Sundari, Annisa Pratiwi
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Analisis Manajemen Risiko pada UMKM Kue: Studi Kasus Karin Cake & Cookies Khoerunnisa, Dzilla; Mutakin, Farhan Mukti; Sundari, Annisa Pratiwi; Maulana Yusuf, Rafli; Suwarna, Asep
Jurnal Serambi Ekonomi dan Bisnis Vol 8, No 1 (2024): September 2024 -Februari 2025
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v8i1.8817

Abstract

This research discusses Risk Management Analysis at UMKM Karin Cake Cookies using qualitative methods. The analysis process includes risk identification, risk assessment based on Probability and Impact, evaluation using a 3x3 matrix, and risk control. Data was obtained through direct interviews with business owners. The identification results revealed 5 types of risks faced by Karin Cake Cookies. To overcome these risks, various control strategies are implemented, such as using backup equipment, involving labor from family members as backup, and utilizing online platforms for marketing. In addition, optimal raw material storage and product innovation are important factors in facing competition and market changes. The implementation of risk management is expected to help companies minimize existing or future risks and can provide an assessment of various risks.
Studi Kelayakan Bisnis “Kopi Keliling” Gibran Siregar, Muhammad; Sundari, Annisa Pratiwi; Elsa, Nadila; Perwito, Perwito
Jurnal Serambi Ekonomi dan Bisnis Vol 8, No 1 (2024): September 2024 -Februari 2025
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/jseb.v8i1.8696

Abstract

Penelitian ini sebagai studi kelayakan untuk menilai apakah bisnis kopi keliling dapat menjadi usaha yang menguntungkan dan berkelanjutan. Studi ini akan mencakup berbagai aspek, seperti potensi pasar, rencana operasional, analisis keuangan, dan kepatuhan terhadap regulasi. Dengan pendekatan yang terstruktur, diharapkan hasil studi ini dapat memberikan gambaran yang komprehensif tentang prospek bisnis kopi keliling. Berdasarkan hasil studi kelayakan, bisnis kopi keliling menggunakan sepeda motor memiliki prospek yang menjanjikan, terutama di kawasan perkotaan dengan mobilitas tinggi. Aspek pasar menunjukkan bahwa minuman kopi tetap menjadi bagian dari gaya hidup masyarakat modern, dan kepraktisan layanan kopi keliling memberikan nilai tambah yang diminati konsumen. Model bisnis ini mampu menjangkau berbagai lokasi strategis, seperti perkantoran, kampus, dan ruang publik, sehingga meningkatkan peluang penjualan. Dari sisi teknis, penggunaan sepeda motor sebagai alat transportasi utama memberikan fleksibilitas tinggi dengan biaya operasional yang rendah. Selain itu, investasi awal yang relatif terjangkau membuat bisnis ini dapat diakses oleh pelaku usaha mikro atau pemula. Namun, tantangan seperti ketergantungan pada cuaca, perawatan kendaraan, dan manajemen stok memerlukan perhatian khusus untuk menjaga kelancaran operasional. Aspek keuangan menunjukkan bahwa dengan perencanaan yang baik, bisnis kopi keliling menggunakan sepeda motor dapat mencapai titik impas (Break-Even Point) dalam waktu 5,2 bulan. Hal ini menjadikannya salah satu peluang usaha yang cepat menghasilkan keuntungan dengan risiko yang dapat dikelola. Secara hukum, bisnis ini memerlukan izin usaha dan kepatuhan terhadap regulasi setempat. Hal ini menjadi salah satu syarat penting untuk memastikan kelancaran operasional dan membangun kepercayaan konsumen.
Analisis Pengaruh Return on Equity (ROE) dan Debt to Equity Ratio Terhadap Return Saham Perusahaan Energi  Periode 2020-2024 Lailia, Wahidah Nazmi; Sundari, Annisa Pratiwi; Salbiyah, Mila; Maharani, Pina Aulia
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/wek8jx63

Abstract

The purpose of this study is to examine the influence of fundamental factors, as seen from the Return on Equity (ROE) and Debt to Equity Ratio (DER), on stock returns. The analytical method used is panel data regression analysis. This study used six energy sector companies listed on the Index Stock Exchange (IDX) for the 2020-2024 period. The sample determination in this study used a purposive sampling method. Based on the analysis of the research results, ROE has a significant effect on stock returns, while DER has no effect on stock returns. The coefficient of determination from the research results of the two variables on stock returns is 37.6%, while the remaining 63.3% is influenced by other factors not included in the research model.
Pengaruh Capital Adequacy Ratio (CAR) dan Loan to Deposit Ratio (LDR) Terhadap Pertumbuhan Laba pada Bank Konvensional di Indonesia Periode 2019–2023 Sundari, Annisa Pratiwi; Alfiana, Alfiana; Kodariah, Siti
Ekopedia: Jurnal Ilmiah Ekonomi Vol. 2 No. 1 (2026): JANUARI-MARET
Publisher : Indo Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63822/6k7rh955

Abstract

This study examines the effect of the Capital Adequacy Ratio (CAR) and Loan to Deposit Ratio (LDR) on profit growth in conventional banks in Indonesia during the 2019–2023 period. The data were processed using EViews 12 through panel data regression, which involved data preparation, descriptive statistical testing, normality testing, classical assumption testing, and model selection procedures using the Chow, Hausman, and Lagrange Multiplier (LM) tests. The results show that the Random Effect Model (REM) is the most appropriate panel regression model for this research.The findings indicate that CAR has a positive and significant effect on profit growth, while LDR has a positive but insignificant effect. Simultaneously, both variables significantly influence profit growth with an  R² value of 93.03%, demonstrating strong explanatory power. These results highlight that capital strength plays a crucial role in supporting bank performance, whereas credit distribution effectiveness—represented by LDR—does not significantly drive profit growth during the study period.