Journal of Economicate Studies
Journal of Economicate Studies (JoES) is a publication dedicated to and focused on the scholarly study of all aspects of Economicate studies. This journal receives articles from lecturers and researchers who have the new and progressive issues on scholarly study of all aspects of Economicate related, but not limited to, microeconomics, macroeconomics, managerial economics, monetary economics, fiscal policy, public sector economics, development economics, economics of education, economics of health, labor economics, economics of philanthropy, and religion based economics, as well as ethical questions related to the economics available in the societies all around the world.
Articles
94 Documents
<![CDATA[A Brand Image of E-Commerce's Buying Interest ]]>
<![CDATA[Amelia, Windi Amanda]]>
<![CDATA[ Journal of Economicate Studies Vol. 4 No. 1 (2020): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v4i1.658
<![CDATA[This article discusses the brand image of ecommerce buying interest. The methods used in this study are the literary methods that are sourced in books, research reports, journals and websites. This article finds that brand imagery serves as a strategy to safeguard and increase consumer interest, a positive brand image can make it easier for consumers to realize their interest in e-commerce.]]>
<![CDATA[Accelerated Repayment of Murabahah Agreement in Sharia Banking ]]>
<![CDATA[Susandi, Adi]]>;
<![CDATA[Al Hakim, Sofian]]>
<![CDATA[ Journal of Economicate Studies Vol. 4 No. 2 (2020): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v4i2.663
<![CDATA[Banking growth in Indonesia has started to improve, as seen in the financing conducted by sharia banks as well as credit in conventional banks. In the midst of the current crisis, Sharia banking continues to face a very rapid development in the muslim-majority community. Sharia banking is the performance of the Sharia industry in Indonesia where its role has been recognized legally and able to compete with conventional banking. The impact of it all will bring about competition that allows for accelerated repayment especially in terms oftakeovers. This study aims to analyze how financing practices, especially murabahah agreements in sharia banks and if there is a settlement in the accelerated then reviewed with the study of fiqhnya and in ju paired with what happens in conventional banks. This qualitaf research by means of ( Descriptive Analytics) where information is collected using a very in-depth interview method and literature, after that in the analysis until finding conclusions. This study provides the result that murabahah contract financing and repayment in accelerated both in sharia and conventional banking has been in accordance with the requirements and regulations in force, but still needed will be government intervention in the manufacture of regulations to create a more ethical competitive climate, especially that can result in accelerated repayment so that often takeover financing or credit from sharia banks to conventional and vice versa. The implications of this study to share knowledge to the public who still lack understanding between financing, especially murabahah agreement and repayment in accelerated that occurs in Sharia banking. So it is expected to provide in-depth guidance as knowledge to make decisions between sharia or conventional banks in an effort to meet the needs of financing.]]>
<![CDATA[Legal Basis for Conventional and Sharia Investments in the Indonesian Capital Market ]]>
<![CDATA[Witro, Doli]]>
<![CDATA[ Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v5i1.659
<![CDATA[This article examines the legal basis for a conventional investment as well as sharia investment in the Indonesian capital market. This study focuses on the history of the formation and legal basis of investment in the capital market and is then continued by classifying conventional investment regulations and Islamic investment in Indonesia. This study aims to explain the history of the formation, basis, and legal basis for sharia and conventional investment in the Indonesian capital market. This research is a qualitative study using a normative jurisdiction approach. This article is a document study and library research. The data analysis techniques used were data reduction, data presentation, and conclusion drawing. The analysis results show that investment can be interpreted as the investment of money or capital in a company or project that aims to make a profit. The Indonesian capital market system, activities in the conventional investment capital market, and sharia investment initially referred to Law Number 8 of 1995 concerning the Capital Market, which technical regulations for its implementation are regulated in Bapepam-LK (Financial Services Authority) Regulations, Government Regulations, Stock Exchange Regulations and others.]]>
<![CDATA[Effectiveness of Government Policy in Home Ownership Credit Offer Program with Zero Percent Down Payment during the Covid-19 Pandemic ]]>
<![CDATA[Mayanti, Yuni]]>
<![CDATA[ Journal of Economicate Studies Vol. 5 No. 1 (2021): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v5i1.691
<![CDATA[This article discusses the effectiveness of government policies in home ownership credit offering program with zero percent down payment during the covid-19 pandemic. The writing of this article uses a qualitative method through a literature study approach. Data sources are taken from trusted sources and books as references. The data analysis technique was carried out by means of the researcher’s interpretation of the data obtained. The results of the discussion showed that in the face of the COVID-19 pandemic, the government issued a monetary policy to restore the national economy and boost the economy in Indonesia which was sluggish due to the COVID-19 pandemic. Monetary policy carried out by the government that is Bank Indonesia issued a home ownership credit offering program with zero percent down payment effective from March 1, 2021 to December 31, 2021. The home ownership credit offering program with zero percent down payment received a positive response from the public, developers and banks and based on data from Central Bureau of Statistics Republic of Indonesia that zero percent down payment program during the covid-19 pandemic grew zero point ninety four percent during the first 3 months of 2021 so that the government’s policy in offering home ownership credit programs with zero percent down payment was effective in encouraging the economy in Indonesia, especially in the property sector in the context of recovery national economy. While in Islamic financial institutions, monetary policy is viewed from the financing of home ownership with a murabahah contract.]]>
<![CDATA[The Influence of Employee Performance on Customer Satisfaction, Trust, and Loyalty ]]>
<![CDATA[Abdillah, Rony]]>
<![CDATA[ Journal of Economicate Studies Vol. 8 No. 1 (2024): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v8i1.461
