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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Innovation in Business and Economics Justisia Ekonomika Prophetic Law Review Journal of Artificial Intelligence and Digital Business JSE: Jurnal Sharia Economica Jurnal Penelitian Pendidikan Indonesia
Isma Swadjaja
Universitas Muhamaddiyah Surabaya
Humanities Computer Science & IT Economics, Econometrics & Finance Electrical & Electronics Engineering Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Islamic Economic Thought Has Existed Since The Time Of The Prophet Adam Alaihis Salam Luluk Latifah; Isma Swadjaja; Dian Berkah; Muridah Isnawati; Warsidi Warsidi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8745

Abstract

Studies on the history of Islamic economics are still very rare, especially the study of Islamic economics before the Nubuwah period or the time of the appointment of the Prophet Muhammad as a Prophet and Apostle. The purpose of this study is to prove that Islamic economic civilization has existed since the time of the Prophet Adam sent by Allah to the earth. The method used in this study is a qualitative method with a research library, with a historical methodology approach. The results of the study said that Islamic economic civilization existed long before the Nubuwah era or the time of the appointment of the Prophet Muhammad SAW as a prophet and apostle. At the time of the Prophet Adam, there were very simple economic activities to meet their basic or primary needs. These economic activities are consumption, distribution and production. More and more economic functions were practiced during the time of Noah and Yunus, including the functions of transportation and trade. Even at the time of the Prophet Yusuf, there was already a supply and warehousing function. The time when Prophet Musa carried out economic activities more fully and in detail, namely when Prophet Musa a.s. met with two girls who were queuing to get their cattle to drink and then Prophet Musa offered himself as a representative (wakalah contract) to carry out the duties of the two girls. Furthermore, more intense cooperation in the field of livestock maintenance and development as employees (managers) and shahibul Maal (livestock owners). The economic functions at the time of the Prophet Muhammad were more complete, namely the functions of production, consumption, distribution, human resources and investment. Almost everything was lived by the Prophet Muhammad himself since the age of 8 years. The initial journey that the Prophet Muhammad had carried out was as a deputy at the beginning as a shepherd with a salary system, then as a mudharib in a trading business when the prophet Muhammad was not married, and then after marrying Khadijah the Prophet acted as a shahibul mall and at the same time an investor and this is when the Prophet Muhammad have a lot of time to think about the condition of society, at this time the Prophet had achieved financial freedom or freedom of money
Implementation of Sharia System in Sharia-Certified Hospitals Warsidi, Warsidi; Haqqi, Abdurrahman Raden Aji; Swadjaja, Isma
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14713

Abstract

DSN-MUI has granted Sharia certification to several entities that meet the criteria for being recognized as Sharia entities, including Muhammadiyah Hospital Lamongan. This hospital received the certificate from DSN-MUI with a score of 95% or an excellent rating, presented directly by KH. Ma’ruf Amin, the Chairman of MUI. This study aims to evaluate the implementation of Sharia principles at Muhammadiyah Hospital Lamongan, particularly inpatient services, based on maqasid shariah. The research employs a qualitative methodology, using data collection techniques such as observation, interviews, and documentation, which are then analyzed descriptively. The results indicate that the hospital has applied four mandatory provisions for Sharia hospital management according to the DSN-MUI Fatwa, including contracts, services, medications, food and beverages, cosmetics, other utility items, and fund management. Each provision is implemented by DSN-MUI standards and assessment criteria, demonstrating that Muhammadiyah Hospital Lamongan has successfully met the standards as a certified Sharia hospital and operates according to the established Sharia principles.
Unilever brand share price decline in Indonesia due to brand boycott action related to the israeli-palestinian conflict in the perspective of islamic economic law Christy Wahyuni Erwinata; Isma Swadjaja; Muridah Isnawati
JPPI (Jurnal Penelitian Pendidikan Indonesia) Vol. 10 No. 4 (2024): JPPI (Jurnal Penelitian Pendidikan Indonesia)
Publisher : Indonesian Institute for Counseling, Education and Theraphy (IICET)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29210/020243804

Abstract

The Israeli-Hamas war has come to public attention due to acts of violence and genocide in Palestine, public condemnation pays special attention to stock prices and public buying interest in products supporting Israel, one of which is Unilever brand products. This study aims to determine the decline in stock prices before the Israeli military aggression and after the military aggression, namely on September 1, 2023, and November 1, 2023. This study used normative legal methods. The results showed that the Israeli-Hamas war had an impact on the decline in Unilever's brand share price. The Israeli-Hamas war has resulted in a decrease in interest in buying products supporting Israel. The researcher concluded that the military aggression of the Israeli-Hamas war and criticism of the Israeli genocide against Palestinians had a significant impact on several countries. To fight colonialism around the world and support Palestinian independence, solidarity movements were held in several countries. The public's response to the criticism has been to boycott goods made by pro-Israel companies, including Unilever.
Implementasi Akad Wakalah Bil Ujrah Pada Asuransi Jiwa Syariah Warsidi; Isma Swadjaja; Sami Ullah Khan
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 11 No 2 (2026)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v11i3.31607

Abstract

Abstract This study analyzes the implementation of the wakalah bil ujrah contract in Islamic life insurance products, focusing on the conformity of participant fund management with DSN-MUI Fatwa No. 52/DSN-MUI/III/2006. It applies a descriptive qualitative approach through a normative-empirical review of fatwas, insurance regulations, recent literature, and product documents such as sharia insurance application forms, policy summaries, policy provisions, benefit illustrations, and product information summaries. The findings indicate that wakalah bil ujrah positions participants as principals and the insurance company as an agent entitled to a fee for managing tabarru' funds and/or investment funds within agreed authority. Substantively, the practice can be considered sharia-compliant when it ensures clarity of contracting parties, delegated objects, amount and mechanism of ujrah, separation of participant and company funds, and avoidance of riba, gharar, and maisir. Nevertheless, fee transparency, participant literacy, and simplification of policy information remain critical areas to strengthen consumer protection and sharia compliance.
Co-Authors AA Sudharmawan, AA aditya rachman Aditya Rachman, Aditya Amalia, Diana Rizky Amalia Azis, Muhammad Fahmi Baidah, Zu bandi, Su chamim tohari Christy Wahyuni Erwinata Dian Berkah Efendi, Mokhamad Erwinata, Christy Wahyuni Haqqi, Abdurrahman Raden Aji Hudzaifah Fawwaz Luluk latifah muhammad alfi syahrin Muhammad Fahmi Azis Muridah Isnawati Muridah Isnawati rapi, rusmin rusmin rapi Sami Ullah Khan Su bandi Suhartono SYAIFUL BAHRI Syamsiar, Syamsiar Tjiptohadi Sawarjuwono Unti Ludigdo Warsidi warsidi warsidi Zu Baidah