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All Journal Minhaj: Jurnal Ilmu Syariah Geosfera: Jurnal Penelitian Geografi JURNAL ISIP VOICE : Jurnal Ilmu Sosial dan Ilmu Politik Al-Bahjah Journal of Islamic Education Management J-CEKI Balance: Jurnal Ekonomi
Aini, Lathifah
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Religion Humanities Earth & Planetary Sciences Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Evaluation Of Social Assistance Programs In Reduction Poverty During The Covid-19 Pandemic: Economic Perspective Nasution, Armin Rahmansyah; Aini, Lathifah; Manik, Citra Wulandari; Runi , Naila Ananda
JURNAL ISIP VOICE : Jurnal Ilmu Sosial dan Ilmu Politik Vol. 2 No. 2 (2023): JULI-DESEMBER
Publisher : Gayaku Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jiv.v2i2.430

Abstract

Socioeconomic conditions in many countries, including Indonesia, have been significantly impacted by the COVID-19 epidemic. To alleviate poverty during the pandemic, the government has launched several social assistance programs, including Direct Cash Assistance (BLT). This research aims to determine and explain the impact of social assistance programs in reducing poverty during the COVID-19 pandemic in Medan City. The analytical method used is qualitative and uses the literature review method. The data collection method used in this research is called secondary data collection. The research uses content analysis techniques, where this method are used to analyze data, news sites, theses, and official government documents related to social assistance programs during the COVID-19 epidemic. The results of the research show that social assistance had a positive effect during the pandemic where the number of poor people in Medan City in 2020 was 183.54 thousand people, this figure only decreased slightly compared to one year before the pandemic occurred (2019) when the number of poor people was 183.79 thousand souls. However, social assistance alone is not sufficient and efficient to reduce poverty levels significantly. For social assistance to have a significant impact, it must be provided quickly, precisely, and on time.  
Inovasi Teknologi dan Prinsip Keadilan Dalam Bisnis Syariah: Studi Implementasi dan Implikasi Matondang, Khairani Alawiyah; Aini, Lathifah; Saajidah, Annisa
Minhaj: Jurnal Ilmu Syariah Vol. 6 No. 1 (2025): Januari
Publisher : Lembaga Penerbitan Jurnal Ilmiah Institut Agama Islam Bani Fattah Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52431/minhaj.v6i1.3190

Abstract

Dalam Islam, etika bisnis didefinisikan sebagai serangkaian tindakan bisnis yang etis yang diatur oleh nilai-nilai syariah yang menekankan hal-hal yang haram dan halal. Data penelitian ini diperoleh dari berbagai sumber, termasuk buku, jurnal ilmiah, dan artikel terbaru. Penelitian ini merupakan penelitian kualitatif yang fokus pada studi literatur. Prinsip keadilan adalah pilar utama ekonomi syariah dalam upaya mewujudkan keseimbangan, transparansi, dan keinginan dalam operasi ekonomi. Fintech syariah adalah jenis teknologi keuangan yang menggabungkan prinsip-prinsip keuangan Islam dan teknologi keuangan dengan tujuan menyediakan layanan keuangan yang sesuai dengan syariah. Penggunaan teknologi dalam bisnis berbasis syariah, yang didasarkan pada prinsip-prinsip Islam yang menekankan pada keadilan, transparansi, dan tanggung jawab sosial, telah menjadi bagian penting dari era teknologi saat ini yang dapat meningkatkan keadilan bagi konsumen dan pelaku usaha.
Analisis Bonus Demografi Ditengah Tingginya Pengangguran Terdidik di Indonesia Aini, Lathifah; Manik, Citra Wulandari; Br Ginting, Hilkia Natasya; Salsabila, Salsabila; Hidayat, Nasrullah
Geosfera: Jurnal Penelitian Geografi Vol 4, No 1 (2025): Geosfera : Jurnal Penelitian Geografi
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37905/geojpg.v4i1.31656

