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Meningkatkan Motivasi Belajar Peserta Didik Di SMKN 6 Kota Serang Untuk Mempersiapkan SDM Unggul Menyongsong Indonesia Emas 2045 Ramah Maysarani; Putri Anggraeni; Mohamad Saeful Anwar; Latif Latif; Yanto Nius Gulo
Pemberdayaan Masyarakat : Jurnal Aksi Sosial Vol. 1 No. 4 (2024): Desember : Pemberdayaan Masyarakat: Jurnal Aksi Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aksisosial.v1i4.957

Abstract

Learning motivation plays a significant role for students. This motivation increases students’ interest in completing learning activities. When students are motivated by their environment and themselves, their learning outcomes also improve. The methods used in community service activities (PKM) are influenced by various factors, such as monotonous teaching methods, lack of teacher support, and the influence of technology. PKM uses interactive lecture methods that utilize media, discussions, and Q&A sessions to increase students’ learning motivation. This highlights the importance of motivation to support oneself in achieving goals and becoming a better individual. This community service aims to increase the learning motivation of students at SMKN 6 Serang cities, as motivation is one of the factors that influence students’ success. When someone is motivated to learn, they will achieve the desired learning outcomes. Motivation acts as a driving force to achieve good results. People engage in activities because they have motives. High learning motivation will yield optimal results. This activity aims to prepare students as participants who, based on their respective skills, can face challenges in starting their careers.
The Effect of Liquidity and Leverage on Profitability with Covid 19 as a Moderating Variable Apriani, Ani; Rufiatun, Yayuk; Gulo, Yanto Nius
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 1 (2025): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i1.382

Abstract

This study aims to determine the effect of liquidity and leverage on profitability with Covid19 as a moderating variable in transportation and logistics companies. This type of research uses an associative method with a quantitative approach. The data used in this study are secondary data. The sampling technique is purposive sampling. The number of samples in this study based on the criteria obtained was 132 data for 11 periods with the Eviews 12 testing tool. The analysis technique used was panel data regression and the Sobel test. The results of this study indicate that Liquidity has an effect on Profitability; Leverage does not have a significant effect on Profitability; Covid19 moderates the effect of liquidity on Profitability; Covid19 moderates the effect of leverage on Profitability.
Pengaruh Likuiditas Dan Sales Growth Terhadap Struktur Modal Serta Dampaknya Terhadap Kebijakan Dividen Pada Perusahaan Food And Beverage Yang Terdaftar Di Bei Tahun 2018-2022 Gulo, Yanto Nius
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 4 No. 3 (2025): Agustus - October
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v4i3.2266

Abstract

Penelitian tesis ini bertujuan untuk untuk menguji dan menganalisa pengaruh likuiditas dan sales growth terhadap struktur modal serta dampaknya terhadap kebijakan dividen. Jenis penelitian yang digunakan adalah kuantitatif asosiatif. Populasi penelitian menggunakan perusahaan yang terdaftar pada perusahaan Food and Beverage Bursa Efek Indonesia sejumlah 76 perusahaan. Proses pengambilan sampel menggunaan purposive sampling, sehingga diperoleh 20 sampel perusahaan yang terdaftar pada perusahaan Food and Beverage Bursa Efek Indonesia selama periode amatan tahun 2018 sampai dengan tahun 2022. Data penelitian selanjutnya diolah dengan menggunakan Software Eviews 12. Metode analisis yang digunakan adalah regresi data panel yang merupakan perpaduan data cross section dan time series. Analisis regresi data panel dilakukan melalui uji pemilihan model, untuk menentukan model yang terbaik, hasil pengujian menunjukkan bahwa Fixed Effect Model merupakan model yang paling tepat digunakan dalam memprediksi Strukur Modal serta dampaknya terhadap Kebijakan Dividen. Hasil Uji koefisien determinasi pada model menunjukkan nilai sebesar sebesar 56.0771% sementara sisanya sebesar 43.9229% dapat dijelaskan oleh variabel-variabel lain yang tidak diteliti dalam penelitian ini. Hasil penelitian menunjukkan bahwa Likuiditas tidak berpengaruh terhadap Struktur Modal. Sales Growth berpengaruh negatif signifikan terhadap Struktur Modal. Likuiditas dan Sales Growth secara bersama-sama berpengaruh positif signifikan terhadap Struktur Modal. Struktur Modal berpengaruh negatif signifikan terhadap Kebijakan Dividen pada perusahaan Food and Beverages yang terdaftar di Bursa Efek Indonesia selama periode 2018-2022.
Pelatihan Perencanaan Keuangan Pribadi Bagi Siswa SMK Negeri 1 Kota Serang Untuk Meningkatkan Kesadaran Pentingnya Literasi Finansial Sejak Dini Yanto Nius Gulo; Lailatul Uyun; Novi; Hildan Pribawa Saputra; Keisya Zahra Salsabila
Jurnal Dedikasi Abdi Masyarakat Vol. 1 No. 2 (2025): Jurnal Dedikasi Abdi Masyarakat
Publisher : Program Studi Manajemen Universitas Pamulang Kampus Kota Serang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32493/jdam.v1i2.54627

