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Journal : Business Management

The Effect of NPF, BOPO, and FDR on the Profitability (ROA) of Bank NTB Syariah Atkiyan, Fahrul Hudatil
Business Management Vol 4, No 4 (2025): Business Management November
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/bisnis.v4i4.9759

Abstract

Islamic banking plays an important role in promoting national economic development, particularly through fund collection and financing activities based on Islamic principles. In promoting sound economic development, Islamic banking must certainly increase its profitability. This study attempts to examine the factors that influence the profitability of Islamic banks, more specifically Bank NTB Syariah, which is the focus of this study. The results of this study found that NPF and Bopo did not have a significant effect on the profitability (ROA) of Bank NTB Syariah. However, the BOPO variable did have an effect on ROA, albeit a negative one.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Pembelian Kopi Keliling di Lombok: Pendekatan Theory of Planned Behavior ATKIYAN, FAHRUL HUDATIL
Business Management Vol 5, No 2 (2026): Business Management Mei
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/bisnis.v5i2.10624

Abstract

The increasing development of the MSME sector has led to the emergence of new innovations from the community. The phenomenon of mobile coffee vendors is one tangible example of the increasingly modern development of MSMEs. On the island of Lombok, the growth of mobile coffee, especially in the city of Mataram, has become a widespread phenomenon. Many mobile coffee brands have emerged, with their numbers even reaching dozens of brands. The variety of mobile coffee products is the main foundation of this research. With the diversity of mobile coffee products that have emerged, this study then attempts to examine the factors that can influence consumer purchasing decisions for mobile coffee products. Using the lens of the theory of planned behavior and adding the brand image variable, the results show that there are two factors that influence consumer purchasing decisions, namely attitude and brand image.