Abstract

Bonus demografi memberikan peluang strategis bagi Indonesia untuk mengakselerasi pertumbuhan ekonomi melalui dominasi penduduk usia produktif. Namun, tingginya angka pengangguran terdidik menimbulkan paradoks yang menghambat optimalisasi potensi tersebut. Penelitian ini bertujuan untuk menganalisis dinamika bonus demografi di tengah meningkatnya jumlah pengangguran terdidik di Indonesia. Dengan menggunakan pendekatan kualitatif melalui kajian pustaka, penelitian ini mengkaji kajian teoritis dan empiris terkait mismatch antara sistem pendidikan dan tuntutan pasar kerja. Temuan penelitian menunjukkan bahwa mismatch keterampilan, fluktuasi ekonomi, dan kelemahan kebijakan ketenagakerjaan menjadi kontributor utama tingginya angka pengangguran lulusan SMA dan perguruan tinggi. Oleh karena itu, diperlukan strategi yang komprehensif, meliputi reformasi pendidikan, peningkatan pelatihan vokasi, penciptaan lapangan kerja yang bermutu, dan integrasi antara pemerintah, industri, dan lembaga pendidikan. Dengan upaya tersebut, bonus demografi dapat ditransformasikan menjadi momentum produktif yang berkelanjutan daripada menjadi beban demografi di masa mendatang.
Perlindungan Hukum Terhadap Konsumen Dalam Sistem Pembayaran Digital Di Indonesia  Aini, Lathifah; Sitanggang, Novita Hotma Uli; Fayza, Salsabila; Matondang, Khairani Alawiyah
J-CEKI : Jurnal Cendekia Ilmiah Vol. 4 No. 5: Agustus 2025
Publisher : CV. ULIL ALBAB CORP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/jceki.v4i5.9420

Abstract

Penelitian ini bertujuan untuk mengkaji secara komprehensif mengenai bagaimana bentuk perlindungan hukum yang diberikan kepada konsumen dalam sistem pembayaran digital di Indonesia, menelaah regulasi yang berlaku dalam melindungi data pribadi konsumen, serta memberikan peran lembaga pengawas seperti Bank Indonesia, Otoritas Jasa Keuangan (OJK), dan Kementerian Komunikasi dan Informatika (Kominfo) dalam menjamin keamanan serta kenyamanan konsumen digital. Metode yang digunakan adalah pendekatan yuridis normatif dengan analisis terhadap peraturan perundang-undangan dan kebijakan terkait. Hasil penelitian menunjukkan bahwa meskipun telah tersedia sejumlah peraturan yang bertujuan memberikan perlindungan hukum, seperti Undang-Undang Nomor 8 Tahun 1999 tentang Perlindungan Konsumen, Undang-Undang Informasi dan Transaksi Elektronik (ITE), serta ketentuan dari Bank Indonesia dan OJK, masih terdapat kendala dalam implementasi dan pengawasan di lapangan. Koordinasi antar lembaga, peningkatan literasi digital masyarakat, dan penguatan kebijakan perlindungan data menjadi kunci utama untuk menciptakan sistem pembayaran digital yang aman dan berpihak pada konsumen.
Inovasi Teknologi dan Prinsip Keadilan Dalam Bisnis Syariah: Studi Implementasi dan Implikasi Matondang, Khairani Alawiyah; Aini, Lathifah; Saajidah, Annisa
Minhaj: Jurnal Ilmu Syariah Vol. 6 No. 1 (2025): Januari
Publisher : Lembaga Penerbitan Jurnal Ilmiah Institut Agama Islam Bani Fattah Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52431/minhaj.v6i1.3190

Abstract

Dalam Islam, etika bisnis didefinisikan sebagai serangkaian tindakan bisnis yang etis yang diatur oleh nilai-nilai syariah yang menekankan hal-hal yang haram dan halal. Data penelitian ini diperoleh dari berbagai sumber, termasuk buku, jurnal ilmiah, dan artikel terbaru. Penelitian ini merupakan penelitian kualitatif yang fokus pada studi literatur. Prinsip keadilan adalah pilar utama ekonomi syariah dalam upaya mewujudkan keseimbangan, transparansi, dan keinginan dalam operasi ekonomi. Fintech syariah adalah jenis teknologi keuangan yang menggabungkan prinsip-prinsip keuangan Islam dan teknologi keuangan dengan tujuan menyediakan layanan keuangan yang sesuai dengan syariah. Penggunaan teknologi dalam bisnis berbasis syariah, yang didasarkan pada prinsip-prinsip Islam yang menekankan pada keadilan, transparansi, dan tanggung jawab sosial, telah menjadi bagian penting dari era teknologi saat ini yang dapat meningkatkan keadilan bagi konsumen dan pelaku usaha.
Implementation of Law Number 18 of 2019 Regarding the Management of Islamic Boarding Schools at Al-Barokah Islamic Boarding School, Tegalrejo, Yogyakarta Kharisma, Fajriatul; Aini, Lathifah; Alela, Maghfirotu; Hidayati, Wiji
ASCENT: Al-Bahjah Journal of Islamic Education Management Vol. 3 No. 1 (2025): ASCENT Vol. 3 No. 1 2025
Publisher : Program Studi Manajemen Pendidikan Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61553/ascent.v3i1.177

