cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Fitri Nur Latifah
Contact Email
perisai@umsida.ac.id
Phone
+6282141651000
Journal Mail Official
perisai@umsida.ac.id
Editorial Address
Jl. Mojopahit 666 B Sidoarjo, Jawa Timur
Location
Kab. sidoarjo,
Jawa timur
INDONESIA
Perisai : Islamic Banking and Finance Journal
Published by Universitas Muhammadiyah Sidoarjo
ISSN : 25033077     EISSN : 25033077     DOI : https://doi.org/10.21070/perisai
Core Subject : Economy,
Economics, Econometrics & Finance
PERISAI Journal of Islamic Banking and Finance publishes articles and short communications in Banking and Finance covers wide range of islamic studies forms such as Fiqh Muamalah, Economy, Banking, Finance, Islamic Studies and Business Model issue. Reader : Islamic Studies, society, student Author : academic, professional
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Pemasaran
Articles 158 Documents
 5   6   7   8   9 
Ekosistem Bisnis Wisata Halal dalam Perspektif Maqasid Syariah Lucky Nugroho; Wiwik Utami; Caturida Meiwanto Doktoralina
Perisai : Islamic Banking and Finance Journal Vol 3 No 2 (2019): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v3i2.1964

Abstract

Tujuan dari penelitian ini adalah memberikan masukkan kepada para pemangku kepentingan terkait dengan strategi ekosistem bisnis wisata halal dalam perspektif syariah. Penelitian ini adalah konspetual paper dengan menggunakan metode kualitatif yang didukung kajian-kajian pustaka untuk menjelaskan fenomena yang terjadi dengan pembatasan pertanyaan penelitian (1) Apa yang dimaksud dengan Maqasid Syariah?; (2) Apa yang dimaksud dengan strategi ekosistem bisnis?; (3) Bagaimana meningkatkan daya saing pariwisata di Indonesia melalui ekosistem bisnis wisata halal?. Sesuai dengan tujuan pemerintah, yaitu menjadikan Indonesia sebagai pusat keuangan syariah dan potensi mayoritas Muslim Indonesia, maka ekosistem bisnis wisata halal dapat dijadikan salah satu strategi prioritas program pemerintah untuk menarik wisatawan mancenagera datang ke Indonesia melalui peningkatan layanan dan infrastruktur yang berlandaskan prinsip maqasid syariah.
Pertimbangan Dewan Syariah Nasional dalam Menetapkan Fatwa Akad Transaksi Syariah di Indonesia M Ridhwan Ar Rasyid; Efri Syamsul Bahri
Perisai : Islamic Banking and Finance Journal Vol 3 No 2 (2019): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v3i2.2020

Abstract

The National Sharia Council of the Indonesian Ulema Council (DSN MUI) is an independent institution that plays a role in providing sharia lawyer arrangements. DSN MUI makes a fatwa to regulate the process of asset turnover in community life. DSN MUI formulates the consideration of fatwa akad sharia transaction using the concept of scientific method based on the guidance of fiqh scholars. This study aims to describe the consideration of DSN MUI in determining the fatwa of sharia transaction contracts. Based on this study, the consideration of fatwa akad Islamic transactions aims to benefit the people using the concept of nash qath'i approach refers to Al-Qur'an and Al-Hadist. Consideration in determining fatwas based on benefits and impacts that will occur when a fatwa is determined or not determined.
Pilar-pilar Keunggulan Kompetitif: Sebuah Pandangan Berbasis Sumber Daya Dede Hertina; Mohamad Bayu Herdiawan Hidayat
Perisai : Islamic Banking and Finance Journal Vol 3 No 2 (2019): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v3i2.2623

Abstract

This article describes the economic activities that underlie a resource-based view of competitive advantage and integrate existing perspectives into a model of saving from resources and company performance. The essence of this model are the four conditions that underlie sustainable competitive advantage, all of which must be met. These include superior resources (heterogeneity in an industry), ex post limits to competition, imperfections in resource mobility, and limits before competition (ex ante limits to competition). In the concluding section, application models are discussed both for single business strategies and corporate strategies.
Tantangan Keuangan Islam dI Era Globalisasi Fahrurrozi Fahrurrozi; Cici Wilantini; Novita Tri Buana Dewi
Perisai : Islamic Banking and Finance Journal Vol 3 No 2 (2019): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v3i2.2627

