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All Journal Jurnal Ilmiah Wahana Pendidikan Journal of Education Technology Information Social Sciences and Health Balance: Jurnal Ekonomi
Sari, Yolanda Novita
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Religion Computer Science & IT Economics, Econometrics & Finance Education Neuroscience Nursing Public Health Social Sciences Other

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Journal : Balance: Jurnal Ekonomi

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The Success of the Social Assistance Program in Supporting the Economic Resilience of Poor Communities during the Covid-19 Pandemic Runi, Naila Ananda; Manik, Citra Wulandari; Aini, Lathifah; Situmorang, Rachel Meylani; Salsabila, Sasabila; Sari, Yolanda Novita; Nasution, Armin Rahmansyah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.12924

Abstract

Poverty is a multifaceted problem that impacts people's lives in many ways, such as socio-cultural, educational, religious, and economic. Poverty has increased as a result of the COVID-19 epidemic in various countries, including Indonesia. The Indonesian government has responded by introducing a number of social assistance initiatives to help those affected by the pandemic. The purpose of this study is to assess how well social assistance programs are helping the underprivileged maintain their financial stability during the COVID-19 pandemic. The study, conducted in Binjai City, Indonesia, centered on the Direct Cash Transfer (BLT) initiative. The findings of this study show that the social assistance program had a beneficial and lasting impact on the local economy of Binjai City. Increases in community consumption, demand for goods and services, production, employment, and economic growth demonstrate this.
The Effect of Inflation and Exchange Rates on Interest Rates 2013-2022 Aini, Lathifah; Saajidah, Annisa; Nasution, Putri Andini; Salsabila, Salsabila; Sari, Yolanda Novita; Silaban, Putri Sari Margaret Julianti
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.16656

Abstract

Inflation affects the real income of individuals who have a fixed income, which in turn impacts the wealth stored in banks. Various factors, such as interest rates, inflation, and government economic policies, can influence the exchange rate. These three variables are closely interrelated, and changes in one can significantly affect the others. This research aims to analyze the effect of inflation and exchange rates on interest rates. The results of this study are expected to provide valuable information and input for the central bank in determining effective interest rate policies to stabilize the economy. The research method employed is a quantitative approach utilizing time series data. This type of data is essential for analyzing trends and applying simple regression techniques to observe relationships between variables. Data used in this study were collected from Bank Indonesia for the period 2013-2022. The analysis reveals varying regression coefficients: a negative regression coefficient indicates a negative relationship between variable X and Y, meaning that an increase in one variable leads to a decrease in the other. Conversely, a positive regression coefficient signifies a positive relationship, where an increase in one variable results in an increase in the other. By understanding these relationships, policymakers and stakeholders can make informed decisions regarding monetary policy and economic strategies. This research contributes to a deeper understanding of how inflation, exchange rates, and interest rates interact, helping to ensure a stable financial environment that benefits individuals and institutions alike.
Co-Authors Aini, Lathifah Alawiyah, Khairani Febrianti, Gita Ginting, Hilkia Natasya Manik, Citra Wulandari Nasution, Armin Rahmansyah NASUTION, PUTRI ANDINI Rambe, Rolil Runi, Naila Ananda Saajidah, Annisa Salsabila, Salsabila Salsabila, Sasabila Saragih, Elisa Clara Silaban, Putri Sari Margaret Julianti Silaban, Putri Sari Margaret Julianty Sirait, Melani Manginar Sitanggang, Novita Hotma Uli Situmorang, Rachel Meylani