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ANALISIS RUKUN DAN SYARAT IJARAH DALAM PEMBIAYAAN MULTIJASA SYARIAH DI BANK SYARIAH Kusyana, Kusyana; Romlah, Romlah
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.251

Abstract

This research delves into the analysis of the pillars and conditions of ijarah in the multi-service financing of Islamic banks. The primary focus is on implementing Sharia principles in ijarah contracts, which includes identifying the pillars of ijarah such as the contracting parties, leased objects, leased benefits, and conditions to be fulfilled such as clarity of leased objects and agreement on rental prices. The study also highlights challenges faced, such as legal uncertainty, regulatory changes, and customer understanding of ijarah contracts. Proposed solutions include enhancing customer education, refining contract documentation, stricter supervision, collaboration with Sharia legal experts, and product innovation. Based on the analysis of the pillars and conditions of ijarah in multi-service financing at Islamic banks, it is concluded that implementing Sharia principles in financial practices is crucial to ensure compliance with Islamic values. The pillars of ijarah involving the contracting parties (mu’jir and musta’jir), leased objects, leased benefits, as well as the ijab and qabul, and ijarah conditions such as clarity of leased objects, permissible benefits, and agreed rental prices, serve as the primary foundation for maintaining fairness and transparency in transactions.    
ANALISIS VALIDITAS AKAD IJARAH DALAM PEMBIAYAAN MULTIJASA DI PERBANKAN SYARIAH: AKAD IJARAH, MULTIJASA DAN PERBANKAN SYARIAH Kusyana, Kusyana; Romlah
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 2 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i2.252

Abstract

This paper presents an analysis of the validity of Ijarah contracts in multi-service financing within Islamic banking. Ijarah, as a prominent Islamic finance mechanism, serves as a crucial tool in providing financial solutions adhering to Sharia principles. The study examines the applicability and compliance of Ijarah contracts in various multi-service financing scenarios, highlighting their effectiveness in maintaining ethical standards and financial stability.The research identifies several challenges that affect the sustainability and adherence to Sharia principles in Ijarah contracts, including regulatory changes, market fluctuations, and customer awareness of Sharia-compliant products. These challenges necessitate strategic measures to ensure the continued validity and ethical soundness of Ijarah practices in Islamic banking. Recommendations are proposed to enhance the implementation of Ijarah contracts, including increased customer education, flexibility in contract structuring, rigorous internal oversight, collaboration with regulatory authorities, and continuous innovation in product development. These measures aim to strengthen the integrity and viability of Ijarah contracts in multi-service financing, contributing to the sustainable growth of Islamic banking while upholding Sharia principles. Keywords: Ijarah, Multi-service financing, Islamic banking, Validity, Sharia principles
PERATURAN DAN PERUNDANG-UNDANGAN PERIKANAN SERTA DAMPAK PENGGUNAAN PPC TRESS TERHADAP PENINGKATAN PENDAPATAN MASYARAKAT TAMBAK BUDIDAYA UDANG WINDU DI KABUPATEN INDRAMAYU Kusyana, Kusyana
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 7 No. 2 (2025): Tasyri: Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v7i2.419

