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Widya Balina :Jurnal Ilmu Pendidikan dan Ekonomi
Published by Sekolah Tinggi Agama Islam Denpasar Bali
ISSN : 24776491     EISSN : 2656873X     DOI : 10.53958
Core Subject : Economy,
Economics, Econometrics & Finance
The contents of the journal cover the scientific fields of Education and Economics including: Economic Education (Accounting, Office Administration and Marketing) Monetary Economy Public Economy Industrial Economy International Economy Human Resource Economics Natural Resource Economics Entrepreneurship
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 465 Documents
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Analisis Kualitas Kinerja Karyawan Pada Bank Mayapada Cabang Darmo 57 Surabaya Permana, I Gede Wisnu Angga
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
Publisher : widya balina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/wb.v10i1.764

Abstract

The performance of Mayapada Bank employees at Darmo 57 Surabaya Branch can be assessed from their ability to complete tasks well and on time. This good performance is very important for the success of the company. However, several factors such as lack of motivation, low discipline, negative work environment influences, and lack of role models can hinder employee performance. At this time, Mayapada Bank Darmo 57 Branch finds it difficult to build and improve employee performance, therefore employee performance must be improved to improve the quality of employee work. The data analysis technique needed is data reduction (data reduction) reducing data means summarizing and data display (data presentation) limiting a presentation as a set of structured information that allows for drawing conclusions and taking action. Source triangulation to test data credibility is done by checking the data that has been obtained. Technique triangulation to test data credibility is done by checking data to the same source with different techniques. Time triangulation often affects data credibility. Based on the results of interviews conducted by researchers, several factors emerged that influenced the quality of employee performance, namely a Comfortable Work Environment, Leadership Style, Salary, Routine Meetings.
EFEKTIVITAS PENGGUNAAN APLIKASI MOBILE BERBASIS MODEL PPE DI MA DARUL ULUM PALANGKA RAYA Anisa, Anisa; Sudrajat, Adisti Aulia; Miranda, Miranda; Fachlevi, Muhammad Rieza; Jasiah, Jasiah
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
Publisher : widya balina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/wb.v10i1.765

Abstract

Penelitian ini bertujuan untuk mengkaji seberapa efektivitas penggunaan aplikasi mobile berbasis Lumio by Smart dengan menggunakan model ppe di MA Darul Ulum Palang Raya. Dimana penelitian ini bertujuan juga membantu di sekolah tersebut untuk menerapkan media pembelajaran dalam proses pembelajaran untuk lebih mudah dipahami mencapai tujuan dan keinteraktifan antara guru dan siswa. Dalam penelitian ini menggunakan metode kuantitatif dengan melibatkan siswa MA kelas X di Darul Ulum Palangka Raya sebagai subjek penelitian. Data dikumpulkan melalui mempersiapkan produk media aplikasi mobile berbasis Lumio by Smart selanjutnya observasi, uji coba produk dan pengisian angket. Penelitian ini melibatkan siswa sebagai parsipan untuk mengukur sejauh mana keefektifan penggunaan aplikasi mobile berbasis Lumio by Smart.
Analisa Jaminan Kesehatan dan Keselamatan Kerja Afani, Mohammad Syahrul; Sawitri, Dewi Khrisna
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/wb.v10i1.771

Abstract

Penelitian ini bertujuan untuk menganalisis analisa jaminan kesehatan dan keselamatan kerja (K3) yang diterapkan oleh Divisi Human Capital di salah satu perusahaan listrik di Indonesia, khususnya dalam memberikan perlindungan dan layanan kesehatan bagi pegawai dan pensiunan. Dalam penelitian ini digunakan pendekatan kualitatif dengan teknik pengumpulan data melalui wawancara kepada 1 pegawai divisi Human Capital, 2 pegawai dari divisi lain yang memiliki pengalaman mengklaim asuransi, serta 2 pensiunan yang masih memanfaatkan layanan tersebut. Selain itu, dilakukan analisis terhadap dokumen resmi perusahaan terkait fasilitas dan jenis pelayanan kesehatan yang ditanggung. Hasil penelitian menunjukkan bahwa sistem jaminan kesehatan dan K3 di perusahaan ini telah berjalan cukup efektif melalui kemitraan dengan rumah sakit mitra dan prosedur klaim yang relatif mudah, khususnya di lingkungan rumah sakit yang sudah terintegrasi. Namun demikian, masih terdapat kendala seperti kurangnya pemahaman pegawai terhadap prosedur klaim, keterbatasan rumah sakit mitra di beberapa wilayah, serta tantangan adaptasi digital bagi pensiunan. Oleh karena itu, dibutuhkan peningkatan sosialisasi, digitalisasi layanan, serta evaluasi rutin terhadap mitra rumah sakit untuk menjamin pemerataan akses dan peningkatan kualitas layanan kesehatan bagi seluruh insan di perusahaan.
KONVERGENSI AI, HUMAN CAPITAL, DAN EFISIENSI EKONOMI: PERSPEKTIF TEORETIS MANAJEMEN SDM TERKINI Ainun, Andi Nur Asri; Sewang; Nurhikmah, Andi Reski
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
Publisher : widya balina

