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All Journal Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Jurnal Istiqro' LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Proceedings of Annual Conference for Muslim Scholars Soeropati: Journal of Community Service ICO EDUSHA Jurnal Perbankan Syariah Darussalam (JPSDa) Jurnal Ekonomi Syariah

Sofi Faiqotul Hikmah

Institut Agama Islam Darussalam Blokagung Banyuwangi

Author-ID : 782603

Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Analisis Penetapan Ujrah Menurut Ekonomi Islam Studi Kasus BMT UGT Sidogiri Glenmore Anggita Desy Mayang Rianti; Sofi Faiqotul Hikmah
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 1 No. 2 (2021): Juli 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

This study aims to find out 1) How is the analysis of determination of the case study of hajj funding financing case study at BMT UGT Sidogiri Glenmore?, 2) What is the Islamic Economic perspective on the determination of the ujroh in financing the hajj bailout fund at BMT UGT Sidogiri Glenmore?This type of research uses the type of field research, with a descriptive qualitative approach, and the data collection technique used is a direct interview technique. The conclusion from the results of this study is related to the determination of ujrah which is in accordance with DSN fatwa no. 09 / DSN-MUI / IV / 2000, that the community's need to obtain the benefits of an item often requires another party through an ijarah agreement, namely the transfer of use rights (benefits) contract for an item / service within a certain time with lease payments (ujroh), without must be followed by the transfer of ownership of the goods themselves. Then that the contract (ijarah) is in accordance with Islamic teachings. DSN considers it necessary to stipulate a fatwa on the ijarah agreement to be used as a guideline by the LKS.

PENGARUH MARGIN DAN KUALITAS PELAYANAN ISLAMI TERHADAP KEUASAN ANGGOTA PADA PEMBIAYAAN MURABAHAH DI BMT MUAMALAT KALIBARU KABUPATEN BANYUWANGI Khiliatul Jannah; Sofi Faiqotul Hikmah; Indana Almas Azhar
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 2 No. 2 (2022): Juli 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

This study aims to Knowing the Effect of Margin (X1) and Islamic Service Quality (X2) on Member Satisfaction (Y) on Murabahah Financing at BMT Muamalat Kalibaru. This study uses a quantitative approach to the type of explanatory research. The sample in this study was a member of BMT murabaha financing that had been a member of 1 year using probability sampling techniques obtained by the number of respondents 40 members. The analysis tool uses multiple linear regression with the help of SPPS 23. The results of the study 1) Margin (X1) has a positive and significant effect on Member Satisfaction (Y) on murabaha financing; 2) Islamic Service Quality has a positive and significant effect on Member Satisfaction (Y) on murabaha financing; 3) While from the simultaneous F test it is known that Margin (X1) and Islamic Service Quality (X2) have positive and significant effect on Member Satisfaction (Y) on murabaha financing at Muamalat Kalibaru BMT.

Pengaruh Perkembangan Penerimaan Zakat Sebagai Instrumen Kebijakan Fiskal Terhadap Perkembangan Penerimaan Negara Indonesia Sofi Faiqotul Hikmah
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 3 No. 2 (2023): Juli 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v3i2.2187

Quantitative research entitled “The Influence of the Development of Zakat Acceptance as an Instrument of Fiscal Policy on the Development of Indonesian State Revenue” is a quantitative research whose data is obtained from the official website of BAZNAS (National Amil Zakat Agency) which is a financial report published annually, besides that the author also took secondary data from BPS (Central Statistics Agency) Ministry of Finance of the Republic of Indonesia and analyzed using simple linear regression manually or with the help of Microsoft Excel. The results showed that the development of zakat receipts from 2010-2021 continued to increase even though in 2020 Indonesia was hit by the Covid-19 pandemic, even the development of zakat receipts from year to year was never below 10%, while the development of state revenues experienced fluctuations, sometimes has increased, sometimes it has also decreased, especially during the Covid-19 pandemic. The results of manual data processing using a simple linear regression formula can be seen that the value of F Count < F Table because 0.00 < 4.965, it can be concluded that variable X (Development of Zakat Receipts) has no effect on variable Y (Development of Tax Receipts).

Co-Authors Abd. Rahman Abd. Rahman Abdul Aziz Ahmad Ainun Najib Ajeng Maulida Anggita Desy Mayang Rianti Aniatun Nafisah Azid, Raka Malik Biati, Lilit Fajar Isnaini Himmah, Rofat Hizmatul Ilham Nur Kholiq Indana Almas Azhar Khiliatul Jannah M Royyan Nafis Fathul Wahab Moh Mahmud Moh. Riza Pahlevi Muhammad faqih Muhammad Kanzul Fikri Muhammad Labib Syauqi Nur Anim Jauhariyah Zulfi Zumala Dwi Andriani

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