Abstract

Abstract: This study aims to analyze the implementation of Law Number 18 of 2019 concerning Pesantren on the management of Pesantren Al-Barokah Tegalrejo Yogyakarta. The Pesantren Law provides recognition, affirmation, and facilitation of the strategic role of pesantren in education, da'wah, and community empowerment. Pondok Pesantren Al-Barokah, as a traditional-based pesantren, faces challenges in harmonizing the management system based on traditional values with the formal provisions stipulated in the law. This research uses a qualitative approach with in-depth interview method as the main technique of data collection. The qualitative approach was chosen to deeply understand the views, experiences, and interpretations of the informants related to the topic under study. The informants used were caregivers, dormitory administrators, madrasah diniyah administrators and TU staff. Overall, Law No. 18 of 2019 has a positive impact on the management of pesantren, especially in improving the digitalization of education quality and the recognition of pesantren as part of the national education system. The conclusion of this study confirms the importance of collaboration between the government, pesantren managers, and the community in maximizing the implementation of the law for the sustainability and independence of pesantren. Keywords: Pesantren, Law No. 18/2019, Education, Community Empowerment, Policy Implementation Abstrak: Penelitian ini bertujuan untuk menganalisis implementasi Undang-Undang Nomor 18 Tahun 2019 tentang Pesantren terhadap pengelolaan Pondok Pesantren Al-Barokah Tegalrejo Yogyakarta. Undang-Undang Pesantren memberikan rekognisi, afirmasi, dan fasilitasi terhadap peran strategis pesantren dalam pendidikan, dakwah, dan pemberdayaan masyarakat. Pondok Pesantren Al-Barokah, sebagai pesantren berbasis tradisional, menghadapi tantangan dalam menyelaraskan sistem pengelolaan yang berlandaskan pada nilai-nilai tradisional dengan ketentuan formal yang diatur dalam undang-undang. Penelitian ini menggunakan pendekatan kualitatif dengan metode wawancara mendalam sebagai teknik utama pengumpulan data. Pendekatan kualitatif dipilih untuk memahami secara mendalam pandangan, pengalaman, dan interpretasi narasumber terkait topik yang diteliti. Informan yang gunakan adalah pengasuh, pengurus asrama, pengurus madrasah diniyah dan staff TU. Secara keseluruhan, Undang-Undang Nomor 18 Tahun 2019 membawa dampak positif terhadap pengelolaan pesantren, terutama dalam meningkatkan Digitalisasi kualitas pendidikan dan pengakuan pesantren sebagai bagian dari sistem pendidikan nasional. Kesimpulan penelitian ini menegaskan pentingnya kolaborasi antara pemerintah, pengelola pesantren, dan masyarakat dalam memaksimalkan implementasi undang-undang demi keberlanjutan dan kemandirian pesantren. Kata Kunci: Pesantren, Undang-Undang Nomor 18 Tahun 2019, Pendidikan, Pemberdayaan Masyarakat, Implementasi Kebijakan
The Success of the Social Assistance Program in Supporting the Economic Resilience of Poor Communities during the Covid-19 Pandemic Runi, Naila Ananda; Manik, Citra Wulandari; Aini, Lathifah; Situmorang, Rachel Meylani; Salsabila, Sasabila; Sari, Yolanda Novita; Nasution, Armin Rahmansyah
Jurnal Ekonomi Balance Vol. 20 No. 1 (2024): June 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i1.12924

