Claim Missing Document
Check
Articles

Found 18 Documents
Search

The Effect of Financing and Operational Income on Profit Sharing Return on Mudharabah Deposits for Islamic Commercial Banks Faulia Anggeraini; Inda Arfa Syera
International Journal of Science, Technology & Management Vol. 2 No. 4 (2021): July 2021
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v2i4.295

Abstract

The purpose of this study is to determine the effect of financing and operating income on the return for the results of mudharabah deposits in Islamic commercial banks. The stages of the research method used are the research approach, population and sample, operational definitions, types and sources of data, data collection techniques, data analysis, location and time of research as well as tools and materials. Based on the conclusions found in this study, there is a significant influence of financing variables and operating income variables on the return for the results of Islamic Commercial Bank mudharabah deposits, this is evidenced by the results of research conducted by researchers where the significance value (sig) of 0.001 is smaller than the probability of 0.05 , so it can be concluded that H0 is rejected and Ha is accepted, which means that there is an influence of financing and operating income on the return on profit sharing from mudharabah deposits of Islamic Commercial Banks.
Factors Affecting Return Share Of Mudharabah Deposits Sharia Commercial Banks Inda Arfa Syera; Hajar Affiah
International Journal of Science, Technology & Management Vol. 2 No. 5 (2021): September 2021
Publisher : Publisher Cv. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46729/ijstm.v2i5.312

Abstract

The specific purpose of this study is to determine the factors that affect the return for the results of Islamic Bank deposits. The approach used in this research is a quantitative approach. The data used in the form of secondary data in the form of time series originating from the website of the Financial Services Authority (OJK) with the link www.ojk.go.id regarding the amount of return for mudharabah deposit results, Capital Adequacy Ratio, Non Performing Financing, Financing to Deposit Ratio and Inflation originating from the website of Bank Indonesia (BI) with the link www.bi.go.id. The population is monthly data from January 2016 to December 2019 period while the sample is annual data from 2016 to 2019. The research analysis conducted is multiple linear regression, classical assumption test (normality test, heteroscedasticity multicollinearity test and autocorrelation test), and test statistics (coefficient of determination (R2), statistical F test, and statistical t test). The results of this study are the variables of Capital Adequacy Ratio, Non-Performing Financing, Financing to Deposit Ratio and Inflation have a significant effect simultaneously (simultaneously) on the variable of Profit Sharing for Mudharabah Deposits for Islamic Commercial Banks.
The effect of unemployment rate, human development index, gross domestic product against level of poverty in Indonesia Inda Arfa Syera
Proceedings of AICS - Social Sciences Vol 7 (2017): 7th AIC in conjuction ICMR 2017 Universitas Syiah Kuala October 2017
Publisher : Proceedings of AICS - Social Sciences

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (246.137 KB)

Abstract

The aim of this paper is to know the effect of the unemployment rate, human development index, and gross domestic product against level of poverty in Indonesia year of 2002-2013. The data used are secondary data obtained from the Central Bureau of Statistics. The data period used is the start year 2002-2013. The data is processed by applying a multiple linier regression analysis. The result is unemployment rate; human development index and gross domestic product have an effect on the level of poverty in Indonesia year of 2002-2013.
Analisis Faktor-Faktor yang Mempengaruhi Pendapatan Usaha Mikro Kecil dan Menengah di Indonesia Muhammad Yusuf; Inda Arfa Syera; Azizul Kholis; Reza Indriani
Jurnal AKMAMI (Akuntansi Manajemen Ekonomi) Vol. 1 No. 3 (2020): (SEPTEMBER)
Publisher : CERED Indonesia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53695/ja.v1i3.510

