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Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : 25803360     EISSN : 25812874     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is an national journal published by Faculty of Economics and Business University of Muhammadiyah Prof. DR. HAMKA Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is aimed at being a medium for research results dissemination and scientific paper exchanges on the Indonesian Islamic Economics and Islamic Philantropy among academics, practitioners, regulators, and public. Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam (Journal of Islamic Economics and Islamic Philantropy) is issued two times annually, i.e., in Juny, and Desember
Arjuna Subject : -
Articles 176 Documents
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Peran Pemerintah dalam Mendorong Pertumbuhan Ekonomi Syariah melalui Kebijakan Fiskal Desfiansyah, Fadlan; Az-Zahra, Nabilla; Shifa, Maylaffayza Permata; Zahra, Fatimah
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/11750

Abstract

Fiscal policy in encouraging Islamic economic growth is urgently needed to create new opportunities and increase the competitiveness of the Islamic economic sector. Broadly speaking, fiscal policy that is oriented towards sharia principles includes increasing welfare through maintaining faith, soul, mind, wealth and property. Islamic finance that operates according to Islamic principles with the aim of encouraging more investors to invest in this sector and increasing market liquidity. Fiscal policy in Indonesia is controlled through various instruments such as taxes, subsidies and government spending. The research method used in this article is literature review, which is a structured, detailed and iterative method for identifying, evaluating and synthesizing works produced by researchers and practitioners. Likewise, the form of implementing fiscal policy that has been implemented in supporting Islamic economic growth includes reducing taxes for Islamic companies, providing incentives for Islamic companies, and using zakat and waqf funds to support Islamic economic efforts.
Analisis Faktor yang Memengaruhi Masyarakat Surabaya Berwakaf Uang di Lembaga Pengelola Wakaf Raja Surya Kusuma Riyadi; Aggraini, Ika Khusnia
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/12153

Abstract

As time goes by, waqf continues to experience development with the presence of cash waqf in Indonesia. The potential of cash waqf is enormous, but its realization is still far away. This is caused by several factors that have not been optimal, including literacy, good governance, promotion, religiosity, and convenience. The research method used is a quantitative descriptive method by distributing questionnaires to the people of Surabaya who have interacted with waqf management institutions, including Lembaga Manajemen Infaq, Yayasan Dana Sosial Al Falah, Dompet Dhuafa, LAZIS Nurul Falah, and LAZNAS Nurul Hayat using a convenience sampling technique with sample calculation using Bernoulli as many as 96 respondents. The analysis was carried out with multiple linear regression and it was found that the variables of literacy, good governance, and convenience had a significant effect, while the promotion and religiosity variables showed no significant effect on the decision of the people of Surabaya to endow waqf money in waqf management institutions
Pembatalan Akad Wakalah Oleh Kurir Dalam Prespetif Fikih Muamalah Lailatul Rohmah; Mustofa, Imron
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/13183

Abstract

Fast and practical online transactions have become the top choice for consumers. However, in online transactions carried out through wakalah or representative contracts, there is a phenomenon of unilateral cancellation by couriers which often causes problems for sellers and buyers. Such cancellations, sometimes carried out for no apparent reason, result in loss of time, cost and effort for the seller, as well as the inability of the buyer to obtain the desired item. This study aims to determine the cancellation of the wakalah contract by representatives in muamalah jurisprudence, and provide solutions to these problems. The method used in the analysis of this problem is qualitative using a descriptive approach. Unilateral cancellation by courier is permissible as according to the Hanafi school that a representative is allowed to decide for himself without the knowledge of the representative. However, such a cancellation should not be made without careful consideration, on the other hand, the courier as a representative in the wakalah contract has responsibility for his duties, which should be carried out with full trust
Peran Literasi Fintech Syariah Terhadap Kasus Pinjaman Online Legal Maupun Ilegal Nike Nur'aini; Selasi, Dini; Pratama, Gama; Ridwan, Mohammad
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/13279

Abstract

The development of fintech, on the one hand, has facilitated transaction activities, but on the other, it also raises many problems that arise in Indonesian society. This is especially the case in peer-to-peer lending (P2PL). Based on the phenomenon that people who use pinjol have problems like being arrested, paying off their debts with hole-covering holes, and some committing suicide. This research aims to make the public aware of the importance of Shariah fintech literacy so that it is not easily affected by online loan offers, both legal and illegal. This method uses qualitative methods because the process is carried out by analyzing and studying the theory of the role of fintech literacy and phenomena related to online loan cases that occur in Indonesian society indirectly from secondary data. The results of this study show that the more a person understands the fintech literacy of Shariah, the more they will be protected from the negative impact of online loans, both legal and illegal.
Analisis Etika Bisnis Islam Dan Lebelisasi Halal Dalam Pengambilan Keputusan Pembelian Produk Melalui E-Commerce (Studi Kasus Pada Mahasiswa UIN KH. Abdurrahman Wahid Pekalongan) Aulia, Fira; Adinugraha, Hendri Hermawan
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 1 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i1/13286

