Claim Missing Document
Check
Articles

Found 5 Documents
Search
Journal : JIB : Journal Islamic Banking

Peran Digitalisasi dan Informasi Terhadap Kinerja Perbankan Syariah dalam Perspektif Society 5.0 Di Perekonomian di Indonesia A'yun, Inarotul; Dwi Aprilia Putri, Silvia
Jurnal Perbankan Syariah Vol 2 No 1 (2022): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (281.881 KB) | DOI: 10.51675/jib.v2i1.365

Abstract

Abstract: The purpose of this study was to examine the influence of the digitization and information in the era of society 5.0 in the Indonesia economy on the performance of Islamic banking. This study uses a literature study technique in search of relevant theories to answer research problems related to digitalization and information on the performance of Islamic banking in the era of society 5.0. The results of this study reveal that digitalization and information on Islamic banking will provide convenience and practicality in the economic field as a transaction system starting from payments, purchases, saving, investing shares and so on online using a smartphone. Abstrak: Tujuan penelitian ini untuk menguji pengaruh digitalisasi dan informasi era society 5.0 dalam perekonomian di Indonesia terhadap kinerja perbankan syariah. Penelitian ini menggunakan teknik studi lirature dalam mencari teori yang relevan yang untuk menjawab permasalahan penelitian terkait digitalisasi dan informasi terhadap kinerja perbankan syariah dalam era society 5.0. Hasil penelitian ini mengungkapkan bahwa digitalisasi dan informasi perbankan syariah akan memberi kemudahan dan kepraktisan dalam bidang ekonomi sebagai sistem transaksi mulai dari pembayaran, pembelian, menabung, menanam saham dan lain sebagainya secara online menggunakan smartphone.
Pengaruh Pengetahuan Investasi, Motivasi Investasi, Teknologi dan Minat Investasi Terhadap Minat Berinvestasi Reksadana Syariah Pada Gen Z di Kota Tuban Inarotul A'yun; Dwi Aprilia Putri, Silvia
Jurnal Perbankan Syariah Vol 3 No 1 (2023): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v3i1.502

Abstract

Abstract: The purpose of this research is to determine the effect of investment knowledge, motivation, technology, investment interest on the intention to invest in generation Z in Tuban City and had an understanding of Islamic texts and funds. This research is a quantitative research. The sample used was 30 people who were generation Z who were in Tuban City had an understanding of Islamic texts and funds. The use of the likert scale was used in a questionnaire to obtain data. This study uses multiple linear regression analysis tests supported by validity and reliability tests, the classical assumption test, and hypothesis testing consisting of F test, T test, and test of the coefficient of determination which was updated with SPSS version 24 software. The results of this study indicate that investment knowledge, motivation, technology, investment interest do not affect the Z generation’s investment intention. While the results of the Coefficient of Determination Test show the value of R Square (coefficient of determination) of 0.155, which means that there is an influence of investment knowledge, investment motivation, technology, and investment interest on the variable interest in investing in Sharia Mutual Funds in generation Z in Tuban City of 15.5%. Abstrak: Tujuan dari penelitian ini adalah untuk mengetahui pengaruh pengetahuan investasi, motivasi, teknologi, minat investasi terhadap minat berinvestasi Reksadana Syariah pada generasi Z di kota Tuban. Penelitian ini merupakan penelitian kuantitatif. Sampel yang digunakan sebanyak 30 orang yang merupakan generasi Z yang berada di Kota Tuban serta mempunyai pemahaman tentang reksadana syariah. Penggunaan skala likert digunakan pada kuesioner untuk memperoleh data. Penelitian ini menggunakan uji analisis regresi liner berganda yang didukung oleh uji validitas dan uji realibilitas, uji asumsi klasik, dan uji hipotesis yang terdiri dari uji F, uji T, dan uji koefisien determinasi yang dibantu dengan software SPSS versi 24. Hasil dari penelitian ini menunjukkan bahwa pengetahuan investasi, motivasi, teknologi, kemudahan investasi tidak berpengaruh terhadap minat berinvestasi generasi Z. Sedangkan Hasil Uji Koefisien Determinasi menunjukkan nilai R Square (koefisien determinasi) sebesar 0,155 yang berarti terdapat pengaruh pengetahuan investasi, motivasi investasi, teknologi, dan minat investasi terhadap variabel minat berinvestasi Reksadana Syariah pada generasi Z di Kota Tuban sebesar 15,5%.
Analisis Perbandingan Kinerja Keuangan Bank Konvensional (Bank BNI dan Bank BRI) dan Bank Syariah (Bank BCA Syariah dan Bank Bukopin Syariah) Inarotul A'yun; husniyah, Latifatul; Nikmah, Jumiatun
Jurnal Perbankan Syariah Vol 3 No 2 (2023): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v3i2.636

