cover
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
jurnal.al-uqud@unesa.ac.id
Editorial Address
campus Ketintang Surabaya 60231
Location
Kota surabaya,
Jawa timur
INDONESIA
al-Uqud : Journal of Islamic Economics
ISSN : 25490850     EISSN : 25483544     DOI : http://dx.doi.org/10.26740/al-uqud
Core Subject : Economy,
al-Uqûd : Journal of Islamic Economics published by the Islamic Economic Studies Department of Economics Faculty of Economics, Universitas Negeri Surabaya in cooperation with the Forum of Economic and Business Lecturer Islam (FORDEBI). al-Uqûd published twice a year, in January and July. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. The language used in the form of Indonesian and English. Editors invite research lecturers, the reviewer, practitioners, industry, and observers to contribute to this journal.
Arjuna Subject : -
Articles 205 Documents
A bibliometric analysis of research on zakat: Past trends and future directions Luqman Hakim Handoko; Ai Nur Bayinah; Firmansyah Firmansyah
al-Uqud : Journal of Islamic Economics Vol. 6 No. 2 (2022): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (926.151 KB) | DOI: 10.26740/aluqud.v6n2.p160-176

Abstract

Zakat is a part of Islamic social finance that aimed at the social purpose and has been recently received attention from researchers globally. Therefore, the study aimed to explore the current state of zakat literature, identify the bibliometrics in the field, and provide future research direction. To achieve this goal, this study utilised bibliometric analysis using VOSviewer software. The documents were extracted from the Scopus database on 5th March 2021 with the search keyword Zakat and its variations. The result showed 635 documents in 267 journals and revealed approximately 1289 authors. The papers came from 53 countries and 160 affiliations roughly. Based on co-occurrence, the analysis identified 1488 keywords and the word zakat, Islam, Malaysia, Poverty, and zakat institution as the top five frequent keywords. The study also revealed the current trend of zakat studies related to education, performance, SME, and compliance. The most important of this study, seventeen zakat issues, were provided for future research agenda. Henceforth, the following research might focus on this study's suggestions to enrich and enhance zakat literature.
Digital marketing in Islamic perspective: A literature review Wahyu Eko Pujianto; Laily Muzdalifah
al-Uqud : Journal of Islamic Economics Vol. 6 No. 2 (2022): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (458.08 KB) | DOI: 10.26740/aluqud.v6n2.p247-258

Abstract

Business and trade become an inseparable part of Islamic life. The rapidly growing market in cyberspace is a challenge for business players in the form of goods and services to expand and develop their business strategies, namely in terms of marketing. The purpose of the research in this article is to find out digital marketing from an Islamic perspective. The method used is a literature review, which is a literature search both internationally and nationally conducted using the Google Scholar database, ScienceDirect, ProQuest, JIM (Journal for Islamic Marketing), which is about 40 journal articles and 10 books of full quality and medium that is considered relevant is used in this study. The results show that sharia digital marketing activities must be based on Islamic principles. The implementation of digital marketing in sharia is almost the same as the digital marketing principle, yet the difference is the application of the character of business actors accompanied by sharia marketing ethics following the principles as described in the previous discussion. The steps of sharia digital marketing taken are as follows: Creating a Website and Social Media Account, Branding, Social Media Marketing, Content Marketing, Email Marketing, Video Production, and Segmentation.
Psychological attitudes of Indonesian millenials consumer to choose Islamic banking financing Moh. Herman Eko Santoso; Mohamad Soleh Nurzaman
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (354.976 KB) | DOI: 10.26740/aluqud.v7n1.p67-81

