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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 105 Documents
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Search results for , issue "Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024" : 105 Documents clear
Faktor Pengaruh Berkunjung Kembali Pada Pariwisata Di Kota Kudus dan Kepuasan Pengunjung Sebagai Variabel Intervening Nisa, Yasinta Khoirun; Andni, Riyan
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15173

Abstract

Kudus City is one of the cities with numerous tourist destinations, particularly in halal tourism. The influx of visitors necessitates the development of facilities that align with their preferences to ensure satisfaction and encourage repeat visits. This study aims to assess the impact of halal facilities and social media on the interest in revisiting, with visitor satisfaction serving as an intervening variable. This quantitative research employs the Path Analysis method, supported by IBM SPSS software version 27. The findings reveal that the variables of halal facilities and social media positively and significantly affect visitor satisfaction, thus confirming the hypothesis. Furthermore, these variables also positively and significantly influence the interest in revisiting, which again supports the hypothesis. The study also finds that halal facilities and social media have a positive and significant impact on the interest in returning through the mediating variable of visitor satisfaction, validating the hypothesis. Additionally, the social media variable has a positive and significant effect on the interest in revisiting, reinforcing the hypothesis. However, the influence of the halal facility variable on the interest in revisiting is found to be insignificant, leading to the rejection of this particular hypothesis.
Eksplorasi Minat Wakaf Uang Di Kalangan Pegawai Negeri Sipil: Studi Kasus Di Kantor Walikota Tangerang Selatan Dyanti, Najwa Putri; Jaharuddin, Jaharuddin; Hartutik, Hartutik; Sukardi, Sukardi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14158

Abstract

This study aims to determine the interest of Civil Servants (PNS) in cash waqf, with a case study at the South Tangerang Mayor's Office. Waqf is a crucial instrument in community economic empowerment, achieved by converting personal assets into communal ownership. This research employs a descriptive quantitative method with a sample of 150 respondents. Data analysis was conducted using the Partial Least Square method (SmartPLS 4.0). The results indicate that: (1) Religiosity does not have a significant effect on the interest in cash waqf; (2) Trust does not have a significant effect on the interest in cash waqf; (3) Service does not have a significant effect on the interest in cash waqf; (4) Promotion does not have a significant effect on the interest in cash waqf; and (5) Perception has a significant effect on the interest in cash waqf.
Pengaruh Kualitas Pelayanan, Literasi Keuangan, dan Mobile Banking Terhadap Kepuasan Anggota dan Kepercayaan Anggota BMT Al Fath Ikmi Sari, Fanny Rahma
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14801

Abstract

The growth of BMT Al Fath Ikmi, which is shown by increasing members and capital, is considered to have the potential for economic equality and prosperity in the community of South Tangerang City. Because BMT is a microfinance institution that can be said to be closest to the community, especially for the lower middle class. BMT Al Fath Ikmi has the potential to play a role in empowering society and helping reduce poverty through its financial services. This research will examine the influence on member satisfaction and trust of BMT members which has the potential to influence the community to become BMT members so that it can encourage economic equality and community welfare. This research uses quantitative methods with data collection techniques through observation and questionnaires. Primary data was processed using SmartPLS software version 3.2.8 with the results that service quality had a positive and significant effect on member satisfaction and member trust, financial literacy had a positive and significant effect on member satisfaction and member trust, mobile banking had a negative and no significant effect on member satisfaction. and member trust. From the results of the research that has been carried out, the quality of service must continue to be improved in providing services to its members. Financial literacy has a positive influence but still requires efforts to continue to introduce and provide knowledge to members and the community. Mobile banking is still not widely used by members so they cannot fully experience the convenience and benefits of this application.
Analisis Penetapan Hukum Islam Terhadap Perkembangan Cryptocurrency Melalui Pendekatan Saddu Dzari’ah Imeldalius, Imeldalius; SUGANDA, RANGGA; Makraja, Fahmi; Ulum, Kefi Miftachul Miftachul; Nimah, Rodhotun
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14405

