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All Journal Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia At-Taqaddum Jurnal Ilmiah Ekonomi Islam Jurnal Sosiologi Agama Jurnal At-Tarbiyat (Jurnal Pendidikan Islam) Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Pendidikan Nusantara Cendekia Inovatif Dan Berbudaya : Jurnal Ilmu Sosial Dan Humaniora KANGMAS: Karya Scientific Community Service is a journal Green Economics Review International Journal of Law
Ubbadul Adzkiya’
Universitas Wahid Hasyim
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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The Concept Of Honesty In The Book Of Taisirul Khallaq Fi Ilmi Al-Akhlaq By Khafid Hasan Al-Mas'udi And Its Relevance To Character Education Mujib Abdur Rohman; M Ahsanul Husna; Ubbadul Adzkiya'; Ali Imron; Imam Khoirul Ulumuddin
At-Tarbiyat Vol 4 No 1 (2021): Islamic Education In Indonesia
Publisher : Sekolah Tinggi Agama Islam An-Nawawi Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37758/jat.v4i1.245

Abstract

Honest is reporting something in accordance with the goods. Meanwhile, lying is reporting something that is not according to understanding. Thus, someone who states that it is not in accordance with the truth and or does not admit something is in accordance with the truth, that person is not honest or dishonest. Sheikh Hafidz Hasan Al-Mas'udi has specifically explained the factors that make a person behave honestly, including: reason, religion and self-respect. The research objective was to determine the concept of honesty in the holy book khallaq fi ilmi al-akhlaq, to ​​analyze the relevance of the concept of honesty in the taisirul khallaq fil ilmi akhlak book with the latest character education theory. This research was conducted using the library research method. Collecting data by following the data by looking for data about something or variables in the form of notes, books, books, journals and other written objects. The data analysis method used content analysis. The conclusions of this study indicate: (1) According to Sheikh Hafidz Hasan Al-Mas'udi in his book Taysirul Khallak Fil Ilmi Al-Akhlak being honest is reporting something that is in accordance with reality. A three-stage performance to get someone to behave honestly, including: reason, religion, and self-respect. (2) There is a connection between the concept of honesty in the book Taysirul Khallaq Fil Ilmi Al-Akhlak with the theory of character education. Muchlas Samani and Hariyanto explained that the Minister of National Education has chosen core values, one of which is honesty. There are two stages to making someone behave honestly, including: reason and self-respect. But what is different here is that in the book Taysirul Khallaq Fil Ilmi Al-Akhlak, there are religious factors that influence a person's character to behave honestly. Because religion is a new human life and provision for social life.
Bitcoin As A Means of Transaction and Investment In The Perspective of Islam Abdulloh Hamid; Anis Fittria; Ubbadul Adzkiya'; Santi Andriyani
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 10 No. 2 (2021): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (836.568 KB) | DOI: 10.36835/iqtishoduna.v10i2.944

Abstract

The emergence of bitcoin as a means of transaction and investment in the virtual world is intriguing to be studied. Many countries in the world have different perspectives upon the law of bitcoin itself. In Indonesia, the regulation on electronic money is in Indonesian Bank Regulation Number 20/6/PBI/2018 and MUI Fatwa Number 116/DSN-MUI/IX/2017. However, both have not specifically regulated bitcoin. As something new, bitcoin is necessary to be studied in the perspective of Islamic law. The research is a literature study utilizing content analysis to approach the data. The findings of the results are that bitcoin as a means of transaction is permissible (mubah) since there is a similar handover (taqabudh)--that there is a bitcoin to handover, there is no gambling (maisir), speculation (gharar), haram, riba, and false, and that the transactions is on a willingness basis (antharodin) of the both parties. Second, bitcoin as a means of transaction is haram if there is an uncertainty which is close to gharah and maisir, bitcoin as an investment tool has more damages than benefits.
Zakat Fitrah kepada Dukun Bayi dalam Perspektif Hukum Islam Hidayat, Moh Taufik; Handayani, Tri; Adzkiya, Ubbadul; Masruri, Ali
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 8, No 1 (2021): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v8i1.4570

