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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,313 Documents
Motivation Of Ethical Sharia Property Investment for The Millennial And Generation Z Sapitri, Dianing
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13354

Abstract

Generation Millennials and Gen-Z mostly feel the development economy is Sharia moment now and for the future. Business property in Indonesia is increasing increase with requests for property residential green living. Investment property Sharia ethical is one choice for future business. Objective This research is to analyze motivation investment property Sharia necessary ethics now and in the future, and education understanding Islamic Sharia in support economy people following the teachings of the Qur'an and hadith. The study uses method qualitative descriptive through analysis deep from various relevant literature. Research results show that; 1) Generation Millennials and Gen-Z have already voted for property sharia although not as much non-real investment moment this. 2) Digital literacy and da'wah for education must be broad and creative to add insight and confidence. 3) Profits obtained that is; spared from usury, appropriate with principles Sharia with Islamic ethics, investment sustainable, profitable results competitive, and contributing to welfare and environment public. 4) Challenge more digital innovation lively the application or investment platform property sharia for convenience communication and transactions. A must opportunity supported by regulations government and institutions finances for improvement and development economy sharia globally, for blessings in this world and the hereafter.
Pengaruh Marketing Mix 5Cs Terhadap Loyalitas Nasabah Melalui Kepuasan Nasabah Bank Syariah Indonesia Tangerang Selatan Riski Eka Lestari; Endah Meiria; Desmadi Saharuddin
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.8622

Abstract

This study aims to analyze the Effect of Marketing Mix 5Cs (Conformity, Character, Commitment, Conscience and Customer Centrism) on Customer Loyalty through Customer Satisfaction of BSI South Tangerang. This research is a quantitative study using Multiple Linear Regression and Sobel Test through Microsoft Excel 2010 and SPSS version 26. The population of this research is BSI South Tangerang customers, 100 respondents were taken as a sample using purposive sampling technique. The results showed that the 5Cs Marketing Mix simultaneously had a significant effect on customer satisfaction and there was a significant effect on customer loyalty. Partially, Conformity has a positive and significant effect on Customer Satisfaction, while Character, Commitment, Conscience and Customer Centrism have no significant effect. Likewise Commitment and Customer Satisfaction have a positive and significant effect on Customer Loyalty, while Conformity, Character, Conscience and Customer Centrism have no significant effect. The results of the Sobel test show that Customer Satisfaction as an intervening variable is able to mediate Conformity to Customer Loyalty, while Character, Commitment, Conscience and Customer Centrism to Customer Loyalty are unable to be mediated by Customer Satisfaction. So this shows that the 5Cs Marketing Mix of Bank Syariah Indonesia (BSI) South Tangerang is quite satisfying but has not been able to increase customer loyalty. Therefore BSI must improve the quality of service to customer needs.
Pengaruh Bauran Pemasaran Terhadap Tingkat Penjualan Dalam Perspektif Etika Bisnis Islam Pada Griya Batik Asri Sukoharjo Sumadi, Sumadi; Sriwalyoto, Sriwalyoto; Haniin, Umi; Rahmawati Husada, Ista Hasri
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12611

Abstract

This study aims to determine the influence of products, prices, places, and promotions in the perspective of Islamic business ethics on the level of sales at Griya Batik Asri Sukoharjo. Sampling was carried out by simple random sampling and for the determination of the number of sample using the slovin formula, which was a total of 86 respondents. The research methods used are quantitative research methods using descriptive statistics, instrument tests, classical assumption tests, and multiple linear analysis. The result of this study partially (t-test) is the effect of products with a t value of 3,886 and a significant value of 0,000 has a positive and significant effect on the level of sales. The effect of price with a t value of 0,048 anf significant 0,962 then has no influence and is not significant on the level of sales. The effect of the place with a t value of 1,522 and a significant 0,132 then has no effect and is not significant on the level of sales. The effect of promotion with a t value of 4,806 and a significant 0,000 has a positive and significant effect on the level of sales.
Model Optimalisasi Pemberdayaan Ekonomi Masyarakat Berbasis Masjid: Studi Kasus Kota Depok Koskos Kostaman
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10414