Abstract

Poverty is a multifaceted problem that impacts people's lives in many ways, such as socio-cultural, educational, religious, and economic. Poverty has increased as a result of the COVID-19 epidemic in various countries, including Indonesia. The Indonesian government has responded by introducing a number of social assistance initiatives to help those affected by the pandemic. The purpose of this study is to assess how well social assistance programs are helping the underprivileged maintain their financial stability during the COVID-19 pandemic. The study, conducted in Binjai City, Indonesia, centered on the Direct Cash Transfer (BLT) initiative. The findings of this study show that the social assistance program had a beneficial and lasting impact on the local economy of Binjai City. Increases in community consumption, demand for goods and services, production, employment, and economic growth demonstrate this.
The Influence of Local Own- Source Revenue and Unemployment On Labor Force Through Human Development Index (HDI) Aini, Lathifah; Runi, Naila Ananda; Nasution, Putri Andini; Salsabila, Salsabila; Silaban, Putri Sari Margaret Julianty
Jurnal Ekonomi Balance Vol. 21 No. 1 (2025): June 2025
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v21i1.16396

Abstract

This study examines the influence of Local Own-Source Revenue and unemployment on the labor force participation rate in the regions of Java and Bali, with the Human Development Index (HDI) acting as a mediating variable. Using path analysis and EViews software, the research investigates both direct and indirect effects within a structural model. The results show that Local Own-Source Revenue has no significant direct effect on the labor force (p = 0.9100; direct effect = 0.004), and its indirect effect through HDI is also negligible. Similarly, unemployment does not have a statistically significant effect on labor force participation (p = 0.0966; direct effect = –0.205), nor does it show a significant indirect effect via HDI. These findings indicate that HDI does not mediate the relationship between Local Own-Source Revenue or unemployment and labor force participation in these regions. While HDI is widely regarded as a benchmark for human development, this study suggests it may not sufficiently explain labor force dynamics in the context of Java and Bali. Alternative factors such as the quality of education, economic diversification, urbanization, industrial structures, and access to digital infrastructure may have greater explanatory power. Future research is recommended to explore additional mediating variables and employ more detailed regional or sectoral analyses. Moreover, incorporating qualitative methods may help capture social and cultural dimensions that influence labor force behavior, thus offering a more comprehensive basis for policymaking.
The Effect of Inflation and Exchange Rates on Interest Rates 2013-2022 Aini, Lathifah; Saajidah, Annisa; Nasution, Putri Andini; Salsabila, Salsabila; Sari, Yolanda Novita; Silaban, Putri Sari Margaret Julianti
Jurnal Ekonomi Balance Vol. 20 No. 2 (2024): Desember 2024
Publisher : Perpustakaan dan Penerbitan Unismuh Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jeb.v20i2.16656

Abstract

Inflation affects the real income of individuals who have a fixed income, which in turn impacts the wealth stored in banks. Various factors, such as interest rates, inflation, and government economic policies, can influence the exchange rate. These three variables are closely interrelated, and changes in one can significantly affect the others. This research aims to analyze the effect of inflation and exchange rates on interest rates. The results of this study are expected to provide valuable information and input for the central bank in determining effective interest rate policies to stabilize the economy. The research method employed is a quantitative approach utilizing time series data. This type of data is essential for analyzing trends and applying simple regression techniques to observe relationships between variables. Data used in this study were collected from Bank Indonesia for the period 2013-2022. The analysis reveals varying regression coefficients: a negative regression coefficient indicates a negative relationship between variable X and Y, meaning that an increase in one variable leads to a decrease in the other. Conversely, a positive regression coefficient signifies a positive relationship, where an increase in one variable results in an increase in the other. By understanding these relationships, policymakers and stakeholders can make informed decisions regarding monetary policy and economic strategies. This research contributes to a deeper understanding of how inflation, exchange rates, and interest rates interact, helping to ensure a stable financial environment that benefits individuals and institutions alike.
Co-Authors Alela, Maghfirotu Br Ginting, Hilkia Natasya Fayza, Salsabila Kharisma, Fajriatul Manik, Citra Wulandari Matondang, Khairani Alawiyah Nasrullah Hidayat, Nasrullah Nasution, Armin Rahmansyah NASUTION, PUTRI ANDINI Runi , Naila Ananda Runi, Naila Ananda Saajidah, Annisa Salsabila, Salsabila Salsabila, Sasabila Sari, Yolanda Novita Silaban, Putri Sari Margaret Julianti Silaban, Putri Sari Margaret Julianty Sitanggang, Novita Hotma Uli Situmorang, Rachel Meylani Wiji Hidayati, Wiji