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All Journal Jurnal Ilmiah Manajemen dan Bisnis (JIMB) Al-Muzara'ah JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Journal of Humanities and Social Studies Jurnal Mantik International Journal of Economics Development Research (IJEDR) Jurnal Aplikasi Bisnis dan Komputer Jurnal Riset Rumpun Ilmu Teknik (JURRITEK)
Bambang Wahyudiono
Dosen Tetap Fakultas Ekonomi Universitas Pakuan
Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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REKOMENDASI DESIGN ANALISIS KREDIT MIKRO MELALUI EVALUASI PENYEBAB KEBANGKRUTAN DAN KESALAHAN PENDEKATAN DEBITUR Wahyudiono, Bambang
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 2, No 1 (2016): VOL 2, NO 1 2016 EDISI 1
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (542.058 KB)

Abstract

ABSTRACTMicro entrepreur that commons calls as small medium entreprise have unique characteristics. This is difference to type of corporations with all instrument embeded that can be evaluated. Accuracy of their instruments and documented information, enable to analyze more valid. This is differ whith micro business. Unpredictable their condition will impact to poor result analysis done by financial institutions. Non performing loan or NPL is main indicator that show credit or loan problems. Banckruptcy is the worst conditions when micro credit on NPL categories. In this research, we try to identify some factor above for improvement design or process of analysis micro credit. Micro business banckruptcy conditions not only unproper approach for financial institution but also unappropriate empowerment for micro business.Key words: Small business scale, credit analysis, over financing, interest rate, trial business, unsucced expansion, management, leadership, banckruptcy, repayment capacity, phase out strategy.
MENELUSURI PENGARUH KOMPETENSI PROFESIONAL DAN MOTIVASI KERJA TERHADAP KINERJA ANALIS KREDIT MIKRO PADA LEMBAGA KREDIT MIKRO PERBANKAN MAUPUN LEMBAGA KEUANGAN MIKRO Wahyudiono, Bambang
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 1, No 2 (2015): Vol. 1 No.2 2015
Publisher : Universitas Pakuan

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Abstract

Abstract:Credit quality and Non performing loan emerged during credit periode depend on credit analyst workindicator. Other factors are any activities done after drawdown bank loan to small and micro entriprizesas well. This research will explore non performing loan based on credit analyst performance. Analystperformance will be depend variable and professional competence and motivation will be independentvariables. Based on regression and correlation analysis, the result of the analysis show that Sig on theAnova tabels show Sig = 0.033 or less than probability value 0,05. The consecuenties Ho is refused anHa accepted. This mean that professional competence and motivation significantly and simultaneouslyinfluences performance. The regression line equation is -122,685 – 0,122x1 + 0,749x2. Determinantcoefisien or R = 0.5322. That is mean 53,2% analyst performance contributed by professionalperformance and motivation. Proporsion 46,8% will be determined by other unidentified factors.Keywords: Professional competence, Motivation, Credit analyst performance, Regression, Correlation,Credit analyst, Credit committee, Marketing Staf, Salses, Micro Credit.
MEMBENTUK KINERJA KARYAWAN DENGAN MEMINIMALKAN PERILAKU MENGELUH KARYAWAN Lulu Agrina Susanty; Mochamad Soelton; Bambang Wahyudiono; YudhaB. Abadi; Bayu Hatmo
Jurnal Ilmiah Manajemen dan Bisnis Vol 5, No 2 (2019): Jurnal Ilmiah Manajemen dan Bisnis
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jimb.v5i2.6843

Abstract

Penelitian ini bertujuan untuk menguji dan menganalisis pengaruh perilaku komplain, komitmen karyawan dan kecerdasan emosi terhadap kinerja karyawan pada PT. PGN MAS. Metode yang digunakan dalam penelitian ini adalah metode deskriptif. Objek penelitian ini adalah 75 karyawan PT. PGN MAS. Pendekatan yang digunakan dalam penelitian ini adalah Model Persamaan Struktural Komponen atau Varians dengan alat analisis Smart-PLS. Hasil penelitian menunjukkan perilaku mengeluh yang berpengaruh negatif dan signifikan terhadap kinerja karyawan. Komitmen karyawan yang berpengaruh positif dan signifikan terhadap kinerja karyawan. Kecerdasan emosional yang berpengaruh positif dan signifikan terhadap kinerja karyawan.
QUALITY OF SHARIA GOVERNANCE STRUCTURE ON SOCIAL PERFORMANCE IN INDONESIAN ISLAMIC BANKING Lia Dahlia Iryani; Bambang Wahyudiono
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 4, No 1 (2020): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (412.182 KB) | DOI: 10.33751/jhss.v4i1.2042

