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Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Published by Institut Agama Islam Negeri Kendari
ISSN : 25416545     EISSN : 25496085     DOI : http://dx.doi.org/10.31332/lifalah.v5i1.1884
Core Subject : Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Social Sciences
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 295 Documents
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ZAKAT SEBAGAI INSTRUMEN PEMBANGUNAN EKONOMI KESEJAHTERAAN UMMAT Bahri S, Andi
Li Falah: Journal of Islamic Economics and Business Vol. 1 No. 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.484

Abstract

Abstract The obligation of zakat in Islam has a fundamental significance, other than closely related to aspects of divinity, is also closely related to the economic and social problems. Zakat became one of the instruments of collective social welfare achievement. But in reality, the economic potential of this promising and well-being not optimally managed, professional and accountable. This article offers an analysis of the charity as an instrument of economic development of the welfare of the Ummah with the first show reviews historicity zakat. Zakat as an instrument ekonommi and welfare of the community, efforts to optimize its management becomes a necessity because it is one of the pillars of Islam dimension ubudiyyah, ijtimaiyyah and iqtishadiyyah, which can contribute to enhancing the welfare of society and the stranding-rope of love between man (hablunminannas) as well as liaison komunikasi a servant to his Lord (hablunminallah).
ANALISIS PREFERENSI NASABAH PENABUNG PADA BANK MUAMALAT INDONESIA Tbk. CABANG GORONTALO Sofhian, Sofhian
Li Falah: Journal of Islamic Economics and Business Vol. 1 No. 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.485

Abstract

تجریدالبحث ھدف ھذا البحث إلى تحلیل العوامل المؤثرة في تفضیلات العملاء المدخرین لاستخدام الإنتاجات التي قدمھا بنك المعاملات الإندونیسي بغورونتالو، والبیانات المحلولة خلال ھذا البحث ھي البیانات الرئیسیة حیث اختار الباحث في بحثھ مائة مستجوب بتوزیع استبانات على جمیع عملاء ھذا البنك، ولحل البیانات المجموعة استعان الباحث بتحلیل العوامل. . وأما لتنظیمھا، فاستعان بالبرنامج المسمى بالحزمة الإحصائیة للعلوم الاجتماعیة للنسخة 20 ودلت نتائج البحث على أن ھناك سبعة عوامل یؤثر كل منھا في تفضیلات العملاء لاستھلاك إنتاجات بنك المعاملات الإندونیسي بغورونتالو، والعوامل السبعة ھي: عامل الشریعة، وعامل العلامة الإنتاجیة والإدارة، وعامل التسھیلات، وعامل الخدمة، وعامل الموضع، وعامل الاجتماع، وعامل الإنتاج. وانطلاقا من نتائج البحث، تم العثور على أن عامل الخدمة ھو أبرز ھذه العوامل السبعة جمیعا في تفضیلات العملاء المدخرین لاستھلاك إنتاجات بنك المعاملات بغورونتالو. وھذا العامل یتكون من خمسة متغیرات، وھي: سرعة الخدمة، والتواضع، والتھیؤ والإرضاء، والصبر الفائق من قبل الموظفین عند قیامھم بخدمة العملاء، وأن بنك المعاملات الموجود في غورونتالو یعتبر ذا سمعة عالیة بقیاس غیره من البنوك الشرعیة الموجودة بإندونیسیا جمیعا، وكما تم العثور على أن عامل الشریعة أیضا قد لا یقل تأثیرا في ترغیب العملاء المدخرین لعقد صفقاتھم عند ھذا البنك. الكلمة المفتاحیة: تحلیل التفضیلات، العملاء المدخرون.
PENGARUH STRATEGI PEMASARAN TERHADAP LOYALITAS PELANGGAN BUTIK BUSANA MUSLIM ANISA KOTA GORONTALO Mardiana, Andi; Kasim, Nur Ain
Li Falah: Journal of Islamic Economics and Business Vol. 1 No. 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.486

