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Contact Name
Alwahidin
Contact Email
lifalah.iainkdi@gmail.com
Phone
+6282348219871
Journal Mail Official
lifalah.iainkdi@gmail.com
Editorial Address
Jl. Sultan Qaimuddin No.17 Baruga
Location
Kota kendari,
Sulawesi tenggara
INDONESIA
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Articles 295 Documents
Restrukturisasi Pembiayaan Murabahah Bermasalah (Studi Pada Bni Syariah Cabang Kendari) Kalsum, Ummi; Rahmi, Rahmi
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.726

Abstract

This thesis research analyzes the process of restructuring on financing the problematic murābahahat PT. BNI Syariah Branch of Kendari. The results prove that the implementation of financingrestructuring murābahah in PT. BNI Syariah Kendari Branch through rescheduling (rescheduling),reconditioning (Return requirements) and restructuring (reordering). While theconstraints of restructuring implementation on Murabahah financing in PT. BNI Syariah KendariBranch is originated from the financing customer itself either from the absence of good customer'sintention to settle the troubled financing due to unwilling restructuring and unclear sources ofpayment after the restructuring. The bank overcomes these obstacles by taking precautions inanalyzing the financing customers, and considering third party installments and taking decisiveaction with the sale of the customer's collateral assets.
Fundraising Management Optimalization of Zakat Infaq and Alms in The Countryside Adinugraha, Hendri Hermawan
Li Falah: Journal of Islamic Economics and Business Vol. 2 No. 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.727

Abstract

The purpose of this study is to find out how to optimize the ZIS (Zakat, Infaq and Shadaqah(alms)) fundraising through rural community activities. The research location is located inMergolangu village, Wonosobo District. This research uses an analytical descriptive approach ofqualitative and is equipped with relevant literature sources. Data analysis techniques using Milesand Huberman interactive model. The results of this study indicate that the management of ZISfundraising through community activities in Mergolangu Village is quite effective, this can happenbecause it still maintains the customs and traditions in the village that are always oriented to theharmony of citizens and local wisdom. So that the residents are still very enthusiastic in followingthe social activities in rural areas coupled with the activities of accumulating ZIS funds, althoughwith the nominal relatively not too much but because of the regular activities of the ZIS funds arealso collected a lot. The distribution system uses the principle of “from citizens, by citizens, and forcitizens” as a manifestation of the icon “gotong-royong” typical of Indonesia
Islamic Banking Acceleration in Malaysia and Indonesia: Panel VAR Approach Widodo, Arif; Haekal, Mohammad Adam
Li Falah: Journal of Islamic Economics and Business Vol. 4 No. 1 (2019): June 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i1.855

Abstract

Islamic banking acceleration has been the major theme discussed for years, indicating the importance of such topic to be reexamined comprehensively. This study is aimed to empirically examine several aspects and condition which may play a leading role in accelerating (preventing) the growth of Islamic bank in two countries, namely Malaysia and Indonesia. To that end, this study attempts to incorporate selected internal bank condition and macroeconomic situation in a single model to exhibit the dynamics relationship between both and the total asset of Islamic banking. In terms of methodology, this study employs the dynamic panel model that is expected to be able to address the research questions. The result of this study demonstrates that both third party fund and financing-to-deposit ratio are proven to be effective in accelerating the Islamic banking asset, as opposed by the non-performing financing ratio that has a negative impact on it. Moreover, it becomes apparent the acceleration of Islamic bank share is heavily dependent upon the real sector growth represented by GDP yet the monetary variables (interest rate and exchange rate) remains the serious problem for Islamic bank to foster the growth. This implies that the real sector is valuable contributor to the share of Islamic bank compare to monetary condition.
Akad Program Badan Penyelenggara Jaminan Sosial (BPJS) Ketenagakerjaan Dalam Konteks Ekonomi Syariah Imaniyah, Bahjatul; Agus, Abu Hasan
Li Falah: Journal of Islamic Economics and Business Vol. 4 No. 1 (2019): June 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i1.1142