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Abstract

The development of artificial intelligence (AI) technology has influenced various aspects of human resource (HR) management, from recruitment, training, to performance evaluation. This article aims to theoretically examine the convergence between AI, human capital, and economic efficiency in the context of contemporary HR management. The method used is a literature study of recent scientific publications related to these topics. The results show that the integration of AI in HR management can improve operational efficiency and decision-making effectiveness, but still requires strengthening human capital capacity to be adaptive to technological changes. This article emphasizes that the success of HR management in the digital era depends on the synergy between smart technology and sustainable human capital development. Therefore, AI-based HR strategies need to be designed with human-centered principles to ensure increased productivity as well as organizational sustainability.   Perkembangan teknologi kecerdasan buatan (Artificial Intelligence/AI) telah memengaruhi berbagai aspek manajemen sumber daya manusia (SDM), mulai dari rekrutmen, pelatihan, hingga evaluasi kinerja. Artikel ini bertujuan untuk mengkaji secara teoretis konvergensi antara AI, human capital, dan efisiensi ekonomi dalam konteks manajemen SDM kontemporer. Metode yang digunakan adalah studi literatur terhadap publikasi ilmiah terbaru terkait topik-topik tersebut. Hasil kajian menunjukkan bahwa integrasi AI dalam pengelolaan SDM dapat meningkatkan efisiensi operasional dan efektivitas pengambilan keputusan, namun tetap memerlukan penguatan kapasitas human capital agar adaptif terhadap perubahan teknologi. Artikel ini menegaskan bahwa keberhasilan manajemen SDM di era digital sangat bergantung pada sinergi antara teknologi cerdas dan pengembangan human capital yang berkelanjutan. Oleh karena itu, strategi SDM berbasis AI perlu dirancang dengan prinsip human-centered untuk memastikan peningkatan produktivitas sekaligus keberlanjutan organisasi.
PELAKSANAAN PEMBERDAYAAN EKONOMI PROGRAM ZMART DALAM MENINGKATKAN KESEJAHTERAAN UMK (USAHA MIKRO KECIL) DI BAZNAS PROVINSI BALI Budiman, Aris; Kusjuniati, Kusjuniati; Agrosamdhyo, Raden
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
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Abstract

Many people in the Provincial City have established micro businesses, both small and medium businesses. The types of businesses that are widely run by people in the Provincial City are micro businesses in the form of shops or grocery stalls. Realizing the enormous potential of MSMEs (Micro and Small Enterprises) for the economic development of the community, the Bali Provincial Baznas has launched a program that can help people in the Bali Province to further optimize the businesses they run, namely the Zmart (Zakat Market) program. The purpose of this discussion is to determine the implementation and results of the economic empowerment of the Zmart Program programmed by the Bali Provincial BAZNAS to improve the welfare of MSMEs (Micro and Small Enterprises) in the city of Denpasar, Bali. This research method is qualitative research, data collection is carried out using Observation, Interview and Documentation techniques. Data analysis is carried out using qualitative descriptive analysis. Triangulation method. The results of this study include the implementation of the economic empowerment of the Zmart program which has been implemented in August 2023 well and is running in accordance with the objectives of the Zmart program. And improving the welfare of UMK (Micro and Small Enterprises), especially in Denpasar City, Bali Province, which has benefited from the implementation of the Zmart BAZNAS Bali Province program, both in terms of economy and social.
HUBUNGAN HARGA DAN KUALITAS LAYANAN DENGAN KEPUASAN PELANGGAN NICESO NUSUKAN (SURVEI PADA MAHASISWA PROGRAM STUDI MANAJEMEN FAKULTAS EKONOMI UNIVERSITAS SLAMET RIYADI SURAKARTA) Grandy Artyo Shakti; Muammar Dhafa Raihan Hadi; Marjam Desma Rahadhini
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
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Abstract