Abstract

Islamic banks define as financial service institutions which  offer the ease of owning home through Islamic homeownership financing products as knows as Islamic mortgage. This financing product can be a solution for millennials to be able to own a home. This study aims to examine the psychological response of millennials generation towards acceptance in choosing an Islamic mortgage using Theory of Planned Behavior Model (TPB) with Attitude, Subjective Norm, and Perceived Behavioral Control as variables. Analyzed of 256 respondents in this study used Structural Equation Modelling AMOS (SEM-AMOS) and IBM SPSS Statistics. The research shows that the variable Attitude and Perceived Behavioural Control have positive and significant impact on the intention of millennials to choose Islamic mortgage. Further, Perceived Behavioral Control was found to be the most influential factor in determining the intention of millennials to choose Islamic mortgage. On the other hand, this study also found that the Subjective Norm variable had a positive but not significant for the effect. These findings provide information that psychological factors can form the customer's intention to use Islamic mortgage products. Therefore, all stakeholders can consider the psychological factors of prospective customers in designing and developing Islamic mortgage products in Indonesia.    
The influence of Islamic value and fraud diamond factors on academic fraud: Empirical study on Islamic University Ajeng Kusuma Dewi; Abriyani Puspaningsih; Ataina Hudayati
al-Uqud : Journal of Islamic Economics Vol. 6 No. 2 (2022): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (505.232 KB) | DOI: 10.26740/aluqud.v6n2.p259-274

Abstract

The purpose of this study is to investigate the impact of Islamic values on Islamic behavior, Islamic environment, Islamic character education, and academic fraud diamond factors such as pressure, opportunity, rationalization, and capability. This research employs quantitative methods. The data was gathered using a questionnaire and a purposive sampling method, and it was analyzed using SPSS 19. The research sample consists of 259 Universitas Islam Indonesia students from all faculties. The findings of the study show that Islamic behavior, Islamic environment, and Islamic character education all have a negative impact on the perception of academic fraud. At the same time, pressure, opportunity, rationalization, and capability have no effect on academic fraud perception.    
Key determinants of intention to visit halal tourism in Madura Nurita Andriani; Miftahul Jannah; Very Andrianingsih
al-Uqud : Journal of Islamic Economics Vol. 6 No. 2 (2022): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (374.723 KB) | DOI: 10.26740/aluqud.v6n2.p220-231

Abstract

The launch of halal tourism is based on the consideration that Indonesia is the largest Muslim majority country in the world, namely 207 million people. This study aims to analyse the potential of halal tourism in Madura with digital technology, access, value-added, and facilities mediated by e-marketing to see the intention to visit halal tourism. The research method used is Structural Equation Modeling with Smart Partial Least Square (PLS). The sample of this study was collected through a questionnaire from 187 tourists who were travelling in Madura halal tourism destination as respondents. The study results indicate that either directly or mediated by e-marketing, access significantly affects the intention to visit halal tourism. On the other hand, technology innovation and value-added have no significant effect. Meanwhile, facilities and e-marketing also directly affect the intention to visit halal tourism. Overall, to increase the potential for halal tourism visits in Madura, it needs easy access, good e-marketing and supporting facilities because the Madura area has many halal tourist destinations. The added value presented as an opportunity to see original regional merchandise, regional performances, and innovative technology has not become a priority for tourists to have halal tourism intention in Madura Island. This study provides research and practical implications for stakeholders related to halal tourism in Madura.  
Halal awareness can’t improved purchase intention imported skincare Hilda Monoarfa; Rida Rosida; Juliana; Sintiyawati; Rizuwan Abu Karim
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (419.679 KB) | DOI: 10.26740/aluqud.v7n1.p54-66

Abstract

The purpose of this study is to find out how halal awareness and online consumer reviews (OCRs) on the decision to buy imported cosmetics, besides that, to find out how the influence of halal awareness of millennials on purchasing decisions through the Online Consumer reviews (OCRs) variable as a mediator. The design of this study uses a descriptive causality technique with a quantitative approach. The analysis technique used is the Moderated Regression Analysis (MRA) with a millennial sample of 203 respondents. The results of this study indicate that halal awareness has a negative effect on purchasing decisions for imported cosmetics and is in the medium category. Halal awareness towards purchasing decisions for imported cosmetics through Online Consumer Reviews (OCRs) as a moderating variable has a significant effect and is in the moderate category. In this study, halal awareness is also hypothesized to have a negative effect on purchasing decisions, where it is researched by millennials who use imported cosmetics.
Academic community's investment decision in sharia stock market: The impact of financial literacy Mohammad H. Holle; Muammar W. Maruapey; Magfirah Karanelan; Binti Nur Asiyah; Rilan Abdul Syarif
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (641.598 KB) | DOI: 10.26740/aluqud.v7n1.p33-53

