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All Journal Iqtishoduna: Jurnal Ekonomi Islam Hakam : Jurnal Kajian Hukum Islam dan Hukum Ekonomi Islam Tadayun: Jurnal Hukum Ekonomi Syariah Qonun Jurnal Hukum Islam dan Perundang-Undangan Nuris Journal of Education and Islamic Studies Referensi Islamika: Jurnal Studi Islam Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan
Ahmad Musadad
Universitas Trunodjoyo Madura
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

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The Philosophy of The Objectives of Islamic Law with a Systems Approach: Study of Jasser's Thought in The Book of Maqashid Ash-Shari'ah Kafalsafah Li At-Tasyri' Al-Islami Ru'yah Mandhumiyah Ahmad Musadad; Achmad Badarus Syamsi; Umi Indasyah Zahro; A. Mufti Khazin; Baihaqi Baihaqi; Tri Pujiati; Imamuddin Imamuddin
Nuris Journal of Education and Islamic Studies Vol. 6 No. 1: January - June 2026
Publisher : Institut Nurul Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52620/jeis.v6i1.245

Abstract

This study explores the philosophical foundations of the objectives of Islamic law (maqāṣid al-sharī‘ah) through a systems approach as articulated by Jasser Auda in his work Maqāṣid Asy-Syarī‘ah Kafalsafah li At-Tasyri‘ Al-Islāmī: Ru’yah Mandhumiyah. The urgency of this research lies in the increasing demand to reinterpret Islamic law in order to address the complexities of contemporary society while maintaining its foundational principles. This study employs a qualitative method with a library research approach, focusing on Auda’s conceptual framework and its implications for the philosophy of Islamic law. The findings reveal that Auda’s systems approach redefines maqāṣid as a dynamic and holistic framework emphasizing justice, public interest, and human dignity. This perspective challenges rigid textual interpretations and proposes a flexible methodology that aligns Islamic law with the realities of modern life. Auda’s approach significantly contributes to contemporary discourse on Islamic jurisprudence by presenting maqāṣid as a living philosophy capable of adapting to evolving societal contexts
Reconciling Shariah Compliance and Institutional Risk: A Maqāṣid-Based Analysis of Ḥawālah and Kafālah in Indonesian Islamic Banking Holis Holis; Nasrulloh Nasrulloh; Sugeng Widodo; Dzikrulloh Dzikrulloh; Ach. Mus'if; Tri Pujiati; Abu Yasid; Ahmad Musadad
Jurnal Ilmiah Mizani: Wacana Hukum, Ekonomi Dan Keagamaan Vol 13, No 1 (2026): January-June
Publisher : Faculty of Sharia (Islamic Law) at Fatmawati Sukarno State Islamic University Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/mzn.v13i1.10758

Abstract

The implementation of ḥawālah (transfer of debt liability) and kafālah (guarantee) in Indonesia’s Islamic banking reveals an increasing tension between formal Shariah compliance and institutional risk management imperatives. Although classically categorised as tabarruʿ-based and non-profit contracts, contemporary practices reposition them as fee-generating instruments and risk transfer mechanisms, raising concerns about substantive alignment with Islamic legal and ethical principles. This study critically examines the extent to which modern applications of ḥawālah and kafālah reflect their classical fiqh foundations and maqāṣid al-sharīʿah objectives, and analyses how regulatory frameworks and institutional risk management influence their reinterpretation. Using a normative, legal and comparative approach, the research analyses classical fiqh al-muʿāmalāt doctrines, AAOIFI Shariah standards, DSN–MUI fatwas, and Indonesia’s positive law governing Islamic banking, supplemented by semi-structured expert interviews. This analysis is based on two expert interviews with members of Shariah Supervisory Boards and DSN–MUI-affiliated practitioners involved in Islamic banking governance.The results reveal a significant conceptual and functional shift, where formal Shariah compliance often masks substantive transformation into institutional risk management tools, evidenced by fee-based structures, hybrid contractual arrangements, and standardised product designs that prioritise institutional risk governance over the original altruistic rationale of tabarruʿ. Empirical signals from the interviews indicate recurring fee structures exceeding administrative cost recovery thresholds, implicit use of ḥawālah in transfer products without explicit contractual labelling, and kafālah arrangements structured similarly to risk-priced service contracts. The study highlights the need for clearer governance standards and substantive regulatory guidance to mitigate Shariah dilution while accommodating legitimate risk management needs. From a policy perspective, regulators should establish clearer criteria for permissible fee structures and hybridisation boundaries to ensure alignment with maqāṣid al-sharīʿah while maintaining financial stability. By reconceptualising ḥawālah and kafālah as hybrid institutional contracts, this research advances a maqāṣid al-sharīʿah–oriented evaluative framework that transcends procedural conformity toward ethical and institutional coherence.
Algorithmic Injustice in E-Contract Termination: Islamic and Indonesian Legal Analysis of Shopee’s Return Policy Ahmad Musadad; Achmad Badarus Syamsi; Fajar Fajar; Muttaqin Choiri; Imamuddin Imamuddin
Tadayun: Jurnal Hukum Ekonomi Syariah Vol. 7 No. 1 (2026)
Publisher : Program Studi Hukum Ekonomi Syariah, Fakultas Syariah, Universitas Islam Negeri (UIN) Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/tadayun.v7i1.595

