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Management and Economics Journal (MEC-J)

mec
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Published by Universitas Islam Negeri Maulana Malik Ibrahim Malang

ISSN : 25993402 EISSN : 25989537 DOI : -

Core Subject : Economy, Science, Social,

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

Management and Economics Journal (MEC-J) is a peer-reviewed and open access journal that focuses on management and economics fields. This journal publishes original articles, reviews, and also interesting case reports. Letters and commentaries of our published articles are welcome. Subjects suitable for publication include but are not limited to the fields of Marketing Management, Finance Management, Strategic Management, Operation Management, Human Resource Management, E-business, Knowledge Management, Management Accounting, Management Control System, Management Information System, International Business, Economics, Business Economics, Business Ethics and Sustainable, and Entrepreneurship, etc. The papers received by this journal will be reviewed by some experts from several universities in different countries. MEC-J is published three times a year in April, August, and December by Faculty of Economics, Universitas Islam Negeri Maulana Malik Ibrahim Malang, Indonesia. One volume of MEC-J is published in the one-year calendar.

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Articles 183 Documents

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Profitability of Islamic Commercial Banks in Indonesia Tho'in, Muhammad
MEC-J (Management and Economics Journal) Vol 3, No 3 (2019)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

This study aims to determine the profitability of Islamic commercial banks in Indonesia reviwed from the effect of NPF ratio and CAR ratio as intervening variable to ROA ratio in 2014-2016.Â The samplingÂ technique of this research uses purposive sampling with the criteria of Islamic Commercial Banks which are registered in Financial Services Authority during period 2014 until 2016 and Islamic Banks which are consistently publish quarterly report period 2014-2016.Â The results show that there are 10 BUS with quarterly data amounting to 120. This method of this research uses calculating path analysis method with the help of SPSS 23 program.Â The test that has been done shows that the NPF ratio has significant effect to ROA ratio which means that the bigger NPF ratio, the bigger cost of eliminating the financing reserve which resulted the income of Islamic commercial bank is decreasing, so it will have an impact to the decrease ofÂ ROA ratio.Â TheÂ NPFÂ ratioÂ significantly influences the CAR ratio, which means that the greater financing risk faced by Islamic commercial banks will increase the formation of allowance for earning assets losses from the equity held, thereby reducing the share of equity which is the component of theÂ capital adequacy.Â CARÂ ratios areÂ able to mediate an indirect effects of NPF ratios to ROA ratios.

The role of customer satisfaction on the effect of service quality and corporate image on customer loyalty Cholisati, Nurifatul; Maesaroh, Eka Siti; Rohman, Fatchur; Puspaningrum, Astrid
MEC-J (Management and Economics Journal) Vol 3, No 3 (2019)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

This study tested and analyzed the effect of service quality and corporate image on customer loyalty by mediating customer satisfaction with customers of PT. Bank Rakyat Indonesia (Persero) Tbk. Bondowoso branch. The sample used in this study amounted to 172 respondents with a sampling technique that is purposive sampling. The data analysis used in this study is partial least square with the help of smartpls 3.0 software. The results of this study indicate that all direct influences on each pathway are significant. Customer satisfaction acts as a partial mediation on the effect of service quality and corporate image on customer loyalty.

The effect of core and peripheral quality of satisfaction and loyalty of moderated patients by switching cost Ariefin, Mesra Surya; Andarwati, Andarwati; Hadiwidjojo, Djumilah
MEC-J (Management and Economics Journal) Vol 3, No 3 (2019)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

This study aims to examine and analyze the effect of core service quality and Peripheral service quality on patient satisfaction and loyalty at the RSUD Dr. Soegiri Lamongan which is moderated by switching costs. The number of samples in this study were 36 patients at Dr. Soegiri Lamongan. The technique of collecting data uses questionnaires, interviews, and literature studies. Data analysis in this study was SEM using PLS software. The results of this study indicate that core service quality and peripheral service quality have a significant effect on patient satisfaction, core service quality has no direct significant effect on patient loyalty, peripheral service quality has a significant effect on patient loyalty, patient satisfaction has a significant effect on patient loyalty. Patient satisfaction acts as a perfect mediation of the influence of core service quality on patient loyalty and patient satisfaction plays a role as not a mediation of the influence of peripheral service quality on patient loyalty. Switching cost strengthens the relationship between patient satisfaction and patient loyalty but is not significant.Â

