cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
-
Contact Email
-
Phone
-
Journal Mail Official
-
Editorial Address
-
Location
Kota bandung,
Jawa barat
INDONESIA
Journal of Economicate Studies
Published by Islamicate Institute
ISSN : -     EISSN : 25984799     DOI : -
Core Subject : Economy, Education,
Economics, Econometrics & Finance Education Other
Journal of Economicate Studies (JoES) is a publication dedicated to and focused on the scholarly study of all aspects of Economicate studies. This journal receives articles from lecturers and researchers who have the new and progressive issues on scholarly study of all aspects of Economicate related, but not limited to, microeconomics, macroeconomics, managerial economics, monetary economics, fiscal policy, public sector economics, development economics, economics of education, economics of health, labor economics, economics of philanthropy, and religion based economics, as well as ethical questions related to the economics available in the societies all around the world.
Arjuna Subject : -
Articles 94 Documents
 1   2   3   4   5 
Wakalah bi al-Ujrah in Letter of Credit Services: Sharia Bank Applications Liswardi, Liswardi
Journal of Economicate Studies Vol. 8 No. 1 (2024): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v2i1.462

Abstract

This study analyzes the application of the Wakalah bi al-Ujrah contract in Letter of Credit (LC) services within Sharia banks. As an agency-based contract, Wakalah bi al-Ujrah enables banks to act on behalf of clients in facilitating trade transactions while charging a transparent service fee. This paper adopts a qualitative literature-based approach, reviewing books, journal articles, and institutional guidelines. Findings indicate that the contract ensures Sharia compliance, strengthens customer trust, and provides operational efficiency in trade finance. Nevertheless, challenges persist, including limited customer literacy, regulatory inconsistencies, and misinterpretation of fee structures. To optimize implementation, strategies such as enhancing Sharia governance, improving transparency, and expanding educational initiatives are recommended. The study contributes theoretically by integrating agency and risk management perspectives in Islamic finance and practically by providing insights for regulators and practitioners to enhance competitiveness in global trade facilitation
THE SHARIA BANK SYNDICATION FINANCING IN THE ECONOMIC LAW PERSPECTIVE Sholihin, Riadhus
Journal of Economicate Studies Vol. 2 No. 2 (2018): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v2i2.467

Abstract

The development is carried out by the state aimed at public welfare, especially with the presence of large-scale projects that require large funds as well. But this is constrained by capital. Islamic banking can take the opportunity by financing. However, Islamic banking is limited in providing capital to debtors and there are also rules regarding the maximum limit of financing. To answer these problems, syndicated banking cooperation with other financial institutions is needed in fulfilling financing capital needs. However, arrangements regarding syndication of Islamic banks are inadequate with the needs of Islamic banking in conducting sharia syndicated financing. This paper examines the legal aspects of Islamic economics in syndicated bank financing
THE EFFECT OF INFLATION, BANK INDONESIA RATE, NON PERFORMING FINANCING, AND COSTS OF OPERATING EXPENSES TO OPERATING REVENUES ON PROFITABILITY OF SHARIA COMMERCIAL BANKS IN INDONESIA Syah, Toufan Aldian; Kharismasyah, Alfato Yusnar
Journal of Economicate Studies Vol. 2 No. 2 (2018): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v2i2.469

Abstract

The Banking Industry has a very important role in economic development in a country. Indonesia, which is the largest Muslim country in the world, certainly has excellent prospects for the development of the Sharia Banking Industry in the future. Therefore, the development of Sharia banks has slowed in recent years and the profitability of Sharia banks is also still below the ideal value. This study aims to determine the internal factors and external factors that influence the profitability of Sharia Commercial Banks from January 2012 to August 2017. The variables used in this study are ROA, Inflation, NPF, and OEOR. The data used is the aggregate data of all Sharia Commercial Banks registered at Bank Indonesia. Measurement of Statistical Descriptions, F-test, t-test, Correlation Coefficient, Determination Coefficient and Multiple Linear Regression using IBM SPSS 21 software. The results showed that there were significant negative effects of the variable BI rate, NPF, and OEOR while the Inflation variable showed a negative but insignificant effect. Overall the above variables affect ROA by 87.7% while 12.3% is likely to be influenced by other factors.
THE OPTIMIZATION OF THE ROLE OF ZAKAT IN THE ALLEVIATING POVERTY IN INDONESIA Haniefah, Farisha Rizky; Faozan, Akhmad
Journal of Economicate Studies Vol. 2 No. 2 (2018): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v2i2.470