Abstract

Algorithmic automation in digital transactions often overlooks substantive justice, as evidenced by the automatic approval feature within Shopee’s return and refund policy, which triggers systemic injustice for sellers. This research aims to analyze the unilateral termination of contracts by algorithmic systems through the perspectives of Islamic Law and Indonesian Positive Law. Employed a socio legal research method with case, statutory, and comparative approaches, this study discussed the anomaly of termination as a system act. The results indicated the auto-acc feature created technical coercion that paralyzes the seller’s verification rights and violates the principle of An Tarāḍin, thereby triggering buyer moral hazard risks. Theoretically, this research contributes through the integration of Contractual Balance Theory and Maqāṣid al-Mu‘āmalah to identify bargaining position distortions in algorithmic termination. The research conclusion affirmed that the platform’s absolute discretion violates the doctrine of good faith and property protection (ḥifẓ al-māl). It is recommended to establish a digital economic law harmonization model that mandates human oversight, and compensation mechanisms (ta‘wīḍ) to ensure the integrity of a substantively fair e-commerce ecosystem. Abstrak Otomatisasi algoritma dalam transaksi digital sering kali mengabaikan keadilan substantif, sebagaimana terlihat pada fitur persetujuan otomatis pada fitur pengembalian barang/dana Shopee yang memicu ketidakadilan sistemik bagi penjual. Penelitian ini bertujuan menganalisis terminasi akad sepihak oleh sistem algoritma melalui perspektif Hukum Islam dan Hukum Positif Indonesia. Menggunakan metode penelitian hukum sosiologis dengan pendekatan kasus, perundang-undangan, dan perbandingan, penelitian ini membedah anomali terminasi sebagai tindakan sistem (system-act). Hasil penelitian menunjukkan bahwa fitur auto-acc menciptakan paksaan teknis (technical coercion) yang melumpuhkan hak verifikasi penjual dan mencederai asas ‘An Tarāḍin, sehingga memicu risiko moral hazard pembeli. Secara teoretis, penelitian ini memberikan kontribusi melalui integrasi Teori Keseimbangan Kontraktual dan Maqāṣid al-Mu‘āmalah untuk mengidentifikasi distorsi posisi tawar dalam terminasi algoritmik. Simpulan penelitian menegaskan bahwa diskresi absolut platform melanggar doktrin itikad baik dan perlindungan harta (ḥifẓ al-māl). Direkomendasikan adanya model harmonisasi hukum ekonomi digital yang mewajibkan pengawasan manusia (human oversight) dan mekanisme kompensasi (ta‘wīḍ) guna menjamin integritas ekosistem e-commerce yang berkeadilan substantif.
Normalization of Necessity Legal Maxims in DSN-MUI Fatwas: An Empirical Analysis of Indonesian Sharia Economic Fiqh Methodology Ahmad Musadad; Shofiyun Nahidloh; Baihaqi Baihaqi; Misno Misno; A Mufti Khazin; Tri Pujiati
QONUN: Jurnal Hukum Islam dan Perundang-undangan Vol 10 No 1 (2026)
Publisher : FASYA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/qj.v10i1.12822

