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Manajemen Risiko Keuangan: Penelitian Takdirmin; Hikmah Idris; Fifi Arfiani; Aqilah Salsabila
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.1140

Abstract

Financial risk management is a systematic process of identifying, measuring, analyzing, and controlling risks related to the financial aspects of a company or organization, with the aim of minimizing potential losses and maximizing profit opportunities. One of the main strategies in mitigating financial risk is diversifying sources of income. Dependence on a single source of funding, such as government funds, can become a serious concern when there are changes in policies or unstable economic conditions. To reduce this dependence, educational institutions can establish partnerships with private entities or set up school business units. The types of financial risk management are credit risk, market risk, operational risk, liquidity risk, legal risk, and equity risk. Educational institutions must be able to manage their budgets well to avoid wastage or imbalance in fund allocation. Educational institutions must be able to manage their budgets well to avoid wastage or imbalance in fund allocation. The rapid growth of risk management services indicates that management can increase company value by controlling financial risks. Therefore, financial managers are able to actively identify and manage the market risks they face.
Gerakan Literasi Budaya di Keluarga: Penelitian Muhammad Nawir; Hikmah Idris; Husnul Khatimah; Sarmila
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 3 No. 4 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 3 Nomor 4 (April 2025
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v3i4.667

Abstract

A Family is the first and main place of education for children. In the family, children learn from the womb until the child's journey into their own household. Therefore, the family has a very basic role in optimizing all the potential of the child. The family literacy movement is based on the desire to improve the literacy skills of family members. herefore, the understanding of literacy as the ability to identify information needs, search for, obtain, process, and re-inform information needs to be improved in the family realm. To improve these literacy skills, the role of the family is very important. The family as the smallest unit in society, in the context of education, becomes the first and main learning environment for children. Through daily activities, parents or family members can introduce children to traditional music (such as gamelan, angklung, and sasando), regional dances, and folk songs. For example, parents sing regional songs as a lullaby or take children to watch traditional art performances. Parents must be able to find solutions and be as creative as possible in finding ways to be able to realize a literate family that can become a generation of national pride. Smart, creative, and caring parents will be very capable of realizing a culture of literacy in the family.