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All Journal Tadayun: Jurnal Hukum Ekonomi Syariah Journal of Economics, Entrepreneurship, Management Business and Accounting Nuris Journal of Education and Islamic Studies Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Imamuddin Imamuddin
Universiti Malaya
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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The Philosophy of The Objectives of Islamic Law with a Systems Approach: Study of Jasser's Thought in The Book of Maqashid Ash-Shari'ah Kafalsafah Li At-Tasyri' Al-Islami Ru'yah Mandhumiyah Ahmad Musadad; Achmad Badarus Syamsi; Umi Indasyah Zahro; A. Mufti Khazin; Baihaqi Baihaqi; Tri Pujiati; Imamuddin Imamuddin
Nuris Journal of Education and Islamic Studies Vol. 6 No. 1: January - June 2026
Publisher : Institut Nurul Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jeis.v6i1.245

Abstract

This study explores the philosophical foundations of the objectives of Islamic law (maqāṣid al-sharī‘ah) through a systems approach as articulated by Jasser Auda in his work Maqāṣid Asy-Syarī‘ah Kafalsafah li At-Tasyri‘ Al-Islāmī: Ru’yah Mandhumiyah. The urgency of this research lies in the increasing demand to reinterpret Islamic law in order to address the complexities of contemporary society while maintaining its foundational principles. This study employs a qualitative method with a library research approach, focusing on Auda’s conceptual framework and its implications for the philosophy of Islamic law. The findings reveal that Auda’s systems approach redefines maqāṣid as a dynamic and holistic framework emphasizing justice, public interest, and human dignity. This perspective challenges rigid textual interpretations and proposes a flexible methodology that aligns Islamic law with the realities of modern life. Auda’s approach significantly contributes to contemporary discourse on Islamic jurisprudence by presenting maqāṣid as a living philosophy capable of adapting to evolving societal contexts
Algorithmic Injustice in E-Contract Termination: Islamic and Indonesian Legal Analysis of Shopee’s Return Policy Ahmad Musadad; Achmad Badarus Syamsi; Fajar Fajar; Muttaqin Choiri; Imamuddin Imamuddin
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 7 No. 1 (2026)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v7i1.595

Abstract

Algorithmic automation in digital transactions often overlooks substantive justice, as evidenced by the automatic approval feature within Shopee’s return and refund policy, which triggers systemic injustice for sellers. This research aims to analyze the unilateral termination of contracts by algorithmic systems through the perspectives of Islamic Law and Indonesian Positive Law. Employed a socio legal research method with case, statutory, and comparative approaches, this study discussed the anomaly of termination as a system act. The results indicated the auto-acc feature created technical coercion that paralyzes the seller’s verification rights and violates the principle of An Tarāḍin, thereby triggering buyer moral hazard risks. Theoretically, this research contributes through the integration of Contractual Balance Theory and Maqāṣid al-Mu‘āmalah to identify bargaining position distortions in algorithmic termination. The research conclusion affirmed that the platform’s absolute discretion violates the doctrine of good faith and property protection (ḥifẓ al-māl). It is recommended to establish a digital economic law harmonization model that mandates human oversight, and compensation mechanisms (ta‘wīḍ) to ensure the integrity of a substantively fair e-commerce ecosystem. Abstrak Otomatisasi algoritma dalam transaksi digital sering kali mengabaikan keadilan substantif, sebagaimana terlihat pada fitur persetujuan otomatis pada fitur pengembalian barang/dana Shopee yang memicu ketidakadilan sistemik bagi penjual. Penelitian ini bertujuan menganalisis terminasi akad sepihak oleh sistem algoritma melalui perspektif Hukum Islam dan Hukum Positif Indonesia. Menggunakan metode penelitian hukum sosiologis dengan pendekatan kasus, perundang-undangan, dan perbandingan, penelitian ini membedah anomali terminasi sebagai tindakan sistem (system-act). Hasil penelitian menunjukkan bahwa fitur auto-acc menciptakan paksaan teknis (technical coercion) yang melumpuhkan hak verifikasi penjual dan mencederai asas ‘An Tarāḍin, sehingga memicu risiko moral hazard pembeli. Secara teoretis, penelitian ini memberikan kontribusi melalui integrasi Teori Keseimbangan Kontraktual dan Maqāṣid al-Mu‘āmalah untuk mengidentifikasi distorsi posisi tawar dalam terminasi algoritmik. Simpulan penelitian menegaskan bahwa diskresi absolut platform melanggar doktrin itikad baik dan perlindungan harta (ḥifẓ al-māl). Direkomendasikan adanya model harmonisasi hukum ekonomi digital yang mewajibkan pengawasan manusia (human oversight) dan mekanisme kompensasi (ta‘wīḍ) guna menjamin integritas ekosistem e-commerce yang berkeadilan substantif.
Understanding How Trust Drives Saving Intention Toward Islamic Rural Banks Ach Yasin; Imamuddin Imamuddin; Moch. Khoirul Anwar
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 4 (2026): Volume 4, Issue 4, July 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i4.1102

