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Penerapan Akad Murabahah pada Produk MULIA di Pegadaian Jalancagak Menurut Perspektif Ekonomi Syariah Raden Andriana Meirani; Ahmad Damiri; Jalaludin Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.69

This research was conducted at Pegadaian Jalancagak Subang Regency. Pegadaian is one of the financial institutions that offers Logam Mulia investment services, one of which is called MULIA (Murabahah Logam Mulia For Abadi Investment). Product Mulia is a financing offer to customers for the purchase of gold bars produced by PT. Aneka Tambang (ANTAM). This study aims to determine how MULIA product provisions, the application of the murabaha contract on MULIA products and the impact of MULIA products for pawnshops and the community. This type of research is qualitative using descriptive analysis method. Data sources used include primary and secondary data. From the results of the discussion the researchers found that there were several provisions in the application of the MULIA product murabahah in Pegadaian Jalancagak that were not in accordance with the provisions of the Shari'a, including; first concerning the object of the contract or Marhun which was not raised or did not exist during the contract. Second, the sanctions that are permitted according to the Shari'a are applicable to customers who are capable but neglect or postpone delay of payment but do not apply to customers who are truly unable to pay, but in its application at Jalancagak pawnshop requires all customers to receive sanctions or pay fines if unable pay without exception. Third, in the application of sanctions / fines regarding funds generated from fines input as corporate income, which according to Shari'a provisions should be intended for social funds

Pengelolaan Wakaf Produktif Tanah Sawah Di Yayasan Islam Pondok Pesantren Miftahul Jannah Jatibaru Kecamatan Jatisari Karawang Tetep Komarudin; Ahmad Damiri; Jalaludin Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.93

The purpose of this researech is to find out how the productive waqf management system of paddy land at the islamic fondation Miftahul Jannah Islamic Boarding School in Jatibaru District Jatisari Karawang, and how the distribution of results from productive waqf management of paddy land at the islamic fondation Miftahul Jannah Islamic Boarding School. Type of research used is field research, us for the approach used in this study is a descriptive-qualitative approach. Nadzir as the manager of waqf in the form of protecting waqf assets, nadzir made the Akta Ikrar Wakaf (AIW) to PPAIW so that have legal power in accordance with statutory regulation. In its management, nadzir uses the anual rental system (long-term rental model and hukr), in principle the payment is direct or cash for year. Waqf manager has never reported the management of waqf to the government or related parties because it does not understand the path or procedures for reporting. Management pattern is still included in the traditional consumptive waqf management pattern. The results of the management of waqf land are approved for boarding operation and for boarding improvements or revairs in school hostels, with a 50% share for the repairs or renovations of boarding schools and 50% for operational costs. Operational cost are divided 75% for the honorarium of the teacher council and 25% for the need of the ATK (Office Stationery).

Analisis Mekanisme Praktik Jual Beli Followers Dalam Perspektif Ekonomi Islam Di Media Sosial Instagram Nindi Apridha Jamil; Asep Dede Kurnia; Jalaludin Jalaludin
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 4 No 1 (2020): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v4i1.101

Abstrak - Tujuan dari penelitian ini adalah untuk mengetahui mekanisme praktek jual beli followers di media sosial Instagram dan untuk mengetahui mekanisme praktek jual beli followers di media sosial instagram dalam perspektif ekonomi Islam. Jenis penelitian yang digunakan adalah penelitian lapangan (field research), adapun pendekatan yang digunakan dalam penelitian ini adalah pendekatan deskriptif-kualitatif. Mekanisme yang dilakukan dalam praktik jual beli followers ini dilakukan seperti jual beli online dan Mekanisme praktik jual beli followers dalam perspektif ekonomi Islam, jual beli followers Jika ditinjau dari jual beli secara umum berdasarkan Fatwa Dewan Syariah Nasional- Majelis Ulama Indonesia Nomor 110/DSN-MUI/IX/2017 melalui tabel kesesuaian adanya ketidaksesuaian syariah dalam jual beli Followers. Jual beli followers ini termasuk kedalam jual beli yang tidak sah yang disebabkan tidak terpenuhinya beberapa rukun dan syarat diantaranya mengenai objek dan tidak sesuai dengan prinsip muamalah.

