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Journal : Performance

ANALISIS KINERJA KEUANGAN KOPERASI PENGUSAHA ANGKUTAN KOTA (KOPATA) PURWOKERTO PERIODE 2007 – 2011 Banani, Ade
Performance Vol 19 No 1 (2014): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research was conducted at Koperasi Pengusaha Angkutan Kota (KOPATA) Purwokerto during 2007 to 2011. The objectives of this research were to know the financial performance of (KOPATA) Purwokerto during 2007 to 2011 and to know the tendency of financial performance of KOPATA Purwokerto during 2007 to 2011.The methods used in this research were financial performance analysis based on the decree of Minister of Cooperative, Small and Medium Business No.14/M.KUKM/XII/2009 consisting seven aspects such as Capital Structure, Asset Quality, Management, Efficiency, Liquidity, Independence and Growth, the Cooperative Identity and Trend Analysis.The result of this research showed that the average of financial performance scores of KOPATA Purwokerto during 2007 to 2011 was 58,10 located under the value 60 ≤ x ≤ 100, so it can be classified as “Unhealthy”. Then, the result was based on trend analysis calculation showed that its equation had negative slope (-0,125). It meant that the trend of financial performance tend to decrease or projected to fall.The implication of conclusion above was KOPATA Purwokerto should maximize its idle assets to optimize its profit for example, by expanding new business such as rental facilities and providing spar-parts needed by members. KOPATA Purwokerto should pay attention the application of 5C’s analysis such as Character, Capacity, Capital, Collateral and Condition of Economic to minimize the risk and troubled loans/non performing loan
Pengaruh Kepercayaan, Kegunaan, Kemudahan, Privacy Risk, Time Risk, dan Financial Risk terhadap Minat Penggunaan Mobile Banking Bank Muamalat Melasari, Cita; Suroso, Agus; Banani, Ade
Performance Vol 25 No 1 (2018): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (754.933 KB)

Abstract

Perkembangan teknologi informasi saat ini sangat diperlukan oleh sektor perbankan untuk memudahkan nasabah dalam bertransaksi. Di tengah persaingan bisnis yang sangat ketat, Bank Muamalat hadir memberikan layanan electronic channel, salah satunya yaitu mobile banking yang merupakan aplikasi inovatif terkini serta dapat memberikan keuntungan bagi nasabah dan pihak bank. Metode penelitian yang digunakan dalam pengambilan sampel adalah purposive sampling, yakni dilakukan dengan mengambil sampel dari populasi berdasarkan kriteria tertentu, dalam hal ini kriterianya adalah nasabah yang telah mengunduh aplikasi mobile banking Bank Muamalat. Adapun metode analisis yang digunakan adalah analisis faktor dan untuk pengujian hipotesisnya menggunakan analisis regresi berganda. Hasil penelitian menyimpulkan bahwa variabel kepercayaan, kegunaan, kemudahan, privacy risk , time risk, dan financial risk berpengaruh terhadap minat penggunaan mobile banking. Variabel kepercayaan, kegunaan, kemudahan, dan time risk berpengaruh parsial terhadap penggunaan mobile banking Bank Muamalat, sedangkan privacy risk dan financial risk tidak berpengaruh terhadap minat penggunaan mobile banking Bank Muamalat. Hal tersebut mengartikan bahwa semakin tinggi privacy risk dan financial risk yang terjadi akibat kesalahan dalam penggunaan aplikasi mobile banking tidak mempengaruhi minat penggunaan. Implikasi penelitian ini adalah risiko menjadi salah satu faktor yang dipertimbangkan oleh nasabah dalam membuat keputusan apakah akan menggunakan mobile banking atau tidak. Semakin tinggi risiko, maka nasabah akan mengurungkan minatnya untuk menggunakan mobile banking.
ANALISIS BEBERAPA VARIABEL YANG MEMPENGARUHI PROFITABILITAS PADA PERUSAHAAN MAKANAN DAN MINUMAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Tohir, Tohir; Banani, Ade
Performance Vol 15 No 1 (2012): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.198 KB)

Abstract

The research that entitled “Analisis Beberapa Variabel yang Mempengaruhi Profitabilitas pada Perusahaan Makanan dan Minuman yang Terdaftar di Bursa Efek Indonesia” is a case study that aims to acknowledge and analyze whether there is influence of the size of companies, debt equity ratio (DER), the growth of profits, and sales of profitability. Then, it will also analyze the variables affecting the profitability of the company among size, debt equity ratio, the growth of profits, and sales. Sampling method used in this research is the purposive sampling method, consisting 14 sample food and beverage companies listed on the Indonesia stock exchange. Using multiple regression analysis, t test, and F test in testing, both simultaneously and partially, and the elasticity test to find out which the independent variables having the greatest impact, it can be inferred that there is significance influence from debt to equity ratio (DER), the growth of profits, and sales of profitability. Next, the sale is the independent variable that has the greatest influence on profitability. Therefore, the company should pay more attention to the sales policy. The increased sales may be as consideration for investors to be able to invest in the company.
Pengaruh Kepercayaan, Kegunaan, Kemudahan, Privacy Risk, Time Risk, dan Financial Risk terhadap Minat Penggunaan Mobile Banking Bank Muamalat Cita Melasari; Agus Suroso; Ade Banani
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 25 No 1 (2018): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (754.933 KB)

