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INDONESIA
Jurnal Ekonomi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 293 Documents
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KONSUMERISME BARAT DI INDONESIA SEBUAH TINJAUAN ULANG DARI PRESPEKTIF ISLAMIC WORLDVIEW suri, Syam; Irawan, Dedy
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

Basically a person's consumption behavior is more influenced by his perspective on the meaning and purpose of consuming an item. So that some people are more displeased (hedonism) or just to fulfill their own needs (rationalism) caused by fanatics about the image of an item without considering the aspects of public interest (maslahah) and public harm (mafsadah). These patterns continue to be instilled in society imperialistically which eventually becomes a value, structure, social and lifestyle in community. In the Islamic concept, consumption behavior as a unity between worship and devotion is inseparable from the concept of tauhid (theocentrism). Inconsumption a Muslim must take attention to the social and economic aspects of other people. It means not only fulfilling his own needs but maqasyid sharia as a benchmark in consumption. This article tries to reconstruct the concept of Western consumption behavior which brings a lot of mafsadah and harm to society with an Islamic worldview prespective. Keywords: Consumption, Islamic Worldview, Maqashid Syari'ah
MODEL OF COMMUNITY ECONOMIC DEVELOPMENT THROUGH BUSINESS PARTNERSHIP BASED ON RELIGIOUS AND SOCIAL ORGANIZATION Study at Syirkah Amanah Gas Station, Muhammadiyah Regional Leader of Lumajang Hakim, Imamul; Sulistianingati, Arini; Syarif, Mohammad
Ekonomi Islam Vol. 10 No. 1 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

In developing the economy of the people in the era of globalization with high competitive power requires the right approach. The partnership model is one way to improve community competitiveness, especially in the small business sector. However, in realizing and developing a partnership model, it will be very difficult to apply if it is only carried out by the community independently, especially the lower classes of society. The presence of the Government and third parties is needed in helping to establish partnerships. It is essential to initiate the realization of business partnerships among the community. The role of Religious and Social Organizations as third parties has proven to have a significant contribution in advancing the nation, especially in the fields of education, health, and social assistance. So it is necessary to maximize the role of religious and social organizations in encouraging economic development of the community through coaching and partnerships. Persyarikatan Muhammadiyah, which is engaged in the socio-religious field, has shown its contribution to enlightenment, empowerment, and advancement that provides benefits for the people as a manifestation of the da'wah of Amar Ma'ruf Nahi Mungkar. Syirkah Amanah gas station is one manifestation of Muhammadiyah's involvement in the empowerment and economic development of the community. The purpose of this study was to reveal the partnership model applied by the Muhammadiyah Regional Leader of Lumajang at the Syirkah Amanah Gas Station to be able to find the right and appropriate business partnership model to be implemented in the community. The research approach used in this study is a descriptive qualitative research approach that seeks to explore and find the main objectives of the research. Keywords: Partnership, Community Economic Development, Muhammadiyah
ANALISIS PRAKTEK BARTER PASCA PANEN PADI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM: ANALISIS PRAKTEK BARTER PASCA PANEN PADI DITINJAU DARI PERSPEKTIF EKONOMI ISLAM Arifin, Nur Rachmat; Tamimah, Tamimah; Muhtadi, Ridan; Ratih, Inayah Swasti; Qosyim, Moch
Ekonomi Islam Vol. 10 No. 2 (2019): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

This research uses descriptive qualitative method, this research is a type of field research (field research) conducted in Taman Sareh Village, Sampang District, Sampang District, the primary data source from the research results of interviews with several residents who are in Taman Sareh Village who conduct direct use This barter, starting from village officials such as village treasurers, and students from Taman Sareh Village, and also farmers. Secondary data contains records, reports arranged in an archive (in documents). Secondary data sources are from books, documentation, internet, and articles related to this research. So the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic law as what was added in the previous chapter. The results of this study indicate that the post-harvest rice barter transaction in Taman Sareh Village, Sampang District, Sampang Regency is in accordance with Islamic Sharia, follows the barter trade agreement, and barter requirements. Keywords: Modern, Barter, Islamic economy
ANALISIS PENGELOLAAN DANA INFAQ MELALUI TATA KELOLA KEWIRAUSAHAAN MASJID Tamimah, Tamimah; Herianingrum, Sri; Arifin, Nur Rachmat; Ratih, Inayah Swasti
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

