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Majalah Ilmiah Bijak
Published by Institut Ilmu Sosial dan Manajemen STIAMI
ISSN : 14110830     EISSN : 2621749X     DOI : -
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
The Bijak Journal is a scientific journal of Administrative Science Business, published by the Business Administration Studies Program Faculty of Administrative Sciences Institute of Social and Management Studies STIAMI. The Journal of Business Administration is published 2 (two) times a year, every March and September, which contains the results of the study of Business Administration Studies. This journal aims to disseminate the results of thought and scientific analysis in the field of Business Administration Sciences.
Arjuna Subject : -
Articles 305 Documents
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Perceptions of Financial Risk and Investment Preferences Among First Time Crypto Investors Achmad Daeng GS
Majalah Ilmiah Bijak Vol. 23 No. 1: March 2026
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/7yx2n475

Abstract

The swift integration of cryptocurrencies into mainstream financial systems has attracted a growing number of new investors to conventional markets. This segment entering digital asset environments for the initial time is distinctly exposed to inherent dangers like unpredictable price fluctuations, uncertainty in regulations, security threats and limited protections for members. This investigation aims to study how perceptions of monetary peril influence the investment choices of these fledgling contributors. By utilizing a quantitative, cross-sectional, correlational design, the research gathered primary data from 300 initial cryptocurrency buyers through an online structured questionnaire. The data was analyzed using descriptive statistics, factor analysis, correlation, multiple direct regression and moderation analysis. Key results indicate that heightened perceptions of fiscal risk particularly regarding capital depletion and unstable markets are significantly associated with cautious investment behaviors for example preferring long-term possession of assets and avoiding leverage. Additionally, the work found demographic variables such as age and income moderate the strength of these links. Grounded in the Conservation of Resources theory, the analysis offers a psychological explanation for the resource-preserving strategies embraced by new crypto investors. By focusing on an understudied population within the behavioral finance domain, this examination contributes to theoretical understanding of financial decision-making under ambiguity and furnishes practical insights for fintech platforms, investor education programs and regulatory frameworks aimed at enhancing the security and inclusiveness of digital monetary markets.
Potential and Strategy for Tourism Development Through the CBT Concept, (Community Based Tourism) In Improving the Community Economy in the Bantar Agung Majalengka Tourism Village, West Java Krishantoro; Diana Prihadini; Heru Sudinta; Aris Armunanto
Majalah Ilmiah Bijak Vol. 23 No. 1: March 2026
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/bcness25

Abstract

The urgency in this research is to develop tourism through the CBT (Community Based Tourism) concept, which is an effort to empower local communities in tourism development, so that the benefits of the tourism sector can be felt directly by the community and to improve community welfare. Tourism development can have a snowball effect (Multiplier effects) on other sectors, such as the economic, social, environmental, educational and cultural sectors. The aim of this research is to develop concepts and analyze the potential and strategies for tourism development through the CBT (Community Based Tourism) concept. It is also hoped that this research can be used as valid input and reference regarding the policies taken by the Bantar Agung Majelengka regional government in an effort to optimize tourism potential, so that it can become a higher quality destination and can compete with other regions. The research method used is descriptive qualitative, where the researcher describes the potential and strategies for tourism development through the concept of CBT, (Community Based Tourism), through qualitative descriptive research the researcher is free to obtain data and facts, so that the data obtained is able to answer research problem questions.
Synergizing HR Competence and Technology: Accelerating Retail Performance Through Digital Transformation Moderation Denok Sunarsi
Majalah Ilmiah Bijak Vol. 23 No. 1: March 2026
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/v5av8612

Abstract

This study aims to analyze the impact of strategic planning and technological resources on business performance and operational efficiency, with digital transformation as a moderating variable in retail companies in Indonesia. This study uses a quantitative approach with a survey method to collect data from retail company employees in Indonesia. Using the Lemeshow formula, a sample of 96 respondents was randomly selected to provide the necessary data through a validated and reliability-tested questionnaire. The results of the study show that a) Strategic planning has a positive and significant effect on business performance with a t-statistic value of 3.520 > 1.984 and a P-value of 0.000 < 0.05. b) Technological resources have no significant effect on business performance, with a t-statistic value of 0.1940 > t table 1.984 and a P-value of 0.053 > 0.05. c) Strategic planning has a positive and significant effect on operational efficiency, with a t-statistic value of 4.118 > 1.984 and a P-value of 0.000 < 0.05, d) Technological resources have a positive and significant effect on operational efficiency, with a t-statistic value of 2.161 > t table 1.984 and a P-value of 0.031 < 0.05, e) Business performance has a positive and significant effect on digital transformation efficiency in Retail Companies in Indonesia, with a t-statistic value of 4.569 > t table 1.984 and a P-value of 0.000 < 0.05, f) Operational Efficiency has a positive and significant effect on digital transformation, with a t-statistic value of 4.064 > t table 1.984 and a P-value of 0.000 < 0.05.
Exploring Dark Tourism at Sendang Senjoyo: Synergy between History, Mythology, and Culture Towards Sustainable Tourism Noviandari Sari Utami; Endang Susanti; Muhammad Sholeh
Majalah Ilmiah Bijak Vol. 23 No. 1: March 2026
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/a8aphd72

