Article Per Year (5 Year)
p-Index From 2021 - 2026
2.78
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Admnistrasi Niaga EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Syntax Literate: Jurnal Ilmiah Indonesia JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis dan Inovasi Universitas Sam Ratulangi) Jurnal Ilmu Manajemen Equity: Jurnal Ekonomi Jurnal Media Ekonomi Jurnal Interprof BISMA Cendekia Journal of Business Management and Economic Development Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Journal of Management and Innovation Entrepreneurship (JMIE) Journal of Development Economics and Digitalization, Tourism Economics (JDEDTE) KINERJA : Jurnal Ekonomi dan Bisnis Journal of Management and Economics Research
Paleni, Herman
Universitas Bina Insan, LubukLinggau
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 31 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search
Journal : Jurnal Interprof

 1 
PENGARUH FLUKTUASI HARGA EMAS, INFLASI, BI RATE DAN UKURAN PERUSAHAAN TERHADAP PEMBIAYAAN PRODUK GADAI EMAS BANK UMUM SYARIAH Herman Paleni; Mia Erfiani
Jurnal Interprof Vol 6 No 1 (2020): Jurnal Interprof Juni
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/interprof.v6i1.909

Abstract

Islamic bank are bank that carry out business activites based on Islamic principles, namely agreements based on Islamic law between bank and customers in accordance with Islamic law. The function of the bank is as an intermediary between people who are over-funded and those who are short of founds. There are many product channeling founds in Islamic banking one of which is gold mortgage financing. In 2012, golg mortgage financing experienced a very high increase but in 203 as slight decline until finally the decrease in the financing of the lowest gold mortgage that is in 2015. This is what makes the author interested to comply with the reduction of gold mortgage financing. The method of analysis used in this research is the method of panel data regression analysis done with Eviews 8. One of the requirements to perform multiple analysis test needs to be tested classical assumption. It is necessary that the resulting regression equation be BLUE (Best, Linear, Unbiased, Estimator). In addition to assess the goodness of fit a model tested coefficient of determination, F test, and t test. This study uses quarterly data from 20012-2018 for each research variable. The results of this study indicate that the variable gold price fluctuations, the BI Rate has a negative effect on the financing of gold pawning products and the inflation variable has an effect on the financing of the gold price variables and firm size have a positive effect on the financing of gold pawning products.
PENGARUH FLUKTUASI HARGA EMAS, INFLASI, BI RATE DAN UKURAN PERUSAHAAN TERHADAP PEMBIAYAAN PRODUK GADAI EMAS BANK UMUM SYARIAH Mulyadi, Mulyadi; Suwarno, Suwarno; Sari, Weli Paita; Paleni, Herman; Erfiani, Mia
Jurnal Interprof Vol 6 No 1 (2020): Jurnal Interprof, Juni
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/interprof.v6i1.909

Abstract

Islamic bank are bank that carry out business activites based on Islamic principles, namely agreements based on Islamic law between bank and customers in accordance with Islamic law. The function of the bank is as an intermediary between people who are over-funded and those who are short of founds. There are many product channeling founds in Islamic banking one of which is gold mortgage financing. In 2012, golg mortgage financing experienced a very high increase but in 203 as slight decline until finally the decrease in the financing of the lowest gold mortgage that is in 2015. This is what makes the author interested to comply with the reduction of gold mortgage financing. The method of analysis used in this research is the method of panel data regression analysis done with Eviews 8. One of the requirements to perform multiple analysis test needs to be tested classical assumption. It is necessary that the resulting regression equation be BLUE (Best, Linear, Unbiased, Estimator). In addition to assess the goodness of fit a model tested coefficient of determination, F test, and t test. This study uses quarterly data from 20012-2018 for each research variable. The results of this study indicate that the variable gold price fluctuations, the BI Rate has a negative effect on the financing of gold pawning products and the inflation variable has an effect on the financing of the gold price variables and firm size have a positive effect on the financing of gold pawning products.
PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN, PERSEPSI KEGUNAAN DAN PERSEPSI RISIKO TERHADAP MINAT MENGGUNAKAN E-PAYMENT DANA Putri, Septa Nabilah; Paleni, Herman
Jurnal Interprof Vol 11 No 1 (2025): Jurnal Interprof, Juni
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/interprof.v11i1.2725