Abstract

Menjadi keharusan bagi semua instansi maupun individu yang bekerja di negara Indonesia untuk menjadi anggota Badan Penyelenggara Jaminan Sosial (BPJS) untuk menjamin hidupnya saat bekerja. Tujuan penelitian ini akan menganalisis akad program BPJS  Ketenagakerjaan dalam konteks ekonomi syariah. Dengan menggunakan metode kualitatif perspektif teoretis dengan mengumpulkan dokumen dan menganalisis data baik dari segi kelas, ras dan gender, tulisan ini ingin mengetahui akad yang terjadi dalam BPJS Ketenagakerjaan guna menjawab beberapa pertanyaan masyarakat Indonesia terkhususnya yang beragama Islam (Muslim). Berdasarkan hasil pembahasan, akad program BPJS Ketenagakerjaan tidak menyimpang dari hukum ekonomi syariah (hukum ekonomi Islam) karena, pada program Jaminan Kecelakaan Kerja (JKK) termasuk akad tabarru’ yang hanya dilaksanakan pada hal kebajikan saja. Pada program Jaminan Kematian (JKM) merupakan implementasi dari  at-takmin at-ta’awuniy yaitu ta’awun dalam akad tabarru’. Kedua program tersebut untuk satu tujuan yaitu membantu kesejahteraan antar sesama tenaga kerja. Untuk program Jaminan Hari Tua (JHT), program ini memiliki konsep seperti akad mudharabah musytarakah. Begitu pula dengan program Jaminan Pensiun (JP) sebagai peralihan dari akad waris
Pengaruh Lokasi, Bagi Hasil dan Promosi terhadap Proses Keputusan Nasabah Menabung di PT Panin Dubai Syariah Bank Putra, Erik Rif’ad Hendra; Mulazid, Ade Sofyan
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1184

Abstract

The purpose of this resesarch was to analyze the effect of location, reveneu sharing and promotion simultaneously and partially to decision process to save in product tabungan Flexible in PT Panin Dubai Syariah Bank Jakarta. The sample used in this study were 74 respondents from the customers of PT Panin Dubai Syariah Bank. The analytical method used is multiple linear regression analysis. The data obtained is the primary data that is the result of the respondents' answers to the questionnaire were distributed. These results of this study indicate that there is influence imultaneously on location variable, revenue sharing and promotion towards decision process to save. In the test of determination, there is the influence of a variable 51,9% location, revenue sharing and promotion to the decision to save. Meanwhile 48,1 %% (100% - 51,9%) were influenced by other variables that not included in this study. The result of this research showed that the location effect partially to the decision process to save, with significant value that is 0,021 < 0,05 and t count <t table (2,364 >1,993). Revenue sharing do not effect partially to the decision process to save, with a significant value of 0,503 > 0,05 and t count < t table (0,674 < 1,993). Promotion effect partially to the decision process save, with significant value that is 0,000 <0,05 and t count > t table (4,193 > 1,993)
Pengaruh Zakat Produktif dan Minat Berwirausaha Terhadap Peningkatan Pendapatan Masyarakat Miskin Pada BAZNAS Kota Gorontalo Mardiana, Andi; Lihawa, Agustin Y
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1185

Abstract

In this research, writer to use quantitative method that is research wish to explain influence relationship and difference between variable X1 (Zakat Earning), X2 (interest of entrepreneurship) and variable Y (People Income) at baznas in Gorontalo city. The population in this research is 250 benefic of productive zakat and the samples are 71 samples. Method of sampling by random sampling. Sources of data in this study are primary data and secondary data. Zakat productive and entrepreneurial interests simultaneously have a positive and significant effect on increasing the income of poor people in Baznas KotaGorontalo. It is obtained from the test result f that is fcount of 17,597 with significant level 0.000 and ftabel = 3,13 with significant level 0,05, and also R Square value equal to 0,341 or 34,1%. In this case means that productive and entrepreneurial zakat affect the increase in income of the poor by 34.1%, while the rest of 65.9% influenced by other variables not examined in this study
Determinan Produktivitas Sosial Perbankan Syariah di Indonesia: Two-Stage Malmquist Productivity Index Pitaloka, Julia Maya; Cholis, Nur; Islamiyah, Azizatul; Pambuko, Zulfikar Bagus
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1186