Abstract

Abstact This study aims to assess the marketing strategy consisting of product quality and price factors on customer loyalty in the Boutique Clothing Annisa Gorontalo City, with a total sample of 100 respondents. This type of research used in this research is the kind of research with quantitative approach. The method used is the method of observation using a questionnaire. This study uses multiple regression analysis on primary data found that product quality factor positive effect on customer loyalty and positive berpengruh price to customer loyalty. The results of simultaneous hypothesis test (test F) of two independent variables with f count of 24.022 are located in the area reject H0. This means that at the same time a lot of quality products and price factor has a positive and significant impact on customer loyalty boutique Anisa Gorontalo. The coefficient of determination of two independent variables obtained yield was 0.561. This means that the ability of a lot of quality products and price factors in explaining the loyalty of 56.1% remaining 43.9% is influenced by other variables not included in this study
ANALISIS SISTEM PENGENDALIAN INTERN TERHADAP PENGELOLAAN PIUTANG PADA AMANAH FINANCE CABANG GORONTALO Latif, Abdul; Solang, Yuningsih Van
Li Falah: Journal of Islamic Economics and Business Vol. 1 No. 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.487

Abstract

This study aimed to analyze the implementation of the internal control system covering quality employees in accordance with their responsibilities. The separation of responsibilities properly and periodically comparison to Amanah Finance receivables management in Gorontalo branch. This type of approach of this research is descriptive research type. This study found that the internal implementation of internal control processes are already running with less good, because the management has done a separation of responsibility on each employee based on the competence of each employee and has done secarah full delegation of authority. Each recording transactions authorized by the accounts receivable function of cash receipts and disbursements. Then, at the end of each period selau made adjusting entries, and financially prepared financial statements on a regular basis. The management of Finance to evaluate periodically based on financial statements prepared in each period.
The Challanges of Islamic Bank for Accelerating the Growth of Micro, Small and Medium Enterprises (MSMEs) in Indonesia Suharto, Suharto; Fasa, Muhammad Iqbal
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.651

Abstract

Islamic banking has a huge role in accelerating the growth of Micro, Small and Medium Entrerprises(MSME)s in Indonesia. The largest Muslim population in Indonesia is one factor for the developmentof MSMEs. This paper explains how the Problems and Challenges of MSMEs in Indonesia;Development of MSMEs in Indonesia; Relationship Between Islamic Bank and MSMEs in Indonesia;The Role of Islamic Bank for Development MSMEs; and The Challanges of Islamic Bank forAccelerating the Growth of MSMEs in Indonesia. The end of this paper, the authors offer solutions toIslamic banking challenges in accelerating the growth of MSMEs such as: First, to improvemudhorobah and musyarakah financing schemes to accelerate and develop MSMEs in Indonesia;Secondly, to reduce the dependence on the use of Murabahah contract products that are consumptiveand targeted middle and upper only, Third, improve the financing scheme Qordhul Hasan contract bycooperating against Islamic social institutions, such as BAZNAS, BAZDA, LAZ, BWI, and Mosque,etc by maximizing the utilization of zakat funds, infaq, alms, waqf which has been only consumptive.Fourth, the cooperation of linkage program to BPRS and BMT so that the funds channeled can bedirected to remote areas and on target. Fifth, coaching, mentoring, and mentoring to BPRS, BMT,MSMEs business practitioners, and Islamic social institutions in order to develop funds that are storedproductively. Sixth, allocate Hajj and umroh investment funds to MSMEs business practitioners.
Pembiayaan Mikro BRI Syariah: Upaya Pemberdayaan dan Peningkatan UMKM oleh BRI Syariah Cabang Kendari Turmudi, Muhamad
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.652

Abstract

Understanding of micro, small and medium enterprises is based on indicators (1) the amount ofwealth such as cash, supplies, land, machinery for production (2) the amount of investment that isconsidered as working capital (3) total sales in a year (4) total number of employees.Micro Business Financing BRI Syariah is a business financing product intended for middle classpeople who have micro, small and medium enterprises to meet the needs/capital increase. in an effortto increase Micro, Small and Medium Enterprises in Kendari City, BRI Syariah has three financingproducts for Micro, Small and Medium Enterprises; (1) Micro 25iB; is a product without collateralfinancing, the ceiling of Rp. 5juta to Rp. 25juta (2) Micro 75iB; is a financing product with collateral,the ceiling of Rp. 10juta to Rp. 75M (3) Micro 500iB; is a financing product with collateral, theceiling of Rp. > 75juta to Rp. 500million.
Analisis Determinan Profit Distribution Management Bank Umum Syariah Periode 2013-2016 Alteza, Muniya
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.653