Abstract

Era digital telah memberikan disrupsi pada tatanan kehidupan tidak terkecuali pada sektor pembayaran, salah satunya ialah keberadaan dari cryptocurrency. Cryptocurrency merupakan aset digital yang sengaja dirancang untuk bekerja sebagai media pertukaran yang menggunakan kriptografi (praktik melindungi informasi melalui penggunaan algoritme, kode, hash, dan tanda tangan) yang kuat untuk mengamankan transaksi keuangan, mengontrol penciptaan unit tambahan, dan memverifikasi transfer aset. Meningkatnya pengguna cryptocurrency di Indonesia pada setiap tahunya, membuat fenomena mata uang kripto mendapatkan perhatian yang luas sehingga pemerintah pun telah mengeluarkan regulasi dan begitu pula para kalangan ulama yang telah memberikan fatwanya. Fakta perkembangan cryptocurrency diyakini masih menimbulkan risiko-risiko yang merugikan masyarakat sehingga untuk melihat hal demikian perlu analisis penetapan hukum untuk keberadaan dari cryptocurrency salah satunya ialah dengan metode penetapan hukum sad dzari’ah. Metode penelitian yang digunakan pada penelitian ini ialah merupakan jenis penelitian kualitatif yang bertujuan untuk menganalisa dan mengkaji kedudukan cryptocurrency dalam Islam dengan menggunakan pendekatan sad dzari’ah. Hasil penelitian untuk penetapan hukum cryptocurrency dengan menggunakan pendekatan saddu dzari’ah, dianalisis berdasarkan motif, syarat legalitas, dan keragaman dari saddu dzari’ah. Hasilnya menunjukan penetapan hukum cryptocurrency saat ini masih memberikan kesimpulan kepada sesuatu yang banyak mendatangkan kemudharatan ketimbang kemashlahatan bagi umat manusia, atas dasar masih banyak menimbulkan kerugian finansial, tidak mempunyai underlying aset, adanya unsur gharar, maysir, oleh karna itu hadirnya cryptocurrency masih menimbulkan risiko yang lebih besar dari pada manfaatnya.
Integrasi Al-Qur’an dalam Tata Kelola Perusahaan: Mewujudkan Good Corporate Governance Melalui Harmonisasi Spiritual Hirman, Akhmad Akram; Hamidah, Hamidah; Rahman, Zakiyyah Iftinaan; Taskurun, Taskurun
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14737

Abstract

Good Corporate Governance (GCG) is the principal companies apply to maximize corporate value, improve performance, and ensure transparency and accountability in the company's management. Therefore, this research applies two perspectives related to GCG principles and the Qur'anic perspective, focusing on the deeper relationship between GCG principles and the teachings of the Qur'an. In collecting data, this research uses interview instruments derived from these employees through a case study research approach to integrate the Qur'an in GCG practices in companies engaged in food and beverage in Makassar City. In addition, the results of this study are implementing the principles of Good Corporate Governance (GCG) in the company by considering the integration of the Qur'anic verses by applicable regulations. Nevertheless, there is a need to increase transparency and accountability, especially in providing salaries according to the mutually agreed work contract.
Pengaruh Kepercayaan dan Pengetahuan Zakat Terhadap Minat Membayar Zakat, infaq Sedekah melalui Lazisnu Kota Kraksaan (studi pada masyarakat Kabupaten Probolinggo) Sari, Lutfiah Novita; suprayitno, eko; ekowati, vivin maharani; AR, Sri Wahyuni Safitri
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15080

Abstract

ZIS is a financial instrument that is quite potential in Indonesia and Probolinggo Regency in particular, but the collection of ZIS at Lazisnu Kota Kraksaan from year to year has not reached the target. Therefore, it is important to know the factors that influence people's interest in paying ZIS. This study aims to determine whether there is an influence between trust on the interest in paying ZIS through Lazisnu Kota Kraksaan, knowledge of zakat on the interest in paying ZIS through Lazisnu Kota Kraksaan, and whether trust and knowledge of zakat together influence the interest in paying ZIS through Lazisnu Kota Kraksaan. This study uses a quantitative method with secondary data and primary data. Secondary data in this study were obtained from books, journals and other related scientific studies. While the primary data in this study were obtained from questionnaires distributed online via WhatsApp social media, in addition, researchers also distributed questionnaires directly to people who were less active in social media. This study obtained the results of a) trust has a significant effect on the interest in paying ZIS through Lazisnu Kota Kraksaan, as seen from the calculated t value X1> T table or 4.882> 1.894 and the Sig. value 0.001 T table or 4.096> 1.894 and the Sig. value 0.001 F table or 32.413> 3.090 with a Sig. value 0.001
Determination Of Commercial Banks’ Profitability In Indonesia Syahid, Muhammad; Elzaanin, Amina A.A; Purnamasari, Sinta Ayu; Sari, Wahyu Nita; Badriah, Siti
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15485