Abstract

Islamic banks are obliged to fund and finance the funds to the public. Moreover, Islamic banks are also required to perform social functions. The study aims to analyse the level of social productivity of Islamic Banks in Indonesia and the determinants of it. The data analysis used the Two-Stage Malmquist Productivity Index technique where the first phase uses Malmquist Productivity Index (MPI) and the second uses pooled Tobit regression which applied to 8 BUS from 2013 through 2017. The input variables are the receipt of zakat funds and the charity funds, while the output variables are the use of zakat funds and the charity funds. The results of this study found that Islamic banking has increased productivity in managing social funds by 33.2% where BJB Syariah became the most productive and BRI Syariah is the lowest.Furthermore, the productivity of Islamic Banks in managing social funds is positivelyinfluenced by Return on Assets (ROA) and negatively influenced by the ownership ofindependent LAZ and Capital Adequacy Ratio (CAR), while Financing to Deposit Ratio(FDR) and bank size have no real effect on the social productivity of Islamic Banks inIndonesia.
Distribusi Pendapatan dan Kekayaan dalam Ekonomi Islam Kalsum, Ummi
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1187

Abstract

This article presents the critical study about distribution of income and wealth in Islamic economics perspective and 1945 constitution. The method of this study used descriptiveanalytical with library research approach. The result of this study showed that distribution of income and wealth is urgent in create the Human Falah. The main principles in distribution are justice and affection (brotherhood), meanwhile only there are two system of distribution, those are commercial with market mechanism and sistem which emphasize dimensions of justice for the weak people. In specifically doctrine of nationalism economy and doctrine of populist economy are present in article 33, 34, and 27, 1945 constitution of Indonesia. These articles are be the stronghold of nationalism economy and the stronghold for the prioritization of life neccesities whole of Indonesian people.
Peran Koperasi Mahasiswa dalam Meningkatkan Kesejahteraan Anggota dan Implikasinya Terhadap Ketahanan Ekonomi Anggota (Studi Pada Kopma UIN Sunan Kalijaga Yogyakarta) Zaim, Mohamad
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1188

Abstract

This study examined the role of student cooperatives in improving member welfare and its implications on the economic resilience of members, by taking the object of research in Student Cooperation UIN Sunan Kalijaga Yogyakarta. The purpose of this study was to analyze the role of Student Cooperative "Kopma of Sunan Kalijaga State Islamic University" in improving the welfare of Student Cooperative Members "Kopma of Sunan Kalijaga State Islamic University" and it was implications for the Economic Resilience Member. To measure the indicators of economic resilience of members of student cooperatives in Student Cooperation UIN Sunan Kalijaga Yogyakarta used some indicators that are, 1) the income of entrepreneur members of the cooperative, 2) the fulfillment of basic needs. Some things which is done by student cooperatives in order to realize the economic resilience of members, 1) increasing the welfare of members of student cooperatives and 2) fulfillment of life needs through the business developed. However, there were still obstacles caused by members.This was due to loyalty and double roles by members in following cooperative activities.
Eksistensi Al-Ibrah (Pemutihan Piutang) Pada Bank BNI Syariah Cabang Kendari Insawan, Husain; Mutmainnah, Mutmainnah
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1189

Abstract

This study aims to determine the perceptions of employees of the BNI Syariah BankBranch of Kendari regarding the concept of al-Ibrah, as well as to investigate theexistence of Al-Ibrah it has been implemented or not. Sharia Commercial Banks in Indonesia are growing promising in the future. Thirteen Sharia Commercial Banks have been recorded. But there is one action that is not yet familiar to do, which is doing Al-Ibrah or bleaching of receivables. BNI Syariah Branch employees still have a cross opinion about this concept. This action is actually legally guaranteed through the DSN-MUI Fatwa No. 47 / DSN-MUI / II /2005 concerning Settlement of Murabahah Receivables for Customers Who Are Not Able to Pay. Kendari Branch BNI Syariah as part of the Sharia Commercial Bank is not in a position to reject the existence of Al-Ibrah, but to avoid it from the outset the principle of caution has been applied in offering financing products through Musyarakah, Mudharabah, Murabahah, Istishna, or borrowing through Qardh