Abstract

In Indonesia, fisheries regulations and shrimp farming expansion and trade policies are comprehensively regulated by the Ministry of Marine Affairs and Fisheries (KKP) and other related agencies. The main objective is to ensure the sustainability of cultivation, product quality, and competitiveness in the global market. Indonesia is the largest archipelagic country in the world, with an area of ​​13,6667 islands, with a coastline of more than 81,000 km, resulting in the potential of the sea and coast as very large resources. This very large potential resource opportunity is very suitable for the expansion and development of shrimp farming in the future. Shrimp farming has developed, starting from the people living on the coast of East Java, the western part of the Bengawan Solo delta in the Sedayu area to the south of the Brantas delta in the Pasuruan area, along the north coast of Java, from Juwana and Rembang, Jepara, Semarang, Pekalongan, Tegal, Brebes, Cirebon, Indramayu to the tip of Kerawang and ending in Banten. The average shrimp production in Indonesia is still very low, when compared to the shrimp production of Taiwan, which reaches 8 tons per hectare in one year, while Indonesia only reaches 1 ton per hectare per year. Several factors that limit shrimp production in Indonesia include limited seeds, supporting facilities such as fertilizers, pesticides, operational equipment, techniques in cultivating ponds, as well as infrastructure related to irrigation, roads and electricity, and capital problems, skilled workers, or experts and management that regulates land use. Moreover, shrimp production is a non-oil and gas prima donna export that is being promoted, both by the government and the shrimp farming community. To increase shrimp production, shrimp cultivation techniques have recently been developed in the community, with a controlled system, namely with a controlled system planting pattern (Intam) pond intensification including the A1 pattern (simple), A2 (medium) or semi-intensive, and the A3 pattern (modern) intensification. When associated with the use of liquid complementary fertilizer (PPC) TRESS as a supporting facility for the production achieved. Because it contains a composition of micro and macro biological in liquid form with nutrients, other nataara N (12.63%), S (0.62%), p (1.41%), B (0.75 PPM), Zn (22.15 ppm), Mn (56.06%), Mg (0.22%), Ca (0.85%), Fe (0.41%), Cu (5.60 ppm), K 91.97%), Co (6.08). Made from natural materials such as vegetable oil, and animals can be directly absorbed by the intestines in the shrimp body. The advantages of TRESS fertilizer, namely: Can increase shrimp production, can grow plankton, can reduce feed costs, improve water quality and be immune to disease. The hope is that both profits or income increase. There needs to be attention from shrimp farmers and local officials (fisheries services) especially in the Indramayu Regency area and generally in other areas regarding the success that has been achieved from the influence of TRESS fertilizer, especially for the company PT. Intrasa Raya Mulia in Jakarta to develop wider marketing so that it is accessible to the wider community.
Peran UU No. 22 Th. 1999 dan UU No. 25 Th. 1999 Terhadap Visi & Misi Bwi Bermartabat Kusyana, Kusyana; Walim, Walim
Action Research Literate Vol. 8 No. 11 (2024): Action Research Literate
Publisher : Ridwan Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/arl.v8i11.2359

Abstract

UU No. 22 Tahun 1999 dan UU No. 25 Tahun 1999 menjadi dasar penting untuk mendukung tujuan Badan Usaha Milik Daerah (BUMD) di Indramayu, Jawa Barat, dalam melayani masyarakat sekaligus memperoleh keuntungan. Implementasi pemerintahan yang baik dilakukan melalui pembangunan ekonomi nasional yang merata hingga daerah. Berdasarkan UU No. 25 Tahun 1999 tentang Desentralisasi Fiskal, daerah berhak memperoleh sumber keuangan dari pengelolaan BUMD dan kerjasama dengan pihak ketiga. BUMD memiliki tiga misi utama: melayani masyarakat, sebagai sumber Pendapatan Asli Daerah (PAD), dan sebagai agen pembangunan ekonomi daerah. Di bawah UU No. 22 Tahun 1999, otonomi daerah bertujuan untuk meningkatkan kesejahteraan masyarakat dengan memanfaatkan sumber daya lokal. Pemerintah daerah perlu kreatif dan inovatif, mengombinasikan faktor ekonomi, kelembagaan publik, SDM, dan teknologi untuk meningkatkan daya saing daerah. Sumber pendapatan daerah mencakup pajak, laba BUMD, dan penerimaan lain, terutama karena berkurangnya subsidi pusat. Meskipun BUMD kurang strategis dibanding BUMN, mereka menghadapi tantangan dalam hal tata kelola, ketidaksetaraan perlakuan, minimnya modal, serta tekanan politik yang memengaruhi efisiensi modal. Penelitian ini menggunakan metode kualitatif.
Edukasi dan Pelatihan Diversifikasi Produk Perikanan Tingkatkan Nilai Tambah KUD Mina Asri Juntinyuat Sumarta, Sumarta; Kusyana, Kusyana; Budiyanto, Tenda; Zamzami, Zamzami
Kusuma: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2025): Kusuma: Jurnal Pengabdian kepada Masyarakat
Publisher : LPPM IAI Pangeran Dharma Kusuma Segeran Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/kjpkm.v2i2.384