Abstract

Perkembangan teknologi informasi saat ini sangat diperlukan oleh sektor perbankan untuk memudahkan nasabah dalam bertransaksi. Di tengah persaingan bisnis yang sangat ketat, Bank Muamalat hadir memberikan layanan electronic channel, salah satunya yaitu mobile banking yang merupakan aplikasi inovatif terkini serta dapat memberikan keuntungan bagi nasabah dan pihak bank. Metode penelitian yang digunakan dalam pengambilan sampel adalah purposive sampling, yakni dilakukan dengan mengambil sampel dari populasi berdasarkan kriteria tertentu, dalam hal ini kriterianya adalah nasabah yang telah mengunduh aplikasi mobile banking Bank Muamalat. Adapun metode analisis yang digunakan adalah analisis faktor dan untuk pengujian hipotesisnya menggunakan analisis regresi berganda. Hasil penelitian menyimpulkan bahwa variabel kepercayaan, kegunaan, kemudahan, privacy risk , time risk, dan financial risk berpengaruh terhadap minat penggunaan mobile banking. Variabel kepercayaan, kegunaan, kemudahan, dan time risk berpengaruh parsial terhadap penggunaan mobile banking Bank Muamalat, sedangkan privacy risk dan financial risk tidak berpengaruh terhadap minat penggunaan mobile banking Bank Muamalat. Hal tersebut mengartikan bahwa semakin tinggi privacy risk dan financial risk yang terjadi akibat kesalahan dalam penggunaan aplikasi mobile banking tidak mempengaruhi minat penggunaan. Implikasi penelitian ini adalah risiko menjadi salah satu faktor yang dipertimbangkan oleh nasabah dalam membuat keputusan apakah akan menggunakan mobile banking atau tidak. Semakin tinggi risiko, maka nasabah akan mengurungkan minatnya untuk menggunakan mobile banking.
ANALISIS BEBERAPA VARIABEL YANG MEMPENGARUHI PROFITABILITAS PADA PERUSAHAAN MAKANAN DAN MINUMAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Tohir Tohir; Ade Banani
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 15 No 1 (2012): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (152.198 KB)

Abstract

The research that entitled “Analisis Beberapa Variabel yang Mempengaruhi Profitabilitas pada Perusahaan Makanan dan Minuman yang Terdaftar di Bursa Efek Indonesia” is a case study that aims to acknowledge and analyze whether there is influence of the size of companies, debt equity ratio (DER), the growth of profits, and sales of profitability. Then, it will also analyze the variables affecting the profitability of the company among size, debt equity ratio, the growth of profits, and sales. Sampling method used in this research is the purposive sampling method, consisting 14 sample food and beverage companies listed on the Indonesia stock exchange. Using multiple regression analysis, t test, and F test in testing, both simultaneously and partially, and the elasticity test to find out which the independent variables having the greatest impact, it can be inferred that there is significance influence from debt to equity ratio (DER), the growth of profits, and sales of profitability. Next, the sale is the independent variable that has the greatest influence on profitability. Therefore, the company should pay more attention to the sales policy. The increased sales may be as consideration for investors to be able to invest in the company.
ANALISIS KINERJA KEUANGAN KOPERASI PENGUSAHA ANGKUTAN KOTA (KOPATA) PURWOKERTO PERIODE 2007 – 2011 Ade Banani
Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi Vol 19 No 1 (2014): Performance
Publisher : Faculty of Economics and Business Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research was conducted at Koperasi Pengusaha Angkutan Kota (KOPATA) Purwokerto during 2007 to 2011. The objectives of this research were to know the financial performance of (KOPATA) Purwokerto during 2007 to 2011 and to know the tendency of financial performance of KOPATA Purwokerto during 2007 to 2011.The methods used in this research were financial performance analysis based on the decree of Minister of Cooperative, Small and Medium Business No.14/M.KUKM/XII/2009 consisting seven aspects such as Capital Structure, Asset Quality, Management, Efficiency, Liquidity, Independence and Growth, the Cooperative Identity and Trend Analysis.The result of this research showed that the average of financial performance scores of KOPATA Purwokerto during 2007 to 2011 was 58,10 located under the value 60 ≤ x ≤ 100, so it can be classified as “Unhealthy”. Then, the result was based on trend analysis calculation showed that its equation had negative slope (-0,125). It meant that the trend of financial performance tend to decrease or projected to fall.The implication of conclusion above was KOPATA Purwokerto should maximize its idle assets to optimize its profit for example, by expanding new business such as rental facilities and providing spar-parts needed by members. KOPATA Purwokerto should pay attention the application of 5C’s analysis such as Character, Capacity, Capital, Collateral and Condition of Economic to minimize the risk and troubled loans/non performing loan