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All Journal PeTeKa Jurnal Humaniora, Ekonomi Syariah dan Muamalah
Azizah, Syifa Nur
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Economics, Econometrics & Finance Education

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Fenomena Pinjaman Online sebagai Bentuk Kenakalan Terselubung di Kalangan Generasi Z: Studi Perspektif Sosial dan Kaitannya dengan Tujuan Pembangunan Berkelanjutan (SDGs) Setiawan, Andika Putra; Christensen, Dennys; Ramadhani, Nia; Ridwan, Signal Melani; Azizah, Syifa Nur
Jurnal Humaniora, Ekonomi Syariah dan Muamalah Vol. 3 No. 2 (2025): Jurnal Humaniora, Ekonomi Syariah dan Muamalah (April - Juni 2025)
Publisher : Siber Nusantara Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jhesm.v3i2.323

Abstract

Fenomena pinjaman online (pinjol) semakin marak di kalangan Generasi Z, tidak hanya sebagai solusi keuangan cepat, tetapi juga sebagai bentuk kenakalan terselubung yang mencerminkan krisis literasi finansial dan kontrol diri. Penelitian ini bertujuan untuk mengkaji faktor-faktor sosial yang mendorong Generasi Z terjerat pinjol serta menganalisis dampaknya dalam konteks pembangunan berkelanjutan (SDGs). Dengan pendekatan kualitatif dan metode studi kasus, data dikumpulkan melalui wawancara mendalam terhadap lima responden berusia 21–24 tahun yang memiliki pengalaman langsung atau tidak langsung dengan pinjol. Hasil penelitian menunjukkan bahwa dorongan ekonomi, pengaruh lingkungan, serta gaya hidup konsumtif menjadi faktor dominan yang mendorong keterlibatan remaja dalam pinjol. Dampak negatif yang ditemukan mencakup ketergantungan, ancaman terhadap data pribadi, tekanan psikologis, dan konflik sosial. Temuan ini memperkuat pentingnya edukasi literasi keuangan dan penguatan karakter sejak dini sebagai strategi preventif. Penelitian ini memberikan kontribusi terhadap pemahaman bentuk-bentuk kenakalan remaja kontemporer dan menjadi dasar bagi kebijakan yang mendukung pencapaian SDGs, khususnya dalam aspek pendidikan, kesejahteraan, dan ketahanan sosial ekonomi.
PENINGKATAN LITERASI SISWA MELALUI METODE STORY TELLING DAN MEDIA TEKNOLOGI INTERAKTIF DI SEKOLAH SDN MEKARMULYA III Lestari, Rival Ludin; Nabilah, Sarah Julia; Azizah, Syifa Nur; Putra, Tri Maulana; Jannah, Wardatul; Khulasoh, Siti
PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran) Vol 8, No 3 (2025): PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran)
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/ptk.v8i3.1001-1011

Abstract

This study aims to improve elementary school students’ literacy skills through the implementation of the storytelling method combined with interactive technology media. The research focused on fifth-grade students at SDN Mekarmulya III, who already possess basic reading skills but still require reinforcement in comprehending reading content, particularly in the context of Islamic Religious Education learning. The research method used was Classroom Action Research (CAR), which consisted of three stages: pre-cycle, cycle I, and cycle II. The results showed a significant improvement in students’ literacy comprehension: from only 11% achieving the minimum mastery criteria in the pre-cycle, to 56% in cycle I after the application of storytelling, and reaching 100% in cycle II following the use of interactive video as a supporting medium. The storytelling method successfully captured students’ attention and increased their participation, while interactive media enhanced their visual and emotional understanding. In conclusion, integrating storytelling with digital technology proved effective in enhancing students' literacy on cognitive, affective, and social levels. This study recommends the broader application of similar strategies in learning, along with support from educational institutions in providing adequate digital facilities.
PENGARUH MEDIA VIDEO ANIMASI TERHADAP PERBEDAAN HASIL PRE-TEST DAN POST-TEST SISWA KELAS IV B DAN IV C SDN KARAWANG KULON II PADA MATERI KISAH NABI MUHAMMAD SAW MEMBANGUN KOTA MADINAH 'Atika, Risya; Subagja, Robie Wahab; Yalianto, Siti Nur Amanah; Amani, Suci Jaoharoh; Azizah, Syifa Nur; Sari, Widiarti Permana; Ramdhani, Khalid
PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran) Vol 8, No 3 (2025): PeTeKa (Jurnal Penelitian Tindakan Kelas dan Pengembangan Pembelajaran)
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/ptk.v8i3.1068-1075

Abstract

The aim of this research is to find out how the use of animated videos impacts student learning outcomes. Learning outcomes are measured by comparing the pre-test and post-test scores of students in classes IV B and IV C at SDN Karawang Kulon II. The story of the Prophet Muhammad SAW building the city of Medina was chosen because understanding history is very important for Islamic religious education. This research uses a quantitative quasi-experimental approach. The results showed that students' post-test scores increased significantly after they were taught with animated videos. This media is proven to have the ability to increase students' interest, their understanding, and their retention of the material being taught. The results show that the use of animated videos can be an effective and enjoyable alternative learning method for conveying religious information in elementary schools.
Co-Authors 'Atika, Risya Amani, Suci Jaoharoh Christensen, Dennys Khulasoh, Siti Lestari, Rival Ludin Nabilah, Sarah Julia Putra, Tri Maulana Ramadhani, Nia Ramdhani, Khalid Ridwan, Signal Melani Sari, Widiarti Permana Setiawan, Andika Putra Subagja, Robie Wahab Wardatul Jannah, Wardatul Yalianto, Siti Nur Amanah