Abstract

This study aims to determine the extent of the role of zakat in alleviating identified as mustahiq inentrepreneurship. Zakat intended for mustahiq can be used as business capital where businessesdeveloped by mustahiq are generally still small-scale, which is not accessed by bank financialinstitutions. The mentoring process includes planning, implementing, supervising and controlling andevaluating the program, becoming one of the amil zakat programs in managing productive zakat so thatit is expected to create economic circulation, increase the productivity of community businesses,increase income / economic results, and be sustainable. The methodology used in this study is adescriptive qualitative method to see the effect of productive zakat on the empowerment of the poorthrough the poverty index. This study consisted of primary data and secondary data. Primary dataobtained from the survey results or the results of questionnaires and conducted in-depth interviews withproductive Zakat program managers in Baznas and mustahiq as participants of the communityempowerment program through productive zakat. While secondary data is obtained from the BAZNASProgram Report on the internet, several kinds of literature, articles both magazines, journals,newspapers and the internet. The results of the study show that overall mustahik considers that theproductive zakat program by Baznas has run very well.
THE APPLICATION OF THE HYBRID CONTRACTS CONCEPT TO MULTIPURPOSE FINANCING Burhanudin, Muhammad
Journal of Economicate Studies Vol. 2 No. 2 (2018): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v2i2.471

Abstract

The term hybrid contracts (al-ququd al-murakkabah / multiakad) are already familiar to practitioners and academics of sharia economic law. This indicates the rapid innovation in sharia economic law, especially in sharia financial institutions. Each product issued by Islamic financial institutions certainly uses more than one contract, including multipurpose financing products. Then what about the hadith narrated by Imam Ahmad who stated "... has prohibited two agreements (contract) in one agreement (contract) ...". Is multipurpose financing including prohibited or not? To answer this question, the author tries to examine more comprehensively about the application of the concept of hybrid contracts to Multipurpose Financing. The results of the author's analysis suggest the following: first, that in its implementation, multipurpose financing applied in Islamic banking uses a hybrid contracts (al-‘uqud al-murakkabah / multiakad). The contracts applied to this multipurpose financing are murabahah contracts, ijarah contracts, and kafalah contracts; second, the application of hybrid contracts in multipurpose financing turns out as long as it does not conflict with the rules in Law Number 21 of 2008 concerning Islamic Banking and does not conflict with the MUI DSN Fatwa on Murabahah, Ijarah and Kafalah, and does not conflict with the Compilation of Islamic Economic Law (KHES), therefore, the application of these hybrid contracts is permissible. and third, as for the object of multipurpose financing in the form of halal goods and / or services (allowed by sharia), including financing to meet customer needs for halal goods / objects, in addition to land and residential buildings, flats (apartments, shop houses, home office) cars and gold. The financing objects that are allowed include: two-wheeled motorcycles, building materials, electronic goods, household furniture. These objects are not necessarily the same as those applied to other banks.
THE IMPLEMENTATION OF IJARAH MUNTAHIYA BITTAMLIK AND MUDHARABAH PRODUCTS IN THE SHARIA ECONOMIC LAW PERSPECTIVE Mu’minah, Mimin
Journal of Economicate Studies Vol. 2 No. 2 (2018): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v2i2.472

Abstract

This article is motivated by the rapid development of the Islamic banking world, especially in Indonesia where the majority of the population is Muslims. When other countries have given birth to Islamic-based banks, as well as Indonesia, in 1992 was the establishment of Bank Muamalat Indonesia. Islamic banks use applications that are different from conventional banks, where the term on conventional banks is interest, whereas in Islamic banks use the profit sharing application. One application of Islamic banks that is very helpful to customers is the Mudharabah and Ijarah Muntahiya Bittamlik (IMBT) application. Although these two applications exist in Islamic banks or Islamic-based banks, it is possible that the two applications are not in accordance with Islamic economic law. Therefore, this paper tries to analyze the mudharabah and IMBT applications in the perspective of sharia economic law.
THE IMPLEMENTATION OF ISO 9001: 2015 QUALITY MANAGEMENT SYSTEM AT PT TARUMATEX BANDUNG Hernawan, Yosep; Kesuma Dewi, Sri Wijaya; Musafa, Musafa
Journal of Economicate Studies Vol. 2 No. 1 (2018): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v2i1.487

Abstract

The application of ISO 9001: 2015 becomes an important issue in line with increasingly competitive competition in the industrial world. The company strives to maintain its position and increase consumer confidence. ISO 9001: 2015 can be used as a tool to measure the company's credibility globally and improve the quality of company management and meet the demand for products and services according to the wishes of consumers. The research aims to find out how far the application of ISO 9001: 2015 as a Quality Management System is applied in a company, what benefits will a company achieve when implementing an ISO 9001: 2015 Quality Management System, identify problems and solutions and what steps companies must take in order to implement the Management System ISO 9001: 2015 quality can run well. The approach used is a qualitative descriptive method. The results obtained in the form of a recapitulation of the implementation of ISO 9001: 2015 in the company in the form of constraints and obstacles, evaluation and benefits obtained after implementing the ISO 9001: 2015 Quality Management System such as the division of authority and responsibilities of each division that is clearer, communication and response faster towards customers, continuous improvement and so on.
Bayt al-Māl wa al-Tamwīl and Community Economic Empowerment Nurholis, Ahmad
Journal of Economicate Studies Vol. 8 No. 1 (2024): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v8i1.500