Abstract

Globalization is a worid development that removes boundaries that make communication or interaction between countries difficult for one another. With globalization everything will be easier to do. From the economic aspect, globalization is able to make an investor easily invest their funds in oither countries. For this convenience, it triggers fraud that might be carried out by people who are not responsible especially in Islamic finance. Where islamic finance is a financial cycle that cannot be interfered with by unclean funds or unclear origins. So globalization is also a new challenge for islamic finance itself.
The Moderating Role of Employee Empowerment and Distributive Justice in Transformational Leadership with Its Impact on Organizational Commitment in Islamic Banks at Pakistan Maaz Ud Din; Faisal Khan; Ana Kadarningsih; Amjad Ali; Sih Darmi Astuti
Perisai : Islamic Banking and Finance Journal Vol 3 No 2 (2019): October
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v3i2.2671

Abstract

The basic of the current studywas to discover the influence of transformational leadership on organizational commitment,distributive justice, and employee empowerment as moderate variables in the Islamic banking company of DistrictSwat, KP-Pakistan.Adopted questionnaires were used to have five pointsLikert scalesand containing 24 items. 18 samples were taken with Random Sampling Techniquesfrom the Islamic bank's sector.A total of 305 questionnaires were distributedamong employees and the feedback rate was 80 % which 245questionnaires received.Data analysis used multiple linear regression. The study found thatorganizational commitment is positively and significantly affect empowerment. Distributive justice has a positive influence on organization commitment but not significant. There was also found that the leadership of transformational influences organization commitment positively and significantly.The variance of transformational leadership and organizational commitments were 16% which indicates a weaksignificant influence.
Sharia Marketing Management Strategy in the Online Buying and Selling Mechanism Cici’ Wilantini; Uly Mabruroh Halida
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i1.1579

Abstract

The growth of users of online buying and selling transactions continues to increase every year. In online buying and selling transactions, there are many frauds or discrepancies between the contract agreed at the beginning and the goods/services received. The role of sharia marketing management is needed here so that unwanted things do not happen. This research is a library research (Library Research). The references used in this research are books, journals and publications indexed on Google that are still relevant to the research topic. The results of this study indicate that Islamic marketing management is indispensable in the online buying and selling mechanism. Sharia marketing management is the first step to build consumer loyalty by considering product suitability, financial benefits, and spiritual values ​​that are believed to be. The three basic concepts in Islamic marketing management are; strategies for sharing thoughts, tactics for market share, and values ​​for hearts. Then there are five characteristics of Islamic marketing management including; love consumers, honest and transparent as a brand, segmentation a la prophet, keep promises, and maintain the balance of nature. The impact that will be felt on online buying and selling that implements sharia marketing management, namely; consumers will conduct transactions regularly, make purchases with a more diverse range of products, consumers recommend to other potential customers, and the attitude of commitment from consumers to continue to make transactions at the same place.
The Role of Credit Risk as Mediating the Effect of Liquidity on Sharia Banking Performance Julia Safitri; Yuridistya Primadhita
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i1.1580

Abstract

This study aims to examine and analyze the relationship of the influence of liquidity on bank performance mediated by credit risk. Using data on Islamic banking companies listed on the IDX in 2013-2019. The methodology of this research was carried out to achieve the objectives of this study, namely how the influence of liquidity on the performance of Islamic banking companies in Indonesia which is mediated by credit risk. By processing data from data collected from the pre-pandemic and during the pandemic, this research can prove the proposed hypothesis. The analytical tool used is SEM-PLS with WarpPLS 7.0 application. The results of this study indicate that credit risk can partially mediate the relationship between the influence of liquidity on bank performance. This study succeeded in proving that the influence of liquidity on bank performance is acceptable and can be mediated by credit risk. This is in line with the Commercial Loan Theory which explains that providing loans to short-term and productive customers can minimize customer defaults, so that the company's performance will be maintained. During the current pandemic, it is one of the things that makes companies careful in managing liquidity as well as in distributing credit. Banks must be really selective in choosing loans submitted by customers, in order to avoid defaults that cause a decline in bank performance.
Factor Analysis of Time Deposits on Customer Interests at BMT UGT Nusantara Banyuanyar Probolinggo Branch Niroh Qonita Tillah Maulana Malik Ibrahim; Bashori Alwi
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i1.1582

