OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi is a scientific journal in Jurusan Pendidikan Ekonomi, Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pasundan that serves as a media for publication of ideas, studies and quality research results related to Economic and Economic Education at universities, high schools and vocational schools to support the achievement of educational goals National in the field of economic education.
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<![CDATA[PREDIKSI FINANCIAL DISTRESS MENGGUNAKAN ARTIFICIAL NEURAL NETWORK (ANN) PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA (BEI) PERIODE 2017-2021 ]]>
<![CDATA[Resky Awalia]]>;
<![CDATA[Farida Titik Kristanti]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.7924
<![CDATA[The Earnings Per Share (EPS) value from 2017 to 2021 shows how banking companies listed on the Indonesia Stock Exchange (IDX) did. Several banking companies experienced a decrease in EPS values from 2017 to 2021 and even obtained a negative EPS value which could indicate that the company identified as having a poor profit growth value and even triggering financial distress. This study plans to foresee the event of monetary trouble in financial organizations recorded on the Indonesia Stock Trade for the 2017-2021 period by utilizing a Fake Brain Organization. The info boundaries utilized are monetary proportions, specifically the ongoing proportion, return on resources, obligation to-resource proportion, and complete resource turnover. The results of the study show that the four ratios are suitable for use as input parameters because they provide significant differences between companies that declared distress and non-distress. This study's prediction process utilized an ANN architecture consisting of 20 neurons as the input layer, 5 neurons as the hidden layer, and 1 neuron as the output layer, achieving the highest accuracy of 87 percent. Keywords: Artificial Neural Network, Financial Distress, Financial Ratios.]]>
<![CDATA[PEMODELAN PROBABILITY OF DEFAULT PORTOFOLIO PEMBIAYAAN BERSAMA FINTECH LENDING DAN MULTI FINANCE:STUDI KASUS BANK ABC ]]>
<![CDATA[Putri Metasari Pangaribuan]]>;
<![CDATA[Vithara Adi]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8070
<![CDATA[This research is to find the appropriate credit scoring model technique to build the default model based on the joint financing schemes product between bank and fintech lending and multi finances that conducted by bank ABC. The credit scoring model to be compared using traditional approach, logistic regression against machine learning technique. This research is case study in Bank ABC’s portfolio starting April 2019 up to December 2022 and will be classified into default or non-default so the model can predict the possibility of customer default during the period. The analysis conducted based on variables from application and transaction data that not breaching the confidentiality of personal data in Bank ABC. Furthermore, the analysis only applicable for joint financing schemes product to fintech lending and multi finances that already have operated in Indonesia only. The significant variable to model the probability of default for joint financing schemes between bank and fintech lending or multi finances are tenure, loan purpose, interest amount, job description, home city, age and declared income. Furthermore, the analysis showed that the traditional technique logistic regression had higher accuracy compared to machine learning using decision tree in the case study.]]>
<![CDATA[PENGARUH KINERJA KEUANGAN TERHADAP FINANCIAL DISTRESS DENGAN KEPEMILIKAN MANAJERIAL SEBAGAI VARIABEL MODERASI ]]>
<![CDATA[Rafqah Annisa Kusumaningrum]]>;
<![CDATA[Farida Titik Kristanti]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8282
<![CDATA[In facing competition with other business units, a company must maintain its business stability. Individuals who have an interest in an organization trust that this security will keep going quite a while so the organization can keep on running its tasks and can give development to keep up with its business. It is possible for a business to find itself in financial trouble if it is unable to compete with its rivals. This study plans to decide the impact of monetary execution which incorporates the proportion of liquidity, influence, action, and income to monetary misery with administrative proprietorship as a directing variable. Secondary data from the 2017-2021 annual financial reports of companies in the energy sector listed on the Indonesia Stock Exchange were used. MRA and logistic regression are the models that were used in this study. The findings demonstrated that the ratio of liquidity to cash flow can have a significant impact on financial distress, whereas the ratio of leverage to activity cannot have a significant impact on financial distress. Meanwhile, managerial ownership is able to significantly moderate the relationship between the liquidity ratio and financial distress, but not the relationship between the leverage ratio and activity to financial distress. Keywords: Activity; Cash flow; financial distress; leverage, liquidity, managerial ownership]]>
<![CDATA[PENGARUH WORD OF MOUTH, KUALITAS PELAYANAN, DAN LOKASI TERHADAP KEPUTUSAN MENJADI PELANGGAN PADA BMT BABUSSALAM MOJOAGUNG JOMBANG ]]>