Abstract

This study aimed to examine the variables as determinant of Profit Distribution Management of theSharia Commercial Bank in Indonesia in the 2013-2016 periods. The variables studied consisted ofthe proportion of third party funds, the effectiveness of third party funds, the capital adequacy ratioand the ratio of operational costs to operating income. Samples were collected using purposivesampling technique. Data analysis technique used is multiple linear regression. The results showedthat the proportion of third party funds, the effectiveness of third party funds which was proxied byFinancing to Deposit Ratio (FDR) and Capital Adequacy Ratio (CAR) individually had a positiveand significant effect on Profit Distribution Management. In addition it was found that the ratio ofoperational costs to operating income (BOPO) had no significant effect on Profit DistributionManagement. The value of Adjusted R2 was 0,254 which means that variation of Profit DistributionManagement which can be explained by variable used in research was 25,4% while the rest equal to74,6% explained by other variables not used in the model of this research.
Peran Lembaga Keuangan Desa dalam Meningkatkan Kesejahteraan Masyarakat Mardiana, Andi; Pakaya, Wining E
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.656

Abstract

The research looked at the role of Rural Financial Institutions in improving public welfare of Oleleh Village of Kabila Bone in Bone Bolango District. This institution is an extension of the local government of Bolango Bone, this is the program for the welfare of society with the help of venture capital, either as fishermen, farmers as well as a small merchant, the results of this study found that the role of the village financial institutions can contribute to improve the welfare of society . This can be measured by several indicators, those are the return of agricultural land controlled by the middlemen, the primary requirement before the establishment of “LKD?” sometimes difficult to be fulfilled, but after this institution was established and worked, it can increase the income and the living conditions of local society
Peran Orientasi Kewirausahaan Sebagai Mediasi Antara Pendidikan dan Minat Berwirausaha Pada Mahasiswa Devi, Abrista
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.657

Abstract

Nowadays, university is focused on how to prepare their graduated student to be anemployee, but forgetting on how to prepare them to be an entrepreneur. There are someobstacles why university students have lack of an intention to do business, starting with lackof capital, lack of skill, have no confidence, selective in choosing job, and some other factors.These problems is strengthtened by the data found that Indonesia is highly need moreentrepreneurs, where the numbers of entrepreneurs is still less than 2% from total GDP(Gross Domestic Product of a country). This study is aimed to identify the effect ofentrepreneurial education to entrepreneurial orientation of university student, the effect ofentrepreneurial orientation to entrepreneurial intention, and the direct and indirect effect ofentrepreneurial education to entrepreneurial intention. This study takes Ibn KhaldunUniversity, Islamic Economics major students as case study of respondents. This studyemploys quantitative approach with SEM (Structural Equation Modeling) methodology.The findings of this study are, entrepreneurial education has positive and significant effect toentrepreneurial orientation; entrepreneurial orientation has positive and significant effect toentrepreneurial intention; and entrepreneurial education has positive and significant effect toentrepreneurial intention indirectly through entrepreneurial orientation.
Gagasan Pemikiran Ekonomi Islam: Implementasi dan Usaha Pengembangannya Maskuroh, Nihayatul
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.658

Abstract

A conception of the idea of Islamic economic thought which is implemented through the Islamic bankingsystem using the profit-sharing system applied to the interest-free banking system is one of the onlyelements of the Islamic economic system. Thus, when talking about the Islamic economic system, it isdiscussed is a hepotesis of an Islamic economic system that was applied in the era of the glory ofIslam.The idea of Islamic economic thinkers with all their efforts and efforts can be implementedsynergistically if supported by a strategic circle between the strong desire of the government as the policymaker (political will) and the socialization of the Islamic economic system itself and the implementationof the Islamic economic system as well – better

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