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Contact Name
Ririn Noviyanti
Contact Email
-
Phone
+6285655612994
Journal Mail Official
iqtishodia2016@gmail.com
Editorial Address
Jalan Raya Putatlor, Putatlor, Gondanglegi, Malang, Jawa Timur 65174, Indonesia
Location
Kota malang,
Jawa timur
INDONESIA
Iqtishodia: Jurnal Ekonomi Syariah
Published by Universitas Al-Qolam
ISSN : 2503118X     EISSN : 25804669     DOI : -
Iqtishodia: Jurnal Ekonomi Syariah is a scientific journal that serves as a means of developing intellectual lecturers and academics of Islamic economic activists.
Articles 173 Documents
The Influence of Dividend Policy, Debt Policy and Share Prices on Company Size in the Jakarta Islamic Index (JII) Nidya Lestari; Rika Lidyah; Peny Cahaya Azwari
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): September
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to determine the effect of dividend policy, debt policy and share prices on company size. The background of this research is because there are differences in the results of previous research between variables, so it is important to do re-research with samples from the latest period, that is 2017 to 2022. The research uses quantitative analysis sourced from secondary data. Based on the attachment to BEI announcement No PENG-00302/BEI.POP/11-2022, the population in this research is 30 companies. The sample selection used was a purposive sampling method and 7 companies were obtained from shares of companies listed on the Jakarta Islamic Index (JII). The analysis technique used is multiple linear regression analysis test. In this research, dividend policy influences company size. Any increase in company size can increase dividend payments assuming other variables remain constant. Debt policy has a significant effect on increasing company size. Then as the company size increases the debt policy will increase. Share prices have no effect on increasing company size
Factors Influencing Entrepreneurship Decisions in Medan City Students Windy Septia Triyani; Sri Ramadhani; Nurbaiti Nurbaiti
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): September
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i2.1131

Abstract

The purpose of this study was to determine whether there was an influence of at least 1 variable from personality factors, social factors, family environmental factors and educational factors on entrepreneurship decisions in students of North Sumatra University, Medan State University, North Sumatra State Islamic University, North Sumatra Muhammadiyah University and University Medan Ganesha Polytechnic. This research was conducted using 135 respondents. From the results of the study, it was concluded that the most influential variable on the entrepreneurship decisions of Medan city students was social factors. The influence of the next variables sequentially are personality factors, family environment factors and educational factors. The results of this study also show that all variables have a positive and significant influence on the entrepreneurship decisions of Medan city students.
Evaluating the Growth Potential of Halal Tourism in Palu Sitti Aisya; Nur Syamsu; Muthmainnah. MD
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): September
Publisher : Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i2.1133

Abstract

Indonesia possesses significant potential in halal tourism, but Palu city has yet to fully utilize its resources despite its abundant natural, cultural, and historical wealth. This research used qualitative method that analyzes the successful halal tourism industry in Lombok as a benchmark. The analysis indicates that Lombok's success in developing halal tourism can be attributed to active community participation, a business model prioritizing societal welfare, and full support from the local government. Key implications from this study include engaging the local community, active support from local authorities, effective promotional strategies, and broad collaboration within the surrounding regions. Implementing best practices from successful halal tourism destinations is expected to accelerate the growth of the halal tourism industry in Palu City, ultimately leading to positive impacts on economic growth. Future studies should focus more on preferences, social and cultural aspects, innovative marketing strategies, collaboration with local communities, and adopting best practices aligned with local values and culture.
Determinants of Consumer Purchase Decision in Home Industry Product: A Case Study on Shrimp Cracker Home Industry Arfamaini, Revi
Iqtishodia: Jurnal Ekonomi Syariah Vol. 8 No. 2 (2023): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v8i2.1136