Abstract

The rapid development of the Islamic finance industry requires adaptive legal reasoning capable of responding to the increasing complexity of modern economic transactions. In Indonesia, fatwas issued by the National Sharia Council of the Indonesian Ulama Council (DSN-MUI) play a crucial role in establishing the normative framework of Islamic economic practices. This study aims to examine the use of necessity-based legal maxims (qawāʿid al-ḍarūra) in DSN-MUI fatwas and to analyze their methodological implications for the development of contemporary Islamic economic jurisprudence. Employing a qualitative approach with documentary analysis and content analysis methods, this research analyzes 165 DSN-MUI fatwas issued during the early phase of Islamic economic development in Indonesia. The findings reveal that 89 fatwas, representing approximately 53.9% of the total sample, explicitly employ legal maxims related to necessity, harm removal, or urgent need as the basis of legal reasoning. The most frequently applied maxims include al-ḍarar yuzāl, al-ḍarar yudfaʿ bi-qadr al-imkān, and al-ḥājah tanzil manzilat al-ḍarūra. These maxims are predominantly applied within sectors characterized by high transactional complexity, particularly Islamic banking, Islamic capital markets, and modern financial industries. The findings indicate that necessity-based maxims no longer function solely as exceptional mechanisms in classical Islamic jurisprudence but have evolved into methodological tools for adapting Islamic law to the dynamics of modern economic systems. This study contributes to the theoretical discourse on Islamic legal methodology by highlighting the strategic role of qawāʿid fiqhiyyah in the evolution of contemporary fiqh al-muʿāmalāt
A MAQASID AL-SYARĪ’AH BASED EVALUATION OF LOCAL GOVERNMENT INTERVENTIONS IN HALAL CERTIFICATION IMPLEMENTATION: EVIDENCE FROM SUMENEP Khoirun Nasik; Farid Ardyansyah; Ahmad Musadad; Shofiyun Nahidloh; Tri Pujiati; Umi Indasyah Zahro
JURNAL HAKAM Vol 10, No 1 (2026)
Publisher : Universitas Nurul Jadid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33650/jhi.v10i1.14590

Abstract

The expiration of the phased implementation of mandatory halal certification on 17 October 2024 marked a transition from a facilitative to an enforcement-oriented policy phase, creating significant implementation pressures for local governments and micro and small enterprises facing legal, market, and administrative risks. While previous studies have examined halal certification from normative legal and governance perspectives, limited research integrates empirical public policy analysis with a maqasid al-syarī’ah framework to evaluate local government interventions during this post-transition period. Using a qualitative policy analysis approach, this study identifies six local intervention strategies: structured multi-stakeholder coordination; optimization of the self-declare assistance scheme; targeted digital literacy and social media outreach; affirmative programs for remote villages; development of a regional Halal Hub ecosystem; and preventive regulatory socialization for the 2026 mandatory phase. Empirically, 4,053 halal certificates were issued by January 2026, 3,933 through the self-declare scheme, with over 90% of assisted MSMEs completing registration on time. These results indicate that proactive facilitation and adaptive local governance significantly reduced non-compliance risks during the transition. From a maqasid al-syarī’ah perspective, the interventions operationalize multidimensional protection: religion (hifz al-dīn), life (hifz al-nafs), wealth (hifz al-māl), intellect (hifz al-’aql), and lineage (hifz al-nasl). Conceptually, this study proposes a maqasid-based evaluation model linking Islamic normative principles with measurable governance indicators. Theoretically and practically, it positions maqasid as an applied analytical framework and provides evidence-based guidance for adaptive and sustainability-oriented halal governance.
Integrating Religious Ethics and Waste-to-Energy Systems: Toward a Sustainable Economic Framework for Green Islamic Boarding Schools in Indonesia Lailatul Maghfiroh; Ahmad Musadad; Alfa Zaidanil Fauzi; Hawa Gazani; Moh Miqdad Ilmi; Shadi Emad A Alhaleh
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 1 (2026): April (on progress)
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i1.3799

