cover
Contact Name
Mukhlisul Muzahid
Contact Email
p2m@pnl.ac.id
Phone
+6285220281520
Journal Mail Official
ekonis@pnl.ac.id
Editorial Address
Jurusan Tata Niaga Politeknik Negeri Lhokseumawe Jalan Banda Aceh - Medan Km 280,3 Buketrata Po Box 90, Telp (0645) 42785 Fax (42785)
Location
Kota lhokseumawe,
Aceh
INDONESIA
Ekonis : Jurnal Ekonomi dan Bisnis
ISSN : 16938852     EISSN : 25495003     DOI : https://doi.org/10.30811/ekonis
Core Subject : Economy,
Tujuan penerbitannya adalah untuk memfasilitasi para peneliti, praktisi dan akademisi dalam menyebarluaskan hasil riset, gagasan dan pandangan mereka tentang ekonomi dan bisnis.
Articles 153 Documents
PENGARUH LITERASI EKONOMI DAN KONTROL DIRI TERHADAP PENGELOLAAN KEUANGAN KELUARGA (STUDI KASUS IBU RUMAH TANGGA DI DESA LAIYOLO BARU) Inanna, Inanna; Nesvita, Erma; Nurdiana, Nurdiana; Supatminingsih, Tuti; Hasan, Muhammad
Ekonis: Jurnal Ekonomi dan Bisnis Vol 25, No 2 (2023): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v25i2.4250

Abstract

The purpose of this study was to determine the effect of economic literacy and self-regulation on family financial management in Laiyolo Baru Village. This research uses a type of quantitative research with a descriptive approach. Questionnaires and documentation are used as data collection methods. The population in the study were 53 housewives. The data analysis technique used is the classical assumption test, multiple linear regression analysis, f test, t test and the coefficient of determination. The results showed that the variables of economic literacy (X1) and self-control (X2) had an effect on the financial management of housewives in Laiyolo Baru Village.Keywords : Economic Literacy, Self-Control, Financial Managemen.
FAKTOR-FAKTOR YANG MEMPENGARUHI HARGA SAHAM PADA 4 (EMPAT) BANK ASET TERBESAR DI INDONESIA PERIODE 2017–2021 Hartanto, Hartanto
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 1 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i1.5014

Abstract

Abstract: The purpose of this research is to examine and analyze the effect of fundamental factors: Net Interest Margin, Loan to Deposit Ratio, Earning Per Share and Net Income on Stock Prices. This research method is a causal research design. The research was conducted on 4 (four) banks with the largest assets in Indonesia which were listed on the Indonesia Stock Exchange in 2017-2021. The statistical test tool used is a multiple linear regression model. The results of this research show that Earning Per Share has a significant and positive effect on stock prices, while Net Interest Margin, Loan to Deposit Ratio and Net Income have no effect on stock prices. Keywords: Net Interest Margin (NIM), Loan to Deposit Ratio (LDR), Earning Per Share (EPS), Net Income, Stock Price.
ANALISIS PERBANDINGAN KINERJA INDUSTRI PERBANKAN INDONESIA SEBELUM DAN SESUDAH ERA INOVASI DAN TEKNOLOGI Andriyanti, Rissa Oktaviana; Fatimah, Atika
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 1 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i1.5019

Abstract

Abstract: Before innovation and technology were applied to the banking industry, banking operations were not fully integrated and business insight in decision making was still limited due to limited data. This data limitation is caused by banks which still tend to rely on periodic financial reports and manual analysis. However, after the era of innovation and technology marked by big data, sophisticated cloud system and artificial intelligence (AI), it is hope that the banking industry can improve data analysis, decision making and provide services to customer and be able to answer challenges in the era of innovation and technology sustainable towards the industrial era 5.0. Therefore, the research aims to determine the performance of the banking industry from a comparative perspective before and after the technology and innovation era. The analytical method used is the average difference test of banking industry performance indicators consisting of assets, third party funds (DPK), credit, capital adequacy ratio (CAR), and return on assets (ROA). The research results show that there is an average difference before and after the technology and innovation era in banking performance indicators namely assets, credit CAR and ROA, while there is no average difference in the DPK indicator before and after the technology and innovation era. This means that the era of technology and innovation has an impact on assets, credit, CAR and ROA as performance indicators of the banking industry. However, the era of technology and innovation does not have an impact on DPK, so it is a challenge in itself for sustainable technology and innovation era in welcoming the industrial era 5.0.Keywords: Banking Industry Performance, Assets, DPK, Credit, CAR, ROA, Technology and Innovation Era, Average Difference Test
PENGARUH KUALITAS PRODUK DAN PERSEPSI HARGA TERHADAP KEPUTUSAN PEMBELIAN MIE LEMONILO PADA MASYARAKAT KOTA PALEMBANG Madeleine, Madeleine; Oktavia, Diana
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 1 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i1.5015