Abstract

Di negara sedang berkembang UMKM mempunyai peran yang penting, khususnya dari perspektif kesempatan kerja dan sumber penghasilan bagi kelompok menengah kebawah, penyebaran pendapatan dan meminimalkan kemiskinan, serta berperan dalam pembangunan ekonomi desa. Penelitian ini bertujuan untuk menganalisis bagaimana pengaruh penyaluran kredit perbankan, tenaga kerja UMKM dan inflasi terhadap pendapatan UMKM di Indonesia baik jangka pendek maupun jangka panjang periode 2010:1-2017:4. Alat yang digunakan dalam penelitian ini adalah alat analisis ekonometrika model koreksi kesalahan (Error Correction Model/ECM). Hasil penelitian menunjukkan bahwa penyaluran kredit perbankan baik jangka pendek maupun jangka panjang berpengaruh positif dan signifikan terhadap pendapatan UMKM di Indonesia. Dalam jangka pendek variabel tenaga kerja UMKM memiliki pengaruh positif dan signifikan terhadap pendapatan UMKM di Indonesia. Sedangkan jangka panjang variabel tenaga kerja UMKM berpengaruh negatif dan signifikan terhadap pendapatan UMKM di Indonesia. Variabel inflasi memiliki pengaruh negatif dan signifikan pendapatan UMKM di Indonesia baik dalam jangka panjang maupun jangka pendek. Secara simultan variabel penyaluran kredit perbankan, tenaga kerja UMKM dan inflasi berpengaruh signifikan terhadap pendapatan UMKM di Indonesia pada taraf kepercayaan 98,70%. Dengan demikian dapat disimpulkan bahwa penyaluran kredit perbankan merupakan faktor penentu utama yang mempengaruhi pendapatan UMKM di Indonesia.
EFFORTS TO INCREASE STUDENT INTEREST IN ENTREPRENEURSHIP DURING THE COVID-19 PANDEMIC Debora Tambunan; Asriyana Asriyana; Iventura Fitra Uli Tamba; Elisabeth Nainggolan; Inda Arfa Syera
Jurnal Mantik Vol. 6 No. 1 (2022): May: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study is to analyze the effect of entrepreneurial education, family environment, and income expectations on interest in entrepreneurship at the Multi Smart Business Management College. The population and sample in the study were 54 students who had completed entrepreneurship courses. Data collection using questionnaires and data analysis using multiple linear regression analysis. The results of partial and simultaneous data analysis of entrepreneurship education, family environment, and income expectations have a significant effect on students' interest in entrepreneurship. The most dominant variable or which is considered to have a major influence in increasing a student's interest in entrepreneurship is entrepreneurship education
Pengaruh Capital Adequacy Ratio Dan Non Performing Financing Terhadap Return Bagi Hasil Deposito Mudharabah Bank Umum Syariah Inda Arfa Syera; Hajar Affiah
JURNAL EKUIVALENSI Vol. 7 No. 2 (2021): JURNAL EKUIVALENSI
Publisher : LPPM dan Fakultas Ekonomi dan Bisnis Universitas Kahuripan Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51158/ekuivalensi.v7i2.516

Abstract

Tujuan khusus penelitian ini yaitu untuk mengetahui pengaruh Capital Adequacy Ratio, dan Non Performing Financing terhadap return bagi hasil deposito Bank Umum Syariah. Pendekatan yang dilakukan dalam penelitian ini adalah pendekatan kuantitatif. Data yang digunakan berupa data sekunder yang berbentuk time series yang berasal dari website Otoritas Jasa Keuangan (OJK). Populasinya adalah data bulanan dari bulan Januari 2016 sampai periode Desember 2019 sedangkan sampelnya adalah data tahunan dari tahun 2016 sampai tahun 2019. Analisis penelitian yang dilakukan yaitu regresi linier berganda, uji asumsi klasik (uji normalitas, uji multikolinearitas heteroskedastisitas dan uji autokorelasi), dan uji statistik (koefisien determinasi (R2), uji F statistik, dan uji t statistik). Hasil penelitian ini adalah maka variabel capital adequacy ratio dan non performing financing berpengaruh signifikan secara bersama-sama (simultan) terhadap variabel return bagi hasil deposito mudharabah Bank Umum Syariah.
Optimalisasi Return Deposito Mudharabah Di Bank Umum Syariah Faulia Anggeraini; Inda Arfa Syera
JURNAL EKUIVALENSI Vol. 7 No. 2 (2021): JURNAL EKUIVALENSI
Publisher : LPPM dan Fakultas Ekonomi dan Bisnis Universitas Kahuripan Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51158/ekuivalensi.v7i2.583