Abstract

Islamic boarding schools (pesantren) face significant challenges in waste management due to the high intensity of daily activities among students. At the same time, pesantren hold a strategic role as centers of character formation based on religious values, making them potential models for integrating spiritual piety with ecological awareness. The concept of the green pesantren has thus emerged as an effort to combine environmental independence with sustainable development. This study aims to analyze waste management practices in Islamic boarding schools by emphasizing the synergy between renewable energy initiatives and Islamic values. A qualitative case study approach was employed, using in-depth interviews, participatory observations, and documentation as data collection techniques. The findings indicate that collaboration between pesantren and universities plays an essential role in enhancing students’ ecological awareness, generating simple innovations in waste utilization, and strengthening pesantren as agents of environmental change. Specifically, Al Hikam Boarding School in Bangkalan, as one of the research samples, demonstrates the potential of adopting a waste-to-energy program as a model for developing eco-pesantren grounded in ecological piety.
IDEOLOGICAL COMMODIFICATION OF RELIGIOUS LANGUAGE: A CRITICAL CRITIQUE OF POLITICAL HEGEMONY IN INDONESIA Nuril Hidayati; Ahmad Musadad; Indra Tjahyadi; Sri Andayani; Alfa Zaidanil Fauzi; Ach. Mus'if
Referensi Islamika: Jurnal Studi Islam Vol. 4 No. 1 (2026): FEBRUARY
Publisher : Academic Bright Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66053/ri.v4i1.1050

Abstract

This study aims to map the process of converting religious language from a spiritual use value into an electoral political exchange value during the 2017 Jakarta Gubernatorial Election (Pilkada DKI Jakarta). Additionally, it elucidates its ideological function in producing symbolic domination, a mechanism that remains systematically unexplained in previous literature. This study employs a qualitative design situated within the critical paradigm, adhering to the Standards for Reporting Qualitative Research (SRQR). The material object consists of a corpus of public texts from August 2016 to April 2017, selected through purposive sampling. Data analysis utilizes a three-stage progressive ideology critique technique without statistical testing, aided by deductive coding that synthesizes the theoretical frameworks of Mosco, Marx, Gramsci, and Bourdieu. The findings reveal a transfiguration of Surah Al-Mā’idah 51 into a political commodity with high exchange value. Through the Indonesian Ulema Council’s (MUI) Religious Stance document and the judicial ratification of the “religious blasphemer” label, symbolic power was constructed binarily. Operating recursively via social media algorithms and the mobilization of the 212 Action, this process successfully produced a pseudo-consciousness among voters, naturalized elite agendas into cultural hegemony, and triggered cyber polarization as well as an electoral domino effect in Banten with a narrow defeat margin of 1.9%. The primary limitation of this study is its exclusive focus on manifest texts within the public sphere, thereby excluding quantitative social media data, empirical audience reception data, or direct interviews to confirm the internal motives of the political and religious actors. The novelty of this article lies in its integrative formulation of the Ideological Commodification of Religious Language Model as a new critical diagnostic tool to dissect religious populism in post-authoritarian democracies. Future research can test the transferability of this conceptual model across other local and national electoral contests.
Co-Authors A Mufti Khazin A. Mufti Khazin Abu Yasid Ach. Mus'if Achmad Badarus Syamsi Alfa Zaidanil Fauzi Baihaqi Baihaqi Dzikrulloh Dzikrulloh Fajar Fajar Farid Ardyansyah Hawa Gazani Holis Holis Imamuddin Imamuddin Indra Tjahyadi Khoirun Nasik Lailatul Maghfiroh Misno Misno Moh Miqdad Ilmi Muttaqin Choiri Nasrulloh Nasrulloh Nuril Hidayati Shadi Emad A Alhaleh Shofiyun Nahidloh Sri Andayani Sugeng Widodo Tri Pujiati Zahro, Umi Indasyah