Abstract

Abstract : This research aims to prove the influence of product quality and price perception on purchasing decisions for Lemonilo noodles among the people of Palembang City. The variables used in this research are product quality, price perception and purchasing decisions. The type of data used in this research is primary data. The population in this study were all consumers who had purchased Lemonilo Noodles from the Palembang City Community and the sample in this study was 100 respondents who had met the criteria using a purposive sampling technique. The research method used in this research is quantitative. The data analysis technique used is multiple linear regression analysis. The results of the research show that product quality and price perception have a positive and significant effect on purchasing decisions.Kata kunci: Product Quality, Price Perception and Purchasing Decisions
ANALISIS PENGETAHUAN KEWIRAUSAHAAN DAN SIKAP MANDIRI TERHADAP MINAT BERWIRAUSAHA ALUMNI PONDOK MODERN DARUSSALAM GONTOR Sa’diah, Zulfatus; Sukaithin, Oma
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 1 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i1.5020

Abstract

Abstract: Currently, Indonesia's economic development is considered lacking because there is little public interest in starting a business. As evidenced by comparative data on the entrepreneurial population in 7 ASEAN countries, Indonesia is in the second lowest level after Myanmar. For this reason, creating active and creative entrepreneurs needs to start from the level of interest in entrepreneurship. Entrepreneur-based school alumni have added trustworthiness to increase the criteria for people who are interested in entrepreneurship. This can also be obtained from Islamic boarding school alumni who provide entrepreneurial knowledge and various entrepreneurial practices. Apart from entrepreneurial knowledge, another thing that can play a strong role in influencing the desire to become an entrepreneur is an independent attitude. So, the aim of this research is to determine the influence of entrepreneurial knowledge and independent attitudes on the entrepreneurial interest of Pondok Modern Darussalam Gontor alumni. This research uses a quantitative approach. The sampling technique used was purposive sampling, with a total sample of 130 alumni selected. The data processing and analysis technique uses Variance Based Structural Equation Modeling, the Partial Least Square (PLS) method with the help of SmartPLS 3.0. The results of this research say that the test results between entrepreneurial knowledge and entrepreneurial interest have a path coefficient value of 0.386, which means the number is close to +1, thus illustrating the relationship produced by the exogenous variable (entrepreneurial knowledge) and the endogenous variable (entrepreneurial interest) is a positive relationship. And it has a T-Statistic value of 2.221 (1.96) so it is said to be significant for interest in entrepreneurship. And the test results between independent attitude and interest in entrepreneurship have a path coefficient value of 0.145, which means the number is close to +1 so that it illustrates the relationship produced by the exogenous variable (independent attitude) with the endogenous variable (interest in entrepreneurship) is a positive relationship. However, it has a T-Statistic value of only 1.415 (1.96) so it is said that it is not significant for interest in entrepreneurshipKeywords: Entrepreneurial Knowledge, Independent Attitudes, and Entrepreneurial Interest
PENGARUH KUALITAS PRODUK DAN PROMOSI TERHADAP KEPUASAN KONSUMEN MELALUI KEPUTUSAN PEMBELIAN PADA PRODUK BUAH NAGA DI DESA TOTTONG KECAMATAN DONRI-DONRI KABUPATEN SOPPENG Sari, Sri Puspita; Mustari, Mustari; Supatminingsih, Tuti; Said, Muh. Ihsan; Dinar, Muhammad
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 1 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i1.5011

Abstract

Abstract: The aim of this research is to determine the effect of product quality and promotion on consumer satisfaction through purchasing decisions as an intervening variable for dragon fruit products in Tottong Village, Donri-Donri District, Soppeng Regency. The method used is a quantitative approach. The population in this study was consumers of dragon fruit products in Tottong Village whose population was unknown, and in determining the sample using the Cochran formula a sample size of 97 people was obtained, which was taken using a non-probability sampling method with accidental sampling technique. The data collection technique used in this research used a list of questions/questionnaire. Data analysis techniques in this research use Path Analysis, Classic Assumption Test, Hypothesis Test (t Test and f Test), Correlation Analysis and Coefficient of Determination. Data processing in this research used IBM SPSS software program version 26. This research resulted in findings that: (1) product quality significantly influences consumer satisfaction with Dragon Fruit products in Tottong Village, (2) promotion significantly influences consumer satisfaction with Buah Naga products Dragon in Tottong Village, (3) product quality significantly influences purchasing decisions for Dragon Fruit products in Tottong Village, (4) promotions significantly influences purchasing decisions for Dragon Fruit products in Tottong Village, (5) consumer satisfaction does not significantly influence purchasing decisions on Dragon Fruit products in Tottong Village, (6) purchasing decisions as an intervening variable cannot mediate between product quality and consumer satisfaction on Dragon Fruit products in Tottong Village, (7) purchasing decisions as an intervening variable cannot mediate between promotion and satisfaction consumers of Dragon Fruit products in Tottong Village.Keywords: Product Quality, Promotion, Consumer Satisfaction, Purchasing Decisions
PENGARUH PRILAKU NASABAH DAN KARAKTER INDIVIDU TERHADAP PENGAJUAN KREDIT DI PT. BPR DURIAN MANDIRI KOTA SAWAHLUNTO Zakiyah, Dzikra; Yeni, Afni; Arfimasri, Arfimasri
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 1 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i1.5016