Abstract

ABSTRAKAbstract: This research was conducted to determine the performance of Conventional Banks (Bank BNI and Bank BRI) and Sharia Banks (Bank BCA Syariah and Bank Bukopin Syariah) as measured using Capital Adequacy Ratio (CAR), Non-Performing Loans (NPL), Return On Assets (ROA), Operational Costs to Operating Income (BOPO), and Loan To Deposit Ratio (LDR) for 2019-2021. The research method used is descriptive research with quantitative methods using secondary data as research material. The secondary data used are the annual reports of Conventional Banks (Bank BNI and Bank BRI) and Sharia Banks (Bank BCA Syariah and Bank Bukopin Syariah). The sampling method used is purposive sampling. The data analysis technique uses statistical techniques in the form of a two-average difference test (Independent sample T-Test). The research results show the financial ratios of NPL, ROA, and ROE. Meanwhile, there is no significant difference in the CAR, LDR, and BOPO ratios between the performance of conventional banks and Islamic banks. Meanwhile, the mean (average) value of the CAR and LDR ratios performs better for Islamic banks than conventional banks. Meanwhile, in terms of NPL, ROA, ROE, and BOPO ratios, conventional banks are better than Sharia banks. So overall it can be seen that conventional banks perform better than Sharia banks. Abstrak: Penelitian ini dilakukan untuk mengetahui kinerja Bank Konvensional (Bank BNI dan Bank BRI) dan Bank Syariah (Bank BCA Syariah dan Bank Bukopin Syariah) yang diukur menggunakan Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Return On Assets (ROA), Biaya Operasional Terhadap Pendapatan Operasional (BOPO), dan Loan To Deposit Ratio (LDR) tahun 2019-2021. Metode penelitian yang digunakan adalah penelitian deskriptif dengan metode kuantitatif dengan menggunakan data sekunder sebagai bahan penelitian. Data sekunder yang digunakan adalah laporan tahunan Bank Konvensional (Bank BNI dan Bank BRI) dan Bank Syariah (Bank BCA Syariah dan Bank Bukopin Syariah). Metode pengambilan sampel yang digunakan adalah purposive sampling. Teknik analisis data menggunakan teknik statistik yang berupa uji beda dua rata-rata (Independent sample T-Test). Hasil penelitian menunjukkan rasio keuangan NPL, ROA dan ROE. Sedangkan rasio CAR, LDR dan BOPO tidak terjadi perbedaan yang signifikan antara kinerja bank konvensional dan bank syariah. Sedangkan nilai mean (rata-rata) rasio CAR dan LDR kinerjanya lebih baik bank syariah daripada bank konvensional. Sedangkan ditinjau dari rasio NPL, ROA, ROE, dan BOPO, bank konvensional lebih baik daripada bank syariah. Jadi secara keseluruhan dapat dilihat bahwa bank konvensional kinerjanya lebih baik daripada bank syariah.
Manajemen Kepemimpinan Islami di Lembaga Keuangan A'yun, Inarotul; Aminuddin, M. Yusuf
Jurnal Perbankan Syariah Vol 1 No 2 (2021): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (313.048 KB) | DOI: 10.51675/jib.v1i2.361

Abstract

Abstract: The purpose of this study is to present the results of an analysis of the influence of Islamic leadership management of financial institutions and the perspective of the Al Quran and Al Hadist. This study uses a qualitative descriptive research type with library research techniques (library research) taken from the results of observation of the cases studied. The results of this study reveal that leadership management in financial institutions must be carried out with full responsibility for the principles of honesty (shiddiq), consistent (istiqomah), transparent (tabligh), professional (amanah) and intelligent (fathanah). Abstrak: Tujuan penelitian ini untuk memaparkan hasil analisa dari pengaruh manajemen kepemimpinan Islam terdahap lembaga keuangan dalam prespektif Al Quran dan Al Hadist. Penelitian ini menggunakan jenis penelitian deskripstif kualitatif dengan teknik studi kepustakaan (library research) yang diambil dari hasil pengamantan terhadap kasus yang diteliti.Hasil penelitian ini mengungkapakan bahwa manajemen kepemimpinan dalam lembaga keuangan harus dilakukan dengan penuh rasa taanggung jawab prinsip jujur (shidiq), konsisten (istiqomah), transparan (tabligh), profesional (amanah), dan cerdas (fathanah).
Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode Camel Pada Bank Syariah Indonesia Aliyah, Silvia Nur; A'yun, Inarotul
Jurnal Perbankan Syariah Vol 4 No 2 (2024): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i2.1029

Abstract

The bank's health level is very important to maintain because it is an institution that relies on the trust of its customers. This study aims to describe Bank Syariah Indonesia's health level in the quarter of July 2022-September 2023. The method used in this study was the CAMEL method. The CAMEL method is a specific method in financial statements, the CAMEL method consists of several aspects, namely Capital, Asset, Management, Earning, and Liquidity. The results of this research that Bank Syariah Indonesia in the quarter of July-September 2022 received a value of 96.13%, the quarter of October-December 2022 with 95.8%, the quarter of January-March 2022 with 95.88%, the quarter of April June 2023 with a value of 95.78% and the quarter of July-September 2023 with a value of 95.89%. Based on Bank Indonesia guidelines, healthy banks are banks that have a value of 81-100%, so Bank Syariah Indonesia in the quarter of July 2022-September 2023 is in the category of healthy banks. From the results of the research, it can be concluded that the level of Bank Syariah Indonesia in the quarter of July 2022 September 2023 is included in the category of healthy banks. The results of this study are expected to be the basis and comparison with the latest methods.