Abstract

This research explores the relationship between specific characteristics of banks and their profitability. Bank profitability is related to external and internal factors regarding assets, capital, and loans in general. This study is mainly concerned with internal factors that influence the profitability of commercial banks in Indonesia. 55 Banks including 51 National Private Banks, and 4 Public Sector Banks. Data taken in its entirety from the Financial Services Authority website in 2023. Using the Ordinary Least Square (OLS) method with the help of Stata software. The results of the research show that in a simultaneous test, the asset, capital, and loan variables have a positive and significant effect on profitability with the figure obtained being 78% while other variables explain the rest, while in a partial test, the asset and bank loan variables harm bank profitability, and only the capital variable which is positively related to profitability by 86%, and the rest is explained by other variables. This shows that large banks may face similar challenges as marginal profits decrease as targets must be achieved because in fact the bank Asset and Loan variables are also expected to be the main source of income so that they have a positive relationship with bank performance.
Islamic Corporate Social Responsibility (ICSR): Kerangka Konseptual dan Pelaporan Berdasarkan Maqashid Syariah Salimudin, Mumud; Jubaedah, Dedah
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14087

Abstract

This article aims to explore Islamic Corporate Social Responsibility (ICSR) in terms of conceptual framework and social reporting based on Maqashid Sharia. The research uses a qualitative approach with the type of literature study. In Islam, the concept of social responsibility has a strong foundation through the teachings of the Qur'an and Hadith, which promote justice, balance, and concern for others. Islamic Corporate Social Responsibility (ICSR) integrates these principles with modern CSR practices, thus creating a holistic approach and in line with Islamic values. The framework of Islamic Social Responsibility Based on Maqashid Sharia has a close relationship with the three concepts of social responsibility relations played by humans. The three relationships are man's relationship of responsibility with God, man's relationship of responsibility with man and man's relationship with the environment. The three relationships are based on five principles, namely tawhid, caliph, justice, ukhuwah, and problem creation. From the five principles of human social responsibility relations, four dimensions are formed, namely economic, legal, ethical, and philanthropic
Kontribusi BAZNAS dalam Meningkatkan Kesejahteraan Masyarakat Melalui Penanganan Kemiskinan Di Kabupaten Enrekang Kamariah, Kamariah
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14597

Abstract

Abstract This research was conducted to determine the level of Baznas' role or contribution to improving community welfare in order to assist sustainable development goals in Enrekang Regency in terms of the programs and policies that Baznas Enrekang has implemented so far in managing zakat funds. The method used in this research is a qualitative method and a descriptive analysis approach model with the acquisition of managed data, namely secondary data or in the form of program reports in institutions or the National Amil Zakat Agency in Enrekang Regency and other policies as well as data sourced from the Enrekang Regency Baznas website owned or the website of the central Baznas or the website of the SDGs program itself, apart from that secondary data was also used which was obtained through direct or indirect interview techniques with respondents, observations and literature reviews were also carried out from other sources. The results of this research show that the contribution of Baznas Enrekang Regency in realizing sustainable development programs (SDGs) in terms of community welfare, especially handling poverty, is seen as quite significant in organizing social order, especially for the poor, where the distribution program carried out is divided into two categories, namely distribution. given to Muztahik, namely consumptive distribution and a productive distribution model. These two distribution models are equally given to those who fall into the Ashnaf category or those who fall into the poor category and are very deserving of receiving assistance, both consumptive and productive. Things like this are carried out by Baznas from the Regional or Regency level to the village level where there is a UPZ office or Zakat Collection Unit.
Analisis Camel Pada Bank Syariah dan Dampaknya Terhadap Risiko Kredit Rakhmat, Adrianna Syariefur; Fahamsyah, Mohammad Hatta; Nurastuti, Preatmi; Ainulyaqin, Muhammad Hamdan
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.15429

Abstract

This research aims to analyze the influence of ROA, NPF, NPM, BOPO and FDR on CAR. The sample used in this research used 60 data. The analytical tools used were Classic assumption test, multiple linear regression, t test, F test and determinant coefficient. The research results show that partially the variable Return on Assets (ROA) has a positive and significant effect on the Capital Adequation Ratio (CAR) and the Financing to Deposit Ratio (FDR) has a positive and insignificant effect on the Capital Adequation Ratio (CAR). Meanwhile, Non-Performing Financial (NPF), Net Profit Margin (NPM) and Operating Costs/Operating Income (BOPO) have a negative and significant effect on the Capital Adequation Ratio (CAR). Simultaneously, the variables Return on Assets (ROA), Non-Performing Financing (NPF), Net Profit Margin (NPM), Operational Costs/Operational Income (BOPO), and Financing to Deposit Ratio (FDR) have a significant positive effect on the Capital Adequation Ratio (CAR ). The determinant coefficient r square value of 0.571 means that the variables Return on Assets (ROA), Non-Performing Financing (NPF), Net Profit Margin (NPM), Operational Costs/Operational Income (BOPO), and Financing to Deposit Ratio (FDR) have an impact on The Capital Adequation Ratio (CAR) is 57.1% and there are still other variables remaining at 42.9%

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