Abstract

This study aims to determine the impact of Islamic financial literacy on the academic community at IAIN Ambon in investing in the Islamic capital market. The research methodology uses interpretive qualitative techniques. Data were collected through observation and in-depth interviews with the academic community who became informants who were determined using the purposive sampling technique. The results of the study revealed that the academic community of IAIN Ambon has high financial literacy because they received special education through investment courses and special Islamic capital markets for students, and training for lecturers and other staff, but it has not had a maximum impact on investment decisions in the Islamic capital market. The reason is that the implementation and assistance from the results of education and training are not carried out optimally. Another cause is the level of income and risk that the community thinks so that it creates boredom to invest.
Reducing family poverty through an Islamic women’s empowerment strategy in Indonesia: An analytical network process approach Aas Nurasyiah; Lubna Sarwath; A. Jajang W. Mahri; Ripan Hermawan; Gina Destrianti Karmanto
al-Uqud : Journal of Islamic Economics Vol. 6 No. 2 (2022): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (540.491 KB) | DOI: 10.26740/aluqud.v6n2.p206-219

Abstract

This study is intended to develop a strategy for the socio-economic empowerment of women from low-income families based on an Islamic perspective. The research was motivated by Indonesia’s low score on the Gender Inequality Index (GII) compared to other countries, indicating the gap between men’s and women’s empowerment in Indonesia. The percentage of women who become the heads of poor households increases yearly. This qualitative study uses the Analytical Network Process (ANP) to test the social welfare measures for low-income families carried out by governments, Islamic philanthropic institutions, and Islamic microfinance institutions. As many as fifteen respondents involved in the ANP method were experts on the studied problems, namely regulators, practitioners, and academics. The research results indicate that the main priority issue developing women’s empowerment is the development of partnership networks. In the next stage, the experts concluded that business assistance and mental-spiritual development were the main priorities for empowering women and reducing family poverty. The provision of financial access is the last priority. One implication of this study is that the empowerment program for women from low-income families must be holistic, e.g., by forming a Group Lending Model (GLM) with a modification of the majlis ta'lim (Islamic community discussion group).
The preference of Muslim young generation in using digital zakat payment: Evidence in Indonesia Mohammad Nur Rianto Al Arif; Nofrianto; Muhammad Iqbal Fasa
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.212 KB) | DOI: 10.26740/aluqud.v7n1.p1-16

Abstract

This study aims to analyze the behavior of digital zakat payments in Indonesian Muslim youth. This research is using multinomial logit by dividing three alternative zakat payment media, namely digital payment, cash, or using both media with 306 respondents. The research results show that perceived usefulness, ease of use, and risk affect intentions to use digital zakat payments. The other variables such as continuity and trust don’t have an impact on intention. Similar results were also obtained for intentions to pay zakat in cash. The implications of these results indicate that zakat management organizations must improve features on digital payment platforms to make it easier for people to pay zakat. Zakat management organizations must adapt to technological developments. This study offers new insight about the intention of muslim youth generation paying zakat through digital platform.
The determinants of cash waqf re-endow intention in Malaysia Marina Kassim; Nor Azizan Che Embi; Razali Haron; Khairunisah Ibrahim
al-Uqud : Journal of Islamic Economics Vol. 7 No. 1 (2023): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (362.792 KB) | DOI: 10.26740/aluqud.v7n1.p126-137

Abstract

Cash waqf has significant potential to improve Muslims' economies, particularly in financing social and cultural activities. Most governments today are experiencing financial difficulties, with inadequate means to cover public needs and ensure that all residents are in good standing. Thus, this paper discusses internal factors such as trust, familiarity, and perceived efficacy as possible factors influencing cash waqf endowers' intention to reendow. The population for this study is 13,940 cash waqf donors in the Klang Valley, which covers Selangor and Kuala Lumpur, and a purposive sampling method was used. Based on the finding gathered using PLS analysis on 382 respondents indicated that internal factors (trust, familiarity, perceived efficacy) positively influence intention to reendow among cash waqf endowers. Trust is the most dominant factor that influences the intention to reendow. It may indicate that the higher the trust level a person has, the higher the intention to reendow. These study suggestions are other variables influencing the intention to reendow and should be explored further. Moreover, this study offers management implications, such as empirically proven conclusions on internal factors (trust, familiarity, perceived efficacy) that influence endowers' intention to reendow to waqf organisations.