Abstract

The main objective of this study is to determine the effect of return on assets and operating costs of income on the return on profit sharing from mudharabah deposits in Islamic commercial banks. The population and sample in this study are Islamic Banking Statistics (SPS) data, which includes statistics on Return on Assets, Operating Costs of Operational Income, and return on profit sharing from mudharabah deposits for Islamic Commercial Banks from January 2016 to December 2019. The results show that partial and simultaneous return on assets and operating costs of operating income have a positive and significant effect on return for the results of mudharabah deposits for Islamic Commercial Banks. However, the most dominant variable that has the greatest influence in this study is the operational cost of operating income.
The Effect of Human Development Index, Inflation and Economic Growth on Unemployment in Medan City Inda Arfa Syera; Adetia Azmi Tanjung; Windi Triana
International Journal of Economics (IJEC) Vol. 2 No. 2 (2023): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v2i2.517

Abstract

The purpose of this study was to determine the effect of the human development index, inflation and economic growth on unemployment in the city of Medan. The approach used in this research is a quantitative approach. The data used in this study are secondary data sourced from the Central Bureau of Statistics for the City of Medan with the data period from 2003 to 2022. The analysis technique used is the classical assumption test (normality test, multicollinearity test, heteroscedasticity test and autocorrelation tests). multiple linear regression, and hypothesis testing (statistical F test, and statistical t test, and test of the coefficient of determination (R2)). The results of this study are based on the results of the simultaneous test (f test) it can be seen that the variables human development index, inflation and economic growth are significant together (simultaneously) on the Unemployment variable. Based on the partial test of the Human Development Index variable, it has a negative and significant effect on Unemployment in Medan City, the Inflation variable has a negative and insignificant effect on Unemployment in Medan City and the Economic Growth variable has no effect on Unemployment in Medan City.
The Influence of Financial Literacy, Financial Inclusion, and the Ability to Prepare Financial Reports Against MSME Financial Performance Asahan District Windi Triana; Inda Arfa Syera
International Journal of Economics (IJEC) Vol. 2 No. 2 (2023): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v2i2.567

Abstract

The aim of this research is to examine the influence of financial literacy, financial inclusion, and the ability to prepare financial reports on the financial performance of MSMEs in Asahan Regency. The type of research used is a quantitative method by processing primary data obtained from respondents' answers to questionnaire statements which are distributed directly to respondents and then analyzed using the Statistical Program for Social Science (SPSS) software. The object of this research is MSME actors who are registered with the Office of Cooperatives, Industry, Trade and Investment of Asahan Regency. The analysis techniques used are descriptive statistics, classical assumption tests (normality test, multicollinearity test and heteroscedasticity test), multiple linear regression, and hypothesis testing (F statistical test, and t statistical test, as well as the coefficient of determination test (R2). Based on the research results using a simultaneous test (f test) it can be seen that financial literacy, financial inclusion and the ability to prepare financial reports have a simultaneous effect on the financial performance of Asahan Regency MSMEs. Based on a partial test (t test) it can be seen that the financial literacy variable has a positive and significant effect on financial performance Asahan Regency MSMEs, the financial inclusion variable has a negative and insignificant effect on the financial performance of Asahan Regency MSMEs, and the ability variable to prepare financial reports has no effect on the financial performance of Asahan Regency MSMEs.
E-Marketing and Product Reviews on Purchasing Decisions in the Culinary Creative Industry (Case Study: Chili Derivative Business) Syera, Inda Arfa; Affiah, Hajar
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1045

Abstract

The aim of this research is to determine the influence of E-Marketing and Product Reviews on Product Purchasing Decisions in Chili Derivative Businesses in Lubuk Cuik Village. The approach used in this research is a quantitative approach. The data used in this research is primary data sourced from questionnaires. The analysis techniques used are classical assumption tests (normality test, multicollinearity test and heteroscedasticity test), multiple linear regression, and hypothesis testing (F statistical test, and t statistical test, as well as the coefficient of determination (R2) test). The results of this research are based on the results of a simultaneous test (f test), it can be seen that the E-Marketing and Product Review variables have a significant effect together (simultaneously) on the Purchasing Decision variable. Based on the partial test, the E-Marketing variable has a positive and significant effect on product purchasing decisions at chili derivative businesses in Lubuk Cuik Village and the Product Review variable has a positive and significant effect on product purchasing decisions at chili derivative businesses in Lubuk Cuik Village.