<![CDATA[Nur Ainul Mutmainnah]]>;
<![CDATA[Nihayatu Aslamatis Solekah]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8285
<![CDATA[This research is a type of quantitative research. The population in this study were all customers who had savings accounts at BMT Babuussalam Mojoagung Jombang. The sampling technique uses accidential sampling method. The sample in this study amounted to 100 people who were calculated using the Rao formula. Using multiple linear regression tests with the aim of knowing the effect of variable x, namely word of mouth, service quality and location on the decision to be a customer. Based on the tests that have been carried out, this study has the result that partially word of mouth has no effect on the decision to be a customer at BMT Babussalam Mojoagung Jombang. This study also has the result that service quality and location partially have an effect on the decision to be a customer at BMT Babussalam Mojoagung Jombang. In addition to partial influence, there is also a simultaneous effect, namely together the word of mouth variables, service quality and location affect the decision to be a customer at BMT Babussalam Mojoagung Jombang. Keywords: Word of Mouth, Service Quality, Location, Purchase Decision]]>
<![CDATA[Analysis ANALISIS AKTIVITAS PEMBELAJARAN DARING MAHASISWA PENDIDIKAN EKONOMI FKIP: Learning Activities ]]>
<![CDATA[NASMAL HAMDA]]>;
<![CDATA[Ade Holisoh]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8290
<![CDATA[This study aims to obtain information about the online learning activities of FKIP Economics Education students which are carried out at Pamulang University every semester. The research method used in this study is a descriptive method in the form of a survey. In addition, the use of Google Forms for data collection using indirect communication is carried out in this study. There were 54 student respondents who were surveyed consisting of Regular A and B Semester Economics Education students at Pamulang University. The results of the study show that online learning provided by students is "good enough" considering various considerations and with all the problems and constraints that exist. It is hoped that in the future online learning can be used as an assessment and online learning experience carried out by both students and lecturers at Pamulang University. There were 54 student respondents who were surveyed consisting of Regular A and B Semester Economics Education students at Pamulang University. The results of the study show that online learning provided by students is "good enough" considering various considerations and with all the problems and constraints that exist. It is hoped that in the future online learning can be used as an assessment and online learning experience carried out by both students and lecturers at Pamulang University.]]>
<![CDATA[Penulis PENGARUH RASIO LIKUIDITAS TERHADAP KESEHATAN KEUANGAN DANA TABARRU ASURANSI JIWA SYARIAH (STUDI KASUS PERUSAHAAN ASURANSI JIWA BERDASARKAN AASI PERIODE 2017-2021) ]]>
<![CDATA[regi utami]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8417
<![CDATA[The purpose of this study is to determine the effect of liquidity ratio on the financial health of sharia life insurance tabarru funds in insurance companies registered with the Indonesian Sharia Insurance Association. The method used in this study is quantitative method and also uses secondary data obtained from financial statements starting from 2017 to the end of 2021 in full. As for the population, it was carried out from data on insurance companies that had been registered with the AASI institution as many as 20 companies while the sample in the study was 8 companies. The analysis technique used is simple linear regression analysis. The result is that the ratio of liquidity and financial health has a calculated t value of 7.309 with a Sig of 0.000 with a calculated t value of 7.309 > 2.204 and a level of 0.000 <0.05. So it is concluded that the variable liquidity ratio has an influence on the financial health of tabarru funds.]]>
<![CDATA[PENGARUH PENDAPATAN PREMI, KLAIM DAN INVESTASI TERHADAP PERTUMBUHAN ASET PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA ]]>
<![CDATA[Shalsa sakila Shalsa]]>;
<![CDATA[Nurlaila]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8424
<![CDATA[Tujuan penelitian ini adalah untuk mengetahui pengaruh Pendapatan Premi, Klaim dan Investasi Terhadap Pertumbuhan Aset Perusahaan Asuransi Jiwa Syariah di Indonesia. Penelitian ini berjenis asosiatif kuantitatif. Populasi dalam penelitian ini adalah Perusahaan asuransi jiwa syariah dan asuransi umum syariah yang terdaftar BEI sebanyak 42 perusahaan sedangkan sample dalam penelitian ini berjumlah 9 perusahaan, yakni perusahaan asuransi yang sudah mengeluarkan lapora keuangan secara lengkap sampai tahun 2022, teknik analisis data yang digunakan dalam penelitian ini adalah analisis regressi linier berganda. Adapun yang menjadi hasil penelitian ini adalah klaim berpengaruh terhadap pertumbuhan aset jiwa syariah periode 2018-2022 karena nilai t hitung 3.465 > 2.002 dan taraf signifikan 0.001 < 0.05. Dalam penelitian ini premi berpengaruh terhadap pertumbuhan aset jiwa syariah periode 2018-2022 karena nilai t hitung 2.554 > 2.002 dan taraf signifikan 0.013 < 0.05. Dalam penelitian ini berpengaruh terhadap pertumbuhan aset jiwa syariah periode 2018-2022 karena nilai t hitung 7.791 > 2.002 dan taraf signifikan 0.000 < 0.05 . Dalam penelitian ini variabel bebas yang terdiri pendapatan premi, klaim, investasi secara serempak berepengaruh signifikan terhadap aset karena F_hitung (20.448) >F_tabel (2.77) dan signifikansi (0,000) < α (0,05).]]>