Abstract

The implementation of zakat fitrah is generally left to the amil zakat, so that the practice of zakat goes well according to the guidance of Islamic law, meaning that muzakki pays zakat really mustahik also receive according to conditions as a group that is entitled to receive zakat fitrah. The zakat fitrah manager in Lipursari Village, residents who have children under the age of 2 years, issue zakat directly to their dukun and not through the zakat fitrah manager (Amil) at the local mosque. The focus in this article is to describe the practice of distributing zakat fitrah to traditional birth attendants, how Islamic law views the practice of distributing zakat fitrah to traditional birth attendants, and the obstacles that occur in the distribution of zakat. The type of research carried out by researchers is field research or field research conducted in the village of Lipursari. The author uses data collection methods, namely interviews. Sources of data in this study are sourced from primary data and secondary data sources. Then the writer analyzed using descriptive analysis method using a qualitative approach. The results showed: The practice of Zakat Fitrah to traditional birth attendants in the village of Lipursari was not in accordance with the Zakat Law no. 23 of 2011. However, the distribution of zakat fitrah is allowed, it is because one of the customs that is running or carried out by the local community has existed for a long time and has been passed down from generation to generation. The traditional birth attendant in the village of Lipursari is included in the group of people who are entitled to receive zakat fitrah. This is because the people in Lipursasi village are mostly farmers, so the traditional birth attendants do not burden the local community to give large amounts of wages, because basically the traditional birth attendant has the principle of ta'awun or help for the common welfare.
Pasar Modal: Investasi Saham di Bursa Efek Indonesia Perspektif Hukum Ekonomi Syari’ah Nurhasanah, Cucu; Ubbadul Adzkiya; Akhmad Nurasikin
Cendekia Inovatif Dan Berbudaya Vol. 2 No. 1 (2024): Cendekia Inovatif Dan Berbudaya : Jurnal Ilmu Sosial Dan Humaniora
Publisher : CV Global Research Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59996/cendib.v2i1.558

Abstract

Dunia investasi saham di Indonesia mengalami perkembangan pesat. Namun, masih banyak masyarakat awam yang keliru memahami investasi sebagai kegiatan spekulatif yang dilarang agama, sama halnya dengan perjudian. Kegelisahan akademis muncul dari adanya pertentangan pandangan tentang apakah investasi saham, terutama di Bursa Efek Indonesia (BEI), dapat dianggap sesuai dengan prinsip-prinsip syariah atau sebaliknya. Di tengah pandangan ini, Islam justru menganjurkan investasi sebagai bagian dari pengelolaan harta. Oleh karena itu, penelitian ini bertujuan untuk menganalisis investasi saham syariah di BEI dari perspektif hukum ekonomi syariah. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi literatur untuk mengkaji dasar hukum ekonomi syariah terkait investasi saham. Hasil penelitian menunjukkan bahwa transaksi saham yang dilakukan menggunakan akad Bai Al-Musawamah mengandung unsur musyarakah (kemitraan) atau syirkah (usaha patungan), yang sesuai dengan Fatwa DSN-MUI. Fatwa ini menyatakan bahwa investasi saham diperbolehkan selama memenuhi prinsip-prinsip syariah dan terhindar dari unsur judi, gharar (ketidakpastian), maysir (pengambilan risiko berlebihan), serta praktik terlarang lainnya. Sehingga, dapat disimpulkan bahwa investasi saham di BEI menurut perspektif hukum ekonomi syariah adalah mubah (diperbolehkan).
Pendidikan Internasional untuk Generasi Muda Nahdlatul Ulama: Inisiatif Strategis melalui Edukasi dan Sertifikasi Husna, Muhammad Ahsanul; Adzkiya, Ubbadul; Robbani, Hamzah
KANGMAS: Karya Ilmiah Pengabdian Masyarakat Vol 6 No 1 (2025): KANGMAS: Karya Ilmiah untuk Pengabdian Masyarakat
Publisher : Neolectura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37010/kangmas.v6i4.1972

Abstract

Higher education abroad, particularly in China, is becoming an increasingly attractive option for Indonesian students due to various scholarship opportunities and prominent academic programs. This community engagement program aims to provide comprehensive education to senior high school students in Central Java on the Chinese higher education system, available scholarships, and insights into student life in China. Conducted in an interactive seminar format, the program involved stakeholders such as LP Ma'arif PWNU Central Java, BRCC Indonesia, Universitas Indraprasta PGRI, and Universitas Wahid Hasyim. Approximately 3,000 students attended the event at the MAJT Convention Hall in Semarang on April 14, 2025. The results show high enthusiasm and motivation among students to pursue education in China, as well as a positive response to the Zahir Accounting certification training offered. This inter-institutional collaboration demonstrates that strategic dissemination of information can broaden access and readiness for global learning opportunities.
Determinasi Keputusan Pembelian Kosmetika: Studi pada Kelengkapan Produk, Harga, dan Pelayanan Zumrotul Ulya; Enny Dwi Lestariningsih; Ahmad Lukman Nugraha; Ubbadul Adzkiya; Tyagita Dianingtyas Sudibyo
Green Economics Review Vol. 2 No. 1 (2025)
Publisher : Yayasan Al Ma'arif Dawuhan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66955/ger.v2i1.78

