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Jurnal Ilmiah Edunomika (JIE)
Published by STIE AAS Surakarta
ISSN : -     EISSN : 25981153     DOI : https://dx.doi.org/10.29040/jie
Core Subject : Economy, Science, Education,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education
Jurnal Ilmiah EDUNOMIKA dengan ISSN 2598-1153, diterbitkan 2 (dua) kali setahun (Pebruari dan Agustus) oleh LPPM STIE AAS Surakarta bekerjasama dengan Pusat Kajian Pendidikan dan Ekonomi (PUSKAPE), Yayasan Keluarga Muslim Al Azarul Ulum Sukoharjo. Terbit pertama pada bulan Pebruari 2017. Redaksi mengundang para guru, akademisi (dosen atau peneliti) dan praktisi terkait (Sekolah, Perguruan Tinggi, Pemerintahan, LSM, dan lain-lain) untuk dapat mengirimkan artikel dengan kajian ekonomi dan pendidikan ke Jurnal Ilmiah Edunomika (JIE).
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 2,937 Documents
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THE INFLUENCE OF BANKS SPECIFIC FACTORS, MACRO ECONOMIC FACTORS, AND INDUSTRIAL FACTORS ON NON-PERFORMING FINACING OF SHARIA BANKS IN INDONESIA FOR THE 2013–2022 PERIOD Muhammad Yahya; Abdurrahman Abdurrahman
JURNAL ILMIAH EDUNOMIKA Vol 8, No 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14514

Abstract

Indonesia, as a country with the largest Muslim population, requires special attention to sharia banks because these financial institutions can be an alternative that allows people to avoid the practice of usury, which is contrary to sharia financial principles. Through sharia banks, people can access financial services that are in accordance with their religious beliefs. However, this sector faces various types of risks that not only affect its financial well-being, but also endanger the stability of the entire country and are one of the risks of bank financing. Financing problems are a major challenge to the stability of the banking sector. For this reason, this research aims to identify the factors that influence NPF in Islamic commercial banks in Indonesia. on 10 banks listed on the Indonesia Stock Exchange for the 2013-2022 period, and using data analysis methods by applying panel data regression techniques. The research results show that Bank Size, Financing Growth, Bank Diversification, Bank Competition and Inflation have no effect on NPF. On the other hand, Bank Operational Inefficiency, FDR, Bank Profitability, and CAR affect NPF.
PENGARUH MOTIVASI, KEPEMIMPINAN DAN DISIPLIN KARYAWAN TERHADAP KINERJA KARYAWAN Sunarni Sunarni; Muhammad Yusuf; Muhammad Fatkhurohman Albashori; Kristina Sujila; Muhamad Risal Tawil
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13135

Abstract

Abstrak Keberadaan organisasi perusahaan merupakan sesuatu yang penting bagi proses kehidupan masyarakat. Organisasi perusahaan memiliki misi menyelenggarakan pelayanan publik. Untuk dapat merealisasikan peran organisasi perusahaan dalam menyelenggarakan pelayanan kepada masyarakat tentunya karyawan dalam organisasi perusahaan tersebut perlu diarahkan, dibina, diberi motivasi, dibimbing dan sebagainya, agar dapat menjalankan tugas dan fungsinya sehingga dapat meningkatkan kinerja karyawan itu sendiri. Penelitian ini merupakan penelitian dengan pendekatan kuantitatif. Penelitian ini bertujuan untuk mengetahui pengaruh motivasi, kepemimpinan dan disiplin karyawan berpengaruh terhadap kinerja karyawan. Hasil penelitian ini telah menemukan bahwa motivasi, kepemimpinan dan disiplin karyawan berpengaruh terhadap kinerja karyawan. Kata Kunci: Motivasi, Kepemimpinan dan Disiplin Karyawan, Kinerja Karyawan
THE EFFECT OF INCOME, DISTRIBUTION OF FUNDS, AND FEE-BASED INCOME ON THE PROFITABILITY OF BSI INDONESIA Nurianti Rahmadani; Annio Indah lestari Nasution; Nurwani Nurwani
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11373

