Article Per Year (5 Year)
p-Index From 2021 - 2026
3.161
P-Index
This Author published in this journals
All Journal JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Jurnal Ecodemica : Jurnal Ekonomi Manajemen dan Bisnis JURNAL YAQZHAN: Analisis Filsafat, Agama dan Kemanusiaan Shirkah: Journal of Economics and Business GERVASI: Jurnal Pengabdian kepada Masyarakat Iqtishoduna: Jurnal Ekonomi Islam Penentuan harga obligasi dan teori tingkat bunga Jurnal STEI Ekonomi Jurnal E-Bis: Ekonomi Bisnis Bubungan Tinggi: Jurnal Pengabdian Masyarakat Jurnal Pengabdian UNDIKMA Jurnal Abdimas Ilmiah Citra Bakti (JAICB) AL-ARBAH: Journal of Islamic Finance and Banking InEJ: Indonesian Engagement Journal Jurnal Ekonomika: Manajemen, Akuntansi & Perbankan Syari'ah Jurnal Ekonomi Syariah dan Bisnis Al Hurriyah : Jurnal Hukum Islam Transformasi Masyarakat : Jurnal Inovasi Sosial dan Pengabdian Prosiding Seminar Nasional Ilmu Manajemen Kewirausahaan dan Bisnis
Rifqi, Lathif Hanafir
Unknown Affiliation
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Nursing Physics Public Health Social Sciences Other

Published : 23 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 23 Documents
Search

 1   2   3 
Integrasi Prinsip Ekonomi Syariah dalam Penggunaan Digital Payment oleh Pelaku Usaha Mikro Kecil Rifqi, Lathif Hanafir; Ana Zahrotun Nihayah; Siti Mujibatun
Jurnal Iqtisad Vol 12 No 2 (2025): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v12i2.12392

Abstract

Digitalization has become an integral part of modern financial management, including in supporting the operations of micro, small, and medium enterprises (MSMEs). This study aims to analyze the integration of Sharia economic principles in digital payment systems used by creative micro and small enterprises (MSEs) in Jepara Regency, Central Java. A qualitative approach was employed, incorporating in-depth interviews and literature reviews. Data were collected from seventeen MSEs that utilize digital payment platforms for business activities. The findings reveal that most MSMEs have adopted digital payment platforms, such as QRIS, GoPay, and OVO, to support their transactions. However, implementing Sharia principles, such as prohibiting gharar (uncertainty), maysir (gambling), and riba (usury), remains challenging. While awareness of the importance of Sharia principles is relatively high, limited Sharia financial literacy and lack of access to Sharia-compliant platforms hinder wider adoption. This study offers strategic recommendations, such as enhancing Sharia financial literacy, developing Sharia-compliant digital payment platforms, and fostering collaboration between regulators, service providers, and the Muslim community. Implementing these measures is expected to promote Sharia financial inclusion and strengthen Indonesia's Islamic economic ecosystem.
Comparative Study: Analysis of the Implementation of Sustainable Distribution of Funds for Sharia Banks and Conventional Banks in Indonesia nihayah, ana zahrotun; Rifqi, Lathif Hanafir
AL-ARBAH: Journal of Islamic Finance and Banking Vol. 5 No. 2 (2023)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2023.5.2.18065

Abstract

Purpose - This research aims to identify the application of sustainable finance in sharia banks and conventional banks and identify obstacles in the application of sustainable finance.Method - The method used in this research is qualitative with a descriptive design. The type of descriptive design method used is a comparative study.Result - The research results show that the implementation of sustainable finance as represented by the allocation of financing at conventional banks (BRI) reached 65.5%, higher than sharia banks (BSI) which only reached 26.95%. the establishment of rules and regulations that are not yet comprehensive in the financial sector, low financial inclusion, low sustainable finance literacy, lack of common perception in financial institutions, the difficulty of balancing economic, social and environmental aspects and low market potential in lending to environmentally sound companies.    Implication - This research was conducted to provide an explanation of the implementation of sustainable distribution of funds in Sharia banks and conventional banks and its challenges.  Originality - Several previous studies have discussed sustainable finance in banking. However, there are still few discussing the comparison of the implementation of sustainable finance and the risks involved.
Edukasi Literasi Keuangan Syariah untuk Meningkatkan Kompetensi Perempuan Pelaku Usaha Kreatif di Kabupaten Jepara: Indonesia Huda, Nur; Khoirin, Nur; Mujibatun, Siti; Nihayah, Ana Zahrotun; Rifqi, Lathif Hanafir
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.17813

Abstract

This community service program aims to enhance Islamic financial literacy competencies among women creative entrepreneurs in Jepara Regency through a service-learning approach. The program was implemented through educational sessions, interactive training, and case-based simulations involving 40 participants. The evaluation instrument consisted of a closed-ended questionnaire based on a 5-point Likert scale, and the data were analyzed descriptively by calculating mean scores and the percentage of achievement for each indicator. The results of the program indicate that participants’ understanding of Islamic financial principles reached 85%, comprehension of the differences between Islamic and conventional financial systems reached 90%, interest in adopting Islamic financing reached 80%, confidence in financial decision-making reached 75%, and readiness to use Islamic contracts reached 80%, demonstrating significant achievements. Overall, this community service activity had a positive impact in encouraging the sustainable adoption of Islamic finance, thereby supporting the development of creative enterprises in Jepara.
Co-Authors Ahmad Rizal Fikri Ali Imron Amir Tajrid Ana Nihayah Nihayah Catelia Rifqi Lestari Chamami, M Rikza Ifnasya Kahrismasuci Iqbal Imam Taufiq Irma Juliana Kartika Marella Vanni M Rikza Chamami Muhammad Azkiyak Muhlis Musahadi Nihayah, Ana Zahrotun Nur Khoirin, Nur Pratami, Aisyah Kansa Siti Mujibatun Tatim Musolichah