<![CDATA[PENGARUH TINGKAT LITERASI KEUANGAN TERHADAP PENGELOLAAN KEUANGAN PADA PELAKU UMKM (STUDI KASUS UMKM KERAJINAN TANGAN DI KOTA PEKANBARU) ]]>
<![CDATA[Fauziah Manurung]]>;
<![CDATA[Henny Indrawati]]>;
<![CDATA[Mujiono]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8519
<![CDATA[This study aims to determine the effect of financial literacy on the management of small and medium enterprises in the city of Pekanbaru. The research sample for handicraft SMEs in Pekanbaru city is 62 SMEs and the sample is taken using a purposive sampling technique. The characteristics of the sample are a minimum of five years of business and recorded financial transactions. Data for this study were collected using questionnaires distributed to respondents. The collected data were then analyzed using descriptive analysis and simple linear regression. Based on the results of the study, it shows that financial literacy has a significant effect on the financial management of handicraft SMEs in the city of Pekanbaru. These results indicate that the higher the level of financial literacy, the better financial management. Keywords: Financial Management, Financial LiteracyThis study aims to determine the effect of financial literacy on the management of small and medium enterprises in the city of Pekanbaru. The research sample for handicraft SMEs in Pekanbaru city is 62 SMEs and the sample is taken using a purposive sampling technique. The characteristics of the sample are a minimum of five years of business and recorded financial transactions. Data for this study were collected using questionnaires distributed to respondents. The collected data were then analyzed using descriptive analysis and simple linear regression. Based on the results of the study, it shows that financial literacy has a significant effect on the financial management of handicraft SMEs in the city of Pekanbaru. These results indicate that the higher the level of financial literacy, the better financial management.Keywords: Financial Management, Financial Literacy]]>
<![CDATA[STRATEGI PEMASARAN UMKM KERIPIK TEMPE DI KECAMATAN SINGINGI KABUPATEN KUANTAN SINGINGI ]]>
<![CDATA[Kevin Alfareza Alfareza]]>;
<![CDATA[Henny Indrawati]]>;
<![CDATA[Fenny Trisnawati]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8589
<![CDATA[This study aims to determine the marketing strategy of tempe chips SMSe in Singingi District, Kuantan Singingi Regency. The research used a qualitative descriptive method which was carried out at UMKM Van Rafizky Tempe Chips. Sources of data were obtained from direct interviews with tempe chip MSME business owners through a questionnaire guide. The data analysis technique used is SWOT analysis to systematically identify various factors, formulate the driving and inhibiting factors for the growth and development of the Tempe Chips MSME business. Based on the results of the research, the marketing strategy implemented is a growth strategy through horizontal integration, by increasing product quality and diversifying flavors to meet consumer preferences, keeping the price of tempeh chips affordable, optimizing the use of various information media in increasing promotions, leveraging the power of the internet and the E-platform. -commerce to market products, add product innovation by making tempeh chips more varied and packaging more attractive. Keywords: Marketing Strategy, SMEs, SWOT Analysis]]>
<![CDATA[Pengaruh Profitabilitas, Solvabilitas, Dan Arus Kas Investasi Terhadap Harga Saham Farmasi ]]>
<![CDATA[Nabilah Az Zahra]]>;
<![CDATA[Dewa Putra Khrisna Mahardika]]>
<![CDATA[ OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 7 No 2 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi ]]>
Publisher : <![CDATA[Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan ]]>
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DOI: 10.23969/oikos.v7i2.8654
<![CDATA[The pharmaceutical industry has quite high competition in maximing company performance in order to attract investors. The aim of this study is to ascertain the solvency, profitability, and investment cash flow in influencing the company's stock price of pharmaceutical industry companies listed on the Indonesia Stock Exchange in 2017-2021. The method used is panel data regression analysis. The method used is a case study with descriptive research type and panel data regression analysis. The findings of this study reveal the profitability, solvency, and investment cash flows exert a substantial impact on stock prices simultaneously. Partially, the profitability, solvency and investment cash flow variables do not exhibit any noteworthy significanceeffect on the pharmaceutical industry stock prices for the 2017-2021 period. In conclusion, when viewed partially, all of the variables do not affect stock prices. Based on the research, for further enrich the study ti subsequent researchers to incorporate additional variables, change the research object, and increase the research period.]]>
