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EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Published by STIE Syariah Indonesia Purwakarta
ISSN : 25992708     EISSN : 26548526     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Eksisbank Journal is open access published by the Sharia Economic Study Program and Syariah STIES Banking Indonesia Purwakarta. The main objective of Eksisbank is to provide a platform for scholars, academics and international researchers to share contemporary thoughts in the fields of accounting, taxation, sharia financial management, marketing management, Human Resource management, Islamic capital markets, strategic management, risk management, sharia economics , entrepreneurship, and the sharia banking business in the form of research results, feedback articles, and case reports. It also aims to promote sharia economic studies and Islamic banking, thereby becoming a leading international journal in the field of Islamic economics and Islamic banking in the world.
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Articles 143 Documents
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Analisis Tabungan Paket Lebaran Dalam Perspektif Ekonomi Syari'ah Di Desa Parung Kecamatan Subang Kabupaten Subang: Idah Hamidah Idah Hamidah Ginanjar; ahmad damiri; Jalaludin Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 3 No 2 (2019): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v3i2.74

Abstract

This article discusses the analysis of Eid package savings in sharia economy perspective in Parung Village, Subang Subdistrict, Subang Regency. The purpose of this study was to determine the contracting system used in the implementation of Eid savings packages in Parung Village Subang Subdistrict, Subang Regency, Sharia economic review of the implementation of Eid savings packages in Parung Subdistrict Subang Subang Regency, and the impact of the implementation of Eid savings packages in Parung Village Subdistrict Subang Subang Regency, the research method used is qualitative research with an empirical approach. Data collection techniques used were observation, interviews, and documentation. In this study, the data source consisted of Primary Data and Secondary Data. Primary data were obtained from the field results by direct observation and interviews with managers and members of the Eid package in Parung Village, Subang District, Subang Regency. Secondary data was obtained from various references, such as sources from the internet, institutional archives and other readings related to the problem under study. The results showed that the implementation of the Lebaran Package Savings in Parung Village, Subang Sub-District, Subang Regency using the Wadi'ah (savings) agreement as well as the Salam (package) agreement, according to the syari'ah economy this kind of transaction is invalid, because Islam forbids in one transaction there are two contracts at once. However, the presence of Eid savings packages, is very positive contribution to the community, so management should be adjusted to the principles of Islamic sharia. Among them separating savings transactions and Eid packages. Keywords — Savings, Eid Package, Islamic Economy
Pengaruh Kualitas Produk dan Harga Cat Terhadap Kepuasan Konsumen TB Adeng Jaya Kecamatan Tanjungsiang Subang Roro Rodiah Rodiah; Jalaludin Jalaludin; Ahmad Damiri
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 3 No 2 (2019): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v3i2.75

Abstract

Based on Observations in Tanjungsiang District There are several building shops that sell paint, but the majority of people buy paint at TB Adeng Jaya because there are several kinds of paint products that are sold from paint kilos, cans, to buckets. Making it easier for consumers to buy paint in accordance with what is desired. This study aims to discuss and analyze. Effect of product quality on customer satisfaction, The effect of paint prices on customer satisfaction, as well as the influence of product quality and paint prices on customer satisfaction. The effect of paint prices on customer satisfaction, as well as the influence of product quality and paint prices on customer satisfaction. The research method used is the survey method which is sourced from primary and secondary data about the quality of product X1 and the price of paint X2 on customer satisfaction Y. seen from the purpose of this study included in the research explanatory research, because it involves 3 variables that are interconnected with each other. Based on the results of testing using SPSS 26.0 software, this study can be concluded as follows,, the effect of (X1) on (Y) has a value of Tcount 9,055> Ttable 1,988 with a significance value of 0,000 <0.05 and R square value of 0.494, this shows the quality of paint products (X1) significantly influence customer satisfaction (Y) 49.4% while the remaining 50.6% is determined by other variables, the influence of (X2) on (Y) has a T-value of 2.081> Ttable 1.988 with a significance value of 0.000 <0.05, and an R Square value of 0.049, this shows that the price of paint (X2) has a significant effect on customer satisfaction (Y) of 4.9% while the remaining 95.1% is determined by other variables,and the influence of (X1) and (X2) on (Y) has a value of F count 0.330 < Ftable 3.11 with a significance value of 0.720> 0.05, and the R square value of 0.089 does not lie in the correlation interval, this shows the quality of the product (X1) and the price of paint (X2) has no effect on customer satisfaction (Y).
Analisis Penerapan Akad Mudharabah Pada Pemberian Modal Pakan Ikan Berdasarkan Kajian Ekonomi Syari'ah: Dani Ahmad Dani Ahmad; Moch. Cahyo Sucipto; Rina Nurhayati
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 3 No 2 (2019): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v3i2.77