<![CDATA[This article discusses about the influence of employee performance on customer satisfaction, trust, and loyalty. The findings of this study are: the reason for customers that may be more loyal to a service’s brand is the recognition of their need by the service producers or sellers. Therefore, a customer may show greater brand loyalty in order to cultivate a satisfying relationship with the seller. The research will identify perceived service quality, consumer satisfaction, and trust that affect consumer loyalty. Researcher used structural equation model with the AMOS 4.01 program to calculate the effect of each variable. A model will be developed to describe these relationships.]]>
<![CDATA[Employment: The Root of The Problem and the Solution in an Islamic Perspective ]]>
<![CDATA[Miptahudin, Iip]]>
<![CDATA[ Journal of Economicate Studies Vol. 6 No. 1 (2022): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v6i1.817
<![CDATA[Employment is everything related to labor at the time before, during and after the completion of the employment period, both in the work that produces goods and work in the form of. From the aspect of labor law is a private legal field that has a public aspect, because although the working relationship is made based on the freedom of the parties, but there are a number of provisions that must be subject to the provisions of the government in the sense of public law Almost in all countries today, employment or labor problems always grow and develop, both in developed and developing countries. Indonesia is also facing a variety of serious issues in employment issues. The root of employment problems lies in the fulfillment of life's needs. The responsibility of the state is to provide guarantees of fulfillment of basic needs to the people, and Islam has set clearly and in detail about the laws related to ij?rat al-aj?r (employment contracts).]]>
<![CDATA[Development Literacy in Urban Communities ]]>
<![CDATA[Tirtana, Arief]]>;
<![CDATA[Rifaatussaadah, Nahida]]>;
<![CDATA[Rahmayani, Emay]]>
<![CDATA[ Journal of Economicate Studies Vol. 7 No. 1 (2023): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v7i1.841
<![CDATA[This research discusses development literacy in urban communities, focusing on understanding city infrastructure, environmental issues, technology and the economy. Through a literature study approach and qualitative data analysis, this research reveals the vital role of development literacy in empowering urban communities to actively participate in urban planning and decision-making. The results show that development literacy creates urban citizens who deeply understand rights, obligations and various development issues. In conclusion, development literacy is not only a theoretical instrument but also a practical one in shaping sustainable and inclusive cities.]]>
<![CDATA[Demographics and Culture: Strategic Drivers of Marketing Planning ]]>
<![CDATA[Sri Lestari, Putri]]>;
<![CDATA[Jubaedah, Dedah]]>
<![CDATA[ Journal of Economicate Studies Vol. 6 No. 2 (2022): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v6i2.842
<![CDATA[This study examines how demographics and culture shape strategic marketing planning, emphasizing the need for integrated approaches in a globalized world. It investigates how variables such as age, gender, income, and religion intersect with cultural values to influence consumer behavior and marketing effectiveness. Employing qualitative document analysis, the research synthesizes theoretical frameworks like STP and Hofstede's cultural dimensions to develop a composite model for market responsiveness. Findings reveal that while demographics define who the consumers are, culture determines how and why they engage with brands. The study offers both theoretical refinement and practical strategies, such as cultural persona mapping and localized messaging. It fills a notable gap in marketing literature by addressing the synergy between cultural and demographic insights, especially in emerging markets. Implications include more inclusive, adaptive, and data-driven marketing plans that resonate with diverse audiences.]]>
<![CDATA[Product Innovation, Technology Utilization, and Global Market Competitiveness ]]>
<![CDATA[Rahayu Pradikta, Aditya]]>;
<![CDATA[Nurzaman, Kadar]]>
<![CDATA[ Journal of Economicate Studies Vol. 6 No. 2 (2022): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v6i2.844
<![CDATA[This study investigates the synergistic relationship between product innovation, technology adoption, and global market competitiveness, with a focus on emerging economies like Indonesia. Using a qualitative approach grounded in document and thematic analysis, the research explores how firms integrate digital technologies to enhance innovation outcomes and gain strategic advantages. The theoretical foundation draws from the Innovation Systems Approach, Dynamic Capabilities Framework, and Schumpeterian Competition Theory. Findings reveal that technology acts as a critical enabler of product innovation, while innovation itself is a key driver of firm-level competitiveness. However, systemic constraints—such as fragmented policy frameworks, inadequate R&D investment, and limited human capital—hinder broader innovation capacity in emerging contexts. The study offers a conceptual model that synthesizes innovation, technological infrastructure, and institutional dynamics, contributing both theoretical insights and actionable recommendations for businesses and policymakers aiming to strengthen competitiveness through innovation-led strategies.]]>
<![CDATA[Referral Marketing as a Strategic Tool to Expand Customer Networks and Reach ]]>
<![CDATA[Yuliawan Barokah, Bella]]>
<![CDATA[ Journal of Economicate Studies Vol. 7 No. 1 (2023): Journal of Economicate Studies ]]>
Publisher : <![CDATA[Islamicate Institute ]]>
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DOI: 10.32506/joes.v7i1.845
<![CDATA[Referral marketing leverages customer networks to organically and cost-effectively expand brand reach. This study explores the theoretical foundations and practical applications of referral marketing, emphasizing its role in trust-based customer acquisition. Using a qualitative literature review approach, it integrates insights from behavioral economics, network theory, and trust models to explain how referral programs influence consumer behavior and drive brand loyalty. Findings indicate that well-designed programs—with aligned incentives, optimal timing, and cultural adaptability—enhance customer engagement and retention. Challenges such as incentive misalignment, ethical considerations, and attribution complexity are also discussed. The study contributes a conceptual framework that merges psychological, technological, and strategic dimensions, offering businesses a comprehensive roadmap for implementing referral marketing effectively. By situating referral strategies within broader marketing theory, this research informs both academic discourse and practical marketing innovation in a digitized, network-driven economy.]]>