Abstract

This research aims to identify and test the influence of Islamic business ethics and halal certification on purchasing decisions through e-commerce. The method used in this research is a quantitative approach. The independent variables in this research are Islamic business ethics (X1) and halal certification (X2). Meanwhile, the dependent variable in this research is purchasing decisions (Y). Data collection was carried out by distributing questionnaires with a total of 40 respondents who were students of UIN K.H Abdurrahman Wahid Pekalongan. Data processing techniques were carried out using Eviews12. The analysis of this research includes the Classic Assumption Test and Multiple Linear Regression Analysis, t test, f test, and R2 test. Based on the results of the variable significance test, it shows that the independent variables, namely Islamic business ethics (X1) and halal certification (X2) have a significant influence on the dependent variable, namely purchasing decisions (Y).
Tinjauan terhadap Praktik Akad Ijarah dan Pembaruannya dalam Perkembangan Ekonomi Syariah di Lembaga Pegadaian Syariah Indonesia Desiyanti, Nur Alfiyah; Wahyudi, Septi Andini Islamiyah; Huda, Bahrul
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/13410

Abstract

This research aims to make a significant contribution to understanding the practice of ijarah contracts in Islamic Pawnshop Institutions, potentially becoming a guide for practitioners, academics, and regulators in advancing the sharia economy in Indonesia. Focus of the research is on dynamics of the growing Islamic economy and the importance of ijarah as the main instrument in Islamic Pawnshop Institution. This research uses a Qualitative approach, this research method includes indirect data from the field and other parties. Secondary data sources are obtained from notes, journals, documentation articles related to ijarah contracts and their updates in the development of Islamic economics in Indonesia. The results concluded that the practice of ijarah in Indonesian Sharia Pawnshop Institution has complied with sharia principles, with important points such as transparency, free from usury, and strong sharia supervision. Technological updates, increased financial literacy, and product diversification are important elements in the renewal of ijarah practices. This research provides a comprehensive understanding in the context of Islamic economic development in Indonesia
Faktor yang Mempengaruhi Pertumbuhan Ekonomi Indonesia dengan Pendapatan Perkapita melalui Variabel Intervening Vinka, Annisa; Sa'adati, Nila
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/13547

Abstract

This study aims to determine how the Effect of Investment, Labor Absorbers, and Zakat on Economic Growth with Per Capita Income as an Intervening Variable in Indonesia (2012-2022 Period). This study used quantitative methods with secondary data obtained through the website of related agencies. Data processing using the Eviews 9 application. Based on data analysis, it is produced that investment has a significant positive effect on economic growth, employment has a positive insignificant effect on economic growth, zakat has a positive insignificant effect on economic growth, per capita income has a negative insignificant effect on economic growth. Using the sobel test, it was produced that there is an intervening influence of investment variables on economic growth through per capita income, there is an intervening influence of labor absorption variables on economic growth through per capita income, there is no intervening influence of zakat variables on economic growth through per capita income. Simultaneously, all variables have a positive and significant effect on economic growth.
Kerukunan Bisnis Etis: Menggali Keberadaan dan Regulasi Koperasi Syariah di Kabupaten Pekalongan Lukky Aulia Rahmawati; Aulia, Fira; Asytuti, Rinda
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/13559

Abstract

In recent years, sharia cooperatives have become attractive business entities, providing an alternative that complies with sharia principles for communities that prioritize Islamic financial values. Pekalongan Regency, as a region that continues to experience economic dynamics, has experienced significant growth in sharia cooperatives. This research aims to explore the complex relationship between the existence of sharia cooperatives in Pekalongan Regency and the regulations that guide their operations. The method used in this research is normative juridical research methods. This research method emphasizes the law as a system of norms. The existence of sharia cooperatives in Pekalongan Regency has experienced quite rapid development. This cannot be separated from various factors, namely internal factors and external factors. It is hoped that the successful existence of sharia cooperatives in Pekalongan Regency can be a motivation for other sharia cooperatives to continue to develop and make a greater contribution to the community's economy.
Peran Literasi Keuangan Islam Dan Inovasi Pengguna Dalam Meningkatkan Adopsi Fintech Serta Kinerja UMKM Di Kecamatan Matesih Kolefiyan, Ihsyan; Erwinda Sam Anafih
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 7 No. 2 (2023)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol7.i2/18318

Abstract

UMKMs in Matesih Sub-district face challenges in financial management, especially in adopting financial technology (fintech) that can improve their performance. This study aims to provide the impact of Islamic financial literacy and user innovation on fintech adoption and MSME performance in the area. The method used is a survey with purposive sampling of MSME players who have used fintech for at least one year. Data were collected through questionnaires distributed online and analyzed using Smart PLS. The results show that Islamic financial literacy has a positive effect on user innovation, which in turn increases fintech adoption. In addition, fintech adoption is shown to improve MSME performance. These findings illustrate that improving financial literacy and user innovativeness can be an effective strategy to promote MSME growth in Matesih Sub-district
Analisis Tentang Konsep Mekanisme Pasar Dan Moneter Menurut Pandangan Ibnu Taimiyah Hakim, Luqman; Nuraeni; Suleman, Dede
Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam Vol. 9 No. 1 (2025)
Publisher : Universitas Muhammadiyah Prof. DR. HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/alurban_vol9.i1/12992

Abstract

This study adopts a literature review approach to explore the concept of Islamic economics, with a particular emphasis on market and monetary mechanisms. The discussion draws on Islamic economic literature and the insights of scholars who possess a profound understanding of Shari’a law and its application within economic systems. The focus is directed toward the ideas of Ibn Taymiyyah, serving as the central subject of analysis. The findings indicate that the fundamental distinction lies in the underlying paradigm and principles shaping the formulation of theories and the implementation of market and monetary practices. Ibn Taymiyyah’s perspective, founded on the principle of Tawheed and applied as an act of worship to Allah SWT, leads to mechanisms that prioritize public benefit (maslahah) and uphold justice.

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