Abstract

Analysis of the Application of Mudharabah Covenants in Fish Feed Capital Based on Sharia Economic Studies. Mudharabah agreement is a form of cooperation in moving between the owner of capital with someone called profit sharing, which is based on a sense of help and the principle of trust between the two. Because there are people who have capital, but do not have expertise in running a company. The research method used is descriptive qualitative method that is research that describes and presents an event that occurs in the field using data collection techniques that are through observation, interviews, documentation, and also library research by reading books, journals, articles, websites related to the problem to be examined. The results of this study are that the mechanism carried out in the practice of providing fish feed capital in the mechanism explained that the collaboration between the capital owner and the capital manager is mudharabah contract. If it is reviewed based on the Fatwa National Sharia Council number: 115/DSN-MUI /IX/2017 concerning mudharabah agreements that the provision of fish feed capital is included in the mudharabah agreements and is legal (allowed). In the agreement the manager may not sell fish that are ready to harvest to other parties. However, that management guy is cooperating with PD. Bangun Jaya Fish Farm that is those harvesting fish are sold to others.
Analisis Nisbah Kerjasama Umkm Dalam Konteks Musyarakah Di Food Court Toserba Yogya Purwakarta Rachma Frattiwi
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 3 No 2 (2019): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v3i2.78

Abstract

This research was conducted at the Yogya Purwakarta Toserba Food Court. The problem that occurred at the Yogya Purwakarta Toserba Food Court was that the concept of the collaboration agreement that was carried out tended to be wrong. The purpose of this study was first to determine the cooperation agreement undertaken by the UMKM with the "Yogya Rasa", namely the system of cooperation agreements for results. Cooperation agreement for profit sharing here is a cooperation agreement made by one party with another party. Where one party provides facilities or infrastructure in the form of a place in the form of a counter while the other party occupies the counter with a profit sharing system. second to find out the suitability of the Musyarakah contract concept. The cooperation agreement that has been carried out by the UMKM with the manager of Yogya Toserba Food Court is in accordance with the Syirkah Mudharabah concept in which this collaboration is carried out by the first party contributing capital and work at the same time while the second party only contributes only venture capital while profits are shared according to mutual agreement. This research uses descriptive qualitative analysis approach method. Data collection can be done by the method of observation, interviews and documentation
Analisis Jual Beli Manggis Sistem Borongan Sekali Musim Panen Dalam Perspektif Ekonomi Syari’ah Di Desa Wanasari Kecamatan Wanayasa Kabupaten Purwakarta Ayi Puspita Sari; Ahmad Saepudin; Siti Rohmat
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 3 No 2 (2019): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v3i2.80

Abstract

The purpose of this study is to determine the mangosteen buying and selling system in bulk with the agreement of the mangosteen harvest season agreement is appropriate based on the Shari'a contract or there is still a element of gharar in buying and selling mangosteen. The research method used is a qualitative method with a descriptive type case study approach. The technique of data collection is done by triangulation, which is collecting data about the mangosteen trading system in bulk through observation, interviews, and documentation to mangosteen sellers and buyers in the place. Then the results of the study will be analyzed by reducing data, presenting data and drawing conclusions. The results of this study indicate that the sale and purchase of mangosteen in bulk using the contract agreement once the harvest season, done before the mangosteen is feasible to be harvested with the surrender agreement mangosteen submitted when the harvest season arrives on condition that the mangosteen bears fruitful, while the transfer of money is done when the initial contract occurs. If the fruit harvest fails, the buyer's money does not return, but waits for the next bushy mangosteen harvest. Buying and selling mangosteen in bulk in an Islamic economic perspective, including buying and selling gharar or buying and selling supernatural because it does not meet the requirements and the harmony of the sale, there is no clarity in the submission of mangosteen. Advice from the author, buying and selling mangosteen is better done when the mangosteen is harvestable, in order to avoid buying and selling gharar.
Penerapan Akad Murabahah pada Produk MULIA di Pegadaian Jalancagak Menurut Perspektif Ekonomi Syariah Raden Andriana Meirani; Ahmad Damiri; Jalaludin Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.69

