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Keputusan Berinvestasi Secara Digital di Siswa Sekolah Menengah Susanti, Eka Nana; Alimudin, Muhamad
Jurnal EMT KITA Vol 9 No 1 (2025): JANUARI 2025
Publisher : Lembaga Otonom Lembaga Informasi dan Riset Indonesia (KITA INFO dan RISET) - Lembaga KITA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/emt.v9i1.3459

Abstract

Investment is an activity that can be undertaken by anyone. Recently, numerous investment models have emerged in the digital world. The variety of investment models requires individuals to be cautious in selecting the right investment. For students, understanding financial literacy is crucial to avoid making poor investment decisions. This study aims to identify students' knowledge about investments and determine the influence of financial literacy on investment decision-making. The research employs a quantitative method with 91 respondents. Data analysis includes validity tests, reliability tests, simple linear regression, t-tests, and F-tests. The results of the study indicate that the partial test (t-test) yielded a t-value of 3.350, exceeding the t-table value of 1.985, with a significance level of 0.000 (3.350 > 1.985 and 0.000 < 0.05), suggesting that H0 is rejected and H1 is accepted. This indicates that financial literacy significantly influences investment decision-making. The simultaneous F-test shows that financial literacy has a positive simultaneous influence on investment decision-making, as indicated by an F-value of 13.476, exceeding the F-table value of 3.84, with a significance level of 0.000 (13.476 > 3.84 and 0.000 < 0.05). It can be concluded that financial literacy simultaneously influences investment decision-making.
PENGEMBANGAN KEMASAN PRODUK KULINER LOKAL KEPULAUAN PARI Busyra, Nur; Darmawati, Desak Made; Handayani, Trisni; Alimudin, Muhamad
Reswara: Jurnal Pengabdian Kepada Masyarakat Vol 4, No 1 (2023)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v4i1.2275

Abstract

Kabupaten Kepulauan Seribu khususnya Pulau Pari memiliki potensi wisata yang baik. Selaras akan hal itu produk kuliner lokal harus di perhatikan untuk meningkatkan citra pariwisata. Aktivitas bisnis produk kuliner lokal dapat meningkatkan pendapatan masyarakat, namun observasi awal menunjukkan pengemasan produk cenderung terabaikan. Tim pengabdian masyarakat LPPM UHAMKA bertujuan untuk meningkatkan kualitas pengemasan produk kuliner lokal masyarakat Kepulauan Seribu. Beberapa program di bentuk yaitu identifikasi problematika mitra, pemberian materi, pengemasan produk, praktik pengemasan produk, refleksi materi dan dokumentasi. Hasil menunjukkan kemasan produk kuliner yang cenderung terabaikan kini menjadi prioritas utama mitra untuk meningkatkan hasil penjualan. Hasil pretest dan posttest mitra dianalisis menggunakan paired sample t-test diperoleh nilai signifikansi <0.001, serta t-statistik -26.087 artinya ada perbedaan signifikan, positif, dan peningkatan rata-rata pengetahuan mitra akan packaging produk sebesar 26.087 setelah mengikuti program. Mitra berkomitmen untuk mengaplikasikan ilmu pengemasan produk dari program dan mengembangkannya
Tourism security and AI-based communication management of tourist interest in Pari Island Rohim, Syaiful; Darmawati, Desak Made; Latief, Jamil; Alimudin, Muhamad
Manajemen Komunikasi Vol 10, No 1 (2025): Accredited by Republic Indonesia Ministry of Research, Technology, and Higher E
Publisher : Faculty of Communication Sciences Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/jmk.v10i1.64730

Abstract

Tourism is a crucial factor in national development, and destination security is an increasingly influential consideration for tourists' travel decisions, especially in the post-pandemic era. Concurrently, digital communication facilitated by artificial intelligence (AI) offers new potential to enhance the credibility of information and improve tourists' interactions with destinations. This study explores the impact of security in tourism on tourist demand and examines the mediating role of AI-based digital communication policies for Pari Island, Indonesia, in the Jakarta Thousand Islands. The study adopts a quantitative approach through the use of an explanatory sample of 100 local and international tourists who have visited or are visiting Pari Island. Data were collected using a standardized questionnaire and analyzed by path analysis using the SmartPLS software. Findings reveal security in tourism has a statistically significant positive effect on tourist interest (β = 0.32; p < 0.01) and even an indirect effect through AI-based digital communication (β = 0.41; p < 0.01). The use of digital communication supported by AI in augmenting the role it plays in the determination of tourists' decision-making. The study concludes that the essence of trust enhancement and destination appeal lies in integrating solid destination security and smart digital communication systems. The study also recommends that policymakers and tourism administrators improve safety while embracing digital innovations to initiate change and foster sustainable tourism development in Indonesia.
Analysis of the Effect of Economic Education on Students' Entrepreneurial Attitudes in the Era of Digital Transformation Kamarudin, Novie Kurniasih; Latief , Jamil; Ramadian, Naufal; Alimudin, Muhamad
Indonesian Journal Economic Review (IJER) Vol. 6 No. 1 (2026): March
Publisher : Divisi Riset, Lembaga Mitra Solusi Teknologi Informasi (L-MSTI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59431/ijer.v6i1.738

