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Majalah Ilmiah Bijak

bijak
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Published by Institut Ilmu Sosial dan Manajemen STIAMI

ISSN : 14110830 EISSN : 2621749X DOI : -

Core Subject : Economy, Humanities, Social,

Humanities Economics, Econometrics & Finance Social Sciences

The Bijak Journal is a scientific journal of Administrative Science Business, published by the Business Administration Studies Program Faculty of Administrative Sciences Institute of Social and Management Studies STIAMI. The Journal of Business Administration is published 2 (two) times a year, every March and September, which contains the results of the study of Business Administration Studies. This journal aims to disseminate the results of thought and scientific analysis in the field of Business Administration Sciences.

Arjuna Subject : -

Articles 273 Documents

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Pemodelan Deteksi Krisis Keuangan di Indonesia Berdasarkan Indikator M2/Cadangan Devisa Aisyah Zahrotul Hidayah; Sugiyanto Sugiyanto; Isnandar Slamet
Majalah Ilmiah Bijak Vol 16, No 2: September 2019
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

The banking crisis reflects the liquidity crisis and bankruptcy of banks in the financial system. The financial crisis that occurred in mid-1997 resulted in a financial crisis that had a severe impact on the Indonesian economy. This made it aware of the importance of building a financial crisis early detection system to prepare for a crisis. The crisis occurs due to several macroeconomic indicators undergoing structural changes (regimes) and contain very high fluctuations. Combined volatility models and Markov regime switching are very suitable for explaining crises. The M2/international reserves indicator from 1990 to 2018 was used to build a crisis model. The results showed that the Markov regime switching autoregressive conditional heteroscedasticity model MRS-ARCH(2,1) could explain the crisis that occurred in mid-1997. Based on this model, in the future the crisis might occur if the M2/international reserves indicator decreased minimum of 13%

Pengembangan Sumber Daya Manusia Pada Entrepreneur Muslim untuk Pemberdayaan Ekonomi Lokal di Johar Jakarta Pusat Dalmeri Dalmeri
Majalah Ilmiah Bijak Vol 16, No 2: September 2019
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

In the era of regional autonomy the political-economic transformation is still dominated by state and market, while society is in marginal position. Society is often only the object of exploitation of the state and the market. Industrialization developed by the state and the market often forces the middle and small classes to be isolated in their own environment.The potential of natural resources within the middle and small communities is often exploited through access and governance of state and market dominance. When viewed based on the potential that exists, should the governance of the Indonesian economy is based on the industrialization of small and medium-sized society.Experience in the economic crisis of 1998, shows that small and medium industries in the medium and small are relatively able to survive. Compare with large industries that collapsed a lot, unable to survive because the wheels of production driven with machines from debt. The small and medium-sized economy has so far become the main savior of the crisis and the stagnation of economic growth in Indonesia. Efforts to develop local economies through industrialization driven by the urban middle-class society can be an alternative to creating resilience of populist economy, especially in stemming globalization characterized by economic liberalization in various business sectors.This research seeks to analyze some cases, and strategic experience. Especially with regard to Muslim entrepreneurs in the Johar Baru area of Central Jakarta in carrying out various strengthening strategies in local economic development. Entrepreneur Muslim here refers more to the identity of these business actors who are Muslim identity and have a commitment in applying Islamic ethics in running their business and strengthening fellow profession.