Abstract

This research was conducted at Pegadaian Jalancagak Subang Regency. Pegadaian is one of the financial institutions that offers Logam Mulia investment services, one of which is called MULIA (Murabahah Logam Mulia For Abadi Investment). Product Mulia is a financing offer to customers for the purchase of gold bars produced by PT. Aneka Tambang (ANTAM). This study aims to determine how MULIA product provisions, the application of the murabaha contract on MULIA products and the impact of MULIA products for pawnshops and the community. This type of research is qualitative using descriptive analysis method. Data sources used include primary and secondary data. From the results of the discussion the researchers found that there were several provisions in the application of the MULIA product murabahah in Pegadaian Jalancagak that were not in accordance with the provisions of the Shari'a, including; first concerning the object of the contract or Marhun which was not raised or did not exist during the contract. Second, the sanctions that are permitted according to the Shari'a are applicable to customers who are capable but neglect or postpone delay of payment but do not apply to customers who are truly unable to pay, but in its application at Jalancagak pawnshop requires all customers to receive sanctions or pay fines if unable pay without exception. Third, in the application of sanctions / fines regarding funds generated from fines input as corporate income, which according to Shari'a provisions should be intended for social funds
Pelaksanaan Akad Mudharabah Pada Pembiayaan Modal Usaha di Koperasi Dewan Kemakmuran Masjid At-Taqwa Desa Cicadas Kecamatan Sagalaherang Kabupaten Subang Siti Rahmah Ramadhan; Ahmad Damiri; Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.82

Abstract

Artikel ini membahas tentang pelaksanaan akad mudharabah pada pembiayaan modal usaha di Koperasi Dewan Kemakmuran Masjid Desa Cicadas Kecamatan Sagalaherang Kabupaten Subang. Tujuan dari penelitian ini adalah untuk mengetahui pelaksanaan akad mudharabah pada pembiayaan modal usaha di Koperasi Dewan Kemakmuran Masjid At-Taqwa Desa Cicadas, mengetahui penentuan bagi hasil di Koperasi Dewan Kemakmuran Masjid At-Taqwa Desa Cicadas, dan untuk mengetahui dampak dari pelaksanaan pembiayaan Akad Mudharabah pada Koperasi Dewan Kemakmuran Masjid At-Taqwa Desa Cicadas. Metode penelitian yang digunakan adalah penelitian kualitatif dengan pendekatan empiris. Teknik pengumpulan data yang digunakan adalah observasi, wawancara, dan dokumentasi. Dalam penelitian ini, sumber data terdiri dari Data Primer dan Data Sekunder. Data Primer diperoleh dari hasil lapangan dengan cara observasi dan wawancara langsung dengan Ketua Koperasi Dewan Kemakmuran Masjid At-Taqwa Desa Cicadas. Data sekunder diperoleh dari berbagai referensi, seperti sumber dari internet, arsip-arsip lembaga dan bacaan lain yang berhubungan dengan masalah yang diteliti. Hasil penelitian menunjukan bahwa pelaksanaan akad mudharabah pada pembiayaan modal usaha di Koperasi Dewan Kemakmuran Masjid At-Taqwa Desa Cicadas hanya menggunakan satu jenis akad pada pembiayaan mudharabah yaitu muqayyadah. Sistem bagi hasil yang diterapkan menggunakan prinsip profit sharing dengan pengembalian modal dilakukan dengan melakukan pembayaran angsuran yang dilakukan dengan jangka waktu sesuai dengan kemampuan mudharib. Dengan adanya pembiayaan tersebut mereka bisa dengan tenang menjalankan usaha yang mereka kelola tanpa adanya kekhawatiran dalam melaksanakannya, karena pembiayaan yang mereka jalankan merupakan pembiayaan yang diterapkan sesuai prinsip syariah Islam.
Pelaksanaan Bagi Hasil Simpanan dan Pembiayaan Mudharabah Di BMT Al-Amanah Cabang Subang Rina Lestari
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.92