Abstract

This paper analyzes the role of Bayt al-Māl wa al-Tamwīl (BMT) as an Islamic microfinance institution in developing community economies. By integrating social and commercial functions, BMTs manage zakat and charitable funds while also providing financing through profit-sharing and qard al-ḥasan contracts. The research employs a qualitative literature review using books, journal articles, dissertations, and institutional publications. Findings reveal that BMTs enhance financial inclusion, empower micro and small enterprises, and strengthen community resilience. Challenges include limited governance capacity, technological constraints, and regulatory inconsistencies. Nevertheless, opportunities lie in digital transformation, government support, and alignment with Sustainable Development Goals. Theoretically, the study contributes to Islamic finance discourse by linking social and commercial finance in a hybrid institutional model. Practically, it offers strategies for policymakers and practitioners to strengthen BMT operations, expand outreach, and optimize their role in community economic development
Fuzzy Logic in Determining Hotel Priorities for The Halal Tourism Industry in Garut City Ramdhani, Rizky Fajar; Romlah, Siti; Fanani, Ivan
Journal of Economicate Studies Vol. 4 No. 2 (2020): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v4i2.620

Abstract

Garut Regency is one of the 13 districts designated by the West Java Provincial Government as a halal tourist destination because the various tours that Garut Regency has, such as natural, cultural, special interest, and artificial tourism are very supportive of the development of halal tourism in Indonesia, especially Java. West. Moreover, the majority of Garut residents are Muslim (99.77%). Various selected facilities for sharia tourism, such as hotels, continue to be developed based on the Muslim friendly principle. However, the use of sharia in hotels in Garut as promoted by the Garut Tourism Office is a self-declaration until now, there are no hotels in Garut that already have a halal certificate. So that the problem points to be formulated and known in this study is the extent to which hotels in Garut, especially in the tourist area of ​​Cipanas, have fulfilled the Islamic concept based on Permen Paweka No. 2 of 2014 concerning "Guidelines for Conducting Sharia Hotel Businesses." The approach used in analyzing the hotel is the fuzzy logic approach, which has the advantage that it can be used to analyze data in both exact and social research. This method is applied by researchers to determine hotel priorities based on the product, service, and management variables that are in the criteria for the hilal-1 sharia hotel. These criteria will be included in the fuzzy system variables so that hotels in Garut can be determined whether they are good, good, standard, or bad.
Strategies to Increase Teacher Competency in Efforts to Generate Vocational School Graduates According to Standards of Business and Industry (DUDI) Siregar , Dannerd Wilfried; Husen Saeful Insan; Sutaryat Trisnamansyah; Waska Warta
Journal of Economicate Studies Vol. 3 No. 1 (2019): Journal of Economicate Studies
Publisher : Islamicate Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32506/joes.v3i1.636

Abstract

Competition in the Business and Industrial World (DUDI) is a part of which influences human life today and in the future. Its development was built by one of the human efforts in the field of education. SMK as an educational activity that prepares graduates to be ready for work is a fundamental thing, where work readiness itself will have an impact on life. SWOT theory includes Strengths, Weaknesses, Challenges and Threats which are the empirical principles put forward. With a qualitative method through the principles of observation, interview and documentation. Research Questions Focus on: 1. Teacher's Competency Strengths in developing graduates according to DUDI standards? 2. Weaknesses of Teacher Competence in developing graduates according to DUDI standards? 3. Teacher Competency Challenges in developing graduates who comply with DUDI standards? and 4. Threats of Teacher Competence in developing graduates according to DUDI standards? Where the results of the research show that the complexity of the standards of the business world and industry is very broad, while the implementation of teacher competencies has not been developed for the development of readiness to balance and develop DUDI itself.

Page 2 of 10 | Total Record : 94

 1   2   3   4   5 

Filter by Year

2017 2025


Reset
Filter By Issues
All Issue Vol. 9 No. 2 (2025): Journal of Economicate Studies Vol. 9 No. 1 (2025): Journal of Economicate Studies Vol. 8 No. 2 (2024): Journal of Economicate Studies Vol. 8 No. 1 (2024): Journal of Economicate Studies Vol. 7 No. 2 (2023): Journal of Economicate Studies Vol. 7 No. 1 (2023): Journal of Economicate Studies Vol. 6 No. 2 (2022): Journal of Economicate Studies Vol. 6 No. 1 (2022): Journal of Economicate Studies Vol. 5 No. 2 (2021): Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies Vol. 4 No. 2 (2020): Journal of Economicate Studies Vol. 4 No. 1 (2020): Journal of Economicate Studies Vol. 3 No. 2 (2019): Journal of Economicate Studies Vol. 3 No. 1 (2019): Journal of Economicate Studies Vol. 2 No. 2 (2018): Journal of Economicate Studies Vol. 2 No. 1 (2018): Journal of Economicate Studies Vol. 1 No. 2 (2017): Journal of Economicate Studies Vol. 1 No. 1 (2017): Journal of Economicate Studies More Issue