Abstract

The purpose of this study was to determine the effect of income, distribution of funds, and fee-based income on return on assets at PT BSI Tbk in 2018-2022. In this study aims to determine the effect of Income, Distribution of Funds, and Fee Based Income on ROA (Return On Assets) (Y). The research data was obtained from the results of the publication of the financial statements of PT. BSI Indonesiafrom 2018-2022 which can be obtained through the official website www.bsisyariah.co.id. The population of this study is the 2018-2022 financial reports at BSI Indonesiawhich have been published. The sample in this study is the annual financial statements of PT BSI Tbk for 2018-2022 which have been published on the official website of PT BSI Syariah Tbk using a purposive sampling technique. The results showed that partially showing Income, Fund Distribution, and Fee Based Income each variable had a significantly positive effect on return on assets at PT. BSI Indonesia. This has been proven by the value of tcount > ttable with a significance level of 0.05. Where tcount > ttable is 7.876 > 1.70814 and the significance value on Income
ANALISIS FAKTOR YANG MEMPENGARUHI GENERASI Z DI SURAKARTA MENJADI PENGGUNA E-WALLET SHOPEEPAY Fania Indri Puspitasari; Pardi Pardi
JURNAL ILMIAH EDUNOMIKA Vol 6, No 2 (2022): EDUNOMIKA : Vol. 06, No. 02, 2022
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v6i2.6399

Abstract

Penelitian ini bertujuan untuk menganalisis tentang faktor-faktor yang mempengaruhi generasi Z dalam menggunakan sistem pembayaran E-wallet ShopeePay. Dalam penelitian ini faktor yang mempengaruhi yaitu promosi, kepercayaan, kemudahan penggunaan, dan pengalaman. Jenis penelitian ini yaitu kuantitatif deskriptif, yang menjelaskan bahwa data yang bersifat numeric atau terdiri dari angka-angka yang kemudian mendeskripsikan data tersebut. Populasi penelitian ini adalah masyarakat di Kota Surakarta yang berusia 17-25 tahun, pengguna E-wallet ShopeePay. Jumlah populasi tidak diketahui, sehingga teknik penarikan sampel yang digunakan adalah dengan teknik sampel acak sederhana, dan diperoleh total sampel sebanyak 100 responden. Metode pengumpulan data pada penelitian ini menggunakan metode survei dengan kuesioner sebagai alat utama untuk mengumpulkan data. Analisis data menggunakan analisis regresi linier berganda dengan menggunakan program SPSS versi 25. Pengujian hipotesis klasik terdiri dari uji : 1) uji F dan koefisien determinasi, 2) uji asumsi yang meliputi uji normalitas, 3) uji multikolinieritas, dan 4) uji heteroskedasititas. Penelitian ini menemukan bahwa faktor kontribusi Promosi, Kemudahan Penggunaan, dan Pengalaman berpengaruh terhadap Generasi Z sebagai pengguna E-wallet ShopeePay. Faktor kepercayaan tidak berpengaruh terhadap generasi Z sebagai pengguna E-wallet Shopeepay. Kata Kunci : Promosi, Kepercayaan, Kemudahan Penggunaan, Pengalaman, dan Pengguna E-wallet ShopeePay.
PENGARUH RISK BASED CAPITAL, PREMIUM GROWTH RATIO, DAN BEBAN KLAIM TERHADAP PROFITABILITAS PADA ASURANSI JIWA SYARIAH Anita Anita; Rohmawati Kusumaningtias
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v%vi%i.13643

Abstract

This study aims to examine and analyze the effect of risk based capital, premium growth ratio, and claims expense on the level of profitability proxied by return on assets with research subjects Sharia life insurance companies in Indonesia. This study uses a quantitative research method with purposive sampling technique, which produces a sample of 17 sharia life insurance companies (consisting of 85 data) that are actively registered with the Indonesian Financial Services Authority in the 2016-2020 period. This study shows that the premium growth ratio and claim expense have no effect on the level of profitability. Meanwhile, risk based capital has an influence on the level of profitability
DAMPAK PENGANGGURAN TERHADAP PERTUMBUHAN EKONOMI DI PROVINSI GORONTALO Muhamad Ichksanul A. Mokoagow; Andi Mardiana
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10650