Abstract

The purpose of this study is to determine the Mudharabah profit sharing provisions according to the scholars, to know the implementation of Mudharabah savings and financing profit sharing, and to determine the impact of Mudharabah profit sharing and financing. The research method used is qualitative with an empirical approach. Data collection techniques used were observation, interviews, and documentation. In this study the data source consisted of primary data and secondary data. Primary data obtained from the field and secondary data consist of references, books, and sources from the internet. Research results show that Mudharabah savings and financing carried out at BMT Al-Amanah that is using mudlaabah mutlaqah and profit sharing ratio used is revanue sharing, according to ulama Mudharabah agreements may be carried out on agreed terms or conditions. In BMT Al-Amanah the profit sharing ratio differs only in calculation or distribution, there is a 50:60 ratio sharing 50:50 depending on the agreement made by both parties, then the benefits or positive impact can help members in saving funds or in funding funds, and can
Pengelolaan Wakaf Produktif Tanah Sawah Di Yayasan Islam Pondok Pesantren Miftahul Jannah Jatibaru Kecamatan Jatisari Karawang Tetep Komarudin; Ahmad Damiri; Jalaludin Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.93

Abstract

The purpose of this researech is to find out how the productive waqf management system of paddy land at the islamic fondation Miftahul Jannah Islamic Boarding School in Jatibaru District Jatisari Karawang, and how the distribution of results from productive waqf management of paddy land at the islamic fondation Miftahul Jannah Islamic Boarding School. Type of research used is field research, us for the approach used in this study is a descriptive-qualitative approach. Nadzir as the manager of waqf in the form of protecting waqf assets, nadzir made the Akta Ikrar Wakaf (AIW) to PPAIW so that have legal power in accordance with statutory regulation. In its management, nadzir uses the anual rental system (long-term rental model and hukr), in principle the payment is direct or cash for year. Waqf manager has never reported the management of waqf to the government or related parties because it does not understand the path or procedures for reporting. Management pattern is still included in the traditional consumptive waqf management pattern. The results of the management of waqf land are approved for boarding operation and for boarding improvements or revairs in school hostels, with a 50% share for the repairs or renovations of boarding schools and 50% for operational costs. Operational cost are divided 75% for the honorarium of the teacher council and 25% for the need of the ATK (Office Stationery).
Analisis Mekanisme Praktik Jual Beli Followers Dalam Perspektif Ekonomi Islam Di Media Sosial Instagram Nindi Apridha Jamil; Asep Dede Kurnia; Jalaludin Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.101

Abstract

Abstrak - Tujuan dari penelitian ini adalah untuk mengetahui mekanisme praktek jual beli followers di media sosial Instagram dan untuk mengetahui mekanisme praktek jual beli followers di media sosial instagram dalam perspektif ekonomi Islam. Jenis penelitian yang digunakan adalah penelitian lapangan (field research), adapun pendekatan yang digunakan dalam penelitian ini adalah pendekatan deskriptif-kualitatif. Mekanisme yang dilakukan dalam praktik jual beli followers ini dilakukan seperti jual beli online dan Mekanisme praktik jual beli followers dalam perspektif ekonomi Islam, jual beli followers Jika ditinjau dari jual beli secara umum berdasarkan Fatwa Dewan Syariah Nasional- Majelis Ulama Indonesia Nomor 110/DSN-MUI/IX/2017 melalui tabel kesesuaian adanya ketidaksesuaian syariah dalam jual beli Followers. Jual beli followers ini termasuk kedalam jual beli yang tidak sah yang disebabkan tidak terpenuhinya beberapa rukun dan syarat diantaranya mengenai objek dan tidak sesuai dengan prinsip muamalah.

Page 4 of 15 | Total Record : 143

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