Abstract

Abstract: This study aims to analyze the influence of customer behavior and individual character on credit applications at PT. BPR Durian Mandiri Sawahlunto City. The sample in this study were 50 respondents with accidental sampling method. Based on the results of multiple linear regression analysis of the variables of Customer Behavior and Individual Character on Credit Submission with a value of Y = 24.613 + 0.052 (X1) + 0.458 (X2) + e. From the t test conducted on the variable X1 + 0.052 (X1) + 0.458 (X2) + e. From the t test conducted on variable X1, namely Customer Behavior with a t-count value greater than the t-table 2.276 2.012, which means that the Customer Behavior variable affects Credit Submission, as for variable X2, namely Individual Character, the t-count value is greater than the t-table 2.391 2.012, which means that Individual Character affects Credit Submission. While the results of the f-test analysis obtained an f-count value greater than the f-table, namely 3.523 3.19, which means that Customer Behavior and Individual Character together have an effect on Credit Submission.Keyword : Customer Behavior, Individual Character, Credit Application.
DETERMINAN RETURN SAHAM PADA PERUSAHAAN YANG TERDAFTAR DI JAKARTA ISLAMIC INDEX Cahyani, Dwi Indri; Dewi, Nurmila; Rusydi, Rusydi
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 2 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i2.6039

Abstract

Abstract: Stock return is the rate of profit obtained from an investment, which can influence investors in making investment decisions. Investors are interested in investing in companies that provide a rate of return that meets their expectations. The purpose of this research is to test and analyze the determinants of stock returns in companies listed on the Jakarta Islamic Index for the period 2018-2022. The independent variables used are the Current Ratio, Debt to Equity Ratio, and Return on Equity, while the dependent variable is Stock Return. There are 50 companies in the population listed in the Jakarta Islamic Index. The sampling technique obtained using purposive sampling consists of 13 samples. This research uses the multiple linear regression analysis method with panel data. The results show that the Current Ratio has a significant effect on stock returns, while the Debt to Equity Ratio and Return on Equity do not have a significant effect on stock returns. The contribution of all independent variables (Current Ratio, Debt to Equity Ratio, and Return on Equity) to stock returns is 57%, while 43% can be explained by other variables outside this research. Keywords: Current Ratio, Debt to Equity Ratio, Return on Equity, and Stock Return.
PENGARUH TINGKAT PENDIDIKAN, PEMAHAMAN AKUNTANSI, SKALA USAHA DAN LAMA USAHA TERHADAP KUALITAS LAPORAN KEUANGAN PADA USAHA MIKRO KECIL DAN MENENGAH Indriyani, Tiyas
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 2 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i2.6046

Abstract

Abstract: This research aims to analyze the influence of education level, understanding of accounting, business scale and length of business on the quality of financial reports in MSMEs in Imogiri District. The research uses a quantitative approach. The population of this research is MSMEs in Imogiri District which are registered in the Information System of the Department of Trade, Cooperatives, SMEs and Industry (SIDAKUI) Bantul Regency for the 2021 period with a sample of 88 MSMEs selected using the purposive sampling method. The data analysis technique used is multiple linear regression analysis with the help of the SPSS 25.0 for Windows application. The results of the research show that the level of education, scale of business and length of business have no effect on the quality of financial reports, while understanding accounting has a significant positive effect on the quality of financial reports. Keywords: Education Level, Understanding of Accounting, Business Scale, Length of Business, Quality of Financial Reports, MSMEs.
PERILAKU BELANJA WEBROOMING DALAM PEMENUHAN KEBUTUHAN INDIVIDU DARI PERSEPKTIF SELF-DETERMINATION THEORY Rahma, Resita Septia
Ekonis: Jurnal Ekonomi dan Bisnis Vol 26, No 2 (2024): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30811/ekonis.v26i2.6034

Abstract

Abstract :  The development of current consumer behavior shows shopping behavior using more than one channel to reduce fog. This study tries to offer a theoretical concept of omnichannel shopping behavior based on self-determination theory to explain what drives and motivates consumers to do webrooming behavior. This study was conducted using a survey method on 206 consumers who had done webrooming behavior using SEM-PLS analysis. Empirical results indicate that the needs of the three individuals with self-determination are proven to be drivers of consumers in doing webrooming behavior. However, unlike the testing of moderation variables, the three self-determination needs do not fully moderate and only product characteristics moderate the relationship between autonomy variables and webrooming behavior. Keywords :  Consumer Behavior, Omnichannel,  Shopping, Self-determination, Webrooming

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