Sosialisasi Uang Layak Edar Kepada Masyarakat Desa Kadumekar Babakancikao Purwakarta Jalaludin Jalaludin; Dede Indri
ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2026): ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : STIE Syariah Indonesia Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/nea13h11

Based on the results of observations, the PKM team found several unique phenomena related to Decent Money among the Kadumekar Village Community, one of which is that there are still people who are taboo on decent money and not worthy of circulation, lack of access to adequate information related to decent money, Kadumekar Village with a population that mostly works as farmers and small traders, is very vulnerable to the problem of counterfeit or unfit money fraud, and the last phenomenon is that people understand culture more than government rules or policies. The purpose of this PKM is to socialize decent money to the people of Kadumekar Village, so that people understand the importance of using money that is valid and worthy of circulation. This PKM method uses observation, socialization and discussion, monitoring and evaluation. The conclusion of this PKM is that before the implementation of the socialization of decent money to the people of Kadumekar Village, the average value of respondents is 31.11 (very does not understand), and after this socialization activity is carried out, the average value of respondents is 90.55 (very understanding). This shows that socialization is important as a medium for education, including reminding people who once knew about money worthy of circulation and not worthy of circulation. In addition, after the implementation of this PKM, the community already knows the characteristics of money worthy of circulation and not worthy of circulation, the importance of recognizing money worthy of circulation and not worthy of circulation, the characteristics of money worthy of circulation and not worthy of circulation, the impact of use including the legal impact of money not worthy of circulation, and the community no longer uses damaged money for transactions, damaged money is exchanged to banking institutions.

Pemberdayaan Perempuan Melalui Program Ekonomi Sirkular B3 Minyak Jelantah di Desa Kadumekar Babakancikao Purwakarta Jalaludin Jalaludin; Syifa Nurul Luthfiyani; Muhammad Noval Al-Rasyid Mubarok
ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2026): ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : STIE Syariah Indonesia Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/4t71sz93

Based on the results of observations, researchers found several phenomena related to the circular economy of used cooking oil in Kadumekar Village, one of which is that the community does not yet understand the impact of used cooking oil waste on the environment, there is still limited understanding and knowledge among the community regarding the management of used cooking oil waste, the process of utilizing used cooking oil takes a long time, and there are still very few people who know that used cooking oil has economic value. The objective of this PKM was to empower the community of Kadumekar Village, Babakancikao Subdistrict, through the empowerment of women through the B3 Waste Cooking Oil Circular Economy Program to produce soap, in order to improve the community's skills in recycling waste cooking oil. The PKM method used observation, socialization, and mentoring. The conclusion of this PKM activity shows a significant increase in the level of understanding of the partners. Before the workshop, the understanding score was in the range of 0-70 with an average of 30.5 (category of very poor understanding), but after the activity it increased to 70-90 with an average of 77 (category of good understanding). Although it did not reach 100 points because some partners were more focused on quick results without waiting for the soap drying process, which takes 24 hours to 2 weeks, this achievement is still considered very meaningful. In addition to increasing technical understanding, the PKM activity also had a positive impact in the form of awareness of the circular economy concept, the use of used cooking oil to make soap, and how to make.

Pemanfaatan Hypnoteaching dalam Mengajarkan Keterampilan Kewirausahaan dan Ekonomi di SDN Kadumekar Babakancikao Purwakarta Jalaludin Jalaludin; Gugun Rohmat Tul Hidayat; Amellia Aztiannisa Dewi; Resa Nur Azizah
ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2026): ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : STIE Syariah Indonesia Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/f9x6ab15