Abstract

This research aimed to examine empirically the effect of the performance of Islamic Bank on sharia governance in Indonesia. The social performance of the Islamic Bank was measured by qordhul hasan and micro finance, and sharia governance (SG) was measured by the proportion of the independent board of commissioners, board size, audit committee and sharia supervisory board. The data in this study were secondary data from Islamic Banking Financial Report (IBFR) of 2012-2016. This research applied quantitative approach with the panels of data regression using E-views 9.0 software. Data analysis was conducted by using factor analysis. The test result showed that the direct effect of SG on performance was 0.323 significant because it had a value of t count of 11.96 or a value of probability of (0,000) alpha 5%. The positive coefficient showed that SG was able to improve performance while the highest loading values that reflected SG (TKS) was X3 (number of KA members) of 0.934, and X4 (number of KA meetings in a year) of 0.880. The loading value of X5 was the number of DPS of 0.445 while the value of loading X2 (the number of DK meetings in 1 year) was 0.319
REKOMENDASI DESIGN ANALISIS KREDIT MIKRO MELALUI EVALUASI PENYEBAB KEBANGKRUTAN DAN KESALAHAN PENDEKATAN DEBITUR Bambang Wahyudiono
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 2, No 1 (2016): Vol 2, No 1 (2016) Edisi 1
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (542.058 KB) | DOI: 10.34203/jimfe.v2i1.716

Abstract

ABSTRACTMicro entrepreur that commons calls as small medium entreprise have unique characteristics. This is difference to type of corporations with all instrument embeded that can be evaluated. Accuracy of their instruments and documented information, enable to analyze more valid. This is differ whith micro business. Unpredictable their condition will impact to poor result analysis done by financial institutions. Non performing loan or NPL is main indicator that show credit or loan problems. Banckruptcy is the worst conditions when micro credit on NPL categories. In this research, we try to identify some factor above for improvement design or process of analysis micro credit. Micro business banckruptcy conditions not only unproper approach for financial institution but also unappropriate empowerment for micro business.Key words: Small business scale, credit analysis, over financing, interest rate, trial business, unsucced expansion, management, leadership, banckruptcy, repayment capacity, phase out strategy.
HUBUNGAN ANTARA LIKUIDITAS, PENDANAAN DENGAN MANAJEMEN PERKREDITAN KSP DANATAMA JAKARTA Bambang Wahyudiono
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 4, No 2 (2018): Vol 4, No 2 (2018)
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.556 KB) | DOI: 10.34203/jimfe.v4i2.1174

Abstract

Research have been done based on KSP management and KSP performance. Problem loan increased in some KSP. The study proposed to further explore why this condition happened by analysis relationship between performance loan management, liquidity and funding. Research result presents liquidity rate of entity 68,81% as expected, funding rate 64,23% as expected and Loan management rate of the entity is 65,05% as expected. Result of result also present that the rate of three variables still under value as expected (more than 80%) thatswhy still need to be improve. Correlation rate between liquidity and loan management is 0,212, determination coefficient is 0,0449 or giving impact more or less than 4,49%. There is no correlation between Funding and loan management (rate is -0,0276). T-calculate is less than T-table. Correlation rate between liquidity, funding and loan management simultaneously is 0,093. This shows that liquidity factor together with funding factor giving impact to loan management more significant than partially. Impact of the two variables is 9,3%. As a result, to increase loan management rate will be more effective if increasing liquidity rate and funding rate to be implemented together other than partially instead.
MENELUSURI PENGARUH KOMPETENSI PROFESIONAL DAN MOTIVASI KERJA TERHADAP KINERJA ANALIS KREDIT MIKRO PADA LEMBAGA KREDIT MIKRO PERBANKAN MAUPUN LEMBAGA KEUANGAN MIKRO Bambang Wahyudiono
JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi) Vol 1, No 2 (2015): Vol 1, No 2 (2015)
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34203/jimfe.v1i2.559

Abstract

Credit quality and Non performing loan emerged during credit periode depend on credit analyst workindicator. Other factors are any activities done after drawdown bank loan to small and micro entriprizesas well. This research will explore non performing loan based on credit analyst performance. Analystperformance will be depend variable and professional competence and motivation will be independentvariables. Based on regression and correlation analysis, the result of the analysis show that Sig on theAnova tabels show Sig = 0.033 or less than probability value 0,05. The consecuenties Ho is refused anHa accepted. This mean that professional competence and motivation significantly and simultaneouslyinfluences performance. The regression line equation is -122,685 0,122x1 + 0,749x2. Determinantcoefisien or R = 0.5322. That is mean 53,2% analyst performance contributed by professionalperformance and motivation. Proporsion 46,8% will be determined by other unidentified factors.
E-COMMERCE PENJUALAN IKAN CUPANG BERBASIS WEBSITE Ema Kurnia; Halimah Tus Sadiah; Teddy Setiawan; Setiawan Kriswanto; Bambang Wahyudiono; Selvi Arsanti; Fitra Syafaat
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Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (247.653 KB)