Abstract

Generasi muda Indonesia menghadapi tantangan serius dalam literasi finansial. Data OJK 2022 menunjukkan tingkat inklusi keuangan 85,10%, namun literasinya baru 49,68%. Kondisi ini krusial bagi siswa SMK yang akan segera bekerja dan mengelola penghasilan sendiri. Gaya hidup konsumtif di media sosial serta kemudahan akses produk fintech seperti Buy Now Pay Later (BNPL) dan pinjaman online ilegal meningkatkan risiko finansial mereka. Kurikulum SMK yang masih berfokus pada kompetensi teknis belum memberi ruang cukup untuk edukasi keuangan pribadi, sehingga banyak lulusan belum siap menghadapi tantangan finansial nyata. Untuk menjawab masalah tersebut, program “Pelatihan Perencanaan Keuangan Pribadi bagi Siswa SMK Negeri 1 Kota Serang” dirancang sebagai pelatihan partisipatif yang menekankan perubahan pola pikir dan pembentukan keterampilan praktis. Kegiatan meliputi workshop interaktif mengenai dana darurat, penyusunan anggaran, manajemen utang, serta pengenalan investasi, dilengkapi simulasi studi kasus “mengelola gaji pertama” dan pendampingan pasca-pelatihan. Keberhasilan program diukur secara kuantitatif melalui peningkatan skor pengetahuan (pre-test dan post-test) dan secara kualitatif melalui perubahan sikap finansial siswa menjadi lebih positif dan proaktif. Luaran tambahan meliputi modul pelatihan berkelanjutan, publikasi ilmiah, serta konten video edukatif untuk memperluas dampak peningkatan literasi finansial generasi muda Indonesia. Kata Kunci : Pelatihan Perencanaan,  Keuangan, Literasi Finansial
Pengaruh Likuiditas terhadap Struktur Modal pada Perusahaan MLBI yang Terdaftar di Bursa Efek Indonesia Tahun 2014 - 2024 Gulo, Yanto Nius; Faruq, Ahmad
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.6941

Abstract

This study aims to analyze the effect of liquidity on capital structure at PT Multi Bintang Indonesia Tbk, which is listed on the Indonesia Stock Exchange (IDX), during the period 2014–2024. The research approach used is a quantitative associative method by utilizing secondary data in the form of the company’s annual financial statements. The research population includes all financial data of PT Multi Bintang Indonesia Tbk over eleven years, which are also used as the research sample. Data processing was carried out using SPSS software version 27 through simple linear regression analysis. the results show that the correlation coefficient (R) is 0.791, indicating a strong relationship between the liquidity variable and capital structure. The coefficient of determination (R²) of 0.625 indicates that 62.5% of the variation in capital structure can be explained by liquidity, while the remaining 37.5% is influenced by other factors outside the research model. Partial hypothesis testing produces a liquidity regression coefficient of -3.104 with a significance level of 0.004, meaning that liquidity has a significant effect on capital structure. This negative relationship indicates that an increase in liquidity tends to be followed by a decrease in capital structure. these findings suggest that the level of liquidity plays an important role in corporate financing decision-making. Therefore, management needs to pay close attention to optimal liquidity management in order to achieve an efficient and sustainable capital structure. This study is expected to provide theoretical and practical contributions to the development of corporate financial policies.
Pengaruh Profitabilitas dan Leverage Terhadap Nilai Perusahaan Pada PT Bank Central Asia Tbk Yang Terdaftar Di Bursa Efek Indonesia Tahun 2015 – 2024 Gulo, Yanto Nius; Setiawan, Arip Budi
RIGGS: Journal of Artificial Intelligence and Digital Business Vol. 5 No. 1 (2026): Februari - April
Publisher : Prodi Bisnis Digital Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/riggs.v5i1.7035

