Article Per Year (5 Year)
p-Index From 2020 - 2025
5.662
P-Index
This Author published in this journals
All Journal Jurnal Publikasi Ilmu Manajemen Jurnal Kajian Dan Penalaran Ilmu Manajemen Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Argopuro: Jurnal Multidisiplin Ilmu Bahasa Cendikia Pendidikan Moneter : Jurnal Ekonomi dan Keuangan Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Pedagogic Research - Applied Literacy Journal International Journal of Educational Research Argopuro : Jurnal Multidisiplin Ilmu Bahasa
Syarifudin Yunus
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

Published : 47 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan

 1 
Tantangan Literasi dan Inklusi Dana Pensiun serta Dampaknya terhadap Ekonomi Nasional dan Generasi Tua di Indonesia Syarifudin Yunus; Farid Nabil Elsyarif
Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan Vol. 3 No. 3 (2025): Juni : Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/maeswara.v3i3.1782

Abstract

A study on the challenges of pension fund literacy and inclusion in Indonesia concluded that the average level of pension fund literacy in the period 2013 - 2025 only reached 18.08%, while the average level of inclusion in that period only reached 4.23%. The level of pension fund literacy and inclusion in Indonesia is low. In SNLIK 2025, the pension fund literacy rate was 27.79%, while the pension fund inclusion rate was 5.37%. Compared to the 2022 pension literacy rate of 30.46% and the 2022 inclusion rate of 5.40%, this means that pension literacy and inclusion rates are declining. It can be said that out of 10 Indonesians, only 2.7 people “understand” pension funds and only 0.5 (half) people “have” pension funds. This means that for every 10 Indonesians, less than 1 person has a pension fund. Low pension literacy and inclusion has a direct impact in the form of 1) an older generation at risk of poverty or financial dependence on children/family, 2) a continuing sandwich generation cycle, 3) stagnant growth of the pension fund industry, 4) low public trust, and 5) the emergence of public skepticism towards pension funds in the future.
Co-Authors Abdul Malik Karim Adelani Valentina Purnomo Ahmad Mudjiharto Aida Fitriyah Annisa Shafira Herianto Aulia Humaya Putri Carlan Lenta Seniawan Hulu Ceacillia Kusmini Christin Juwita Devi Julianti Dewy Oktafiyani Didik Notosudjono Dinda Rahmawati Dwi Michael Frandana Faisal Bakhri Farid Nabil Elsyarif Farisha Puteri Nandita Fawwaz Dinul Haq Friska Derani Huwaina Rohmah Dewi Imroatus Samawati Ipit Iit Vitri Kania Dwi Yolanda Wijayanto Kristina Rovina R Lakhsmi Damayanti Larasati Widya Kartikasari Margareth Aruan Martinus Tukiran Mawar Safitri Mia Ismiati Muhammad Paiz Andriansyah Muthma Innah Nazwa Aurelia Nur Aulia Dewi Nur Rahmatika Patonah Wahyu Ningrum Retno Widowati Saputri Rofiatul Hasanah Shela Shapa Nabila Sholahuddin Fadhil Siti Amita Sonjaya Tirsa Jean Tetelepta Utami Ningsih Yenni Karenita