cover
Contact Name
Nur'aeni
Contact Email
nuraeni.mesy@gmail.com
Phone
+6285758966695
Journal Mail Official
journalsiap@gmail.com
Editorial Address
Gedung STKOM-STIBANKS Al Ma'soem
Location
Kota bandung,
Jawa barat
INDONESIA
Jurnal Maps (Manajemen Perbankan Syariah)
ISSN : 25973665     EISSN : 26852837     DOI : https://dx.doi.org/10.32483
Core Subject : Economy,
Jurnal Maps (Manajemen Perbankan Syariah) merupakan jurnal keilmuan yang diterbitkan oleh jurusan perbankan syariah STIBANKS Al Ma'soem Bandung. Jurnal ini merupakan wadah publikasi karya ilmial berupa tulisan akademisi, peneliti dan praktisi tentang penelitian murni dan terapan pada bidang Manajemen, Perbankan Syariah, Akuntansi Syariah dan Ekonomi Syariah. Maps terbit dua kali dalam setahun yakni bulan maret dan september.
Articles 52 Documents
Strategi Pengembangan Agrowisata Durian Sinapeul dengan Pendekatan Interpretative Structural Modelling (ISM) dalam Perspektif Ekonomi Islam Ruriawati, Eni Nuraeni
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 1 (2020)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i1.53

Abstract

One of the potential areas as an agro-tourism area in Majalengka Regency is the Sinapeul durian agro-tourism area in Ujungberung Village, Sindangwangi District. However, the Sinapeul durian agro-tourism area has not been running optimally, this is thought to be caused by several factors, namely the absence of a strategy and policy on the management and development of the agro-tourism area. In addition, the cooperation agreement that occurs between the village government and smallholders is not yet clear. The purpose of this study was to analyze the strategy for the development of the durian agro-tourism area and to analyze the contract applied between the village government and the tenant farmers. The research method used is a qualitative method with the Interpretative Structural Modeling (ISM) approach. Interpretative Structural Modeling (ISM) is a well-established methodology for identifying relationships between specific variables that define a problem or issue. Based on the results of research that has been conducted by researchers, there are seven elements that become indicators of agro-tourism area development strategies with the main strategies, namely agro-tourism development innovation, institutional support, promotion and marketing (level 1), strengthening regulations and policies, and investors (level 2), quality development. Human resources and community participation with the village (level 3). In Islam, there are several contract options in agricultural management such as Muzara Mukabarah and Musaqah. A cooperative agreement for agricultural production that is suitable for managing durian crops between land owners and smallholders is to apply the Musaqah contract.
Pengaruh Likuiditas terhadap Profitabilitas Melalui Efisiensi Operasi Bank Umum Syariah di Indonesia Mauluddi, Hasbi Assidiki
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.58

Abstract

This study aimed to find out the direct influence of liquidity variables on profitability and its indirect influence through variable operating efficiency. Liquidity is proxied with FDR, profitability with ROA, while operating efficiency with BOPO. Path analysis methods are used to analyze the direct or indirect influence of the variables studied. The data used is secondary data of Sharia commercial bank statements in OJK Sharia banking statistics from 2016 to 2020. The results showed that directly the level of liquidity has no significant effect on profitability. Whereas indirectly, through operating efficiency, the level of liquidity has a significant effect on profitability.
Analisis Kepatuhan Syariah pada Bank Syariah: Studi Kasus Bank Pembiayaan Rakyat Syariah Maslihatin, Aini; Riduwan, Riduwan
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 1 (2020)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i1.47

Abstract

Sharia compliance is the adherence of Islamic banks to Islamic rules or laws in muamalah and is one of the factors that differentiate it from conventional banks. Therefore sharia compliance is a fundamental principle in Islamic banking practices. Muamalah law, especially the economy, has a high degree of difference, so the sharia compliance standards in Indonesia refer to the Fatwa of the National Sharia Council-Indonesian Ulama Council (DSN-MUI). This study aims to analyze the practice of sharia compliance in Islamic Rural Banks (BPRS) in Indonesia. The data analyzed is the assessment of the Sharia Supervisory Board (DPS) on the practice of BPRS for five years. The sample distribution covers all regions of Indonesia with 24 units of analysi with 46 respondenss. The data analysis used quantitative descriptive analysis and compared it with the DSN-MUI fatwa. This study's results indicate that the level of compliance with Islamic rural banks in Indonesia is, on average, excellent. Other findings show that, when viewed from the contract's practice, financing with a musyarakah contract has the highest level of sharia compliance compared to separate agreements. Meanwhile, the lowest sharia compliance is in the murabahah contract. This condition is influenced because Islamic banks often use the murabahah bil wakalah contract. The weakness of this contract lies in the procurement of goods by customers, often not accompanied by proof of purchase.
Analisis Pengaruh Inflasi, Nilai Tukar Rupiah, dan BI-Rate terhadap Harga Indeks Saham Syariah Indonesia Tripuspitorini, Fifi Afiyanti
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.50