Abstract

This study is motivated by the high number of female Islamic boarding school students (santriwati) in Lasem and the growing presence of cosmetic stores in the area, including Jelita Cosmetic Store located in Karangturi Village, Lasem District, Rembang Regency. These stores aim to meet the cosmetic needs of the santriwati, leading to increased competition and offering consumers more choices. The purpose of this study is to examine the influence of product completeness, price, and service quality on purchasing decisions made by santriwati from Al-Hidayat Al-Ma’shomi Islamic Boarding School who shop at Jelita Cosmetic Store. This research employs an associative quantitative method with a sample of 36 respondents. Data were collected through questionnaires and interviews and analyzed using IBM SPSS Statistics 27 for Windows. Analytical techniques include validity and reliability tests, multiple linear regression, classical assumption tests, model feasibility tests, t-tests, and F-tests. Interview findings revealed that price is the primary factor influencing santriwati to purchase cosmetics at Jelita Store, as it offers more affordable prices compared to other stores. However, product variety and service quality were perceived as lacking. The research results show that product completeness, price, and service quality simultaneously influence purchasing decisions. Partially, only price has a positive and significant effect, while product completeness and service quality do not have a significant influence. The implications of these findings highlight that pricing strategy is a key factor in attracting consumers. Nevertheless, improving product variety and service quality is also essential to enhance customer satisfaction and loyalty.
Transformasi Keuangan Berkelanjutan: Peran Bank Syariah dalam Mendukung UMKM melalui Green Financing dan QRIS Cross-Border Dewi Malihatul Mawaddah; Ferry Khusnul Mubarok; Ismayadi; Ahmad Lukman Nugraha; Ubbadul Adzkiya; Tyagita Dianingtyas Sudibyo
Green Economics Review Vol. 1 No. 2 (2024)
Publisher : Yayasan Al Ma'arif Dawuhan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66955/ger.v1i2.79

Abstract

The transformation toward sustainable finance has become a key priority in addressing climate change and economic inequality, particularly within the Micro, Small, and Medium Enterprises (MSMEs) sector. Despite their significant contribution to national economies, MSMEs often face barriers in accessing financing that aligns with sustainability principles and digital innovation. This study aims to explore the strategic role of Islamic banks in supporting MSMEs through the implementation of green financing and the utilization of cross-border QRIS as a digital financial innovation. Using a descriptive qualitative approach, this research incorporates literature review, secondary data analysis from Islamic banks’ financial reports, and interviews with MSME actors and banking practitioners. The findings reveal that Islamic banks have substantial potential in providing sustainable financing through Sharia-compliant schemes, such as green murabahah and environmental mudharabah, which support eco-friendly MSME projects. Additionally, the integration of cross-border QRIS expands international market access for MSMEs and enhances the efficiency of cross-border transactions. The implications of this study highlight the need for strong collaboration among regulators, Islamic banks, and MSMEs to foster an inclusive and sustainable financial ecosystem. Policy recommendations include strengthening fiscal incentives for green financing, improving Sharia-based digital financial literacy, and developing payment infrastructure that supports global connectivity. Islamic banks, therefore, can act as key catalysts in driving sustainable and globally competitive MSME growth.
Professional Zakat as an Instrument of Maqashid Syariah from the As-Syatibi Perspective in the Development of National Law in Indonesia Ubbadul Adzkiya; Ahmad Rofiq; Muhlis; Ahmad Lukman Nugraha; Nur Izzati binti Ab Ghani
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 24 No. 2 (2025): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v24i2.7055

