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All Journal FITRAH:Jurnal Kajian Ilmu-ilmu Keislaman Jurnal Al-Irsyad: Jurnal Bimbingan Konseling Islam TADBIR: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan Al Dzahab Al-'Aqdu: Journal of Islamic Economics Law Al-Imam : Journal on Islamic Studies, Civilization And Learning Societies Constitution Journal Journal of Regional Development and Technology Initiatives Jurnal Mediasas : Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks Abdurrauf Law and Sharia Ahlika: Jurnal Hukum Keluarga dan Hukum Islam
Ardo, Adam Muhammad
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Exploring the Nexus between Islamic Household Management Principles and Home-Based Women Enterprises in Northern Nigeria Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Dalhatu, Rabi Shehu; Abdullahi, Hashimu; Zaki, Salisu Abba
Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks Vol. 3 No. 1 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.prwkl.2025.3.118

Abstract

This study looks into how women-led home-based businesses in Northern Nigeria operate in regard to Islamic household management concepts. In particular, it looks at how female entrepreneurs incorporate important Islamic principles like ?adl (justice), i?tid?l/?isr?f avoidance (moderation), and barakah (blessing) into their household and microbusiness management. In many Northern Nigerian villages, women are increasingly working in small-scale jobs including food processing, crafts, and tailoring to help support their families. While Islamic teachings provide a thorough framework for striking a balance between economic endeavours and household responsibilities, little empirical study has examined how women who own micro, small, and medium-sized enterprises (MSMEs) really implement these concepts in their dual roles. In Bauchi, Gombe, and Kaduna States, a purposive sample of twenty women running home-based MSMEs in a variety of trades participated in a qualitative multiple-case research. Semi-structured interviews, participant observation, and the examination of personal and professional documents were used to gather data. To find trends in the distribution of profits, time management, resource allocation, and social duties, thematic analysis was used. The results show that women entrepreneurs' daily choices are greatly influenced by Islamic values. Participants established shared-storage practices in line with Islamic moderation, prioritized halal sourcing, and reduced waste through group purchases. Maintaining balance between work, religion, and childcare was made easier by planning work schedules around daily prayers. With a methodical allocation to home needs, business reinvestment, zakat responsibilities, and voluntary charity, profit distribution techniques also mirrored Islamic standards of fairness. The study comes to the conclusion that Islamic household management concepts offer a useful moral and practical framework that improves the long-term viability of women-owned businesses. In Northern Nigeria, strengthening these practices through women-focused support programs, faith-based business training, and community microfinance can further foster local economic development and family resilience.
Halal Economy in Nigeria: Examining the Legal Framework and Certification Dynamics for Sustainable Growth Muhammad, Adamu Abubakar; Lateef, Abiola Muideen; Ardo, Adam Muhammad; Shahbaz, Athar; Khatoon, Ghousia
Jurnal Mediasas: Media Ilmu Syari'ah dan Ahwal Al-Syakhsiyyah Vol. 9 No. 1 (2026): Jurnal Mediasas: Media Ilmu Syariah dan Ahwal Al-Syakhsiyyah
Publisher : Islamic Family Law Department, STAI Syekh Abdur Rauf Aceh Singkil, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58824/mediasas.v9i1.325

Abstract

This paper seeks to examine the opportunities and challenges posed by the ?al?l business in Nigeria and its certification according to laws. It provides a comprehensive review of the sector, outlining its structure, current state, potential for growth and the intimidating challenges in the operational and legal circle. ?al?l industry is an emerging sector with great potential for growth and economic development in Nigeria. The large Muslim population is a driving factor that creates opportunities for its growth to improve the national economy. However, these opportunities, as well as the impeding challenges, have still been poorly understood. The paper draws data from both primary and secondary sources; obtained from interviews, industry literature, government laws and reports. The paper found that legal provision of halal industry in Nigeria can create more opportunities in the country’s trade and commerce sector by expanding the production of locally grown food, creating economic linkages, developing an export market, booming tourism and hospitality sectors; and thus become a major source of employment in the country. However, a number of challenges such as inadequate infrastructure, insufficient access to finance, and a lack of regulatory framework could hamper the growth of the industry; and therefore, need to be addressed. The paper conclude that with the proper policy interventions and investment, the ?al?l industry in Nigeria has the potential to create significant economic, social, and environmental benefits [Tulisan ini bertujuan untuk mengkaji peluang dan tantangan yang ditimbulkan oleh bisnis ?al?l di Nigeria serta sistem sertifikasinya berdasarkan ketentuan hukum yang berlaku. Kajian ini menyajikan tinjauan komprehensif mengenai sektor tersebut dengan menguraikan struktur, kondisi terkini, potensi pertumbuhan, serta berbagai tantangan signifikan dalam aspek operasional dan hukum. Industri ?al?l merupakan sektor yang sedang berkembang dengan potensi besar untuk mendorong pertumbuhan dan pembangunan ekonomi di Nigeria. Jumlah penduduk Muslim yang besar menjadi faktor pendorong utama yang membuka peluang bagi pengembangan sektor ini guna meningkatkan perekonomian nasional. Meskipun demikian, berbagai peluang tersebut beserta tantangan yang menghambatnya masih belum dipahami secara memadai. Penelitian ini menggunakan data yang bersumber dari data primer dan sekunder, yang diperoleh melalui wawancara, literatur industri, peraturan perundang-undangan, serta laporan pemerintah. Hasil penelitian menunjukkan bahwa pengaturan hukum terhadap industri halal di Nigeria berpotensi menciptakan peluang yang lebih luas dalam sektor perdagangan dan komersial, antara lain melalui peningkatan produksi pangan lokal, pembentukan keterkaitan ekonomi, pengembangan pasar ekspor, pertumbuhan sektor pariwisata dan perhotelan, serta penciptaan lapangan kerja yang signifikan. Namun demikian, sejumlah tantangan seperti keterbatasan infrastruktur, akses pembiayaan yang belum memadai, serta belum optimalnya kerangka regulasi dapat menghambat pertumbuhan industri ini. Oleh karena itu, tantangan-tantangan tersebut perlu segera diatasi. Tulisan ini menyimpulkan bahwa melalui intervensi kebijakan yang tepat serta dukungan investasi yang memadai, industri ?al?l di Nigeria memiliki potensi untuk menghasilkan manfaat ekonomi, sosial, dan lingkungan yang signifikan.]
From Charity to Development: Repositioning Waqf in Islamic Social Finance Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Adam, Maryam; Babangida, Bala
AL-IMAM: Journal on Islamic Studies, Civilization and Learning Societies Vol 7 No 1 (2026)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.im.2026.7.136