Abstract

This community service program, a 30-day Internship (PKL), focused on educating and training members of KUD Mina Asri Junti in fisheries product diversification to enhance added value. The program involved needs assessment, module development covering processing techniques (frozen fillet, dried products, ready-to-eat), food safety, packaging, and basic marketing. Participatory training methods, including demonstrations and hands-on practice, were employed. Evaluation showed increased knowledge and skills among participants and the emergence of product diversification initiatives. However, challenges like limited capital and the need for ongoing support were identified. The program successfully initiated a positive change, laying the groundwork for sustainable fisheries product diversification in the community.
Peningkatan Kesadaran Hukum Masyarakat Indramayu Mengenai Prosedur Perkara di Pengadilan Agama Melalui Sosialisasi Berbasis Pengalaman PKL Mahasiswa IAI Padhaku Kusyana, Kusyana
Kusuma: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 2 (2024): Kusuma: Jurnal Pengabdian kepada Masyarakat
Publisher : LPPM IAI Pangeran Dharma Kusuma Segeran Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/kjpkm.v1i2.390

Abstract

This 30-day Community Service Program through Field Work Practice (PKL) by IAI Padhaku students in Indramayu aimed to enhance public legal awareness regarding court procedures at the Religious Court. Through socialization based on PKL experience, students directly interacted with the community, identified legal issues faced, and provided comprehensive understanding of the litigation flow and requirements. Activities included outreach, interactive discussions, and distribution of informative materials tailored to the local community's needs. The results of this service demonstrated an increased public understanding of religious court proceedings, which is expected to reduce potential legal problems and improve access to justice. This program also provided valuable experience for students in practically applying legal knowledge and contributing to community empowerment.
Pembuktian Surat Dakwaan Mengenai Tindak Pidana Penghinaan (Pencemaran Nama Baik) yang Diatur dalam Pasal 310 Ayat 1 KUH Pidana Dihubungkan dengan Undang-Undang No. 40 Tahun 1999 Tentang Pers Kusyana, Kusyana
Kusuma: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 2 (2025): Kusuma: Jurnal Pengabdian kepada Masyarakat
Publisher : LPPM IAI Pangeran Dharma Kusuma Segeran Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/kjpkm.v2i2.467

Abstract

The law enforcement process is a continuous activity carried out by the apparatus (officers) according to the needs of the law, where law enforcement must be fair and impartial. The issue of law enforcement in Indonesia is a complex issue, where one is very closely related to another. The 1945 Constitution states that the Republic of Indonesia is a state of law, not a state of power. Defendant KSY, S.E. BIN GANI on Sunday, January 27, 2002 at approximately 10:00 WIB or at least at a certain time in January 2002, located in the Indramayu area or at least in another place that is still included in the jurisdiction of the District Court, intentionally attacked the honor or good name of another person, namely the victim witness SUBIYANTO BIN SUTARA. The act was carried out by disseminating the show openly or by attaching writing or pictures, to a civil servant during or in carrying out his duties legally, which act was carried out in the following manner: At the time and place as mentioned above, initially the Defendant from January 21, 2002 until he made a picture of the victim witness and a writing entitled "KEPALA MARKET BANGKIR AROGAN" through the Jakarta Weekly Tabloid "Ambisi" published in Edition Number 63/Th III dated January 21-27, 2002 which was addressed to the victim witness as the Head of Bangkir Market, due to The news was broadcast and known to the public and the victim witness did not accept it and then reported it to the authorities. As a result of his actions, the Defendant is regulated and threatened with criminal penalties in Article; 310 paragraph (1) in conjunction with Article 316 of the Criminal Code. If we look at the issue of whether Mr. KSY, SE Bin Gani has clearly committed defamation? legally it is proven. However, because in the teachings of criminal law a person is considered to have committed a crime, it must be seen whether there is an intention or will from that person. If it turns out that the intention/will does not exist, then the criminal act is also considered not to exist. In this case, Mr. KSY, S.E BIN GANI did not have the intention or intent and purpose to insult or defame the good name or honor in his capacity as a civil servant with the position of head of the Bangjkir market. This is in accordance with the teachings of the law. Criminal law states that a crime must be based on subjective elements and objective elements. One of the subjective elements is that this crime must have an element of intent. Based on the Press Law (Law No. 40 of 1999) regulates the principles, provisions, and rights of press organizers in Indonesia, guarantees press freedom and affirms the role of the press as a pillar of democracy.