Abstract

The rapid advancement of digital technology has significantly transformed economic activities and entrepreneurial practices, creating both opportunities and challenges for university graduates. In response to these changes, higher education institutions are expected to foster entrepreneurial attitudes that align with the demands of the digital economy. This study aims to examine the effect of economic education on students’ entrepreneurial attitudes in the era of digital transformation. A quantitative research design was applied using a survey method involving undergraduate students who had completed economic education courses. Data were collected through structured questionnaires that measured learning outcomes in economic education and entrepreneurial attitudes, including creativity, innovation, risk-taking, opportunity recognition, and adaptability to digital technologies. The data were analyzed using descriptive statistics and multiple regression analysis to assess the relationship between economic education and entrepreneurial attitudes. The findings show that economic education has a positive and significant effect on students’ entrepreneurial attitudes. Students with higher levels of economic understanding tend to demonstrate stronger entrepreneurial characteristics that support innovation and adaptability in digitally driven business environments. These results indicate that economic education is important not only for strengthening students’ economic knowledge but also for developing the entrepreneurial mindset needed to respond to the challenges of the digital era. The study also reinforces the link between economic education and entrepreneurship in the setting of digital transformation. In practical terms, the findings may serve as a reference for educators and policymakers in designing economic education programs that are more oriented toward entrepreneurship in higher education.
Educational Tourism-Based Digital Learning Management Model for Sustainable Human Capital Development in Coastal Areas Ramadian, Naufal; Latipah, Dede; Alimudin, Muhamad
Indonesian Journal Economic Review (IJER) Vol. 6 No. 1 (2026): March
Publisher : Divisi Riset, Lembaga Mitra Solusi Teknologi Informasi (L-MSTI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59431/ijer.v6i1.742

Abstract

This study aims to develop and validate an Educational Tourism-Based Digital Learning Management Model for Sustainable Human Capital Development in Coastal Areas. The research addresses the challenge of aligning digital transformation in education with local economic characteristics in coastal regions where tourism plays a dominant role. A Research and Development (R&D) approach was employed, involving needs assessment, model design, expert validation, limited field testing, and evaluation. The study was conducted in a coastal senior high school with 139 student participants and 15 teachers selected through proportional and purposive sampling techniques. Data were collected using validated questionnaires, interviews, and observations, and analyzed through descriptive statistics and multiple regression analysis. The findings indicate that digital learning management and educational tourism integration significantly contribute to human capital development, explaining 41.5% of its variance. Educational tourism integration demonstrated a stronger predictive effect compared to digital management alone. The implementation process also fostered improved teacher collaboration, increased student engagement, and strengthened school–community partnerships. These results suggest that integrating contextual tourism-based learning within digital management systems enhances the relevance and sustainability of education in coastal environments. The study provides a practical model that can support regional development strategies by connecting formal education with local economic ecosystems.
Digital Transformation of Data-Driven School Management for Improving Education Quality in the Thousand Islands, Indonesia Latipah, Dede; Alimudin, Muhamad; Anggraini, Dyah Prita
Indonesian Journal Economic Review (IJER) Vol. 6 No. 1 (2026): March
Publisher : Divisi Riset, Lembaga Mitra Solusi Teknologi Informasi (L-MSTI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59431/ijer.v6i1.744

Abstract

This study examines the digital transformation of data-driven school management and its contribution to improving education quality in the Thousand Islands, Indonesia. The research addresses three objectives: assessing the level of digital readiness among island-based schools, analyzing current data management and utilization practices, and developing a contextual model of digital, data-driven school governance suitable for geographically isolated regions. A mixed-method explanatory sequential design was employed. Quantitative data were collected from 78 school leaders and administrative staff across 24 public elementary and junior secondary schools using structured questionnaires. Qualitative data were obtained through semi-structured interviews, observations, and document analysis to enrich statistical findings. Descriptive statistics indicated moderate levels of digital infrastructure readiness and data utilization. Pearson correlation and multiple regression analyses revealed that digital infrastructure readiness, data-driven management practices, and leadership support significantly predicted perceived improvements in education quality, with data-driven practices emerging as the strongest predictor. Qualitative findings highlighted adaptive leadership strategies, emerging digital governance roles, and evolving organizational cultures that support evidence-based decision making despite infrastructural limitations. The study concludes that digital transformation enhances education quality not merely through technological adoption but through the institutionalization of systematic data use and leadership-driven governance reform. The findings offer theoretical contributions to digital governance scholarship and practical guidance for policymakers seeking to strengthen education management in remote island contexts.