Abstrak. This study aims to analyze the relationship between price perception and service quality on customer satisfaction at NiceSo Nusukan, Surakarta. The study is motivated by the increasing competition in the modern retail sector and the significance of price strategy and service quality in enhancing customer satisfaction, especially among university students. A quantitative approach was employed using a survey method and purposive sampling of 60 respondents from the Management Study Program of Universitas Slamet Riyadi who had shopped at NiceSo Nusukan. The data were analyzed using Pearson and Spearman correlation tests. The results indicate that: (1) there is a positive and significant relationship between price perception and customer satisfaction, (2) there is a positive and significant relationship between service quality and customer satisfaction, and (3) price and service quality together have a significant relationship with customer satisfaction. The findings imply that managing competitive pricing and enhancing service quality are crucial for maintaining customer loyalty in retail businesses. Abstrak. Penelitian ini bertujuan untuk menganalisis hubungan antara persepsi harga dan kualitas layanan terhadap kepuasan pelanggan pada NiceSo Nusukan, Surakarta. Latar belakang studi ini didasarkan pada meningkatnya persaingan di sektor ritel modern dan pentingnya strategi harga serta kualitas layanan dalam meningkatkan kepuasan pelanggan, khususnya dari kalangan mahasiswa. Penelitian ini menggunakan pendekatan kuantitatif dengan desain survei dan teknik purposive sampling terhadap 60 responden mahasiswa Program Studi Manajemen Universitas Slamet Riyadi yang pernah berbelanja di NiceSo Nusukan. Teknik analisis yang digunakan adalah korelasi Pearson dan Spearman. Hasil penelitian menunjukkan bahwa: (1) terdapat hubungan positif dan signifikan antara persepsi harga dengan kepuasan pelanggan, (2) terdapat hubungan positif dan signifikan antara kualitas layanan dengan kepuasan pelanggan, dan (3) harga dan kualitas layanan secara bersama-sama berhubungan signifikan terhadap kepuasan pelanggan. Implikasi dari hasil ini adalah pentingnya pengelolaan harga yang kompetitif dan peningkatan layanan untuk mempertahankan loyalitas pelanggan di sektor ritel.
Rekonstruksi Pemidanaan Anak Dalam Kuhp Baru: Telaah Terhadap Konvensi Hak Anak Dan Perspektif Hukum Islam Muhammad Sopyan; Budi Sastra Panjaitan; Arifuddin Muda Harahap
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
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Abstract

Abstrak. Pembaharuan Kitab Undang-Undang Hukum Pidana (KUHP) melalui Undang-Undang No. 1 Tahun 2023 membawa perubahan signifikan dalam sistem pemidanaan, termasuk terhadap anak yang berkonflik dengan hukum. Artikel ini bertujuan untuk menganalisis secara kritis ketentuan pemidanaan anak dalam KUHP baru dengan meninjau kesesuaiannya terhadap prinsip-prinsip Konvensi Hak Anak (Convention on the Rights of the Child/CRC) serta nilai-nilai dalam hukum Islam. Penelitian ini menggunakan pendekatan yuridis normatif dan pendekatan komparatif untuk mengevaluasi sejauh mana hukum pidana nasional telah mengakomodasi prinsip keadilan restoratif, perlindungan kepentingan terbaik anak, dan non-diskriminasi. Hasil kajian menunjukkan bahwa meskipun KUHP baru telah mulai mengadopsi prinsip-prinsip modern dalam perlakuan terhadap anak, namun masih ditemukan kekosongan norma dan potensi tumpang tindih dengan sistem peradilan anak yang diatur dalam Undang-Undang No. 11 Tahun 2012. Di sisi lain, hukum Islam secara substansial menekankan pendekatan edukatif dan korektif dalam menangani pelanggaran oleh anak, yang selaras dengan prinsip CRC. Oleh karena itu, diperlukan rekonstruksi kebijakan pemidanaan anak dalam KUHP yang lebih menyeluruh dan harmonis dengan ketentuan internasional serta nilai-nilai hukum Islam yang berkeadilan.
Keadilan Substantif Dalam Kriminalisasi Tindak Pidana Lingkungan Hidup: Analisis Terhadap Kuhp Dan Uu Pplh surya, maya; Budi Sastra Panjaitan; Arifuddin Muda Harahap
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
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Abstract