Abstract

This study aims to define professional zakat from the point of view of the concept of maqashid as-Shari'ah offered by Abu Ishaq Al-Syatibi. The author seeks to analyze the potential of zakat profession through the maqashid as-Shari'ah indicator. The research method used is qualitative with a normative approach. The results showed that zakat profession as a form of mashlahah in alleviating poverty. The author sees no nash inferring the prohibition of zakat profession (Lafadz al Amr wa al Anhy). At the time of the Prophet and Companions, the types of professions of the people at that time were limited to breeders, traders, miners and farmers (maqhasid at-tabi'ah). The study of zakat is also very dynamic (sukut al-Syar'i). Empowerment of the poor (Istiqra'). Zakat profession can realize benefits and be able to avoid chaos. The daruriyyat aspect, professional zakat is a support for the basic needs of the poor and poor, especially after the pandemic. The hajjyyat aspect, professional zakat is able to eliminate difficulties or make the maintenance of the five main elements even better. The aspect of tahsiniyyat, professional zakat is able to improve the standard of living of the poor community from recipients of zakat funds to zakat fund givers.
Community Economic Empowerment Training Based on Mosques through Productive Zakat Management in Banyuputih Village, Batang Regency Nurasikin, Akhmad; Handayani, Tri; Saiful Aziz, A; Imron, Ali; Adzkiya, Ubbadul; Abdul Ghoni, Aris; Rahayu, Annisa
Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Vol. 25 No. 1 (2025)
Publisher : LP2M of Institute for Research and Community Services - UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/dms.v25i1.29671

Abstract

Zakat management in mosques in Banyuputih is often still consumptive in nature and has not touched on aspects of sustainable economic empowerment. The purpose of this community service is to increase the capacity of mosque administrators in productive zakat management; provide entrepreneurship training to the community around the mosque and form a sustainable mosque-based economic empowerment model through collaboration between UPZ, the community, and universities. This training activity uses a participatory training approach through several training steps, namely: training, monitoring, and evaluation. Economic empowerment training based on the mosque through productive zakat management in Banyuputih Village has proven to have a significant impact on increasing the economic capacity of mustahik and strengthening the role of the mosque as a center for community empowerment. This model can be replicated in other mosques provided there is professional governance, continuous mentoring, and synergy between the mosque administrators, the community, and zakat institutions.
Review of Sharia Economic Law: Determination of Murabahah Financing Margins at Kospin Jasa Syariah Kendal Savella Ajeng Kusumawardhani; Akhmad Nurasikin; Ubbadul Adzkiya’
International Journal of Law Vol. 1 No. 2 (2025): Vol 1 No 2 December 2025
Publisher : Badan usaha Milik Desa Berkaho Pungpungan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64084/ijl.v1i2.151

Abstract

Kospin Jasa Syariah is one of the Islamic financial institutions that operates in accordance with sharia principles. However, one of the policies set, namely the determination of the amount of profit margin determined from the start with the flat rate method, is in accordance with sharia rules. The objectives of this study are (1) To determine the determination of profit margins in murabahah financing at Kospin Jasa Syariah Kendal. (2) To know the view of sharia economic law on the determination of profit margin in murabaha financing. The research method used is qualitative. This research is included in the type of field research (field research) with a qualitative research approach and data collection with interview techniques, documentation and direct observation.The results of this study are Determination of the profit margin for murabaha financing at Kospin Jasa Syariah Kendal with the provisions of profit margins such as determining the category of financing under 25 million with a margin of 15%, between 25 million and 250 million with a margin of 11.52%, 250 million and above with a margin of 10.72%, based on mutual agreement between both parties between Kospin and customers. The view of sharia economic law on the practice of determining profit margins in murabaha financing is permissible. This is in accordance with the DSN MUI fatwa NO 04/DSN-MUI/IV/2000, the Compilation of Sharia Economic Law and the regulations of Law No. 21 of 2008 Article 19 paragraph (1) concerning Islamic Banking.
Co-Authors A. Saiful Aziz Abdul Ghoni, Aris Abdulloh Hamid Ahmad Lukman Nugraha Ahmad Lukman Nugraha Ahmad Rofiq Akhmad Nurasikin Akhmad Nurasikin Ali Imron Ali Imron Ali Imron Anis Fittria Dewi Malihatul Mawaddah Enny Dwi Lestariningsih Firdos Firdos Hidayat, Moh Taufik Iman Fadhilah Ismayadi Masruri, Ali Mubarok, Ferry Khusnul Muhammad Ahsanul Husna Muhlis Mujib Abdur Rohman Mustofa Hasan Nazar Nurdin Nur Izzati binti Ab Ghani Nurhasanah, Cucu Rahayu, Annisa Robbani, Hamzah Saiful Aziz, A Santi Andriyani Savella Ajeng Kusumawardhani Subhan Subhan Tri Handayani Tyagita Dianingtyas Sudibyo Ulumuddin, Imam Khoirul Uswatun Hasanah Zumrotul Ulya