Abstract

Customer satisfaction is very important in improving the quality or customer confidence in the improvement or development of Islamic financial institutions. This research has a purpose to see what the customers' perceptions of satisfaction with the distribution of ratios obtained from BMT UGT Nusantara Banyuanyar Branch and what factors influence customer interest in deposit products at BMT UGT Nusantara Banyuanyar Probolinggo Branch. The approach taken is a quantitative approach. The measuring instrument selected in this research is the Likert scale. The population used is the customers of BMT UGT Nusantara Banyuanyar Branch. Purposive sampling method is used to take samples. There are three sampling techniques based on characteristics, namely 1) Customers aged over 20 years, 2) Having time deposits, and 3) Having savings deposits for 1 year and over. Questionnaires were distributed to customers of BMT UGT Nusantara Banyuanyar Branch. A total of 53 samples is in line with the provisions of the characteristics of the determination of the sample. Testing the data taken in this research consisted the classical assumption testing (normality test, multicollinearity, and heteroscedasticity) as well hypothesis test (multiple regression analysis). The results of research on profit sharing, location, and social environment good impact on consumer interenst. Meanwhile, promotion and religiosity have no impact on customer interest. These results are said to be in the T test and the result are significantly less than 0.05 and greater than the T table.
Baitul Mal Wat Tamwil Architectural Map: Institutional and Regulatory Analysis Pupun Saepul Rohman; Nisful Laila; Atina Shofawati
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i1.1583

Abstract

Bait al-maal wa al-tamwiil is a sharia microfinance concept that only exists in Indonesia. There is a uniqueness in the concept, namely the merging of social activities with commercial activities in one institution. This institution was born along with the birth of Islamic banking in Indonesia. This study collects a number of literatures to describe the architectural map of BMT in Indonesia. Currently BMTs mostly operate under Law no. 25 of 1992 concerning Cooperatives and a few others operate under the Financial Services Authority (OJK) through Law no. 1 of 2013 concerning Microfinance Institutions (MFIs). The DSN MUI fatwa which is the basis for the existence of BMT is the DSN-MUI Fatwa No. 141/DSN-MUI/VIII/2021 concerning Guidelines for the Establishment and Operation of Sharia Cooperatives.
Implementation Of Synergy Of Zis Fund Management In Sharia Banking And Zakat Management Organizations (Opz) For Strengthening The Zakat Ecosystem Phatriakalista Intan Apsari; Arin Setiyowati; Fatkhur Huda
Perisai : Islamic Banking and Finance Journal Vol 6 No 1 (2022): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v6i1.1590

Abstract

In February 2021, Bank Syariah Indonesia or abbreviated as BSI officially operates, BSI is a merger of Bank Syariah Mandiri, Bank BNI Syariah, and Bank BRI Syariah. BSI changed the constellation of Islamic banking in Indonesia, which formed a new pillar of strength for the Islamic economy in Indonesia. In carrying out the social functions of BSI, especially in the realm of zakat, it certainly cannot run alone. This means that it requires both internal and external BSI institutions in managing zakat funds and other Islamic social funds. Zakat management organizations (OPZ) that are partnered include the National Amil Zakat Agency (BAZNAS) as a form of support in encouraging community participation to increase ZIS and to ensure proper distribution of targets to those who really need it. ) and the National Amil Zakat Agency (BAZNAS) collaborated in which this step was taken as a form of enthusiasm from BSI and BAZNAS in an effort to strengthen and distribute the zakat ecosystem and the Love Zakat Movement. This study aims to analyze the synergy between BSI and BAZNAS in managing ZIS funds and implementing the synergy program to improve community welfare. This research was conducted using qualitative research methods, literature study approach (Library Research). The validity of the data using source triangulation, and data analysis techniques using descriptive analysis. The results show that BSI and BAZNAS in their synergy activities have an analysis of strengths and opportunities, and the implementation of synergies carried out by BSI and BAZNAS in supporting the strengthening of ZIS for the welfare of the community and as support for the charity love movement, namely the policy of merging BAZNAS accounts to BSI, ZIS payment features in the BSI Mobile Banking Application, and the BSI company's zakat payments submitted to BAZNAS.

Page 7 of 16 | Total Record : 158

 5   6   7   8   9 

Filter by Year

2016 2025


Reset
Filter By Issues
All Issue Vol. 9 No. 2 (2025): October Vol. 9 No. 1 (2025): April Vol 9 No 1 (2025): April Vol 8 No 2 (2024): October Vol. 8 No. 2 (2024): October Vol 8 No 1 (2024): April Vol. 8 No. 1 (2024): April Vol 7 No 2 (2023): October Vol. 7 No. 2 (2023): October Vol. 7 No. 1 (2023): April Vol 7 No 1 (2023): April Vol 6 No 2 (2022): October Vol 6 No 1 (2022): April Vol 5 No 2 (2021): October Vol 5 No 1 (2021): April Vol. 4 No. 2 (2020): October Vol 4 No 2 (2020): October Vol 4 No 1 (2020): April Vol 3 No 2 (2019): October Vol 3 No 1 (2019): May Vol 2 No 2 (2018): October Vol 2 No 1 (2018): April Vol 1 No 3 (2017): October Vol 1 No 2 (2017): April Vol 1 No 1 (2016): October More Issue