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Syariah: Jurnal Hukum dan Pemikiran
Published by Universitas Islam Negeri Antasari Banjarmasin
ISSN : 14126303     EISSN : 2549001X     DOI : 10.18592/sjhp.v22i1.4843
Core Subject : Humanities, Social,
Humanities Law, Crime, Criminology & Criminal Justice
Syariah specializes on Law and Islamic law, and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 362 Documents
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Reconstructing The Legal Protection Of Indonesian Migrant Workers Facing The Death Penalty (Jinayat) In Saudi Arabia: National And International Legal Perspectives Muchlis, Ahmad; Pujiyono, Pujiyono; Sa'adah, Nabitatus
Syariah: Jurnal Hukum dan Pemikiran Vol 25 No 2 (2025)
Publisher : Universitas Islam Negeri Antasari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/sjhp.v25i1.18269

Abstract

  This study examines the reconstruction of the legal protection model for Indonesian migrant workers (PMI) facing the death penalty in Saudi Arabia from both national and international legal perspectives. The research aims to evaluate the effectiveness of existing legal instruments, identify implementation gaps, and propose a comprehensive, human rights–based model of protection. Employing a normative juridical (doctrinal) method, the study analyzes Indonesia’s constitutional and statutory framework, international conventions such as the Vienna Convention on Consular Relations (1963), and the structure of Saudi Arabia’s jināyāt legal system. The findings reveal that although Indonesia possesses a robust national legal framework, weak implementation, inadequate inter-agency coordination, and limited bilateral enforcement mechanisms continue to expose migrant workers to severe human rights risks, particularly due to Saudi Arabia’s non-compliance with Mandatory Consular Notification (MCN). The study recommends the establishment of binding bilateral agreements, the strengthening of legal diplomacy and attaché functions, and the harmonization of national law with international human rights standards. The implications highlight that migrant worker protection must operate as an integrated system—covering prevention, legal assistance, and post-trial support—to effectively realize the state’s constitutional duty to protect its citizens abroad.  
Reconstructing Paylater Schemes in Islamic Fintech: A Normative Analysis of Deferred Payment Contracts Under Sharia Economic Law Hayati, Anisah Norlaila; Fitrianoor, Wahyu; Saliro, Sri Sudono; Fadillah, Nor; Pane, Siti Rif’atussa’adah Sitorus
Syariah: Jurnal Hukum dan Pemikiran Vol 25 No 1 (2025)
Publisher : Universitas Islam Negeri Antasari Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/sjhp.v25i1.18517

Abstract

The proliferation of financial technology (fintech) innovations has reshaped consumer behavior through digital payment models such as paylater, enabling deferred payments in online transactions. Despite its practical benefits, the paylater mechanism raises legal and ethical concerns in Islamic economic law due to possible elements of riba (usury), gharar (uncertainty), and contractual ambiguity. This study investigates the normative validity of paylater schemes within the framework of Sharia economic law by reconstructing them through Sharia-compliant contractual models. Using a normative-juridical method supported by doctrinal analysis, this research examines primary sources such as the Compilation of Sharia Economic Law (KHES), relevant fatwas of the National Sharia Council–Indonesian Ulema Council (DSN-MUI), and international Sharia standards (AAOIFI and IFSB), supplemented by secondary literature on Islamic finance and e-commerce. The findings indicate that paylater is permissible under Sharia when structured as bai‘ bi tsaman ajil (deferred payment sale) or murabahah (cost-plus sale), provided that price, ownership, and risk are clearly defined and that penalties do not involve interest. Conversely, a paylater model based on qardh (loan) with fixed returns constitutes riba and violates Islamic principles. The study further offers practical recommendations for regulators and fintech operators to design transparent, fair, and Sharia-compliant digital financing systems aligned with maqāṣid al-sharī‘ah to protecting religion, life, intellect, wealth, and lineage. This reconstruction contributes to the global discourse on Islamic fintech by proposing a viable Islamic “Buy Now Pay Later” (BNPL) model that balances consumer protection, market competitiveness, and ethical finance.

Page 37 of 37 | Total Record : 362

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