Jurnal Samudra Ekonomi dan Bisnis
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Jurnal Samudra Ekonomi dan Bisnis (JSEB) focused on economics, business and management studies and present developments through the publication of research articles, research report, and book reviews. Languages used in this journal are Indonesia and English.
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Jurnal Samudra Ekonomi dan Bisnis (JSEB) specializes on economics, business, and management and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholar of related disciplines.
Articles
298 Documents
<![CDATA[Program Keluarga Harapan: Can It Reduce Poverty and Increase Welfare in Indonesia? Household Level Evidence from Districts/Cities in Indonesia on 2019 ]]>
<![CDATA[Resina, Dela]]>;
<![CDATA[Kamarni, Neng]]>;
<![CDATA[Putra, Febriandi Prima]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.6126
<![CDATA[Poverty is a multidimensional phenomenon which is a major challenge in all countries. To reduce poverty and improve welfare, government intervention programs are needed. Conditional cash transfer programs are widely implemented in several countries. In Indonesia, there is Program Keluarga Harapan (PKH). This program has many debates as an anti-poverty program. This research looks at the effect of PKH on poverty and welfare in Indonesia. It used the 2019 Susenas raw data and analyzed by SEM-PLS method. The findings showed that PKH had a negative-significant effect on poverty and a positive-significant effect on welfare in Indonesia. In addition, poverty has a negative and significant effect on welfare in Indonesia. The research results are expected to be input for the central and regional governments in making policies for the sustainability of PKH implementation in reducing poverty and increasing welfare.]]>
<![CDATA[Reflecting the Nature of the Prophet Muhammad on the Ethics of Internal Auditors ]]>
<![CDATA[Rayyes, Fishal]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.6239
<![CDATA[This study aims to explain the reflection of the characteristics of the Prophet Muhammad on the ethics of internal auditors located in Surabaya. This type of research is qualitative phenomenology to capture problems in internal auditors and reveal the meaning contained in them by understanding deeply the characteristics of the Prophet Muhammad SAW which are actualized in the ethics of internal auditors. The approach that will be used in this research is the case study method. This research is also an activity where exploration must be carried out to identify new information and understand the limited circumstances and want to know in depth and detail of the activities to be carried out. The results of this study found that the characteristics of the Prophet Muhammad SAW, namely shiddiq, amanah, tabligh and fathanah, are contained in the values of the code of ethics for internal auditors located in Surabaya.]]>
<![CDATA[The Effect of Social Environment on Household Consumption Patterns through Lifestyle ]]>
<![CDATA[Kholis, Nur]]>;
<![CDATA[Salsabila, Fira Talitha]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.6292
<![CDATA[This study examines the influence of the social environment on household consumption patterns through lifestyle. The research sample was 100 employees of PT. Japfa Comfeed Indonesia Gedangan Unit, Sidoarjo Regency. Data were collected using questionnaires distributed directly to workers and analyzed using descriptive analysis, linear regression, and the Sobel test. The study's results include: first, the social environment affects household consumption patterns (the higher a person's social environment, the higher the consumption pattern) and lifestyle (people who live in a high social environment tend to have a more elevated lifestyle). Second, lifestyle directly affects household consumption patterns (people with a high lifestyle will have higher daily consumption) and mediates the influence of the social environment on household consumption (people with an elevated lifestyle and living in a high social environment will have higher daily consumption]]>
<![CDATA[Peningkatan Daya Saing UMKM melalui Financial Technology dan Digital Marketing ]]>
<![CDATA[Altin, Darus]]>;
<![CDATA[Wahyudin, Nanang]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.6608
<![CDATA[The research purpose is to produce a model for increasing the competitiveness of micro, small and medium enterprises (MSMEs) through financial technology and digital marketing in Pangkalpinang City. 60 SMEs were selected as a sample using accidental sampling. Data was collected through observation and interview methods. Data analysis used a mixed method which is a combination of qualitative and quantitative methods, including validity and reliability tests, descriptive analysis, qualitative data analysis, and important performance analysis (IPA). The results show that the performance of MSMEs in implementing financial technology and digital marketing has met expectations, so that MSMEs can improve their service quality dimensions. This research is expected to contribute ideas to Pangkalpinang City government regulations in increasing the competitiveness of MSMEs in the current and future Covid-19 pandemic era.]]>
<![CDATA[Pengaruh Literasi Keuangan, Inklusi Keuangan, dan Sikap Keuangan terhadap Pengelolaan Keuangan UMKM di Kapanewon Godean, Kabupaten Sleman ]]>
<![CDATA[Kusumaningrum, Sintawati Mita]]>;
<![CDATA[Wiyono, Gendro]]>;
<![CDATA[Maulida, Alfiatul]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.6867
<![CDATA[The study aims to determine the effect of financial literacy, financial inclusion, and financial attitude on MSME financial management in Kapanewon Godean. The sample used amounted to 99 respondents. The sampling technique used purposive sampling method. Analysis of research data using multiple linear regression method. The results indicate that financial literacy has a negative and significant effect on financial management, financial inclusion has no effect on financial management, and financial attitude has a positive and significant effect on financial management. The other results state that financial literacy, financial inclusion, and financial attitude simultaneously influence MSME financial management in Kapanewon Godean. The results of this study serve as a reference for the local government of Sleman Regency in planning a strategy for improving the performance of MSMEs.]]>