Abstract

The increasing attention to dark tourism in recent years has led to a trend among academics to identify specific forms of tourism. Dark tourism studies seek to develop dark tourism within the tourism business, prioritizing social values. Dark tourism is closely related to historical and cultural tourism. The urgency of researching Sendang Senjoyo has never been scientifically explored due to its rich history, mythology, and culture, despite the many traditional rituals and spiritual narratives that remain alive in the community. This potential makes Sendang Senjoyo a candidate for a unique, local wisdom-based dark tourism destination. It is hoped that this research will provide an overview of the concept of dark tourism towards sustainable tourism in Semarang. The research aims toexplore in depth and measure the interest in dark tourism in tourist visits to Sendang Senjaya.p methodresearchThis study uses a mixed method approach with a Sequential Exploratory model where this method will obtain more comprehensive, valid, reliable and objective data so as to obtain a better understanding. Through the initial stage using qualitative methods and the next stage using quantitative methods, using the help of Atlas.ti software and Structural Equation Modeling-Partial Least Square (SEM-PLS) with the help of SmartPLS as a tool to test the structural model. The results of the study show that Narratives about History and Figures involved in dark events are key elements defined as Dark Tourism. Dark Tourism has a very strong and positive influence on Sustainable Tourism in Sendang Senjaya. This is evidenced by the high Path Coefficient value (0.930) and a very significant P-Value value (0.000), as well as a very large Effect Size (f2) (1.559). Customer Experience does not have a significant effect on Sustainable Tourism in Sendang Senjaya. This is evidenced by the P-Value value which is far above the significance limit of 0.05 (0.973) and the Effect Size (f2) which is very small (0.000). Model Prediction Accuracy (R-Square): The R2 value of 0.868 indicates that the Customer Experience (CEX) and Dark Tourism (DTO) variables are able to explain 86.8% of the variance in the Sustainable Tourism (STO) variable. This value is classified as having strong prediction accuracy. The most important implication of this study is that the Dark Tourism (DTO) aspect inherent in Sendang Senjaya is the main determining factor for the sustainability of tourism (Sustainable Tourism) at that location. The focus of destination management to achieve sustainability should be directed at strengthening and wisely managing the Dark Tourism narrative, while the general customer experience (CEX) has a minimal contribution to the sustainability aspect. 
Analysis of the Batik Industry Development Strategy as an Implementation of the One Village, One Product Initiative in Depok City Anisa Arizona; Rousdy Safari Tamba; Indra Sumarna Sobari; Yuli Astika
Majalah Ilmiah Bijak Vol. 23 No. 1: March 2026
Publisher : Institut Ilmu Sosial dan Manajemen STIAMI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/6pg4kb37

Abstract

This study aims to analyze the development strategy of the Depok batik industry based on empirical findings from the 2025 research implementation. The study was conducted in accordance with the stages outlined in the research proposal, including data collection, data processing, and preliminary analysis, using a qualitative approach. Data were obtained through in-depth interviews and Focus Group Discussions (FGDs) with Depok batik MSME actors affiliated with the Depok Batik Lovers and Artisans Association (IPPBD), as well as involving relevant stakeholders and consumers. Qualitative data in the form of interview transcripts and discussion records were analyzed using NVivo software. The results indicate that the Business Model Canvas theme emerged as the most dominant issue, accounting for approximately 34%, followed by SWOT analysis (±29%), User Experience (±22%), and Supply Chain Management (±18%). These findings suggest that the Depok batik industry possesses strong cultural value and local identity, yet continues to face limitations in business model management, supply chain integration, and user experience enhancement. The findings of this study are expected to serve as an empirical basis for formulating sustainable and competitive development strategies for the Depok batik industry.

Page 31 of 31 | Total Record : 305

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