Abstract

Rasulullah SAW has given an example of the importance of empowering people after he migrated from Mecca to Medina. Among the aspects of empowerment that he did were spiritual, social, educational, and economic aspects. Empowerment of the poor is important in the social field. Poverty is a global issue that has an impact on development of a region. The government has been creating and developing programs to empower the poor for a long time, but it seems that it has not played on optimal role. Depok City BPS released that Depok City’s poverty rate in 2022 is 2.53%. and in 20202 the number of Muslims in Depok City is 1.773.341 out of a total population of 2.484.000. the means that more than 70% of Depok City’s population is Muslim. Muslims are synonymous with mosques, and Depok City has more than 400 mosques that can be empowered. Therefore, this study discusses the Optimization Model of Mosque-based Community Empowerment. The research methodology used is qualitative which camos from interviews and observations. Sources of data obtained directly from interviewees. The analysis technique used in this study is descriptive analysis by explaining the results of the researchers’ observations through a detailed explanation of the model. The result of this study are expected to be a source of reference for mosques in empowering communities.
Pengaruh Kualitas Pelayanan Dan Produk Terhadap Kepuasan Nasabah Di Bank Syariah Indonesia KCP Jayapura Abepura Provinsi Papua Permana, Dwi Arya
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11364

Abstract

This study aims to analyze the effect of product quality and service quality on customer satisfaction. This research was conducted at Bank Syariah Indonesia Sub-Branch Office Jayapura, Abepura, Papua Province. The sample in this study was customers of Bank Syariah Indonesia Sub-Branch Office Jayapura Abepura Papua Province, totaling 80 respondents. This research is quantitative and data analysis technique using SPSS. The results of this study show that the variable of service quality has a significant effect and the variable of product quality has a significant effect on customer satisfaction. Keywords: Service Quality, Quality Product, Customer Satisfactions, SPSS.
Rational Choice Approach on Ramadan Activity: A Conceptual Study Riyardi, Agung; Romdhoni, Abdul Haris; Syahputra, Faturrochman; Insyarah, Dwi Arum Nur
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13895

Abstract

Muslims conduct more and harder worship during Ramadan than non-Ramadan. Studies show positive effects indicating Ramadan hard worship as rational. However, no studies discuss Ramadan worship based on the rational choice approach although this approach can reveal what, why, and how a decision is rational. Based on the rational choice approach, this study aims to demonstrate graphically Ramadan worship and general activity combination, relative price, constraint, and equilibrium. This paper employs the rational choice graphical modelling that consists of the Ramadan worship indifference curve graphing, relative price setting, constraint line graphing, and equilibrium graphing. Four results are found. Firstly, the worship indifference curves reveal that worship perfectly complements to general activity. Secondly, the worship relative price decreases from non-Ramadan to Ramadan. Thirdly, the worship constraint lines rotate up caused by decreasing worship relative price. Fourthly, the Ramadan equilibrium demonstrates that Muslim is satisfied by a relative price-decreasing-caused Ramadan hard worship that exploits physical capability but without general activity interfering
Optimalisasi Peran Baitul Mal Subulussalam Dalam Rangka Menurunkan Kemiskinan di Aceh Koto, Amrizal
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11224

Abstract

Baitul Mal in Aceh is different from Baitul Mal in other provinces in Indonesia, where the Baitul Mal Subulusalam Institution is a functional institution while the secretariat is a structural institution that is directly responsible to the mayor. The aim of this research is to analyze the collection and distribution of zakat, infaq and alms funds from philanthropic institutions. The research method uses a qualitative design. The research object is the Baitul Mal Subulussalam institution in Aceh. The data collective conducted interviews with Baitul Mal Subulussalam administrators while data analysis used content analysis. The research results emphasize that the collection of zakat, infaq and alms funds at Baitul Mal Sulussalam comes from three sources. Firstly from the State Civil Apparatus and honorary staff who work in the Aceh Government, employees of state-owned enterprises and regional-owned enterprises in the province of Aceh. The two partners are working together on a government project worth IDR 50,000,000 (Fifty million rupiah). Third, zakat infaq and alms funds from the Muslim community in Aceh. Zakat is levied on employees from class three and above at 2.5% and employees who do not meet the requirements are subject to a 1% deduction from their salary. The collection of Zakat infaq and alms funds at Baitul mall Subulussalam in Aceh has not been implemented optimally even though it has been regulated by the Qonun that every State Civil Apparatus must pay zakat mall through salary deductions. There are still institutions in the government that have not paid zakat mal through Baitul Mal Subulussalam, such as the Republic of Indonesia Police and the National Army in Aceh. So the target for receiving zakat, infaq and alms funds has not yet reached the target. In 2022, the target of receiving zakat infaq and alms funds of twelve billion can only be realized at four point seven billion. The distribution of zakat infaq and alms funds has been carried out to eight eligible asnaf, except for the asnaf riqab, which does not exist. The most dominant distribution of zakat funds is given to Asnaf Fakir and Masakin. Productive zakat has been distributed to ultra-micro traders in order to improve the welfare of the people of Aceh. The distribution of infaq zakat funds and alms distributed for productive zakat is not followed up by providing business assistance.The effectiveness of the distribution of zakat infaq and alms funds at Baitul Mal Subulussalam cannot yet be measured in its success in reducing the poverty rate because the distribution of zakat infaq and alms funds in the form of productive zakat has not been followed up and assisted, so it cannot be measured to what extent the distribution of zakat infaq and alms funds has been succeeded in improving welfare in the form of mustahik turning into muzaki.
Analisis Sentimen Konsumen Terhadap Pertumbuhan Zakat: Studi Kasus Lembaga Amil Zakat Nasional Tahun 2018-2022 Apriyadi, Pidi; Cupian, Cupian
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13340