The attitude and real customer's behavior using mobile banking in Bank Jatim Pare Suseno, Rendi
MEC-J (Management and Economics Journal) Vol 3, No 3 (2019)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

ABSTRACT Â The presence of modern banking service products such as mobile banking should meet the requirements of a technology to be adopted. In fact the problem that arises in the use of a technology at Bank Jatim is the low utilization of the service system. This condition challenges researchers to test through technology acceptance model theory with modification of models to explain the conditions of acceptance of a new technology. The conclusion of this study found that from the model that had been compiled that the three exogenous variables were tested, only the ease of perception variables that proved to have a significant contribution to both attitudes of use and the actual behavior of use. In addition, perceived convenience variables also have a significant positive influence on customer trust. However, the results of the study found that the contribution of trust and trust variables was still low in shaping attitudes towards the use and real behavior of using mobile banking services. Another finding in this study to describe the problem of the low use of mobile banking services is the need for cash transactions by customers. Most PNS customers need cash transactions in their daily routine compared to the needs of non-cash transactions such as transfers or purchases online. This is what causes customers to use the Automated Teller Machine service as a means of taking their money and then use the transaction directly as neededÂ

Credit, social mentality and technical innovation efficiency Zhou, Tingting; Hu, Dandan
MEC-J (Management and Economics Journal) Vol 3, No 3 (2019)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Existing literature has confirmed the importance of science and technology innovation on its promoting sustainable, healthy and rapid growth of economy from the perspective of innovation forms, regional environment, and time phases, but the influence of social factor is neglected in the research of the efficiency of technology. Using provincial panel data during the period of 2000 to 2013, we probe into a path that improves the effects of science and technology innovation on economic growth from the perspective of social environment rather than of pure technology. This study introduces social factor into research model and takes account of credit construction and social mentality to explore the impact mechanism of science and technology innovation on economic growth. The results indicate that the regional innovation activities remarkably improve the growth of economy. The establishment of regional credit websites and the publication of honest and dishonest behavior dramatically improve the promoting effects of innovation on the economy. Positive social mentality can spread the â€œpositive energyâ€ through shared reality, inter-subjectivity consensus and social representation in the social interaction to promote the technical innovation efficiency. The higher attentions of regional netizens to stress, anxiety, indifference, anger, rich second generation, wealth showoff have negative impacts on the innovative activities and weaken the innovationsâ€™ support to economic growth. This study suggests that regional governments strengthen the process of credit construction in the aspect of formulating credit policies and regulations, standardizing the credit information platform and credit service market, and finally establishing a sound social credit system. Besides, governments need to guide positive social mentality into the mainstream ideology of the society and pay attention to online public opinions to properly channel the negative emotions that hinder the healthy development of social mentality.

Online impulse buying: who had suggested you to buy on instagram Assadam, Elvina
MEC-J (Management and Economics Journal) Vol 3, No 3 (2019)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/mec-j.v3i3.7042

Since Instagram become phenomenon in this world and become new segment in business called Instagram commerce (Ig-commerce), this study aimed to know how peer communication and usage intensity trigger urge to buy impulsively and online impulse buying by following the stimulus organism response (SOR) paradigm. Data was collected by online survey from 180 customers who ever brought at Instagram more than 3 times and analyzed using partial least square (PLS). The result showed that there is significant effect of usage intensity and urge to buy impulsively of online impulse buying, but interestingly, we found that there is no direct effect of peer communication of online impulse buying; while indirect there is significant effect of online impulse buying.Â The research finding can contribute well to bosh the theorist as well as the practice.

Marketing Strategy in Political Competition: A Case of the Campaign Team Samahuddin and La ntau Riki, Riki; Moko, Wahdiyat; Djazuli, Atim
MEC-J (Management and Economics Journal) Vol 4, No 1 (2020)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

Abstract: This study aims to understand and explore the political marketing strategy of SAMATAU's campaign team in winning the political competition at the local level. Using a single Holistic interpretative case study (Robert K Yin, 2011), on the campaign team of Samahuddin - La Ntau, in this case as, the incumbent challenger as well as the winner of the Regent Election in 2017. The results of the study show that although the Samahuddin-La Ntau couple was categorized as a newcomer to the political competition, the campaign team of SAMATAU had several conditions and strategies in winning the competition including surveying and grouping voters, understand the characteristics and nature of voters, target actions, political image formations (framing), and also implementation of political programs that include political products, political campaigns, political venues, and political capital. In order to control the political programs that have been designed by the contestant, then the SAMATAU team conducts scheduled and unscheduled monitoring and evaluation. The implication of this study is that political marketing strategies give information to politicians, where this strategy is a systematic approach to help competitors in winning political competition.

