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Darmun, Darmun
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Journal : Jendela ASWAJA

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Peran Perbankan Syariah Terhadap Perusahaan Umum Milik Daerah Di Kota Cirebon Wartono, Tono; Darmun, Darmun; Sari, Yekti Nila; Bahtiar, Bahtiar; Sari, Nindia Wulan
Jurnal Jembatan Efektivitas Ilmu dan Akhlak Ahlussunah Wal Jama'ah Vol 5 No 2 (2024): September
Publisher : LPPM UNU CIREBON

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52188/jeas.v5i2.1372

Abstract

Study purpose. This study aims to analyse the role of Islamic banking in supporting the development of Regional Owned Enterprises (BUMD) in Cirebon City. Materials and methods. A qualitative approach was used with a case study method, through in-depth interviews with managers and staff of Islamic banks and BUMD leaders. Results. The results of the study indicate that Islamic banking plays an important role in sharia-based financing, financial assistance, supervision of fund use, and improving sharia financial literacy. This collaboration has been proven to encourage operational efficiency and improve the institutional performance of BUMDs. However, challenges remain, such as limited sharia literacy and regulatory support. Conclusion. This study concludes that synergy between Islamic banking, BUMDs, and local governments is essential to optimise sustainable regional economic development in accordance with Islamic principles.
Pengaruh FOMO (Fear Of Missing Out) terhadap Keputusan Pembelian Barang Generasi Z dalam Konteks Tiktok (Studi Kasus Mahasiswa Angkatan Tahun 2021 – 2022 Universitas Nahdlatul Ulama Cirebon) tono, Tono Wartono; Darmun, Darmun; Nurauliah, Nurlani
Jurnal Jembatan Efektivitas Ilmu dan Akhlak Ahlussunah Wal Jama'ah Vol 6 No 2 (2025): Juni
Publisher : LPPM UNU CIREBON

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52188/jeas.v6i2.1416

Abstract

This study aims to determine the influence of the Fear of Missing Out (FOMO) phenomenon on purchasing decisions among Generation Z, particularly among students of the 2021-2022 batch at Nahdlatul Ulama University Cirebon in the context of using the TikTok application. The population of Generation Z students in this study was 246 students, while the sample taken based on the Slovin formula was 71 students. The method used in this study is a causal research method with simple linear regression analysis using a quantitative approach and data collection techniques through questionnaires. The research instrument was tested for validity and reliability before use. The results of the regression analysis show that the t- count value of 15.259 is greater than the t-table value of 1.667, and the significance value of 0.001 is less than 0.05. This indicates that FOMO has a positive and significant influence on purchasing decisions among Generation Z. Thus, the alternative hypothesis (Ha) in this study is accepted, while the null hypothesis (Ho) is rejected. In conclusion, FOMO has a strong influence in driving Generation Z, particularly students, to make purchasing decisions for items they see or encounter through TikTok.
Co-Authors Aldi Bastiatul Fawait Fawait Anggraeni, Catur Wulan Bahtiar Bahtiar Budiarto, Yanto Darimis Darimis Hartono, Pierdijono Hendratri, Bhaswarendra Guntur Huda, Syafa'at Ariful Istifa, Much Al Khaqqoh Kohar , Abdul Lengam, Rino Mira Lestira Hariani Monica Feronica Bormasa Muh. Safar, Muh. Muktar, Muktar Nilasari, Yekti Ningrum, Endah Prawesti Nurauliah, Nurlani Ramadhan, Fariz Rukiyanto Rukiyanto, Rukiyanto Said, Hasmira Sari, Liani Sari, Nindia Wulan Sari, Yekti Nila Suyuti, Suyuti tono, Tono Wartono Wartono, Tono