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THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL TECHNOLOGY, AND LIFESTYLE ON THE FINANCIAL BEHAVIOR OF THE MILLENNIAL GENERATION Ratna Sari; Basuki Toto Rahmanto
Proceeding National Conference Business, Management, and Accounting (NCBMA) 9th National Conference Business, Management, and Accounting
Publisher : Faculty of Economics and Business Universitas Pelita Harapan

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Abstract

This study aims to analyze the effect of financial literacy, financial technology, and lifestyle on the financial behavior of the millennial generation in Jatisampurna Subdistrict, Bekasi City. The background of this research is based on the importance of millennials ability to manage finances effectively amid the development of digital financial technology and changes in consumption patterns. The population of this study consists of millennials residing in Jatisampurna Subdistrict, totaling 8,140 individuals, with a sample of 99 respondents determined using the Slovin formula with a 10% margin of error. This study employs multiple linear regression analysis. The results indicate that financial literacy and financial technology influence the financial behavior of the millennial generation in Jatisampurna Subdistrict, while lifestyle does not influence the financial behavior of the millennial generation in Jatisampurna Subdistrict.
Liquidity, Capital Structure, and Firm Value: The Moderating Role of Profitability in Indonesia’s Transportation and Logistics Sector Daniy Astitri Dudi; Basuki Toto Rahmanto; Fathihani Fathihani
DEAL: International Journal of Economics and Business Vol. 3 No. 02 (2025): October 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/deal.v3i02.6247

Abstract

The purpose of this study was to determine the effect of liquidity and capital structure on firm value, with profitability as a moderating variable. The study population was transportation and logistics companies listed on the Indonesia Stock Exchange in 2020-2024. The purposive sampling technique involved 26 companies. The analysis method used moderated regression analysis (MRA). The results obtained in this study indicate that liquidity has no effect on firm value, while capital structure has a positive effect on firm value. Profitability moderates the effect of liquidity on firm value, but profitability does not moderate the effect of capital structure on firm value. Practically, the study provides insights for managers and investors in the transportation and logistics sector on how to balance liquidity, leverage, and profitability in order to enhance firm value and generate positive market signals. These results indicate that companies need to pay attention to liquidity, capital structure, and profitability performance to increase firm value, which will provide a signal to investors.