Analysis of Tourism Development: A Case of the Beach Tourism in Buton Tengah, Southeast Sulawesi Province La Bonto, Ahmad Zulkivar; Rofiaty, Rofiaty; Susilowati, Christin
MEC-J (Management and Economics Journal) Vol 4, No 1 (2020)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

This study analyzes the development of beach tourism in Buton Tengah, namely, Mutiara beach in Gumanano Village, Wantopi Beach in Wantopi Village, and Katembe Beach in Madongka Village. This study involved stakeholders of beach tourism in Buton Tengah as informants. They are representatives from the Tourism Department, Assembly at Buton Tengah regional, Village Heads, Communities and tourists of each tourist destination. This research is a type of qualitative research with a case study approach, and also data collection using direct interviews to the informant. The result of this study shows that the first, beach tourism in Buton Tengah is a type of natural tourism that have unique difference between one type of tour with another tour, in addition, there are also cultural and artificial tours. Second, beach tourism in Buton Tengah is currently managed by the local government and the local village government. Third, there is a miscommunication between stakeholders which causes the development of beach tourism in Buton Tengah to be less developed and lack competitive. Fourth, the lack of competitiveness strategies implemented by stakeholders. The last, the lack of stakeholders' knowledge regarding the development of competitive beach tourism.

Optimization of Cassava-Based Non Rice Food Development Using Funds Stimulation of Qardhul-Hasan Transactions Machfudz, Masyhuri
MEC-J (Management and Economics Journal) Vol 4, No 1 (2020)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

This research activity was done holistically from beginning to end, starting from 3rdLevel of Readiness Technology (TKT + 3) to downstream dominance level. The research objective was to optimize the implementation of Social Engineering Copyright (RS-JGTS) and implementation of TTG-Ts+ in order to realize an independent and sustainable cassava-based food fulfilment center. It used Participatory Action Research (PAR) method to facilitate and motivate the community (producer farmers) to create self-sufficiency food. The strategy to conduct action research was based on O'Brien (2002). The supporting facilities for nutritional analysis in TS + morphology were from the laboratory of life sciences center (LSIH) and simulation analysis. The research results showed that upstream aspects:the implementationof Social Engineering Copyright Cassava Planting Movement Group-(JGTS) in sustainable cassava farming business as a mediumto develop sustainability of cassava raw materials was done with qardhul-hasan transactions facility for costs production through partnership with producers farmers through stimulant fund of qardhul-hasan for production cost with share instalment was done through agreement of cassava; downstream aspect; the implementation of copyright appropriate technology for cassava flour PLUS (TTG Ts +), to realize processed products of dry cassava, cassava flour and mocaf flour. The next was the agreement of cassava-based fast food creation for cassava noodles, onde-onde, and others. The technological readiness (TKT) was at 3-4 level, therefore it need further research in order to increase TKT at a higher level to becomes more optimal.

Determinants of Online Islamic Banking Use in Almadinah, Saudi Arabia Aldarabseh, Wesal Mohammad
MEC-J (Management and Economics Journal) Vol 4, No 1 (2020)
Publisher : Faculty of Economics, State Islamic University of Maulana Malik Ibrahim Malang

The purpose of the study is to examine the frequency of online Islamic banking use among customers in Almadinah city, Saudi Arabia. In addition, determinants that influence the adoption of online banking were also investigated. A total of 319 Islamic banking customers were surveyed using a structured questionnaire. Data were analyzed using the Chi square test and logistic regression analysis. The frequency of online Islamic banking users was 78.6%. Factors that found to influence online banking use were age, quality of provided services and easiness of use.Â The study findings might provide feedback for the Islamic banking sector in the city to enhance its performance in the highly competitive market.

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