Abstract

Studies on the correlation between consumer sentiment, as measured using the consumer confidence index, and zakat growth are limited. Studies related to this topic are important because the consumer confidence index, as an indicator of consumer sentiment, can reflect people's behavior in paying zakat. This study explores the relationship between the consumer confidence index and zakat growth in Indonesia in the 2018-2022 period. Data on zakat is obtained from the financial statements of national zakat institutions, while data on the consumer confidence index is obtained from Bank Indonesia. Through the Arellano-Bover/Blundell Bond two-step GMM system approach, the study concluded that the consumer confidence index did not have a significant impact on zakat growth. This finding is a contribution in understanding why the potential of zakat in Indonesia has not been optimized, in line with the existing literature. The research also offers an update in the use of consumer sentiment indicators.
Niat Berwakaf Masyarakat Tarakan: Persepsi, Akses Terhadap Informasi Dan Pemahaman Norma Agama Fathur Rahmansyah; Pitri Yandri
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10837

Abstract

The endowment is a significant religious practice and contributes to sustainable development. The community possesses a good understanding of religious norms related to the endowment, which involves genuine intentions, adherence to Sharia, and transparency. However, information about endowment in Tarakan City is limited, making it difficult to access details about endowment activities. Furthermore, the comprehension of religious norms and education about the benefits of endowment still need improvement. This study aims to analyze the influence of perception issues, access to information, and religious norms on the intention to endow in Tarakan City. The method employed in this research is quantitative, encompassing the entire population of Tarakan City, which, according to the Central Statistics Agency (BPS), amounts to 244,185 people. The sample for this study uses a purposive sampling technique with the Slovin formula, resulting in a sample size of 100 individuals. The data analysis technique in this research employs Structural Equation Modeling-Partial Least Squares (SEM-PLS) using the statistical software SmartPLS. The findings of this study indicate that Perception significantly influences the Intention to Endow due to the positive perception of endowment as a beneficial contribution to others or society at large, resulting in a stronger intention to engage in endowment actions. Access to Information, however, does not significantly affect the Intention to Endow, as the message might not be effectively conveyed or fail to capture the community's attention, potentially failing to trigger the formation of endowment intentions. Understanding of Religious Norms significantly influences the Intention to Endow, as endowment actions align with the practice of religious principles, and these norms can be a powerful driver in forming endowment intentions.
Faktor-Faktor Yang Mempengaruhi Perilaku Konsumsi Mahasiswa Muslim dan non-Muslim terhadap Makanan Halal di Jatinangor Kabupaten Sumedang Cupian, Cupian; Rahmah, Rahmah; Salsabila, Zahrah; Noven, Sarah Annisa
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11136

Abstract

This journal examines the Factors Influencing the Consumption Behavior of Muslim and non-Muslim Students in Jatinangor. This study aims to describe whether the halal logo, the level of religiosity, food ingredients, and the manufacturing process have a significant effect on the decision to buy halal food. This study uses a quantitative approach with multiple linear regression methods. The objects studied were Muslim and non-Muslim students in Jatinangor with a sample size of 126 students. The result is that factors such as the halal logo, the level of religiosity, food ingredients, and the manufacturing process have a significant effect on the decision to buy halal food. This means that the more food products that use the halal logo, the higher one's religiosity, the more attention to food ingredients, and the more knowledge about the manufacturing process, the more students decide to buy halal food.

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