Abstract

Islamic investment is experiencing an upward trend from year to year. Many investors are starting to look at Islamic stocks. One of the Islamic stocks in Indonesia is the Indonesian Sharia Stock Index (ISSI). Investors must have many careful considerations to invest. One of the factors that may influence stock prices is macroeconomic factors. This study aims to determine how macroeconomic variables in the form of inflation, the rupiah exchange rate against the dollar, and Bank Indonesia interest rates can affect the ISSI stock price. This study uses a quantitative data approach. The data is obtained from the Sharia Stock Index (ISSI) in the monthly period January 2016 to December 2018.Meanwhile, data analysis used Partial Least Square (PLS) with the help of WarpPLS. The results showed that inflation and the rupiah exchange rate had no effect on the ISSI stock price. while the BI rate has a significant negative effect on the ISSI stock price.
Perbedaan NPF dan FDR Bank Muamalat antara Sebelum dan Selama Pandemi Covid-19 Pringgabayu, Dematria; Afgani, Kurnia Fajar; Ricederia, Alda
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 2 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i2.59

Abstract

This research was conducted to analyze and describe the NPF and FDR ratio of Bank Muamalat Indonesia between before and during the Covid-19 pandemic. The method used in this research is quantitative with research data in the form of secondary data. The data were collected using the documentation method and analyzed using the descriptive statistic and independent sample t-test. The results of the study state that the NPF and FDR value of Bank Muamalat Indonesia was differ between before and during the Covid-19 pandemic, although not statistically significant. The difference in terms of NPF indicates that the financing risk faced by Bank Muamalat Indonesia during the pandemic period is greater. The difference in terms of FDR indicates the existence of prudence from banks in distributing financing to the public because the business situation is not conducive during the Covid-19 pandemic.
Analisis Pembiayaan Murabahah dan Solusi Permasalahannya pada BMT Rizky Barokah Cabang Talun Magelang Yulita, Siska; Panggiarti, Endang Kartini
Jurnal Maps (Manajemen Perbankan Syariah) Vol 4, No 1 (2020)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v4i1.46

Abstract

The murabahah finance is sell and buy transaction which is seller acknowledge selling price and buyer pay to the seller as much as the price plus margin that being approved. Sometimes on going murabahah finance promise found obstacles and resistance being faced bank or debtor party. There for, we want to study more deep about murabahah finance in BMT RIzky Barokah as a research object. The research aims to analysis of the operation of murabahah finance, analysis of murabahah operation in KSPPS BMT Rizky Barokah with Fatwa Dewan Syariah Nasional (DSN MUI), and analysis of member perception of KSPPS BMT Rizky Barokah about murabahah finance. This type of research is qualitative research with data analysis techniques, namely data reduction, data display, and conclusion drawing and verification. The result is found conclusion that is process of operationalization of murabahah finance in KSPPS BMT Rizky Barokah different based on object of goods in the murabahah promise. There is a goods that have facilitated by BMT is motor-bicycle but there is have another goods that proxies by another party for the procuration. The execution of murabahah finance promise in Rizky Barokah has appropriate to the commandment and requirement of murabahah and appropriate with fatwa provisions DSN-MUI No. 04/DSN-MUI/IV/2000 about murabahah finance.
Penerapan Sistem Manajemen Persediaan Bahan Baku untuk Menekan Inventory Cost Menggunakan Metode Economic Order Quantity Silalahi, Ira Valentina; Halim, Asep Abdul
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 1 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v5i1.82