Abstract

Permasalahan pengangguran memang sangat kompleks untuk dibahas dan merupakan isu penting, karena dapat dikaitkan dengan beberapa indikator-indikator. Indikator-indikator ekonomi yang mempengaruhi tingkat pengangguran antara lain pertumbuhan ekonomi negara bersangkutan, tingkat inflasi, kemiskinan, serta besaran upah yang berlaku. Penelitian ini menggunakan metode penelitian kualitatif berdasarkan studi kepustakaan (library research). Penelitian ini dilakukan dengan mengumpulkan artikel buku dan jurnal dengan tema sesuai dengan tujuan penelitian. Sumber data primer diperoleh dari seluruh karya yang ditulis langsung oleh tokoh pemikir ekonomi, sementara sumber data sekunder, diambil dari karya-karya ilmiah yang terkait dengan topik pembahasan, ditambah dengan tulisan-tulisan dalam disiplin ilmu ekonomi melalui portal ilmiah Google Scholar untuk menghimpun artikel jurnal yang relevan dan selanjutnya melakukan analisis isi (content analysis). Hasil Penelitian ini menunjukkan, tingkat pengangguran sangat berpengaruh terhadap pertumbuhan ekonomi. Salah satunya, pada tahun 2020 pertumbuhan ekonomi di Provinsi Gorontalo sangat menurun. Hal ini menjadi dampak dari tingginya angka pengangguran pada tahun 2020 yang disebabkan oleh covid-19. Dengan demikian hal ini sejalan dengan teori yakni menganggur akan menurunkan pertumbuhan ekonomi dan menggantungkan hidupnya pada orang-orang yang berproduktif sehingga menjadikan angka ketergantungan meningkat dan merosotnya pendapatan per kapita. Salah satu faktor penting dalam menentukan tingkat kemakmuran suatu masyarakat adalah tingkat pendapatan. Pendapatan masyarakat akan mencapai maksimum jika tingkat penggunaan tenaga kerja penuh dapat diwujudkan. Dengan menganggur, sumber daya menjadi terbuang percuma. Tidak hanya produktivitas yang menurun, pendapatan masyarakat juga akan berkurang sehingga dapat menimbulkan kemiskinan dan masalah sosial lainnya. Kata Kunci: Pengangguran, Pertumbuhan Ekonomi, Gorontalo
MENILIK GAYA KEPEMIMPINAN OTORITER Yudha Aditya; Leonard Adrie Manafe; Fajar Tinovita Sari
JURNAL ILMIAH EDUNOMIKA Vol 7, No 2 (2023): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v7i2.9157

Abstract

The purpose of this study was to analyze the application of authoritarian leadership style at PT. Kurnia Nata Kencana. The research method uses a qualitative approach with informants are five people who come from several division. Collection of information through interviews and literature study. The result shows that the head of division is included in the category of authoritarian leaders, supported by the following characteristics: First, the leader bears the burden of the organization and carry out supervision, control over his own decisions; Second, authoritarian leaders don’t provide opportunities for conveying ideas; Third, authoritarian leaders have work discipline and focus on the result; Fourth, leaders make their own policies without the interference of others; Fifth, authoritarian leaders have low trust in their employees; Sixth, authoritarian leaders use one-way communication; Seventh, leaders are task oriented and pay little attention to employee welfare; Eight, authoritarian leaders use power to give orders, rules, and prohibitions; Ninth, authoritarian leaders act in a dictatorial manner.
PENGARUH PENGETAHUAN, MODAL, DAN RISIKO INVESTASI TERHADAP MINAT INVESTAS MAHASISWA (Studi pada Mahasiswa Perbankan Syariah UIN Fatmawati Sukarno Bengkulu) Huzaifah Aulia; Supardi Mursalin; Rizky Hariyadi
JURNAL ILMIAH EDUNOMIKA Vol 8, No 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14559

Abstract

This study aims to determine how much influence knowledge, capital, and investment risk have on students' investment demand. The population in this study is all Sharia Banking students of UIN Fatmawati Sukarno Bengkulu. With a sample of 86 students. The research method uses quantitative methods with an associative quantitative approach. The research instrument used is by distributing questionnaires. This research data analysis technique is multiple linear regression to test the research hypothesis using t test and f test using SPSS 16 For Windows Software application. The results showed that the variables of knowledge (X1), capital (X2), and investment risk (X3) had a positive and significant influence on students' investment interest. So it can be said that the hypothesis is accepted.
PENGARUH MODEL PEMBELAJARAN BU EMI TERHADAP PRESTASI MENULIS CERKAK SISWA KELAS IX DI SMP NEGERI 1 BAURENO KABUPATEN BOJONEGORO Emi Sudarwati; Mulyana Mulyana
JURNAL ILMIAH EDUNOMIKA Vol 8, No 2 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i2.13380