Based on the results of observations, the PKM team found several unique phenomena related to the utilization of hypnoteaching in teaching entrepreneurship and economic skills at SDN Kadumekar, one of which is that many people are still taboo against hypnoteaching, there are still many schools that teach traditional methods, teachers and student guardians are still limited in improving teaching skills, and there are still few people who know the effectiveness of hypnoteaching entrepreneurial skills and economic skills to students. The purpose of this PKM is to utilize hypnoteaching in teaching entrepreneurship and economic skills at SDN Kadumekar. This PKM method uses observation, socialization and discussion, monitoring, and evaluation. This PKM can be concluded that the level of understanding of respondents or PKM partners before and after the PKM implementation has changed quite drastically from the average value of 23.04 points in the category of very not understanding, changing drastically to 89.5 points in the category of very understanding. These results show that guardians and teachers at SDN Kadumekar are now more prepared to utilize hypnoteaching as part of entrepreneurship and economics learning, creating a more effective and enjoyable learning experience for students. In addition, through this PKM, teachers and student guardians already know the functions and benefits of hypnoteaching, the benefits of hypnoteaching in teaching entrepreneurial skills, how to form an entrepreneurial mindset in students, hypnoteaching techniques for student concentration, building a creative, innovative, and independent mindset in the future in students, the main characteristics of hypnoteaching-based teaching, how hypnoteaching improves students' economic skills, the first step in starting a hypnoteaching-based lesson, hypnoteaching to overcome fear, and learning economics with inspirational stories.

Sosialisasi Kewirausahaan Berbasis Teknologi Komunikasi dan Ekonomi Digital Kepada Siswa SMK Pelita Nusa Subang Jalaludin Jalaludin; Rina Nurhayati; Moch. Cahyo Sucipto; Ahmad Ali Sopian; Tajudin Tajudin
ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat Vol 6 No 1 (2026): ADINDAMAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : STIE Syariah Indonesia Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/57584d08

Perkembangan teknologi komunikasi dan ekonomi digital telah membuka berbagai peluang usaha baru yang dapat dimanfaatkan oleh generasi muda. Namun, hasil observasi awal di SMK Pelita Nusa Subang menunjukkan bahwa pemanfaatan teknologi komunikasi oleh siswa masih didominasi untuk aktivitas konsumtif, sementara pemahaman mengenai kewirausahaan digital, pemasaran digital, digital branding, dan ekonomi digital masih relatif rendah. Oleh karena itu, kegiatan Pengabdian kepada Masyarakat (PKM) ini bertujuan untuk meningkatkan literasi kewirausahaan digital, pemahaman ekonomi digital, serta motivasi siswa dalam memanfaatkan teknologi komunikasi sebagai sarana pengembangan usaha. Metode yang digunakan dalam kegiatan ini adalah pendidikan masyarakat melalui pendekatan partisipatif yang meliputi tahapan need assessment, persiapan, pelaksanaan, dan evaluasi. Kegiatan dilaksanakan melalui ceramah interaktif, diskusi, demonstrasi, praktik sederhana, serta evaluasi menggunakan instrumen pre-test dan post-test. Hasil kegiatan menunjukkan adanya peningkatan pemahaman siswa mengenai konsep kewirausahaan berbasis teknologi komunikasi dan ekonomi digital, yang ditunjukkan oleh meningkatnya hasil post-test dibandingkan pre-test. Selain itu, siswa menunjukkan peningkatan kemampuan dalam mengidentifikasi peluang usaha digital, memahami pemanfaatan media sosial sebagai sarana pemasaran, menyusun konsep digital branding, serta merancang model bisnis sederhana. Kegiatan ini juga berhasil meningkatkan motivasi dan kepercayaan diri siswa untuk memulai usaha berbasis digital. Dampak kegiatan tidak hanya terlihat pada peningkatan pengetahuan dan keterampilan peserta, tetapi juga pada perubahan pola pikir siswa dari pengguna teknologi yang bersifat konsumtif menjadi lebih produktif dan inovatif. Dengan demikian, program ini berkontribusi dalam mempersiapkan siswa SMK yang adaptif, kreatif, dan berdaya saing dalam menghadapi perkembangan ekonomi digital.