Abstract. The environment is not merely a legal object, but rather a living space for humans that is intertwined with the continuity of life itself. In this context, the criminalization of environmental crimes must be understood as an effort to uphold substantive justice, not merely the fulfillment of legal procedures. This article examines the comparison between the 2023 Criminal Code and Law No. 32 of 2009 (Environmental Protection and Management Law), as well as the alignment of both in responding to ecological crimes. With a normative juridical approach and philosophical analysis, a tension was found between the formalistic approach in the Criminal Code and the ecological approach in the Environmental Protection and Management Law. This inconsistency has the potential to obscure the substance of environmental justice. Therefore, a renewal of the penal paradigm that favors the intrinsic value of nature and the principle of sustainability is necessary. Abstrak. Lingkungan hidup bukan sekadar objek hukum, melainkan ruang hidup manusia yang menyatu dengan keberlangsungan kehidupan itu sendiri. Dalam konteks ini, kriminalisasi tindak pidana lingkungan harus dimaknai sebagai upaya menegakkan keadilan substantif, bukan semata pemenuhan prosedur hukum. Artikel ini mengkaji perbandingan antara KUHP 2023 dan UU No. 32 Tahun 2009 (UU PPLH), serta menelaah keselarasan keduanya dalam merespons kejahatan ekologis. Dengan pendekatan yuridis normatif dan analisis filosofis, ditemukan adanya ketegangan antara pendekatan formalistik dalam KUHP dan pendekatan ekologis dalam UU PPLH. Ketidaksinambungan ini berpotensi mengaburkan substansi keadilan lingkungan. Oleh karena itu, diperlukan pembaruan paradigma pemidanaan yang berpihak pada nilai intrinsik alam dan prinsip keberlanjutan.
SECURITY STRATEGY IN FACING PHISHING AND SKIMMING THREATS: ANALYSIS AND TECHNOLOGY SOLUTIONS AT BANK MUAMALAT INDONESIA DENPASAR BRANCH OFFICE Kurniawati, Kurniawati
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
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Abstract

Abstract. The background to this research is that the trend of non-cash or cashless transactions is increasingly widespread in Indonesia. The Bank is also trying to expand its network sector by providing a number of conveniences when carrying out financial transactions without the need to come to the bank. One of them is transactions via smartphone or M-Banking. However, behind the development of banking and the ease of making transactions via M- Banking, there is also the risk of cyber-based crime or threats, so this research aims to analyze the security of transactions when using M-Banking services. The focus of this research is: 1) What is the security of transactions when using M-Banking services at Bank Muamalat Indonesia Denpasar Branch Office? 2.) What are the efforts to increase security for customers who make transactions via M-Banking services at Bank Muamalat Indonesia Denpasar Branch Office? The objectives of this research are: 1) To find out the security of transactions when using M-Banking services at Bank Muamalat Indonesia Denpasar Branch Office. 2) To find out how efforts to increase transaction security are carried out by Bank Muamalat Indonesia Denpasar Branch Office. The research method that will be used is descriptive qualitative, with data collection techniques through observation, interviews and documentation, as well as data validity techniques through the triangulation method. The research results will be presented in a descriptive manner. The result of this research is that transaction security in M-Banking services carries out risk analysis to detect threats that occur. 1) risks in using M-Banking services can be detected through the risk analysis process carried out by the bank, which includes identification, evaluation and risk assessment, as well as risk management. 2) the improvement efforts made are by managing customer information security in accordance with CIA standards (Confidentiality, Integrity, Availability) so that customers can use M-Banking services safely and comfortably.
ANALISIS DETERMINAN TINGKAT KEDALAMAN KEMISKINAN DI KECAMATAN KARANGASEM KABUPATEN KARANGASEM BALI Dewa Ayu Indah Puspita Dewi; Made Kembar Sri Budhi
Widya Balina Vol. 10 No. 1 (2025): Jurnal Widya Balina
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Abstract

Abstract. Poverty depth is a measure of the average gap in expenditure of each poor person to the poverty line, by focusing on the expenditure of the poor as a benchmark in determining the level of poverty in an area.This study aims to analyze the simultaneous and partial influence of social capital, education level, and employment status on the level of poverty depth in Karangasem District. This study was conducted in Karangasem District with a sample size of 100 respondents using a non-probability sampling method and data collection methods, namely observation, structured interviews, and in-depth interviews. The data analysis technique used was multiple linear regression analysis. The results of the study showed that social capital, education level, and employment status simultaneously had a significant effect on the level of poverty depth in Karangasem District. Partially, social capital and education level had a negative and significant effect, while employment status partially had a positive and significant effect on the level of poverty depth in Karangasem District. Employment status had a dominant effect on the level of poverty depth in Karangasem District.

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