Abstract

This This study aims to analyze the effect of Profitability and Leverage on Firm Value at PT Bank Central Asia Tbk, which is listed on the Bursa Efek Indonesia, during the 2014–2024 period. This research employs a quantitative approach with an associative research design. The data used are secondary data in the form of the company’s annual financial statements over the eleven-year research period. All financial data during this period were used as both the population and the sample of the study. The data analysis technique applied was multiple linear regression using SPSS version 27 software. The results show that simultaneously, Profitability and Leverage do not have a significant effect on Firm Value. This is evidenced by the F-test significance value of 0.189, which is greater than 0.05. Thus, it can be concluded that the two independent variables, when considered together, are not able to significantly explain variations in Firm Value. Partially, Profitability does not have a significant effect on Firm Value, with a t-test significance value of 0.086, which is greater than 0.05. However, the positive regression coefficient indicates that Profitability has a positive direction of relationship with Firm Value. Meanwhile, Leverage also does not have a significant effect on Firm Value, with a t-test significance value of 0.256, which is greater than 0.05. The negative regression coefficient indicates that Leverage has a negative direction of relationship with Firm Value. These findings indicate that during the research period, Profitability and Leverage were not the main determinants influencing Firm Value.
Penguatan Literasi Keuangan sebagai Upaya Meningkatkan Pengetahuan Keuangan dan Perilaku Keuangan di Desa Kanekes (Baduy) Fitriah Fitriah; Yanto Nius Gulo; Khalifa Damalin Ayunda; Novia Novia; Mirna Agustin; Tia Patiah
Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat Vol. 3 No. 2 (2026): April: Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/bersama.v3i2.3193

Abstract

Financial literacy is an essential aspect in supporting community financial management, particularly in rural and indigenous communities such as Kanekes Village (Baduy). Although the community has begun to access financial services and digital technology, their ability to manage finances remains limited. Therefore, this community service activity aims to identify the level of financial literacy and to encourage public awareness of better financial management. The method used is a descriptive qualitative approach through in-depth interviews and field observations. The results show that the community, especially in Baduy Luar, has utilized social media such as TikTok Live and Instagram for product marketing and has adopted digital payment systems such as QRIS through Bank BRI, although cash transactions still dominate. The main sources of income come from micro-enterprises based on local potential, including handicrafts, traditional clothing, accessories, and food products. However, the community generally lacks financial recording practices and structured financial planning, causing income to be directly spent on daily needs. The activity also indicates the emergence of initial awareness regarding financial management and highlights the role of youth as local leaders in adopting digital technology. Therefore, strengthening financial literacy is crucial to improving financial behavior and supporting sustainable economic transformation within the community.
Pendampingan Transformasi Sistem Pembayaran Cash ke QRIS pada UMKM Baduy sebagai Upaya Modernisasi Transaksi Keuangan Fitriah Fitriah; Yanto Nius Gulo
Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat Vol. 3 No. 2 (2026): April: Kesejahteraan Bersama : Jurnal Pengabdian dan Keberlanjutan Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/bersama.v3i2.3197