<![CDATA[Analisis Faktor-Faktor yang Berpengaruh terhadap Return Saham Perusahaan Jasa di Bursa Efek Indonesia pada Periode 2018-2021 ]]>
<![CDATA[Giyartiningrum, Eko]]>;
<![CDATA[Azzahra, Ummi Fajarina]]>;
<![CDATA[Prasetyo, Heri]]>;
<![CDATA[Swandari, Fifi]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.7028
<![CDATA[This study aims to explore the impact of DER, LDR, and NIM on stock returns of service companies in the IDX for the period of 2018-2021. Secondary data was obtained purposively for company financial reporting or via the website www.idx.com. Data analysis is done through multiple regression testing, F-test, and t-test. The results obtained show that only DER and LDR partially have a significant effect on stock returns of service companies in the study period, while NIM has proven to have no significant effect on stock returns. Simultaneously, the three independent variables proved to have a significant effect on service company stock returns in the study period. It is expected that the results of this study will contribute to providing deeper insight into the various factors that can influence stock returns in the Indonesian capital market and serve as a reference for investors and financial managers in making investment decisions.]]>
<![CDATA[Analisis Faktor Konfirmasi Indeks Pembangunan Manusia Indonesia Tahun 2019-2020 ]]>
<![CDATA[Hanifah, Nurul]]>;
<![CDATA[Rachmawati, Rima]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.7137
<![CDATA[The Human Development Index (IPM) is one of the development target indicators that is very important to pay attention to its development, because it is one of the main performance measurement indicators for Regional Incentive Funds (DID) in encouraging community welfare improvements. In 2020, Indonesia's HDI percentage slowed down by 0.03 percent. This research aims to examine the dimensions that need to be developed so that Indonesia's HDI achievements continue to increase. This descriptive and verification research uses a quantitative approach. Secondary data collected in this study were analyzed using confirmatory factor analysis. The results state that the dimension of a decent standard of living has the strongest contribution to HDI achievements. Another result is that Papua is a province with the lowest standard of living in Indonesia which is reflected in its per capita expenditure. Several factors contribute to the low standard of living in the province of Papua, namely the high unemployment rate and poverty rate.]]>
<![CDATA[Analisis Determinan Indeks Pembangunan Manusia di Indonesia Tahun 1990-2021 ]]>
<![CDATA[Nurlina, Nurlina]]>;
<![CDATA[Ridha, Ahmad]]>;
<![CDATA[Asnidar, Asnidar]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.7287
<![CDATA[The purpose of this study is to analyse the determinants of the human development index in Indonesia. The variables analyzed include economic growth, government spending on education and the inflation rate. The data period is 1990-2021, with the analysis method using the autoregressive distributed lag (ARDL) model. The results obtained show that economic growth and government spending have a positive and significant effect on HDI in both the long and short term, while inflation has a negative and significant effect on HDI. The theoretical implication is that there is a need for stable economic growth and increased spending on education to support an increase in people's welfare as reflected in the increase in the HDI value. In addition, the government needs to control the inflation rate more effectively.]]>
<![CDATA[Dampak Sosial Ekonomi Bencana Banjir dan Pemetaannya Berbasis Sistem Informasi Geografis (SIG) ]]>
<![CDATA[Ratnaningsih, Tri Kurniawati]]>;
<![CDATA[Rahayu, Heffi Christya]]>;
<![CDATA[Lestari, Etty Puji]]>;
<![CDATA[Sultan, Sultan]]>;
<![CDATA[Fathoni, Ahmad]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.7476
<![CDATA[The purpose of this study was to determine the distribution of flood locations in the Rokan Hulu regional administrative area and to determine the socio-economic impact of flooded households by modeling the distribution of flood locations based on Geographic Information Systems (GIS). The population is residential residents of Rokan Hulu Regency and floodplain sampling points located in the floodplains. The possibility of a flood disaster in Rokan Hulu Regency is very vulnerable and is divided into 16 districts. The research data was evaluated using point analysis method. There are two types of spatial mapping used, namely spatial mapping and spatial overlay. Spatial mapping is a description of conditions on a map, while spatial overlay is an analysis of several maps to create a new map. This mapping produces a flood hazard map, as well as a combination of point analysis and coverage analysis.]]>
<![CDATA[The Role of Brand on Educational Institution ]]>
<![CDATA[Irpansyah, Muhamad Alvi]]>;
<![CDATA[Chan, Arianis]]>;
<![CDATA[Tresna, Pratami Wulan]]>
<![CDATA[ Jurnal Samudra Ekonomi dan Bisnis Vol 14 No 2 (2023): JSEB ]]>
Publisher : <![CDATA[Fakultas Ekonomi Universitas Samudra ]]>
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DOI: 10.33059/jseb.v14i2.5405
<![CDATA[Brand is one of the strategies that can be carried out by educational institutions, including by building brand awareness, brand associations and perceived quality. The purpose of this study was to determine the effect of brand awareness, brand association and perceived quality on students' decisions in choosing SMK as a senior high school, both partially and simultaneously. The quantitative method with the type of causal descriptive research was implemented on 329 students of SMKN 1 Cianjur who were selected as samples. The results of the path analysis of the data show that brand awareness, brand associations and quality perceptions are proven to have a positive and significant influence, both partially and simultaneously on the purchasing decision process.]]>