Abstract

PT. Inkomas Lestari is the first and only producer from Indonesia to produce tin chemicals and polymer additives. The products produced by PT. Inkomas Lestari is not only able to meet the needs of the local market, but also meet the needs of the international market by exporting its products to Germany, Korea, China and several countries in the Asian region. However, based on the results of the evaluation conducted by researchers, PT. Inkomas Lestari is known to not optimize its inventory management, in which the company does not keep stock of raw material inventory in the warehouse, so that it often experiences an increase in inventory costs. This research was conducted with the aim of reducing inventory costs by calculating the safety stock needed by the company using the Economic Order Quantity (EOQ) method. Based on the calculation results, it is known that PT. Inkomas Lestari with the EOQ method obtained a total inventory cost of Rp. 1,888,637,963 which is lower than the company using the conventional method which has to pay Rp. 2,112,320,822, then with a difference in total inventory cost of Rp. 223,682,857. This means that the Economic Order Quantity (EOQ) method can be considered more efficient than the conventional method currently being applied by the company.
Meraih Jiwa Korsa Berkarakter Cageur, Bageur, Pinter Melalui Tadarus di Universitas Ma’soem Djachrab, Ida Rapida; Wiryawan, Ryzki
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 1 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v5i1.93

Abstract

This study aims to determine: 1) the character of cageur, bageur, pinter as part of the Al Ma'soem culture; 2) Tadarus activities at Ma'soem University; 3) The role of tadarus in developing the esprit de corps of employees. The research method is qualitative with an ethnographic approach in order to reveal the social and cultural meaning behind tadarus activities. Data collection techniques were carried out by participatory observation, in-depth interviews, literature studies and documentation studies. Determination of the sample using purposive sampling where sampling is done with certain considerations. Data analysis using the Spradley Model, was carried out in four stages: domain, taxonomy, componential, and cultural themes. The results showed that: 1) Cageur, bageur, pinter characters are the embodiment of the pioneering philosophy in order to create a balance between habluminalloh and habluminannas., 2) The benefits of tadarus for friendship, launch and get used to reading holy verses, the heart becomes calm and gives birth to a group of pioneers and followers, 3 ) Tadarus activities as organizational habits that are not directly related to work specifications can be a source of strength for the birth of the corps spirit of employees.
GAMPIL : Upaya Penguatan Daya Saing Ritel Mikro di Era COVID-19 dan Peningkatan Minat Memiliki Legalitas Usaha Foster, Bob; Johansyah, Muhamad Deni
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 1 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v5i1.94

Abstract

In micro-scale retail, there are problems with the cost of legality management, the high costs and complicated rules are obstacles and the cause of the decrease in the number of legality ownership of micro-scale retailers. Based on this, the Bandung City Government, West Java, innovated using application technology and the internet for legality management, which was called the Gadget Application Mobile for License abbreviated as GAMPIL. This study is intended to determine whether efforts to strengthen internet-based applications can reduce the number of micro retailers that do not yet have legality and create a competitive power for micro-scale retailers in Indonesia, especially the city of Bandung. With a quantitative approach and explanatory research methods, 300 retailers from the city of Bandung, East Bandung to be exact, were taken randomly as a sample in the hope that the research can provide input for the government regarding strengthening the competitiveness of MSMEs in Bandung City through licensing. The results obtained are that the presence of GAMPIL as an application-based business license management innovation is able to increase the competitiveness of micro-scale retailers and their interest in having legality increases by 49.1%.
Dana Pihak Ketiga dan Modal Sendiri terhadap Financing to Deposit Ratio di PT Bank BRI Syariah Setia, Mochamad Nur Rahmat; Magi, Bahmid I; Nuraeni, Eni
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 1 (2021)
Publisher : Universitas Ma'soem

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32483/maps.v5i1.96

Abstract

This research was conducted because the development of TPF and Equity Capital at PT Bank BRI Syariah for the 2016-2020 period fluctuated. TPF in 2016 in the third quarter and fourth quarter experienced an increase but FDR decreased as well as fluctuations in TPF during 2018 and 2020 which did not match the theory, where the higher the DPK collected, the greater the distribution of financing so that the FDR value would increase and vice versa. This study aims to determine the effect of TPF on FDR, the effect of Equity Capital on FDR, the effect of TPF and Equity Capital simultaneously on FDR at PT Bank BRI Syariah. This study uses associative quantitative research, with the object of this research being Third Party Funds, Own Capital and Financing to Deposit Ratio at PT Bank BRI Syariah. The type of data used is secondary data in the form of financial ratios published by PT. Bank BRI Syariah starting from the period 2016 to 2020. The population in this study is the financial statements of PT Bank BRI Syariah. The sample used is the quarterly published financial statements of BRI Syariah Bank for the period 2016 to 2020. The data analysis used is multiple correlation analysis, multiple regression analysis, coefficient of determination analysis, t-test and F-test. Own capital has a positive and significant effect on FDR. TPF and own capital simultaneously have a positive and significant effect on FDR at PT Bank BRI Syariah.