Roadmap Pengembangan Penanaman Modal Wilayah Garut Selatan Kabupaten Garut M. Widaningsih
Majalah Ilmiah Bijak Vol 14, No 2: September 2017
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Abstrak. Keberhasilan pembangunan dalam kerangka otonomi daerah tidak terlepas dari keberhasilan daerah tersebut dalam melaksanakan pembangunan ekonomi daerah. Pembangunan ekonomi daerah harus melibatkan para pelaku pembangunan, Pemerintah daerah tidak bisa sendirian dalam melakukan proses pembangunan karena pemerintah daerah memiliki berbagai keterbatasan baik sumber daya manusia maupun anggaran. Oleh karena itu, diperlukan keterlibatan pihak lain, dalam hal ini adalah pihak Swasta atau penanam modal.Pemerintah daerah hanya bertanggung jawab secara lebih penuh dalam bentuk kebijakan dasar yang diperlukan bagi pembangunan daerah, salah satunya berupa kebijakan dasar pengembangan penanaman modal. Kabupaten Garut memiliki potensi daerah yang sangat banyak dan bervariasi. Kekayaan alamnya meliputi gunung, rimba, laut, pantai, sungai, bahan tambang, tanah yang subur dan panorama yang sangat indah. Potensi ini, jika dikelola dengan baik akan menjadi faktor pendorong yang sangat besar bagi percepatan pembangunan daerah.Permasalahan yang akan menjadi topik perhatian pada kajian ini adalah masalah bidang usaha unggulan berupa potensi dan peluang investasi yang akan ditawarkan kepada investor . Saat ini informasi mengenai bidang usaha unggulan tersebut belum tersedia sesuai dengan kebutuhan.Manfaat dalam kajian ini adalah: Memperoleh gambaran potensi ekonomi berupa komoditas/produk yang ada di Kabupaten Garut. Memperoleh gambaran produk unggulan dan potensi/peluang investasi terpilih di Kabupaten Garut.Desain penelitian yang dipergunakan dalam kajian ini adalah descriptive analysis. Desain ini bertujuan untuk memperoleh gambaran tentang gejala-gejala yang diteliti pada saat sekarang. Dari hasil gambaran tersebut, selanjutnya dicari jawaban bagi pemecahan masalah atau fenomena-fenomena yang ada.Hasil dari penelitian ini adalah biasa mengidentifikasi potensi unggulan untuk dilakukan sebuah investasi dari berbagai sektor wilayah Garut selatan Kabupaten Garut. Abstract. The success of development within the framework of regional autonomy can not be separated from the success of the region in implementing regional economic development. Regional economic development must involve development actors, local governments can not be alone in the development process because local governments have various limitations both human and budgetary resources. Therefore, it requires the involvement of other parties, in this case the private sector or investors. Local government is only responsible more fully in the form of basic policies needed for regional development, one of which is the basic policy of investment development. Garut Regency has the potential of a very large and varied areas. Its natural wealth includes mountains, the jungle, the sea, the coast, rivers, minerals, fertile soil and beautiful panoramas. This potential, if managed properly will be a huge driving factor for the acceleration of regional development.The problem that will be the topic of attention in this study is the issue of the leading business field of potential and investment opportunities that will be offered to investors. Currently, information about the leading business areas is not available as required.Benefits in this study are: Gain a picture of economic potential in the form of commodities / products that exist in Garut regency. Obtained a picture of superior products and potential / investment opportunities selected in Garut regency.The research design used in this study is descriptive analysis. This design aims to obtain a description of the symptoms studied in the present moment. From the results of the picture, then sought answers to solving problems or phenomena that exist.The result of this research is usually to identify the superior potential to be done an investment from various sectors Garut region south of Garut regency.

Pemodelan Deteksi Dini Krisis Mata Uang Berdasarkan Indiktor Nilai Tukar Nominal Adebun Adebun; Sugiyanto Sugiyanto; Isnandar Slamet
Majalah Ilmiah Bijak Vol 16, No 2: September 2019
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

The financial crisis by definition is a situation where several financial assets lose most of their nominal value. The financial crisis experienced by Indonesia in 1997 had a severe impact on the Indonesian economy, so a model was needed to detect this crisis. The financial crisis can be detected using the nominal exchange rate indicator. This study aims to determine the appropriate combination of volatility models and the Markov switching model as a model for detecting financial crises in Indonesia based on nominal exchange rate indicators. The nominal exchange rate indicator taken from 1990 to 2018 is used to build a model for early detection of the financial crisis in Indonesia. The results showed that the combined exponential generalized autoregressive conditional heteroscedasticity and Markov regime switching, MRS-EGARCH (3,1,1) volatility models were both used to detect financial crises in Indonesia based on nominal exchange rate indicators

Pemanfaatan Media Sosial Sebagai Media Promosi dalam Pemasaran Produk pada Koperasi Tahu dan Tempe Diana Novita; Agus Herwanto; Meiyanti Nurchaerani
Majalah Ilmiah Bijak Vol 16, No 2: September 2019
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Marketing is a social and managerial process that makes individuals / groups get what they need and want by creating, offering and exchanging valuable products to other parties. Marketing involves many different activities that add value to the product when the product moves through the system. The current marketing system that is becoming a new trend is the online marketing system. With the emergence of a new era in the field of marketing which is referred to as the digital marfketing era, we entrepreneurs must consider various online media to be used in determining the company's strategic planning. One of the media intended is social media. Social media that is widely used by everyone and is quite popular in Indonesia today is Facebook and Instagram. Indonesia is one country with a high number of Facebook users, certainly has a great opportunity and opportunity to use social media as part of strategic marketing planning. Marketing through online media has many great advantages, one of which is that the costs incurred are relatively cheaper compared to other media in carrying out product promotion activities. In this paper, we discuss the promotion process for tofu and tempeh entrepreneurs in Indonesia. As we know, tofu and tempeh are one of the foods that can be categorized as a companion to the staple food of the Indonesian people. This soy-based food is very popular with all levels of society in Indonesia. However, tempeh and tofu are still categorized as food for the lower class. Meanwhile, we still import raw materials to get tofu and tempeh from abroad. The irony is that sounds, but, that's what happens now. The lack of knowledge of the tofu and tempeh artisans is what makes this commodity not glimpsed by circles other than the middle and lower classes. Therefore, we must educate the artisans of tofu and tempeh and teach them to know the tofu and tempeh globally. Increased knowledge and utilization of social media, one way to help boost the marketing of tofu and tempeh