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Abstract

Indonesia is one of the countries with the largest population in the world. There are tens of thousands of mosques in Indonesia. The preferred mosque is only a worship facility. If you remember in the time of the Prophet, the function of the mosque is not only as a place of worship but also as a social means such as the transfer of knowledge, problems of the Ummah, and so forth. One of the mosques is able to revitalize the mosque in the economic field by conducting fund management procedures with infaq. The method used used field research using descriptive qualitative methods, the primary data source used consisted of interviews with the general chairperson, mosque management, and the Baitul Hakam congregation mosque on Jalan Kalimas Baru No. 121 Perak Timur, Secondary data sources come from books, searches, internet, and articles that discuss this research. The results of the study showed that the infaq aid funds were used for promotional activities using mini markets, mineral water products, and making soy milk so that they needed sufficient funds for the mosque and support the community's needs. Keyword: Entrepreneurship Governance, Mosque, Infaq Funds
PENGARUH GENDER, INDEKS PRESTASI KUMULATIF, PEMBELAJARAN DAN PENDIDIKAN KEUANGAN TERHADAP LITERASI KEUANGAN SYARIAH Suriani, Suriani; Mardayanti, Ulfa
Ekonomi Islam Vol. 15 No. 2 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i2.11854

Abstract

The Financial Services Authority (OJK) conducted the 2019 National Survey of Financial Literacy and Inclusion (SNLIK), and the results showed that while conventional financial literacy is at 67.1%, Sharia financial literacy among Indonesian students is still significantly lower at 31.5%. This study looked at how undergraduate students at the Faculty of Economics and Business, Universitas Syiah Kuala, in the even semester of the 2022–2023 academic year, perceived their level of Sharia financial literacy about their gender, grade point average (GPA), financial education in postsecondary institutions, and parental financial education. With 97 respondents in total, probability sampling using a straightforward random sample technique was used for primary data. Multiple linear regression analysis results showed that although other variables showed no discernible influence, financial education in higher education had a significant and favorable impact, appearing as the major factor determining Sharia financial literacy. As such, it is advised that teachers incorporate Sharia financial education into their curricula to improve students' comprehension, which may then be reflected in their grade point average. Furthermore, in addition to pupils' learning efforts, parents are encouraged to offer further support in educating their children about Sharia money. Keywords: Sharia Financial Literacy, Gender, Grade Point Average, Financial Learning, Financial Education.
PERAN ZIS DALAM MENINGKATKAN KESEJAHTERAAN PEREMPUAN: STUDI PADA PROGRAM BUNDA MANDIRI SEJAHTERA LAZNAS YATIM MANDIRI Tanjung, Nabila Azzahra; Rohim, Ade Nur
Ekonomi Islam Vol. 15 No. 2 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i2.12285

Abstract

Zakat, infaq, and sadaqa (ZIS) play a role in alleviating poverty. However, Indonesia is still faced with the problem of poverty among women. This research aims to find out and analyze the implementation of ZIS distribution through the Bunda Mandiri Sejahtera (BISA) program and its implications for the welfare of Mustahiq. The method used in this research is descriptive statistics with a case study approach using the CIBEST model. The research findings show that the distribution of ZIS through the BISA program provides studies, grants, and business capital. The result also indicates that the BISA program has implications for increasing welfare where more than half of Mustahiq in quadrant 1. Keywords: ZIS, Women Mustahiq, Welfare, CIBEST
ANALISIS PENERAPAN ETIKA BISNIS ISLAM DAN URGENSINYA PADA UNIT-UNIT USAHA ORGANISASI KEMASYARAKATAN Azwar, Azwar; Mulyawan, Andi Wawan; Usman, Abur Hamdi
Ekonomi Islam Vol. 15 No. 2 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i2.12978

Abstract

This research aims to analyze the application of Islamic business ethics in community organization business units and their urgency for the continuity of these business units, based on the perceptions of the actors and consumers, by taking case studies of business units within the DPP Wahdah Islamiyah in Makassar City. This research is field research using descriptive statistical analysis techniques. The research results show that Islamic business ethics, in the form of monotheism, justice, trust, and benevolence, have generally been applied to business units within the Wahdah Islamiyah DPP in Makassar City. Apart from that, the Islamic business ethics that have been implemented have great urgency in the management and service of business units, including as a factor that can bring blessings, create a work environment that is fair, inclusive, dignified, and in accordance with Islamic law, increase customer trust, and other parties so as to provide benefits to the company, improve, and provide excellent service to all parties because these ethics can support business management in accordance with company service guidelines, SOPs, and agreed rules. Keywords: Ethics, Business, Islam, Wahdah Islamiyah
POLA-POLA LEMBAGA EKONOMI ISLAM Fahmi, Muhammad; Fatoni Bin Mohd Balwi, Mohd Abd Wahab; Mubaraq, Zulfi; Ayunin, Fikri Qurrata
Ekonomi Islam Vol. 15 No. 2 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i2.13540