Abstract

Electronic payment systems have transformed financial transactions; however, user adoption among university students remains inconsistent. This study this gap by examining the effects of perceived ease of use, perceived usefulness, and perceived risk on users’ intention to adopt DANA, one of the leading digital wallet providers in Indonesia. Guided by the Technology Acceptance Model (TAM), survey data were collected from 302 Indonesian university students and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The findings reveal that perceived ease of use significantly influences both perceived usefulness and behavioral intention, while perceived usefulness strongly predicts perceived risk and user intention. Perceived risk exerts a positive but weaker effect on behavioral intention. Collectively, the model explains 69.6% of the variance in user intention, thereby confirming the explanatory power of TAM in the context of digital wallets. Theoretically, this study validates and extends TAM by incorporating perceived risk; practically, it offers insights for e-wallet providers and regulators to design digital financial services that are secure, efficient, and user-friendly. The study’s limitation lies in its single-sample focus on university students, which restricts generalizability. Future research should involve a larger and more diverse population and integrate moderating factors such as trust and financial literacy.
PENGARUH KEBIJAKAN DIVIDEN, STRUKTUR HUTANG, DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN SEKTOR ENERGI DI BURSA EFEK INDONESIA Paleni, Herman; Pradana, Fiter Xarnes
Jurnal Interprof Vol 11 No 1 (2025): Jurnal Interprof, Juni
Publisher : LPPM UNIVERSITAS BINA INSAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32767/interprof.v11i1.2728

Abstract

This study aims to assess the effect of dividend policy, debt policy, and profitability of oil and gas sub-sector companies listed on the Indonesia Stock Exchange for the years 2019-2022. The method applied in this study is quantitative and uses panel data regression with a sample of 14 companies. The model testing uses the Chow Test, Hausman Test, and Lagrange Multiplier, and the results show that the Random Effect Model is the most appropriate. The results show that the Dividend Payout Ratio (DPR) has a significant positive effect on Price to Book Value (PBV), indicating that dividend policy is a driver for companies. On the other hand, the Debt Equity Ratio (DER) and Return on Equity (ROE) do not have a significant effect on PBV. However, when taken together, DPR, DER, and ROE have an effect on PBV with a coefficient of determination (R2) of 13.47%. This indicates that, in the oil and gas sub-sector, investors pay more attention to the consistency of dividend policy than debt policy and profitability in evaluating company performance. The practical and managerial implications that can be drawn from this study are the need for company management to maintain and sustain dividend policy in the long term in order to increase investor confidence and enhance company value.
Co-Authors Anggraini, Susia Ariasanti, Yossi Asdiana, Asdiana Astri Riance Azhar, Rudi Betti Nuraini Dahlia, Siti Dheo Rimbano Efiyanti, Yuli Erfiani, Mia Fanira, Nosi Fitria Fitria Iin Dartika Indah, Tiara Permata Indriany Widiastuty Isro’atin Nur Jannah Kesuma, Indrawati Mara Metti Triana Mia Erfiani Mulyadi Mulyadi Napitupulu, Romasta Nasruddin Nasruddin Nasution, Annio Indah Lestari Nurlita Sari, Aprilia Pardede, Cicilia Chandra Pradana, Fiter Xarnes Prasasti, Eva Putri, Septa Nabilah Ridianti Erdike Kusuma Ronal Aprianto Samosir, Agustinus Sardiyo Sardiyo, Sardiyo Sari, Weli Paita Sefpri Pratama, Ageng Sindi, Destiana Suhaipa, Suhaipa Surajiyo Surajiyo Susanto, Yohanes Suwarno Suwarno Suyadi Suyadi Triana, Metti Triharyati, Eri Ustadi, Noorchamid Utami, Isma Putri Wati, Aslinda