Abstract

The transformation of payment systems from cash to digital through the Quick Response Code Indonesian Standard (QRIS) is part of financial transaction modernization in Indonesia. This transformation has begun among Micro, Small, and Medium Enterprises (MSMEs) in the Baduy community, particularly in Baduy Luar, which has higher interaction with external communities. However, the adoption of digital payment systems has not been fully supported by adequate financial management capabilities. This community service activity aims to identify the transformation process of payment systems and describe the financial literacy conditions of Baduy MSMEs. The method used is a descriptive qualitative approach through in-depth interviews and field observations. The results show that some MSMEs have adopted QRIS through Bank BRI as an alternative payment method alongside cash and have utilized social media such as TikTok Live and Instagram for product marketing. The main sources of income include handicrafts, traditional clothing, accessories, and food products. However, financial management practices remain simple and lack systematic recording. This indicates improved financial inclusion but not yet accompanied by adequate financial behavior. Therefore, strengthening financial literacy is essential to support sustainable financial modernization in the Baduy community.
Perencanaan Keuangan Usaha untuk Meningkatkan Keberlanjutan UMKM Kerupuk Martabak Anisa Putri Mulyana; Mela Sinta; Rani Octaviani; Rita Aryani; Silvia Silvia; Yanto Nius Gulo
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 2 No. 3 (2026): MEI-JUNI
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/6ke0av89

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran penting dalam meningkatkan perekonomian masyarakat, khususnya dalam menciptakan lapangan kerja dan meningkatkan kesejahteraan ekonomi. Namun, masih banyak pelaku UMKM yang mengalami kendala dalam pengelolaan dan perencanaan keuangan usaha, seperti tidak adanya pencatatan keuangan yang sistematis, pencampuran keuangan pribadi dan usaha, serta rendahnya pemahaman mengenai pengelolaan arus kas dan penyusunan anggaran usaha. Permasalahan tersebut juga dialami oleh UMKM Kerupuk Martabak di wilayah Serang.  Kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan untuk meningkatkan pemahaman dan keterampilan pelaku UMKM Kerupuk Martabak dalam menyusun perencanaan keuangan usaha yang efektif dan berkelanjutan. Metode pelaksanaan kegiatan dilakukan melalui edukasi, pelatihan, simulasi, dan pendampingan mengenai pencatatan keuangan sederhana, penyusunan anggaran usaha, pengelolaan arus kas, pengendalian biaya produksi, serta pemisahan keuangan pribadi dan usaha.  Hasil kegiatan menunjukkan bahwa pelaku UMKM mengalami peningkatan pemahaman mengenai pentingnya pengelolaan dan perencanaan keuangan usaha untuk medukung keberlanjutan usaha. Dan pengelolaan arus kas, penyusunan anggaran usaha, dan pentingnya pemisahan keuangan pribadi dengan keuangan usaha. Kegiatan pendampingan juga membantu pelaku UMKM dalam menyusun laporan keuangan sederhana dan mengelola keuangan usaha secara lebih efektif. Dengan adanya kegiatan ini, pengelolaan keuangan UMKM Kerupuk Martabak menjadi lebih tertib, terarah, dan mendukung keberlanjutan usaha. Program PKM ini diharapkan dapat membantu pelaku UMKM meningkatkan stabilitas usaha, efisiensi operasional, serta daya saing usaha dalam menghadapi persaingan pasar.
Membangun Generasi Mandiri : Kombinasi Pendidikan Keuangan dan Pengembangan SDM di MA Al – Ulya Al Mubarok Nur Aisyah; Anis Fitriyah; Asep Supriatna; Asep Dwi Wahyudi; Leony Rosaeti; Yanto Nius Gulo; Rahmat Taufik
Aksi Kita: Jurnal Pengabdian kepada Masyarakat Vol. 1 No. 4 (2025): JULI-AGUSTUS
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/fhhp8057

Abstract

Program ini bertujuan meningkatkan literasi keuangan dan keterampilan hidup siswa MA Al Ulya Al Mubarok. Survei awal menunjukkan banyak siswa belum memahami cara mengatur keuangan pribadi dan kurang percaya diri saat berbicara. Pelatihan mencakup materi tentang pengelolaan uang saku, komunikasi efektif, dan kerja tim. Metode pembelajaran dilakukan secara interaktif melalui diskusi dan simulasi. Siswa menunjukkan peningkatan dalam menyusun anggaran dan menabung secara terencana. Mereka juga menjadi lebih percaya diri dalam berkomunikasi dan berkolaborasi. Evaluasi menunjukkan hasil yang positif baik dari sisi pemahaman materi maupun partisipasi aktif siswa. Guru menyambut baik kegiatan ini dan mendukung keberlanjutannya. Program ini juga menjadi pengalaman berharga bagi mahasiswa pelaksana. Model ini dapat diterapkan di sekolah lain dengan penyesuaian kebutuhan.