Perbandingan Kualitas Produk Sayur dan Buah pada Pasar Tradisional dan Pasar Modern di Kota Serang dalam Penerapan Strategi Pamasaran Khaeruman Khaeruman; Hafidz Hanafiah
Majalah Ilmiah Bijak Vol 16, No 2: September 2019
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Agricultural products are types of products that have disadvantages, among others: perishable and short shelf life, especially for horticulture. These weaknesses cause horticultural products to require special treatment from pre-harvest to post-harvest so that the quality does not decrease. A decrease in product quality will affect its sale value in the market. However, special handling requires additional costs, so the amount of post-harvest handling must also consider the demand of the buyer.This research aims to find out and understand the best storage treatment for fruits and vegetables to maintain the physical condition of the products and marketing strategies in traditional and modern markets.Based on the results of research shows that most of the people of Serang City tend to prefer shopping in traditional markets, but most also choose to shop in traditional and modern markets, in their opinion it can be concluded that if they shop at traditional markets they can bargain from prices that have been set and they can also directly, whereas if in the modern market they can only see the prices available on the desired goods.

Pengaruh Rencana dan Realisasi Penggunaan Dana Bos Terhadap Kinerja Keuangan di SMA Al-Islam Krian Sidoarjo Indah Sulistyowati; Darno Darno
Majalah Ilmiah Bijak Vol 16, No 2: September 2019
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

BOS funds are costs allocated by the government specifically to support education in Indonesia. This study aims to examine the effect of BOS budget planning and the realization of the use of BOS funds on financial performance at Al-Islam Krian Sidoarjo High School. The variables used in this study are the BOS budget budget plan and the realization of the use of BOS funds which act as independent variables, as well as financial performance which acts as the dependent variable. The author uses descriptive quantitative methods in this study. The data collection technique carried out in this study was to use primary data obtained directly from the objects studied, namely by distributing questionnaires. The population in this study is the financial report of BOS Al-Islam Krian Sidoarjo High School in 2016-2018. The samples in this study were educators, education staff, and guardians of students who were involved in the BOS management team for the period of 2016 - 2018, with respondents totaling 35 people. The results of the study using multiple linear regression analysis based on the t test can be concluded that BOS budget planning has a significant and positive effect on financial performance and the realization of the use of BOS funds also has a positive and significant effect on financial performance.

Analisis Kinerja Keuangan Dengan Menggunakan Rasio-Rasio Keuangan dan Economic Value Added (EVA) pada PT. Bank Muamalat Indonesia tbk. Ahmad Mukhlis; Novanda Puspha Zahra
Majalah Ilmiah Bijak Vol 16, No 2: September 2019
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

The purpose of this study is to determine the financial performance of Muamalat Indonesia Tbk. bank by using financial ratios and Economic Value Added (EVA) period 2013-2017. The research is a type of qualitative research with descriptive method.As for the results of the study is the highest ROA value is in the year 2013 because it is above the standard, the value of bank ROE tends to decline from year to year, the value of NPM bank fluctuate every year, the CAR value of the bank can categorized well because it is always above standard, DER and DAR fluctuate every year, while positive EVA values are only in 2015

Islamic Worldviews On Corporate Social Responsibility A New Paradigm of Ethical Economics and Prosperity Taufan Maulamin
Majalah Ilmiah Bijak Vol 17, No 1: March 2020
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Challenges and role of accountings in the development of human civilization from now on and henceforth is by encouraging human awareness of social responsibility in economic activities, information disclosure, and managing resources productively, efficiently and sustainably, formulating the principles of economic justice, balance of spending and exploitation of resources to achieve mutual prosperity. In the next picture it is hoped that there will be a new balance between the role of the State in the economic field, the role of the corporation, the role of individuals and the role of the public in various social activities. To realize this new balance, challenges must start from corporations to implement sustainable economic activities. This is what is meant by the Islamic worldviews on corporate social responsibility as a new paradigm, namely the practise of ethical economics to achieve mutual prosperity.

Mediamorfosis Edukasi Informal Online Melalui Platform Digital Sebagai Peluang Bisnis Baru Endah Fantini; Rousdy Safari Tamba
Majalah Ilmiah Bijak Vol 17, No 1: March 2020
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

The existence of digital and online-based technology has supported disruption in society. This also changed the dynamics of the education business to be able to change the development of digitalization which became a milestone in the Industrial Revolution 4.0. The existence of formal education is starting to become popular because today's learning media is very easy to obtain through Video On Demand on the internet. Although now more and more are offering informal education with the virtual learning model. Although not a few, take advantage of this opportunity to provide informal education for new business opportunities. Through Mediamorfosis Theory, here the researchers found that the convergence of informal education has changed the pattern of learning that is related to technical expertise for audiences who have a high level of activity. Besides, this informal study also provides official certificates approved by the institution, so that the potential, business too, formality, informal, and informal.

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Contact Name
Resista Vikaliana

Contact Email
resistav31@gmail.com

Phone
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Journal Mail Official
journalbijak@gmail.com

Editorial Address
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Location
Kota adm. jakarta pusat,

Dki jakarta

INDONESIA