Abstract

Within the larger context of Islamic social finance, this research explores how waqf has evolved from a conventional charitable organization to a useful tool for long-term socioeconomic development. In Muslim societies throughout history, waqf has been essential in promoting communal welfare, healthcare, education, and religious institutions. However, weak governance structures, insufficient legal and regulatory frameworks, poor asset management, and a lack of strategic alignment with national and community development goals have limited its effectiveness in many modern contexts. Waqf is therefore frequently limited to temporary humanitarian endeavors rather than being utilized as a long-term development organization. This research investigates the evolving role of waqf within Islamic social finance using a qualitative research technique. It draws on an extensive survey of scholarly literature, policy documents, chosen case studies, and insights from expert interviews. The analysis finds important institutional, ethical, and practical constraints that impede waqf's developmental potential, such as governance flaws, inadequate transparency, poor public awareness, and fragmented cooperation with other Islamic social finance mechanisms like zakat. The findings show that waqf has considerable untapped potential to contribute to long-term human development when repositioned within a comprehensive development framework. Institutional reforms, professional management practices, accountability systems, and policy integration appear to be significant variables for improving its efficacy. The research suggests that integrating waqf with maq??id al-shar??ah objectives and current development concerns can reposition it as a sustainable funding mechanism alongside other Islamic finance instruments. The research concludes with practical policy proposals aimed at strengthening waqf governance, institutional capacity, and strategic relevance, thus increasing its contribution to long-term social and economic growth in Muslim nations.
Reinterpreting Waqf in Light of Contemporary Socio-Economic Realities Aliyu, Shafa'at Ahmad; Muhammad, Adamu Abubakar; Ardo, Adam Muhammad; Adam, Maryam
Perwakilan: Journal of Good Governance, Diplomacy, Customary Institutionalization and Social Networks Vol. 3 No. 2 (2025)
Publisher : IDRIS Darulfunun Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58764/j.prwkl.2025.3.137

Abstract

Waqf (Islamic endowment) has historically been a key driver of socioeconomic development in Muslim cultures, funding education, healthcare, social welfare, and public infrastructure. However, conventional waqf administration and utilization strategies have struggled to adequately address modern socioeconomic concerns like as poverty, unemployment, urbanization, financial isolation, and inadequate institutional governance. This research investigates the importance of reinterpreting waqf within the context of present socioeconomic realities while maintaining true to its classical juristic roots. The study uses a qualitative and analytical approach on Qur'anic principles, Prophetic traditions, classical fiqh literature, and modern Islamic finance scholarship to explore how waqf can be revitalized through innovative instruments, institutional reforms, and integration with modern economic systems. The research advocates for a maq??id al-shar??ah-oriented reinterpretation of waqf, which provides for greater flexibility in asset management, investment strategies, and governance structures while maintaining its perpetual and benevolent nature. The findings demonstrate the ability of contemporary waqf models such as cash waqf, corporate waqf, waqf-based social finance, and public-private partnerships to satisfy current developmental requirements in a sustainable manner. The research concludes that reinterpreting waqf in light of current socioeconomic conditions is not a departure from Islamic tradition, but rather a necessary evolution that can reposition waqf as a dynamic tool for inclusive growth, social justice, and sustainable development in today's Muslim world.
Co-Authors Abdullahi, Hashimu Adam, Maryam Adam, Muhammad Bello Aliyu, Shafa'at Ahmad Aliyu, Shafa’at Ahmad Aliyu, Shafa’atu Ahmad Babangida, Bala Bala, Babangida Dalhatu, Rabi Shehu Idriss, Ibrahim Dahiru Jika, Fadimatu Ahmed Khatoon, Ghousia Lateef, Abiola Muideen Mashema, Bashir Liman Mohammed, Yakubu Zulaihat Muhammad, Adamu Abubakar Muhammad, Anas Adam Muhammad, Ibrahim Abubakar Muhammad, Yakubu Zulaihat Muhammad, Zuwaira Jibril Muhammed , Yakubu Zulaihat Salisu, Muhammad Auwal Shahbaz, Athar Shariff , Ikilima Abubakar Shariff, Ikilima Abubakar Sugitanata, Arif Zaki, Salisu Abba