Abstract

Purpose – This study examines how trust drives saving intention toward Islamic rural banks (BPRS) by investigating the roles of Islamic financial literacy, perceived security, and Islamic financial inclusion as antecedents of trust. Design/methodology/approach – A survey of 241 BPRS customers in Indonesia was analyzed using partial least squares structural equation modeling (PLS-SEM). Finding/Results – Islamic financial inclusion and Islamic financial literacy significantly enhance customer trust, while perceived security does not. Trust, in turn, strongly and positively influences saving intention. Trust fully mediates the effects of inclusion and literacy on saving intention. These findings provide practical implications for Islamic rural banks and regulators to enhance Islamic financial literacy and financial inclusion in strengthening public trust. Originality/Value – This study is among the early studies that position Islamic financial literacy and financial inclusion as determinants of trust in BPRS, while also demonstrating that perceived security is not always the primary determinant of trust. Therefore, this study fills a gap in the literature on customers’ saving behavior in BPRS, which remains underexplored from the customer perspective.
Islamic Mobile Banking Adoption: An Extended UTAUT Perspective Integrating Electronic Service Quality and Perceived Cyber Security Ach Yasin; Imamuddin Imamuddin; Ahmad Ajib Ridlwan; Sri Herianingrum
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 10 No. 2 (2026): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v10i2.9278

Abstract

Information technology has fundamentally transformed the economic sector, significantly accelerating the adoption of digital financial services, including mobile banking. In Indonesia, although mobile banking usage has been rising sharply, its adoption in Islamic banking remains relatively limited, with approximately 11.47 million users compared to 97.22 million in conventional banking. This disparity highlights a critical research gap. Given Indonesia’s leading position in the global Islamic finance Development index, it is imperative to investigate the factors influencing the adoption of Islamic mobile banking. Accordingly, this study aims to examine and analyse the determinants of intention to use Islamic mobile banking services. Data are collected from 302 respondents in Indonesia and analysed using partial least squares structural Equation modelling. This study finds that constructs within the UTAUT model, namely Performance Expectancy, Social Influence, and Facilitating Conditions, significantly influence Behavioural Intention to continue using Islamic mobile banking, albeit with small effect sizes. In contrast, Effort Expectancy shows no significant effect. The variables of e-Service Quality, Perceived Expected Benefits, and Perceived Cyber Security significantly affect Behavioural Intention. These findings provide empirical evidence on the key factors driving the continued use of Islamic mobile banking. The findings indicate that enhancing Perceived Expected Benefits is essential. Islamic banks prioritise their policies to ensure that all features are transparent and fully aligned with Sharia principles, optimise communication about the benefits of mobile banking, and strengthen their cybersecurity infrastructure to facilitate broader adoption within society.
Co-Authors A. Mufti Khazin Ach. Yasin Achmad Badarus Syamsi Ahmad Ajib Ridlwan Ahmad Musadad Baihaqi Baihaqi Fajar Fajar Moch. Khoirul Anwar Muttaqin Choiri Sri Herianingrum Tri Pujiati Zahro, Umi Indasyah