PENDAMPINGAN MEDIA IKLAN JASA PIJAT DAN URUT TRADISIONAL DI DESA SALAMJAYA PONDOKSALAM PURWAKARTA Jalaludin Jalaludin; Hanifah Hanifah; Winda Ramadhona
Jurnal Istimā Vol 1 No 2 (2024): Agustus - Istimā
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i2.153

Salamjaya Village is one of the village expansion areas of 3 villages namely Parakansalam, Salamjaya, and Tanjungsari villages. The impact of the division of the village was that the number of MSMEs and service providers was split, some were in the Parakansalam area only, and some were only in the Tanjungsari area. Among the service providers in Salamjaya Village are Traditional Massage and Massage Services, where Massage and Traditional Massage Services are fairly rare to find in the Salamjaya Village environment. Apart from that, Traditional Massage and Massage Services still use very simple advertising media, namely using writing on A4 paper that is laminated. Furthermore, the location of Traditional Massage and Massage Services is not yet available on Google Maps, so that it will be a bit difficult for millennial and Z generations of consumers, because apart from being located in an alley, consumers of this generation find it easier to ask Google for directions, one of which is Google Maps. Therefore, the purpose of this PKM is to carry out media assistance for advertising traditional massage and massage services in the village of Salamjaya Pondoksalam, Purwakarta. The method used in this PKM is counseling and mentoring. The results of the PKM regarding Media Assistance Advertising Traditional Massage and Massage Services in the Village of Salamjaya Pondoksalam Purwakarta are running well and smoothly, it can be seen that MSMEs Massage and Traditional Massage feel very helped by this PKM program. MSME practitioners of Massage and Traditional Massage can understand the importance of advertising media as a means of increasing the number of visitors/consumers, and increasing income. This PKM supporting activity went well and smoothly, it was seen that all the students, both Salamjaya SDN and Harapan Jaya MDTA, were able to follow the PKM Team's lessons and instructions well, even to the point where they were asked to extend the PKM time, because the PKM team was considered very able to help teaching and learning activities at SDN and MDTA.

PENDAMPINGAN BRANDING DAN PEMASARAN ISLAMI JASA SERVICE ELEKTRONIK DI DESA SALAMJAYA PONDOKSALAM PURWAKARTA Jalaludin Jalaludin; Siti Nurhasanah; Dadang Dadang
Jurnal Istimā Vol 1 No 2 (2024): Agustus - Istimā
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i2.154

Jasa perbaikan elektronik diperkotaan dengan pedesaan berbeda, salah satunya jumlah konsumen, tarif yang dikenakan kepada konsumen, dan Jam layanan. Berdasarkan hal tersebut, UMKM Jasa perbaikan elektronik di Desa Salamjaya masih terbatas layanannya, hal ini dikarenakan jumlah konsumen yang masih terbatas. Selain itu, sistem pemasaran yang masih sederhana bahkan tidak ada plang nama tempat servis berpengaruh terhadap jumlah konsumen baik yang berkunjung ke Toko servis, maupu yang menggunakan jasa servis elektronik di Desa Salamjaya. Minimnya kajian fiqih muamalah membuat pemahaman pelaku UMKM termasuk UMKM Jasa perbaikan elektronik masih tabu terhadap sistem pemasaran islami. Selain itu juga, lokasi UMKM Jasa perbaikan elektronik yang masih belum di temukan di Google Maps berdampak juga terhadap jumlah kunjungan konsumen ke Toko dan konsumen yang mau menggunakan jasanya. Tujuan PKM ini Untuk Melakukan Pendampingan Branding dan pemasaran Islami Jasa Servis Elektronik Di Desa Salamjaya Pondoksalam Purwakarta. Metode yang digunakan dalam PKM ini ceramah dan pendampingan. Hasil PKM ini tentang Pendampingan Branding Dan pemasaran Islami UMKM Jasa Service Elektronik Di Desa Salamjaya Pondoksalam Purwakarta berjalan dengan baik dan lancar, terlihat pelaku UMKM Jasa Service Elektronik merasa terbantu sekali dengan adanya program PKM ini. Pelaku UMKM Jasa Service Elektronik bisa memahami terhadap pentingnya branding produk dan pemasaran islami sebagai sarana meningkatkan jumlah konsumen, dan meningkatkan pendapatan, serta keuntungan yang didapatkan menjadi halal dan dampak positif untuk tubuh dan tingkah laku pelaku UMKM Jasa Service Elektronik.

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