Abstract

The development of the digital world today forces MSMEs to adapt in order to survive and thrive. Currently, many merchants complained that their sales had decreased, which resulted in a decrease in turnover. Therefore, MSMEs should be able to adapt by the digitalization of industry and trade. However, the current problems of MSMEs are not far away and still revolve around the same thing, namely capital. this study aims to investigate whether the variables of WoM, distribution channels, and product quality affect the decision to buy shrimp crackers and how these independent variables affect the dependent variable. This study is a quantitative study with multiple regression analysis. Based on data analysis and discussion this study found partially WoM (X1) influence purchase decision (Y) while product quality (X2) also influence purchase decision (Y) as well as distribution channels (X3) at shrimp cracker MSMEs at Tunjungan Village. Meanwhile, simultanousely all IV (X1, X2, and X3) are influence the DV (Y) with R2 about 0.661 or in other word 66.1% of DV are influenced by IVs.
Transformation of Rahn's Thought Development as Sharia Capital Business Suherli, Ian Rakhmawan
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 1 (2024): March
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i1.1155

Abstract

This research writes about the transformation of the development of rahn (sharia pawn) thinking as a sharia capital business. Rahn or sharia pawn was originally seen as a tabarru' (social) contract to help, but developed into a tijarah (commercial) contract that had economic benefits. The writing explains the legal basis of rahn from the Quran, Hadith, fiqh rules, to the laws and fatwas of DSN MUI. The development of rahn thought is discussed from the time of Prophet Muhammad SAW, Khulafaur Rashidin, Abbasid, to contemporary times. It also explained the terms of pawn goods (marhun), the types of contracts in rahn, and the potential of rahn as an instrument of sharia financing today. In conclusion, rahn thought has undergone a transformation from tabarru' to tijarah. Rahn has the potential to become a profitable sharia capital business that is free from usury, in addition to the potential for new types of intangible goods as valuable and valuable goods that can be used as al marhuun (collateral).
A Study on Financial Soundness at Indonesian Islamic Bank Hidayah, Islamiati; Hariyanti, Sri; Kusumawardhany, Sayekti Indah
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1270

Abstract

This study aims to investigate the soundness of Islamic Bank in Indonesia. Particularly at PT. Bank Muamalat Indonesia, Tbk through RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). This study is a quantiative study and employs multiple regression analysis to analyze the data from annual report of Bank Muamalat Indonesia. RGEC method was employes to measure the financial distress which includes components of Risk Profile, Good Corporate Governance, Earnings, and Capital. The Risk Profile is proxied by Non-Performing Finance (NPF) and Financing to Deposit Ratio (FDR). Earnings are proxied by Return on Assets (ROA), Return on Equity (ROE). Capital is peroxided by the Capital Adequacy Ratio (CAR). The result of this study shows NPF, FDR, RoA, RoE, and CAR are partially and simultanousely influence financial distress of Islamic Bank especially in Bank Muamalat Indonesia. Particularly, NPF and RoE have a positive relationship with financial distress while FDR, RoA, and CAR have a negative relationship with financial distress
Evaluation of ZIS Management on the Implementation of SIZIPRO System In Improving Transparency and Accountability Sari, Dewi Puspita; Putra, Yuniarti Hidayah Suyoso
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 1 (2024): March
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i1.1305

Abstract

Information system implementation is essential for UPZ Baznas Petrokimia Gresik to find out the performance and information needed. The implementation enables administrators to manage the collection and distribution of zakat, infaq, and sadaqah (ZIS) efficiently. This research aims to evaluate the implementation of the SIZIPRO system through SWOT analysis. The method in this research uses a qualitative method with a case study approach to obtain holistic and accurate data. Data is obtained through observation, interviews and documentation. The evaluation is conducted using a SWOT analysis that consists of three stages, namely heuristic evaluation, system usability scale, and concurrent think-aloud. The results showed that the use of the SIZIPRO system was not fully open. However, the system has the potential to improve the existing weaknesses and overcome threats that may occur in ZIS management. Further findings, the management process of the SIZIPRO system implementation can be run in real-time and accurately which enables increased trust and minimizes data errors. The SWOT matrix in this study can be used as a basis for evaluating the use of digital systems in managing the collection and distribution of zakat, infaq, and sadaqah to enhance transparency and accountability.
The Influence of Halal Awareness, Knowledge and Regulations on Submitting Halal Self Declare Certification for Micro and Small Business Actors in the Culinary Sector in Pacet District, Mojokerto Regency Salsabila, Aulia Ziyadaturrahmah; Kalimah, Siti
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1325

