public human resources, standardizing the interoperability of knowledge systems, and strengthening technology-based multisectoral collaboration. Policy implications include the need for a regulatory framework that supports intellectual capital innovation while addressing the challenges of the digital divide and knowledge governance.