Abstract

Pandemi covid-19 sudah berlangsung selama kurang lebih 1 tahun sejak tahun 2020. Selama 1 tahun itu banyak sektor yang terkena dampak pandemi covid-19 ini. Salah satu sektor yang terkena dampak pandemi covid-19 ini adalah sektor ekonomi, karena pemerintah mengharuskan lockdown guna mengurangi penyebaran virus, perputaran uang menjadi lebih lambat sehingga banyak perusahaan merugi yang berujung banyaknya pemotongan hubungan kerja dan menyebabkan banyaknya pengangguran baru. Penjualan ikan cupang karang taruna patriot dilakukan dengan cara offline atau membuka toko. Toko dibuka dipinggir jalan raya agar mudah terlihat oleh orang maupun kendaraan yang lewat. Namun ternyata cara ini kurang efektif untuk jualan karena hanya menunggu pelanggan datang ke toko dan ruang lingkup yang kecil. Maka dari itu diperlukan toko online berbasis web untuk meluaskan pasar dari toko ikan cupang karang taruna patriot ini. Perlu adanya aplikasi e-commerce untuk dapat membantu pemasaran secara online. Tujuan penelitian ini, yaitu membangun e-commerce berbasis website untuk penjualan cupang. Metode Penelitian menggunakan metode waterfall yang langkahnya terdiri atas analisis, desain, implementasi dan pengujian. Penelitian ini telah berhasil membangun e-commerce yang hak akses sistem terdiri dari 3 hak akses, yaitu user tanpa akun, user dengan akun, admin dan super admin.
Transformative Finance: Embracing Digital Innovations for Financial Excellence Bambang Wahyudiono; Irdha Yusra; Sri Maria Ulfha
International Journal of Economics Development Research (IJEDR) Vol. 5 No. 3 (2024): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i3.5870

Abstract

This study investigates the impact of digital innovations on financial excellence, with a focus on the mediating roles of financial inclusion and operational efficiency. Utilizing a quantitative research design, data were collected from 150 Gopay users through an online questionnaire. The analysis, conducted using SmartPLS, reveals that digital innovations significantly enhance financial excellence both directly and indirectly through financial inclusion and operational efficiency. The findings indicate that digital innovations positively influence financial inclusion and operational efficiency, which in turn contribute to improved financial outcomes and user satisfaction. This study underscores the importance of digital innovations in driving financial excellence by enhancing access to financial services and optimizing operational processes. The results suggest that financial platforms can achieve greater financial success by strategically investing in digital technologies that promote inclusivity and operational efficiency.
E-COMMERCE PENJUALAN IKAN CUPANG BERBASIS WEBSITE Kurnia, Ema; Sadiah, Halimah Tus; Setiawan, Teddy; Kriswanto, Setiawan; Wahyudiono, Bambang; Arsanti, Selvi; Syafaat, Fitra
Jurnal Aplikasi Bisnis dan Komputer Vol 2, No 1 (2022): Jurnal Aplikasi Bisnis dan Komputer
Publisher : Universitas Pakuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jubikom.v2i1.4897

Abstract

Pandemi covid-19 sudah berlangsung selama kurang lebih 1 tahun sejak tahun 2020. Selama 1 tahun itu banyak sektor yang terkena dampak pandemi covid-19 ini. Salah satu sektor yang terkena dampak pandemi covid-19 ini adalah sektor ekonomi, karena pemerintah mengharuskan lockdown guna mengurangi penyebaran virus, perputaran uang menjadi lebih lambat sehingga banyak perusahaan merugi yang berujung banyaknya pemotongan hubungan kerja dan menyebabkan banyaknya pengangguran baru. Penjualan ikan cupang karang taruna patriot dilakukan dengan cara offline atau membuka toko. Toko dibuka dipinggir jalan raya agar mudah terlihat oleh orang maupun kendaraan yang lewat. Namun ternyata cara ini kurang efektif untuk jualan karena hanya menunggu pelanggan datang ke toko dan ruang lingkup yang kecil. Maka dari itu diperlukan toko online berbasis web untuk meluaskan pasar dari toko ikan cupang karang taruna patriot ini. Perlu adanya aplikasi e-commerce untuk dapat membantu pemasaran secara online. Tujuan penelitian ini, yaitu membangun e-commerce berbasis website untuk penjualan cupang. Metode Penelitian menggunakan metode waterfall yang langkahnya terdiri atas analisis, desain, implementasi dan pengujian. Penelitian ini telah berhasil membangun e-commerce yang hak akses sistem terdiri dari 3 hak akses, yaitu user tanpa akun, user dengan akun, admin dan super admin.
Co-Authors Anugrah, Anggita Ramadhiya Bayu Hatmo Edi Djatmika Ema Kurnia Fitra Syafaat Halimah Tus Sadiah Hendri Tanjung Hermawan Hermawan Irdha Yusra Kriswanto, Setiawan Kurnia, Ema Lia Dahlia Iryani Lulu Agrina Susanty Mochamad Soelton Sadiah, Halimah Tus Sawarni Hasibuan Selvi Arsanti Setiawan Kriswanto Setiawan, Teddy Sri Maria Ulfha Teddy Setiawan YudhaB. Abadi