Abstract

L Law No.33 concerning Halal Product Guarantees requires halal certification for every product imported and distributed. and traded in Indonesian territory. MSEs are the target of BPJPH in applying for halal certification. This research is to answer the question of whether there is a significant influence between halal awareness, knowledge and regulations simultaneously or partially on the application for halal certification among MSEs in the culinary sector in Pacet Mojokerto. This research uses a quantitative approach method with data collection techniques, namely questionnaires distributed to respondents. The research results obtained show that halal awareness, knowledge and regulations simultaneously have a positive and significant influence on applications for halal self-declaration certification of 0.627 or 62.7%. Then for partial testing, the halal awareness variable has a positive but not significant effect on the application for self-declared halal certification. Meanwhile, the knowledge and regulatory variables have a positive and significant effect on applications for halal self-declaration certification among MSEs in the culinary sector in Pacet, Mojokerto. This research provides recommendations for the government, becomes evaluation material in determining policy direction, and provides support and outreach regarding halal certification. For institutions applying for halal certification in Pacet Mojokerto, evaluation and improvement materials for halal certification assistance so that it can be maximized. And for business actors to pay more attention to having halal certification for each of their products.
The Impact of Financing Restructuring Policy on Financial Performance and Islamic MSME Financing during Covid-19: A Study of Indonesian Islamic Commercial Banks Safira , Zahra; Badina, Tenny; Pardiansyah, Elif
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1352

Abstract

The purpose of this study was to determine the differences in Return on Assets (ROA), Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), and Operating Expenses to Operating Income (BOPO), as well as Islamic MSME Financing at Islamic commercial banks in Indonesia before and after the implementation of the financing restructuring policy during the Covid-19 period. The research method used to analyze is a comparative method with a quantitative approach calculated using the Paired sample t-test if the data is normally distributed and the Wilcoxon signed rank test if the data is not normally distributed which is carried out using IBM SPSS 25 software. The results showed that there were significant differences in financial performance as seen in the ratios of ROA, NPF, CAR, FDR, and BOPO before and after the implementation of the financing restructuring policy during the Covid-19 period. Meanwhile, Islamic MSME financing has no difference before and after the implementation of the financing restructuring policy during the Covid-19 period. Overall, the restructuring policy has a positive impact on the financial health of Islamic Commercial Banks, while maintaining stable support for Islamic MSME financing in Indonesia.
Commission Deductions from Online Food Delivery Sales for MSMEs from the Perspective of Positive Law and Islamic Law Al Munawar, Faishal Agil; Rohmah, Ainur
Iqtishodia: Jurnal Ekonomi Syariah Vol. 9 No. 2 (2024): September
Publisher : Universitas Al-Qolam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v9i2.1404

Abstract

Indonesia leads the top rank in Southeast Asia in relation to Gross Merchandise Value (GMV) for online food delivery (OFD) services, recording a GMV of US$ 4.6 billion in 2023. Online food delivery platforms like GoFood, GrabFood, and ShopeeFood have become integral to the lifestyle in major cities, including Malang. These platforms offer consumers convenience when ordering food from various restaurants. However, they also impose commission cuts on every sales transaction to OFD partners, which are often seen as burdensome. This study aims to analyze sales commission cuts on OFD platforms from the perspective of Trade Ministry Regulation Number 70 Year 2019 on Direct Distribution of Goods and the Fatwa DSN-MUI No. 113/DSN-MUI/IX/2017 on Wakalah Bi Al-Ujrah Contract. The method used is empirical juridical with a qualitative approach. The research findings indicate: 1. There needs to be more satisfaction among business operators or OFD partners in Lowokwaru, Malang, regarding the increase in commission cuts. The commission cut mechanisms on the GoFood platform are 20% + Rp. 1,000 per sale, GrabFood is 30% per sale, and ShopeeFood is 25% per sale. 2. According to Trade Ministry Regulation Number 70 Year 2019 on Direct Distribution of Goods, as long as the commission cuts by the three platforms (GoFood, GrabFood, and ShopeeFood) do not exceed 40%, such commission cuts are allowed. Whereas under Fatwa DSN-MUI No. 113/DSN-MUI/IX/2017 on Wakalah Bi Al-Ujrah Contract, commission cuts are permissible provided they meet certain established conditions. Yet, the third condition regarding ujrah has to be fully executed because neither party has agreed on commission increases.