Abstract

The study of the Pattern of Islamic Economic Institutions is very important to be studied more deeply. This is because the study never ceases to be debated. The purpose of this paper is to understand 3 things: First, the Pattern of Islamic Economics. Second, Islamic Economic Institutions internal and external factors that affect society. Third, the positive and negative implications. The method used is literature review, with a descriptive approach based on qualitative theory, while data collection is descriptive and analyzed using content analysis techniques. The results found 3 things: First, there are 3 forms of Islamic Economic Patterns: Sharia Economy, Wellbeing, Islamic Banking. Second, internally there are 3 factors that influence: The methods of Islamic economic practice, Improving the quality of human resources, Expanding the number of Islamic Bank offices. As for externally there are 3 factors: Investor decline, public awareness, Muslim intellectual movement. Third, there are 3 positive implications: Anticipation of monopoly, Zakat and Rikaz policy, Impact of careful planning. Meanwhile, there are 3 negative implications: Limitation of Investment, complicated Akad for ordinary people, Decrease in Islamic Bank Customers. The conclusion that this paper shows that Islamic economics in principle and practice has the principle of justice and benefit. Keywords: Patterns, Institutions, Islamic Economics.
PERAN KEUANGAN MIKRO SYARIAH PADA PERKEMBANGAN INDUSTRI HALAL DI DEVELOPING EIGHT (D-8) ISLAMIC COUNTRIES: BUKTI DARI TREN PENELITIAN 2018-2023 Jauhari, Fiki Afif; Karim Amirullah, Malik Abd.; Azizah, Siti Nur; Hassan, Shahir Akram
Ekonomi Islam Vol. 15 No. 2 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i2.13768

Abstract

The spectrum of the halal ecosystem can be developed through collaboration between Islamic microfinance and the halal industry. This idea needs to be substantiated through published scientific research to trace its role and development. This study aims to examine the role of Islamic microfinance in the development of the halal industry in D-8 Islamic countries through published international research. The research employs bibliometric analysis using the VOSviewer application. The data for this study consists of 100 articles from 2018 to 2023, collected from international journal platforms most frequently used by scholars. The findings of this study reveal that research trends on the role of Islamic microfinance primarily focus on poverty alleviation, economic empowerment, and economic sustainability in D-8 countries. However, there is no specific discussion on the role of Islamic microfinance in the halal industry. Additionally, the study identifies obstacles faced by Islamic microfinance institutions in supporting the development of the halal industry, including (1) production, authentication, and certification; (2) ownership and control; (3) training and capacity building; and (4) anti-halal groups and economic Islamophobia. The implications of this research can serve as a reference for identifying future research gaps. Keywords: Islamic microfinance, Halal industry, Poverty alleviation.
DISTORSI PASAR: TADLIS ATAU PENIPUAN OLEH PENJUAL KAOS POLOS DI PASAR ELEKTRONIK SHOPEE Hasibuan, Harits Ar-Royhan; Achiria, Siti; Bakti Nugroho, Moch Rizal Bayu
Ekonomi Islam Vol. 15 No. 2 (2024): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v15i2.14300

Abstract

This study explains the concept of tadlis (fraudulent misrepresentation) occurring in e-marketplaces, specifically among sellers of plain t-shirts. This is done to ensure that the public is not easily deceived by products sold in online markets. Fraud is more likely to occur in online markets compared to offline markets due to the absence of face-to-face transactions. The research method used in this study is a qualitative approach with a literature review, drawing on various references related to the issue. In addition, observations were made in the Shopee e-marketplace, particularly among plain t-shirt sellers. The author found that the materials sold did not match the descriptions, allowing sellers to sell products at prices below the average market rate. Based on the results of this study, when linked to the theory of market distortion (tadlis), it can be interpreted that distortions in the Shopee e-marketplace, especially in the sale of plain t-shirt products, still occur frequently. This not only harms buyers but also disadvantages other sellers who offer products at average prices and with clear quality. Therefore, as a buyer or consumer, it is important to understand the products being purchased and not be attracted to the low prices offered by sellers in e-marketplaces. This study delivers an important message to increase consumer awareness and educate them about the potential for fraud in online trading, while also encouraging the importance of transparency and honesty in selling on e-marketplaces. Keywords: Market Distortion, e-marketplace, Tadlis, Islamic Economics.

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