Abstract

We know that writing skills in literature learning are skills that cannot be considered easy. Because this skill will certainly require a person's ability to be able to express ideas, ideas, thoughts and feelings so that they can become a work of art. Even other people can understand and feel the benefits of the work. So the learning outcomes that have been achieved by a school, whether high or low or good or bad, will really depend on the learning process. In particular, what learning experiences have been experienced and learned by the student. Because after all, experience is the best teacher. The author, as a Javanese language teacher, is fully aware that there are many students and students with different characteristics. Characteristics, abilities, knowledge, understanding, and so on in an effort to practice the material presented are certainly different. The aim of this research is to find out whether the BU EMI Model can improve the Cerkak writing achievement of class IX students at SMP Negeri 1 Baureno, Bojonegoro Regency. In this way, the Javanese language teaching and learning process is more effective and provides optimal results for students. Data resulting from the practical application of learning innovation at the first meeting, students seemed reluctant to write personal experiences into a Cerkak. Most likely this is because students generally feel they are not used to writing Cerkak and therefore find it difficult. That kind of thinking needs to be dismissed by using innovative learning models. Then the author tried to use the BU EMI Model. It turned out that class IX students became more enthusiastic. This can certainly increase students' grades in learning Cerkak Writing. In the end, this can also improve student achievement in learning Cerkak Writing. Cerkak is difficult. Such thinking needs to be pushed aside by using innovative models. Then the author uses this EMI BU Model. It turned out that class IX students became more enthusiastic. This certainly can increase student scores in Writing Cerkak. In the end it can also increase student achievement in learning Cerkak Writing.
PENGARUH LOKASI, SARANA DAN PRASARANA SERTA PELAYANAN TERHADAP KEPUASAN PELANGGAN DAN DAMPAKNYA PADA LOYALITAS PELANGGAN (Studi Kasus pada hotel-hotel di Kabupaten Semarang ) Hendrajaya Hendrajaya
JURNAL ILMIAH EDUNOMIKA Vol 7, No 1 (2023): EDUNOMIKA : Vol. 07, No. 01, 2023
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v7i1.12654

Abstract

The aim of this research is to know the influence of the Location, Facilities and Service toward the Satisfaction of the customers and the implication toward the Loyality of customers.This research used primary data about the standart quality of location (7 items), standart quality of facilities (18 items), standart of service (16 items), standart quality of customer satisfaction (7 items) and variable of customer loyality (6 items). All items above are measured using likers scale and analized of its validity and reliability. Data gathering is using questioneair techningue to the 168 quests of hotel in Semarang. Data analysis is using path analysis, t-test, f-test and coefficient of determanition. The result of the researct shows that of the hypothesis are not all acceptable, it is incated that location doesn’t influent positively and significantly toward the customers satisfaction, mean while facilities influents positively and significantly with analysis t-test (2,160) > t-table (1,654) and analysis sig.(0,032) < (0,05), sercice influences positively and significantly toward customers satisfaction with the analysis t-test (2,411) > t-table (1,654) and analysis sig.(0,017) < (0,05), customer satisfaction is not intervening between location and customer loyality because the direct influence > the indirect influence (6,8%) > (1,6%). Customers satisfaction is entervening between facilities and customers loyality, the influence as much as (6,2 %), customer satisfaction is not intervening between service and loyality because direct influence > indirect influence (23,5%) > (6,8%), customers satisfaction influents positively and significantly toward customers loyality with the analysis t-test (11,264) >f-table (2,26) and analysis sig (0,000) < (0,05), r2 (0.199) which means it has a 19,9% positive influence toward customers loyality. Customer satisfaction is intervening between facilities toward customers loyality Hotel in Semarang. KeyWords : Location, Facilities, Service, Customers Satisfaction, Customers Loyality.

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